廣發(fā)銀行湘潭市岳塘區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.threatenedD.supported2.InthecontextofChina'sfinancialsector,the______ofdigitalpaymentplatformshassignificantlyreducedcashtransactions.A.popularityB.regulationC.declineD.efficiency3.Toenhancecustomer______,thebankintroducedapersonalizedfinancialadvisorysystembasedonbigdataanalytics.A.satisfactionB.riskC.lossD.fraud4.The______economicpoliciesimplementedbytheChinesegovernmenthavehelpedstabilizethebankingsectorduringrecentcrises.A.conservativeB.aggressiveC.prudentD.speculative5.BanksinHunanprovinceareincreasinglyfocusingon______financetocatertothegrowingdemandforgreenloans.A.sustainableB.traditionalC.speculativeD.conventional二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthefollowingquestions.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered.Withthewidespreadadoptionofmobilebankingapps,customerscannowperformtransactions,accessloans,andmanageinvestmentswithjustafewtapsontheirsmartphones.However,thisshifthasalsointroducednewchallenges,suchascybersecurityrisksandregulatorycomplianceissues.FinancialinstitutionsinChina,includingbanksinregionslikeXiangtan,areinvestingheavilyintechnologytoensuresecureandefficientoperations.Atthesametime,theyareemphasizingcustomereducationtopromotefinancialliteracyandpreventfraud.Thegovernment’spushforfinancialinclusionfurtherunderscorestheneedforbankstoexpandtheirdigitalfootprint,especiallyinruralandunderservedareas.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactofdigitalbankingonfinancialservices.C.Thegovernment’sroleinfinancialregulation.D.Thechallengesofmobilebanking.2.Accordingtothepassage,whatisoneofthekeyconcernsinthedigitalbankingera?A.Reducedcustomersatisfaction.B.Cybersecurityrisks.C.Increasedloanapprovalrates.D.Lowertransactionfees.3.Whichregionismentionedasneedingimprovedfinancialservices?A.Coastalcities.B.Urbancenters.C.Ruralandunderservedareas.D.Internationalmarkets.4.WhatdoesthepassagesuggestaboutChina’sfinancialsector?A.Itiscompletelydominatedbytraditionalbanking.B.Itisrapidlyadoptingdigitalsolutions.C.Itisstrugglingwithfinancialinclusion.D.Itisfocusingonlyonspeculativeinvestments.三、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththemostsuitablewordsfromthelist.|1.______|2.increasingly|3.compliance|4.solutions|5.stakeholders||-|-|--|-||ThebankingsectorinXiangtanhasbeenfacing______duetotherapidevolutionoffinancialtechnology.Toaddressthesechallenges,banksareadopting______suchasAI-drivenriskassessmentandblockchain-basedtransactions.However,theseinnovationsrequirestrict______toensuredataprivacyandpreventfinancialcrimes.Thesuccessofthesemeasuresdependsoncollaborationbetweenbanks,regulators,andother______.AsChinamovestowardamoredigitaleconomy,theroleoffintechinthebankingindustrywillonlybecomemoreprominent.四、語(yǔ)法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththecorrectformofthewordgiveninparentheses.1.Despitetheeconomicdownturn,thedemandfor______(loan)inHunanprovinceremainshigh.2.Thebank’snewpolicyaimstoimprovecustomer______(satisfy).3.ManyfinancialinstitutionsinChinaarenowfocusingon______(green)financetosupportenvironmentalsustainability.4.The______(innovate)ofdigitalbankinghasreshapedtheindustry’slandscape.5.Customersshouldbecautiousaboutonlinescamstoprotecttheirfinancial______(secure).五、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebankintroducedanewcreditcard,whichoffers5%interest-freeperiodforallcustomers.→Correct:______2.Duetothetightregulation,manysmallfintechstartupshavebeendifficulttooperateinChina.→Correct:______3.Ifyouhaveanyquestionsabouttheloanapplication,pleasecontactourcustomerserviceimmediately.→Correct:______4.Thefinancialstabilityofacountrydependshighlyonitsbankingsector’sperformance.→Correct:______5.BanksinXiangtanaretryingtoreducetheircarbonfootprintbyadoptingrenewableenergysources.→Correct:______六、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.中國(guó)政府鼓勵(lì)銀行加大對(duì)綠色金融的支持力度。→______2.隨著人工智能技術(shù)的進(jìn)步，銀行的風(fēng)險(xiǎn)管理能力得到了顯著提升?！鷂_____3.為了提高客戶體驗(yàn)，銀行推出了全新的移動(dòng)銀行平臺(tái)?！鷂_____4.在當(dāng)前的經(jīng)濟(jì)環(huán)境下，保持財(cái)務(wù)穩(wěn)健至關(guān)重要?！鷂_____5.數(shù)字化轉(zhuǎn)型是銀行業(yè)發(fā)展的必然趨勢(shì)?！鷂_____答案與解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新。2.A.popularity解析：數(shù)字支付平臺(tái)的普及顯著減少了現(xiàn)金交易。3.A.satisfaction解析：銀行通過(guò)大數(shù)據(jù)分析提升客戶滿意度。4.C.prudent解析：中國(guó)政府謹(jǐn)慎的經(jīng)濟(jì)政策幫助穩(wěn)定了銀行業(yè)。5.A.sustainable解析：湖南的銀行越來(lái)越多地關(guān)注綠色金融。二、閱讀理解1.B.Theimpactofdigitalbankingonfinancialservices.解析：文章主要討論了數(shù)字銀行對(duì)金融服務(wù)的影響。2.B.Cybersecurityrisks.解析：文章提到數(shù)字銀行面臨的主要挑戰(zhàn)之一是網(wǎng)絡(luò)安全風(fēng)險(xiǎn)。3.C.Ruralandunderservedareas.解析：文章指出農(nóng)村和未充分服務(wù)的地區(qū)需要改進(jìn)的金融服務(wù)。4.B.Itisrapidlyadoptingdigitalsolutions.解析：文章表明中國(guó)金融業(yè)正在快速采用數(shù)字解決方案。三、完形填空1.challenges2.increasingly3.compliance4.solutions5.stakeholders解析：第一空指銀行業(yè)面臨的挑戰(zhàn)，第二空強(qiáng)調(diào)“日益”，第三空指“合規(guī)”，第四空指“解決方案”，第五空指“利益相關(guān)者”。四、語(yǔ)法填空1.loans2.satisfaction3.green4.innovation5.security解析：第一空用復(fù)數(shù)形式，第二空用名詞形式，第三空用形容詞，第四空用名詞形式，第五空用名詞形式。五、句子改錯(cuò)1.Thebankintroducedanewcreditcard,whichoffersa5%interest-freeperiodtoallcustomers.→Correct:"a"→"a"(added)2.Duetothetightregulation,manysmallfintechstartupshavefounditdifficulttooperateinChina.→Correct:"havebeendifficulttooperate"→"havefounditdifficulttooperate"3.Ifyouhaveanyquestionsabouttheloanapplication,pleasecontactourcustomerserviceimmediately.→Correct:Noerror.4.Thefinancialstabilityofacountrydependshighlyontheperformanceofitsbankingsector.→Correct:"onitsbankingsector’sperformance"→"o