招商銀行北京市海淀區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）說明：從每題括號內(nèi)的四個(gè)選項(xiàng)中，選擇最符合句子語境的單詞填空。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.threatenedD.supported2.AsaleadingfinancialinstitutioninBeijing,ChinaMerchantsBankneedsto__________itsdigitalservicestomeetcustomerdemand.A.improveB.ignoreC.reduceD.postpone3.Thebank’snewmobileappaimsto__________theefficiencyofonlinetransactionsforusersintheHaidiandistrict.A.enhanceB.weakenC.delayD.disrupt4.Duetostrictregulations,thebankmust__________compliancewithanti-moneylaunderingpolicies.A.ignoreB.prioritizeC.avoidD.minimize5.Thesummerinternshipprogramisdesignedto__________studentswithpracticalexperienceinthefinancialsector.A.lackB.provideC.removeD.limit二、閱讀理解（共4題，每題3分，共12分）說明：閱讀以下短文，然后回答問題。Passage:China’sfinancialsectorhasbeenundergoingsignificanttransformationinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.Fintechcompanies,suchasAntGroupandTencentFinance,haveemergedaskeyplayers,offeringinnovativesolutionslikemobilepaymentsandonlinelending.Meanwhile,traditionalbankslikeChinaMerchantsBankareinvestingheavilyindigitalinfrastructuretostaycompetitive.TheHaidiandistrictinBeijing,knownforitstechhubs,hasbecomeafocalpointforfinancialinnovation,withmanystartupsandestablishedbankssettingupR&Dcentersthere.However,challengesremain,includingdatasecurityconcernsandtheneedforstricteroversighttopreventfinancialrisks.1.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.TheroleofHaidiandistrictinfinancialinnovation.C.Thechallengesfacedbytraditionalbanks.D.Thegrowthoffintechcompanies.2.Accordingtothepassage,whyaretraditionalbanksinvestingindigitalinfrastructure?A.Toreducecosts.B.Tocompetewithfintechfirms.C.Toimprovecustomerservice.D.Toattractmorestudents.3.WhatdoesthepassagesuggestabouttheHaidiandistrict?A.Itisahubforfinancialregulation.B.Ithasfewertechcompaniesthanotherregions.C.Itisapriorityareaforfinancialinnovation.D.Itfacesfewerdatasecurityissues.4.Whatisoneofthechallengesmentionedinthepassage?A.Insufficientinvestmentinfintech.B.Regulatoryoversight.C.Lackofskilledworkers.D.Highcustomersatisfaction.三、完形填空（共5題，每題2分，共10分）說明：閱讀以下短文，選擇最合適的選項(xiàng)填空。Lastyear,ChinaMerchantsBanklaunchedanewgreenfinanceinitiativeto__________itscommitmenttosustainabledevelopment.Theprogramfocusesonsupportingrenewableenergyprojectsandreducingcarbonemissionsinthebankingsector.By__________partnershipswithenvironmentalorganizations,thebankhasbeenableto__________loanstogreenindustriesatpreferentialrates.Theinitiativehasnotonlyhelpedthebank__________itscorporatesocialresponsibilitygoalsbutalso__________itsreputationasanenvironmentallyconsciousinstitution.However,thebankfaceschallengesin__________theimpactofclimatechangeonitsoperations.Despitethesedifficulties,thebankremains__________inexpandingitsgreenfinanceportfolio.1.A.demonstrateB.ignoreC.weakenD.postpone2.A.formingB.breakingC.ignoringD.dissolving3.A.providingB.denyingC.reducingD.delaying4.A.achievingB.losingC.neglectingD.forgetting5.A.measuringB.minimizingC.ignoringD.exaggerating四、句子改錯(cuò)（共4題，每題3分，共12分）說明：以下句子中各有一處錯(cuò)誤，請指出并改正。1.Thebank’sdigitaltransformationhasbeenslowerthanexpected,becausethelackofskilledemployees.-Corrected:Thebank’sdigitaltransformationhasbeenslowerthanexpected,becausethereisalackofskilledemployees.2.DespitethehighdemandforfinancialservicesinHaidian,thebankhasnotyetopenedabranchthere.-Corrected:DespitethehighdemandforfinancialservicesinHaidian,thebankhasnotyetopenedabranchthere.(Noerror)3.Thenewmobileappwillimprovethecustomerexperience,butitalsocreatesadditionalworkloadforthestaff.-Corrected:Thenewmobileappwillimprovethecustomerexperience,butitalsocreatesadditionalworkloadforthestaff.(Noerror)4.Ifthebankcontinuestoignoretheimportanceofdatasecurity,itmayfacelegalconsequences.-Corrected:Ifthebankcontinuestoignoretheimportanceofdatasecurity,itmayfacelegalconsequences.(Noerror)五、翻譯（共5題，每題2分，共10分）說明：將以下中文句子翻譯成英文。1.招商銀行致力于為北京市海淀區(qū)居民提供優(yōu)質(zhì)的金融服務(wù)。Translation:ChinaMerchantsBankiscommittedtoprovidinghigh-qualityfinancialservicestoresidentsinHaidianDistrict,Beijing.2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以保持競爭力。Translation:Withtherapiddevelopmentoffintech,traditionalbanksneedtoinnovatecontinuouslytomaintaincompetitiveness.3.該銀行的新信貸政策旨在降低中小企業(yè)融資成本。Translation:Thebank’snewcreditpolicyaimstoreducefinancingcostsforsmallandmedium-sizedenterprises.4.數(shù)據(jù)安全是銀行運(yùn)營中不可忽視的重要環(huán)節(jié)。Translation:Datasecurityisanindispensableaspectofbankoperations.5.我們希望通過此次招聘吸引更多優(yōu)秀人才加入招商銀行。Translation:WehopetoattractmoreoutstandingtalentstojoinChinaMerchantsBankthroughthisrecruitment.答案與解析一、選詞填空1.A.forced-解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新，故用"forced"。2.A.improve-解析：作為北京領(lǐng)先的金融機(jī)構(gòu)，招商銀行需要提升數(shù)字服務(wù)，故用"improve"。3.A.enhance-解析：新APP旨在提高交易效率，故用"enhance"。4.B.prioritize-解析：銀行必須優(yōu)先遵守反洗錢政策，故用"prioritize"。5.B.provide-解析：項(xiàng)目旨在為學(xué)生提供實(shí)踐經(jīng)驗(yàn)，故用"provide"。二、閱讀理解1.D.Thegrowthoffintechcompanies-解析：文章主要討論中國fintech公司的崛起及其影響。2.B.Tocompetewithfintechfirms-解析：傳統(tǒng)銀行投資數(shù)字化的目的是與fintech競爭。3.C.Itisapriorityareaforfinancialinnovation-解析：文中提到Haidian是金融創(chuàng)新的重點(diǎn)區(qū)域。4.B.Regulatoryoversight-解析：文中提到監(jiān)管壓力是銀行面臨的挑戰(zhàn)之一。三、完形填空1.A.demonstrate-解析：銀行通過行動(dòng)展示對可持續(xù)發(fā)展的承諾。2.A.forming-解析：與環(huán)保組織建立合作，故用"formingpartnerships"。3.A.providing-解析：為綠色產(chǎn)業(yè)提供優(yōu)惠貸款，故用"providingloans"。4.A.achieving-解析：銀行實(shí)現(xiàn)CSR目標(biāo)，故用"achievinggoals"。5.A.measuring-解析：銀行需要評估氣候變化的影響，故用"measuringimpact