農發(fā)行呼倫貝爾市海拉爾區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題1（2分）：Theglobalfinancialcrisisof2008highlightedtheimportanceofregulatoryoversightinthebankingsector,asmanyinstitutionshad______incomplexderivativesthatwerenotproperlyunderstoodbytheirriskmanagers.A)investedB)involvedC)engagedD)exposed題2（2分）：ToensuresustainabledevelopmentinthegrasslandecosystemofHailar,theagriculturalbankmust______morefundsintoeco-friendlygrazingmanagementprograms.A)allocateB)assignC)distributeD)allocate題3（2分）：Theloanagreementstipulatesthattheborrowermustmaintainaminimumliquidityratioof1.5toensure______duringeconomicdownturns.A)solvencyB)stabilityC)flexibilityD)profitability題4（2分）：Theregionaloffice'seffortsto______localfarmersthroughfinancialliteracyworkshopshavesignificantlyreduceddefaultsonruralcreditproducts.A)educateB)informC)trainD)guide題5（2分）：Duetostringentenvironmentalregulations,thebank'sinvestmentincoal-firedpowerprojectshasbeen______inrecentyears.A)limitedB)restrictedC)minimizedD)reduced二、閱讀理解（共4題，每題3分，共12分）Passage1Theagriculturaldevelopmentbankplaysapivotalroleinsupportingruralinfrastructureprojects,suchasirrigationsystemsandroadnetworks.InregionslikeHailar,whereagricultureheavilyreliesonclimateconditions,suchinvestmentsarecriticalforincreasingproductivity.However,thebankfaceschallengesinbalancingprofitabilitywithsocialresponsibility.Recentauditshaverevealedthatsomeprojectshavebeendelayedduetoinefficientprojectmanagement,leadingtoincreasedborrowingcosts.Toaddressthis,thebankhasintroduceddigitalmonitoringtoolstoenhancetransparencyandaccountabilityinfundallocation.題6（3分）：Whatistheprimarychallengementionedinthepassageregardingruralinfrastructureprojects?A)InsufficientfundingB)InefficientprojectmanagementC)UnfavorableclimateconditionsD)Highborrowingcosts題7（3分）：Howdoesthebankplantoimproveitsoperationsinthissector?A)IncreaseloansforcoalprojectsB)ReduceinvestmentsinirrigationC)ImplementdigitalmonitoringtoolsD)Hiremoreprojectmanagers題8（3分）：Whatisthekeyfocusofthebankinruraldevelopment?A)MaximizingprofitsB)EnsuringsocialsustainabilityC)ExpandingcoalinvestmentsD)Reducingborrowingcosts題9（3分）：Theword"pivotal"inthefirstsentenceisclosestinmeaningto:A)ImportantB)DifficultC)ComplexD)Costly三、語法填空（共5題，每題2分，共10分）題10（2分）：Thebank’snewpolicyrequiresallloanapplicationstobe______forcompliancewithanti-moneylaunderingregulations.（填入動詞形式）題11（2分）：Duetothe______(increase)inagriculturalcommodityprices,farmersinHailarhaveseenhigherrevenuesthisyear.（填入名詞形式）題12（2分）：Iftheborrowerfailsto______(meet)therepaymentdeadline,thebankwillimposealatefee.（填入動詞原形）題13（2分）：Theregionalofficehasbeen______(active)inpromotingdigitalbankingservicesamongruralcustomers.（填入副詞形式）題14（2分）：Thecommitteewill______(discuss)theloanproposalatthenextmeeting.（填入動詞原形）四、完形填空（共5題，每題2分，共10分）TheagriculturaldevelopmentbankinHailarhasbeen______(15)insupportinglocalbusinesses,especiallythoseinvolvedindairyandmeatproduction.Theseindustriesare______(16)totheregion'seconomy,providingjobsforthousandsofresidents.However,manysmall-scaleproducersfacechallengesinaccessingfundingduetolackofcollateral.Thebankhas______(17)aspecialloanprogramtoaddressthisissue,offeringlow-interestloanswithflexiblerepaymentterms.Asaresult,severalfamily-ownedfarmshavebeenabletoexpandtheiroperationsandimprovetheirmarketcompetitiveness.Thisinitiativenotonlybenefitsthefarmersbutalsocontributestothebank'slong-termsustainabilitybyfosteringeconomicgrowthinthearea.題15（2分）：A)committedB)engagedC)involvedD)dedicated題16（2分）：A)essentialB)optionalC)unnecessaryD)irrelevant題17（2分）：A)introducedB)launchedC)implementedD)established五、翻譯填空（共5題，每題2分，共10分）TranslatethefollowingsentencesintoEnglish:題18（2分）：為支持呼倫貝爾地區(qū)的畜牧業(yè)發(fā)展，農發(fā)行提供了專項貸款?！鶷osupportthedevelopmentofanimalhusbandryinHailar,theagriculturalbankprovided______loans.題19（2分）：銀行要求借款人定期提交財務報表以監(jiān)控資金使用情況?！鶷hebankrequiresborrowerstosubmitfinancialstatements______tomonitorfundutilization.題20（2分）：由于政府補貼的增加，農民的利潤有所提高。→Duetothe______ingovernmentsubsidies,farmershaveseenanincreaseinprofits.題21（2分）：銀行通過在線平臺簡化了貸款申請流程?！鶷hebankhassimplifiedtheloanapplicationprocess______anonlineplatform.題22（2分）：為應對氣候變化，該行加大了對生態(tài)農業(yè)項目的投資?！鶷oaddressclimatechange,thebankhas______itsinvestmentsinecologicalagricultureprojects.六、句子改錯（共5題，每題2分，共10分）題23（2分）：Theloanofficerwillreviewallapplicationformsimmediatelyaftertheyaresubmitted.（錯誤：______；正確：______）題24（2分）：Farmersintheregionarehighlybenefitingfromthenewirrigationsystem,andtheythankthebankforit.（錯誤：______；正確：______）題25（2分）：Ifthereisanychangesintherepaymentterms,theborrowermustinformthebankinadvance.（錯誤：______；正確：______）題26（2分）：Thecommitteehasbeenmeetingforthreeweeks,buttheyhaven’treachedadecisionyet.（錯誤：______；正確：______）題27（2分）：Duetohighdemand,thebankhasextendedtheapplicationdeadlinetonextFriday.（錯誤：______；正確：______）答案與解析一、選詞填空1.D)exposed（exposedin=involvedin，指卷入復雜衍生品）2.A)allocate（allocatefunds=分配資金）3.B)stability（maintainstability=維持穩(wěn)定性）4.A)educate（educate=教育，此處指提升農民金融素養(yǎng)）5.B)restricted（restricted=限制，符合環(huán)保政策對煤電項目的影響）二、閱讀理解6.B)Inefficientprojectmanagement（文章明確指出項目延誤源于管理不善）7.C)Implementdigitalmonitoringtools（末段提及數字化工具以提升效率）8.B)Ensuringsocialsustainability（首段強調銀行在鄉(xiāng)村發(fā)展中的關鍵作用）9.A)Important（pivotal=關鍵的，重要的）三、語法填空10.sc