華夏銀行南京市溧水區(qū)2025秋招筆試英語(yǔ)題專練及答案一、詞匯選擇（共10題，每題1分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.compelledB.facilitatedC.overwhelmedD.stabilized2.The溧水區(qū)branchofHuaxiaBankhas______anewmobilebankingapptoimprovecustomerservice.A.launchedB.designedC.integratedD.developed3.Thebank'sriskmanagementteamneedsto______potentialfinancialrisksbeforetheyescalate.A.mitigateB.analyzeC.ignoreD.amplify4.Thelocalgovernmenthas______policiestoattractmorebusinessestotheindustrialpark.A.implementedB.postponedC.criticizedD.declined5.TheeconomicgrowthinNanjinghas______thedemandforbankingservicesintheregion.A.surgedB.declinedC.stabilizedD.fluctuated6.Thebank'scustomerrelationshipmanagementsystemisdesignedto______customersatisfaction.A.enhanceB.reduceC.measureD.eliminate7.ThenewbranchinLishuiisstrategicallylocatedto______thegrowingpopulationinthearea.A.serveB.attractC.monitorD.evaluate8.Thefinancialinclusioninitiativesaimto______accesstobankingservicesforunderservedcommunities.A.improveB.limitC.restrictD.eliminate9.Thebank'scompliancedepartmentensuresthatalloperations______withregulatoryrequirements.A.complyB.alignC.conflictD.differ10.Thedigitaltransformationofbankinghas______theneedforphysicalbranches.A.reducedB.increasedC.maintainedD.ignored二、閱讀理解（共5題，每題2分，共10分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseoffintechhasrevolutionizedthebankingindustry,particularlyinurbanareaslikeNanjing.Traditionalbanksarenowcompetingwithtechcompaniesthatofferinnovativefinancialsolutions.HuaxiaBank,forinstance,haslaunchedanewmobilebankingappthatintegratesAI-poweredcustomerservice.Thisappnotonlyprovidesquickaccesstobankingservicesbutalsoenhancescustomerexperiencethroughpersonalizedrecommendations.Thebank'sriskmanagementteamhasalsoadoptedadvancedanalyticstoidentifyandmitigatepotentialfinancialrisks.Additionally,thelocalgovernmenthasimplementedpoliciestoattractmorefintechcompaniestotheregion,furtherboostingtheindustry'sgrowth.However,traditionalbanksstillplayacrucialroleinprovidingcomprehensivefinancialservices,especiallyinruralareaslikeLishui.Thebank'snewbranchinLishuiisstrategicallylocatedtoservethegrowingpopulationinthearea,ensuringbetteraccesstobankingservices.Financialinclusioninitiativesarealsounderwaytoimproveaccessforunderservedcommunities.Theseeffortshighlightthebank'scommitmenttobothinnovationandsocialresponsibility.1.Whathasrevolutionizedthebankingindustry?A.TheriseoftraditionalbanksB.TheriseoffintechC.TheintroductionofnewappsD.TheadoptionofAI2.Whatdoesthenewmobilebankingappoffer?A.TraditionalbankingservicesB.AI-poweredcustomerserviceC.PhysicalbranchservicesD.Limitedfinancialsolutions3.Howdoesthebank'sriskmanagementteamidentifypotentialfinancialrisks?A.ThroughmanualanalysisB.ThroughadvancedanalyticsC.ThroughcustomerfeedbackD.Throughgovernmentpolicies4.Whatpolicieshasthelocalgovernmentimplemented?A.PoliciestoreducefintechcompaniesB.PoliciestoattractmorefintechcompaniesC.PoliciestolimitbankingservicesD.Policiestoignorefinancialrisks5.WhyisthenewbranchinLishuistrategicallylocated?A.ToreducecustomeraccessB.ToservethegrowingpopulationC.TomonitoreconomicgrowthD.Toattractmorebusinesses三、完形填空（共10題，每題1分，共10分）directions:Readthepassagebelowandfillineachblankwiththebestwordfromtheoptionsprovided.ThebankingindustryinNanjinghasundergonesignificantchangesinrecentyears.Therapiddevelopmentoffintechhas______1______thetraditionalbankingsectortoinnovateandadapt.HuaxiaBank,forinstance,has______2______anewmobilebankingapptoimprovecustomerservice.Thisappnotonlyprovidesquickaccesstobankingservicesbutalso______3______personalizedrecommendationsbasedoncustomerdata.Thebank'sriskmanagementteamhasalsoadoptedadvancedanalyticsto______4______potentialfinancialrisksbeforetheyescalate.Additionally,thelocalgovernmenthas______5______policiestoattractmorebusinessestotheindustrialpark,furtherboostingtheindustry'sgrowth.ThenewbranchinLishuiisstrategicallylocatedto______6______thegrowingpopulationinthearea,ensuringbetteraccesstobankingservices.Financialinclusioninitiativesarealso______7______toimproveaccessforunderservedcommunities.Theseeffortshighlightthebank'scommitmenttobothinnovationandsocialresponsibility.Thedigitaltransformationofbankinghas______8______theneedforphysicalbranches,buttraditionalbanksstillplayacrucialroleinprovidingcomprehensivefinancialservices.Thebank'scompliancedepartmentensuresthatalloperations______9______withregulatoryrequirements,maintainingthehigheststandardsofintegrityandtrust.Thesuccessoftheseinitiativesunderscorestheimportanceofbalancinginnovationwithtraditionalbankingvalues.1.A.compelled2.A.launched3.A.enhances4.A.mitigate5.A.implemented6.A.serve7.A.underway8.A.reduced9.A.comply10.A.align四、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.溧水區(qū)的新銀行網(wǎng)點(diǎn)為當(dāng)?shù)鼐用裉峁┝烁憬莸慕鹑诜?wù)。2.華夏銀行的移動(dòng)銀行應(yīng)用通過(guò)大數(shù)據(jù)分析提升了客戶體驗(yàn)。3.南京市政府出臺(tái)了一系列政策以促進(jìn)金融科技的發(fā)展。4.銀行的風(fēng)險(xiǎn)管理團(tuán)隊(duì)利用人工智能技術(shù)來(lái)識(shí)別潛在風(fēng)險(xiǎn)。5.金融包容性倡議旨在為弱勢(shì)群體提供更多金融服務(wù)。五、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.ThenewmobilebankingappisdevelopedbyHuaxiaBanktoimprovecustomersatisfactionandservice.2.Thebank'sriskmanagementteamhasimplementedadvancedanalyticstoidentifyandmitigatepotentialfinancialrisksbeforetheyescalate.3.Thelocalgovernmenthasimplementedpoliciestoattractmorebusinessestotheindustrialpark,furtherboostingtheindustry'sgrowth.4.ThenewbranchinLishuiisstrategicallylocatedtoservethegrowingpopulationinthearea,ensuringbetteraccesstobankingservices.5.Financialinclusioninitiativesareunderwaytoimproveaccessforunderservedcommunities,buttraditionalbanksstillplayacrucialroleinprovidingcomprehensivefinancialservices.答案及解析一、詞匯選擇1.A.compelled-Therapiddevelopmentoffintechhascompelledthetraditionalbankingindustrytoadaptandinnovate.解析：compelled意為“強(qiáng)迫”，符合句意，表示金融科技的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)和創(chuàng)新。2.A.launched-Thebank'snewmobilebankingapphaslaunchedtoimprovecustomerservice.解析：launched意為“啟動(dòng)”，符合句意，表示華夏銀行推出了新的移動(dòng)銀行應(yīng)用。3.A.mitigate-Thebank'sriskmanagementteamneedstomitigatepotentialfinancialrisksbeforetheyescalate.解析：mitigate意為“減輕”，符合句意，表示風(fēng)險(xiǎn)管理團(tuán)隊(duì)需要減輕潛在金融風(fēng)險(xiǎn)。4.A.implemented-Thelocalgovernmenthasimplementedpoliciestoattractmorebusinessestotheindustrialpark.解析：implemented意為“實(shí)施”，符合句意，表示地方政府實(shí)施了政策來(lái)吸引更多企業(yè)。5.A.surged-TheeconomicgrowthinNanjinghassurgedthedemandforbankingservicesintheregion.解析：surged意為“激增”，符合句意，表示南京的經(jīng)濟(jì)增長(zhǎng)激增了該地區(qū)對(duì)銀行服務(wù)的需求。6.A.enhance-Thebank'scustomerrelationshipmanagementsystemisdesignedtoenhancecustomersatisfaction.解析：enhance意為“提升”，符合句意，表示銀行的關(guān)系管理系統(tǒng)旨在提升客戶滿意度。7.A.serve-ThenewbranchinLishuiisstrategicallylocatedtoservethegrowingpopulationinthearea.解析：serve意為“服務(wù)”，符合句意，表示溧水區(qū)的新網(wǎng)點(diǎn)戰(zhàn)略性地位于該地區(qū)，以服務(wù)增長(zhǎng)的人口。8.A.improve-Thefinancialinclusioninitiativesaimtoimproveaccesstobankingservicesforunderservedcommunities.解析：improve意為“改善”，符合句意，表示金融包容性倡議旨在改善為服務(wù)不足的社區(qū)提供銀行服務(wù)的途徑。9.A.comply-Thebank'scompliancedepartmentensuresthatalloperationscomplywithregulatoryrequirements.解析：comply意為“遵守”，符合句意，表示銀行的合規(guī)部門確保所有操作遵守監(jiān)管要求。10.A.reduced-Thedigitaltransformationofbankinghasreducedtheneedforphysicalbranches.解析：reduced意為“減少”，符合句意，表示銀行的數(shù)字化轉(zhuǎn)型減少了對(duì)實(shí)體網(wǎng)點(diǎn)的需求。二、閱讀理解1.B.Theriseoffintech解析：文章第一句明確指出“theriseoffintechhasrevolutionizedthebankingindustry”。2.B.AI-poweredcustomerservice解析：文章提到“Thebank'snewmobilebankingappintegratesAI-poweredcustomerservice”。3.B.Throughadvancedanalytics解析：文章提到“Thebank'sriskmanagementteamhasadoptedadvancedanalyticstoidentifyandmitigatepotentialfinancialrisks”。4.B.Policiestoattractmorefintechcompanies解析：文章提到“Thelocalgovernmenthasimplementedpoliciestoattractmorefintechcompaniestotheregion”。5.B.Toservethegrowingpopulation解析：文章提到“ThenewbranchinLishuiisstrategicallylocatedtoservethegrowingpopulationinthearea”。三、完形填空1.compelled2.launched3.enhances4.mitigate5.implemented6.serve7.underway8.reduced9.comply10.align四、翻譯填空1.ThenewbankbranchinLishuiprovidesmoreconvenientfinancialservicesforlocalresidents.2.HuaxiaBank'smobilebankingappenhancescustomerexperiencethroughbigdataanalytics.3.TheNanjingmunicipalgovernmenthasintroducedaseriesofpoliciestopromotethedevelopmentof