平安銀行濰坊市諸城市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）從下列選項(xiàng)中選出最適合填入空白處的單詞，并填在答題卡相應(yīng)位置。題目：1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.limited2.Ourcompanyvalues______indecision-making,whichhelpsusrespondquicklytomarketchanges.A.transparencyB.complexityC.secrecyD.hierarchy3.TheeconomicpoliciesinShandongProvinceaimto______smallandmedium-sizedenterprises.A.supportB.eliminateC.ignoreD.merge4.Duetothepandemic,manybankingserviceshaveshiftedto______channelstoensurecontinuity.A.offlineB.onlineC.manualD.traditional5.Thebranchmanageremphasizedthe______ofcustomerserviceinmaintaininglong-termrelationships.A.importanceB.difficultyC.inefficiencyD.irrelevance6.Thenewcreditassessmentmodelusesbigdatato______loanrisksmoreaccurately.A.minimizeB.maximizeC.ignoreD.overlook7.Employeesinthefinancialsectormust______withstrictregulationstoavoidlegalissues.A.complyB.defyC.challengeD.ignore8.Thebank’sdigitaltransformationhas______operationalefficiencybyautomatingprocesses.A.improvedB.reducedC.complicatedD.delayed9.InruralareasofZoucheng,thebankhas______financialinclusionthroughmobilebanking.A.promotedB.hinderedC.neglectedD.restricted10.Themergerwithanotherfinancialinstitutionwill______ourmarketshareintheregion.A.weakenB.expandC.shrinkD.stabilize二、閱讀理解（共5題，每題2分）閱讀以下短文，回答問題。每篇文章后有2-3個(gè)問題，請根據(jù)文章內(nèi)容選擇最佳答案。Passage1ThebankingsectorinChinahasbeenundergoingsignificantchangesduetotechnologicaladvancements.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoenhancecustomerexperienceandoperationalefficiency.Forinstance,manybanksnowoffermobilebankingappsthatallowcustomerstotransfermoney,paybills,andapplyforloansseamlessly.However,thisshiftalsobringschallenges,suchascybersecurityrisksandtheneedfor員工trainingtoadapttonewsystems.1.Whatisthemainfocusofthepassage?A.ThehistoryofbankinginChina.B.Theimpactoffintechontraditionalbanks.C.Thebenefitsofmobilebanking.D.Theproblemsfacedbyfinancialinstitutions.2.Whatchallengesdoesthedigitaltransformationbring?A.Higherprofits.B.Cybersecurityrisks.C.Morecustomers.D.Betterregulation.Passage2Zoucheng,acityinShandongProvince,hasagrowingpopulationofyoungprofessionalsseekingfinancialservices.Localbankshavenoticedthistrendandareexpandingtheirbranchesinthearea.Thecity’seconomyislargelydrivenbyagriculture,butwiththedevelopmentofindustries,thereisarisingdemandforcreditproducts.Banksarealsopartneringwithsmallbusinessestoprovidecustomizedfinancingsolutions.Thishasnotonlyboostedeconomicgrowthbutalsoimprovedfinancialinclusioninruralareas.3.WhatisthemaineconomicdriverinZoucheng?A.Agriculture.B.Industry.C.Tourism.D.Realestate.4.Howarebanksaddressingtheneedsofyoungprofessionals?A.Byclosingbranches.B.Byofferingfewerservices.C.Byexpandingtheirpresence.D.Byfocusingonruralclients.Passage3Customerserviceisacriticalfactorinthebankingindustry.Banksthatprioritizecustomersatisfactiontendtoretainmoreclientsandgeneratehigherrevenue.Inrecentyears,manyfinancialinstitutionshaveinvestedintrainingtheirstafftoprovidepersonalizedandefficientservice.Forexample,somebankshaveintroducedAI-poweredchatbotstohandlebasicqueries,freeinguphumanemployeestoassistwithmorecomplexissues.Thisapproachhasimprovedcustomerloyaltyandsetanewstandardforserviceexcellenceinthesector.5.Whatdoesthepassageemphasizeaboutbanking?A.Theimportanceoftechnology.B.Theroleofcustomerservice.C.Theneedforemployeetraining.D.ThebenefitsofAIchatbots.三、完形填空（共10題，每題1分）閱讀以下短文，選擇最佳答案填空。TheRiseofDigitalBankinginRuralChinaTheChinesegovernmenthasbeenpromotingfinancialinclusioninruralareasforyears.Traditionalbankshavestruggledtoservetheseregionsduetoinfrastructurelimitationsandlowprofitability.However,theriseofdigitalbankinghaschangedthislandscape.Mobilebankingappshavemadeiteasierforfarmersandsmallbusinessownerstoaccessfinancialservices.Forinstance,inZoucheng,acityinShandongProvince,thelocalbranchofamajorbankhasseenasignificantincreaseindigitaltransactions.Thisshifthasnotonlyimprovedconvenienceforcustomersbutalsoreducedoperationalcostsforthebank.6.Whyhavetraditionalbanksfacedchallengesinruralareas?A.Becauseofhighdemand.B.Becauseofpoorinfrastructure.C.Becauseofhighprofits.D.Becauseofgovernmentsupport.7.Howhasdigitalbankinghelpedfarmers?A.Byreducingtheirincome.B.Bylimitingtheiraccesstoloans.C.Byprovidingeasyaccesstofinancialservices.D.Byincreasingtheirrelianceoncash.8.Whathasbeentheimpactofdigitalbankingonthebank’soperations?A.Ithasincreasedcosts.B.Ithasreducedefficiency.C.Ithasloweredoperationalcosts.D.Ithasdecreasedcustomersatisfaction.9.Whatisthegovernment’sstanceonruralfinancialinclusion?A.Itisindifferent.B.Itissupportive.C.Itiscritical.D.Itisuncertain.10.WhatdoesthepassagesuggestaboutthefutureofbankinginruralChina?A.Itwilldecline.B.Itwillstagnate.C.Itwillgrow.D.Itwillremainunchanged.四、翻譯填空（共5題，每題2分）將下列中文句子翻譯成英文，并寫在答題卡相應(yīng)位置。1.平安銀行致力于為客戶提供卓越的金融服務(wù)，以支持當(dāng)?shù)亟?jīng)濟(jì)發(fā)展。2.隨著科技的進(jìn)步，銀行業(yè)正在經(jīng)歷數(shù)字化轉(zhuǎn)型。3.濰坊市諸城市的企業(yè)對信貸需求不斷增加。4.數(shù)字銀行通過簡化流程，提高了客戶體驗(yàn)。5.政府鼓勵(lì)金融機(jī)構(gòu)在農(nóng)村地區(qū)開展業(yè)務(wù)。五、寫作（共1題，10分）Writeashortessay(150-200words)onthetopic:"TheRoleofTechnologyinModernBanking."Discusshowtechnologyhastransformedthebankingindustryanditsbenefitsforcustomersandfinancialinstitutions.答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場變化。2.A.transparency解析：企業(yè)重視決策透明度，有助于快速應(yīng)對市場變化。3.A.support解析：山東省的經(jīng)濟(jì)政策旨在支持中小企業(yè)發(fā)展。4.B.online解析：由于疫情，許多銀行服務(wù)已轉(zhuǎn)向線上渠道以確保連續(xù)性。5.A.importance解析：分行經(jīng)理強(qiáng)調(diào)客戶服務(wù)的重要性，以維護(hù)長期客戶關(guān)系。6.A.minimize解析：新信用評(píng)估模型利用大數(shù)據(jù)更準(zhǔn)確地降低貸款風(fēng)險(xiǎn)。7.A.comply解析：金融行業(yè)的員工必須遵守嚴(yán)格的規(guī)定，以避免法律問題。8.A.improved解析：銀行的數(shù)字化轉(zhuǎn)型通過自動(dòng)化流程提高了運(yùn)營效率。9.A.promoted解析：在諸城市，銀行通過移動(dòng)銀行推廣了金融普惠。10.B.expand解析：與另一家金融機(jī)構(gòu)的合并將擴(kuò)大我們在該地區(qū)的市場份額。二、閱讀理解1.B.Theimpactoffintechontraditionalbanks.解析：文章主要討論金融科技對傳統(tǒng)銀行的影響。2.B.Cybersecurityrisks.解析：文章提到數(shù)字化轉(zhuǎn)型帶來的挑戰(zhàn)之一是網(wǎng)絡(luò)安全風(fēng)險(xiǎn)。3.B.Industry.解析：文章指出諸城市的經(jīng)濟(jì)發(fā)展主要由工業(yè)驅(qū)動(dòng)。4.C.Byexpandingtheirpresence.解析：銀行通過擴(kuò)大其存在來滿足年輕專業(yè)人士的需求。5.B.Theroleofcustomerservice.解析：文章強(qiáng)調(diào)客戶服務(wù)在銀行業(yè)中的重要性。三、完形填空6.B.Becauseofpoorinfrastructure.解析：傳統(tǒng)銀行在農(nóng)村地區(qū)面臨挑戰(zhàn)的主要原因是基礎(chǔ)設(shè)施有限。7.C.Byprovidingeasyaccesstofinancialservices.解析：數(shù)字銀行使農(nóng)民更容易獲得金融服務(wù)。8.C.Ithasloweredoperationalcosts.解析：數(shù)字銀行降低了銀行的運(yùn)營成本。9.B.Itissupportive.解析：政府支持農(nóng)村金融普惠。10.C.Itwillgrow.解析：文章暗示數(shù)字銀行在農(nóng)村地區(qū)將發(fā)展壯大。四、翻譯填空1.PingAnBankiscommittedtoprovidingexcellentfinancialservicestosupportlocaleconomicdevelopment.2.Withtheadvancementoftechnology,thebankingindustryisundergoingdigitaltransformation.3.EnterprisesinZouchengCity,Weifang,haveanincreasingdemandforcredit.4.Digitalbankinghasimprovedcustomerexperiencebysimplifyingprocesses.5.Thegovernmentencouragesfinancialinstitutionstooperateinruralareas.五、寫作范文TheRoleofTechnologyinModernBankingTechnologyhasrevolutionizedthebankingindustryinrecentyears.Digitalbankinghasmadeitpossibleforcustomerstoaccessfinancialservicesanytimeandanywhere.Mobileapps,onlinebanking,andAI-poweredchatbotshavenotonlyimprovedconveniencebutalsoreducedcostsforbothcustomersandbanks.Forinstance,customersca