中國(guó)銀行運(yùn)城市新絳縣2025秋招筆試英語(yǔ)閱讀＋選詞題專練30題及答案英語(yǔ)閱讀理解（共10題，每題2分，合計(jì)20分）背景提示：中國(guó)銀行運(yùn)城市新絳縣位于山西省，近年來(lái)銀行業(yè)競(jìng)爭(zhēng)加劇，對(duì)人才英語(yǔ)能力要求提高。以下題目涉及銀行業(yè)務(wù)、金融科技、地方經(jīng)濟(jì)等主題。1.(2分)AleadingfinancialinstitutioninShanxiProvince,includingthebranchinXinjiangCounty,hasannouncedadigitaltransformationprogramtoenhancecustomerservice.TheinitiativefocusesonintegratingAI-drivensolutionstostreamlineloanapplicationsandimprovetransactionefficiency.Accordingtothereport,thebankaimstoreduceprocessingtimeby40%withintwoyears.WhichofthefollowingstatementsisNOTmentionedinthepassage?A.ThebankplanstoadoptAItechnology.B.Theprogramwillbenefitbothurbanandruralclients.C.Loanprocessingtimewillbecutby50%inoneyear.D.Theinitiativeispartofthebank’slong-termstrategy.2.(2分)TheWorldBank’slatesteconomicsurveyhighlightsChina’sgrowingroleinglobalfinance.Thesurveynotesthatthecountry’sfinancialsectorhasexpandedrapidly,withShanxiProvincecontributingsignificantlytothisgrowththroughcoalindustryreforms.However,italsopointsoutchallengessuchasregulatorycomplianceandtalentshortages.WhichfactorisNOTlistedasaconcern?A.Financialregulationcomplexity.B.Technologicalinfrastructuregaps.C.Localgovernmentsupportforbanking.D.Workforcetraininginforeignlanguages.3.(2分)AnewbranchoftheBankofChinainXinjiangCountyhasintroducedanEnglish-languageservicedesktocatertointernationalinvestors.Themovereflectsthebank’scommitmenttoservingcross-bordertradeclients,especiallythoseinvolvedintheBeltandRoadInitiative.Thedeskoffersreal-timetranslationfordocumentsandfinancialconsultations.Whatistheprimarypurposeofthisservice?A.TopromoteChinesecultureabroad.B.ToattractforeigninvestorstoShanxi.C.Toreplacetraditionalbankingservices.D.TotrainlocalstaffinEnglish.4.(2分)ThePeople’sBankofChinahasimplementedstricteranti-moneylaundering(AML)policiestocombatfinancialcrimes.LocalbanksinXinjiangCounty,includingtheBankofChina,arerequiredtoenhanceduediligenceforhigh-riskclients.Themeasuresincludebiometricverificationandtransactionmonitoringsystems.WhichofthefollowingisNOTapartoftheAMLframework?A.Customeridentityverification.B.Digitalfootprintanalysis.C.Quarterlyfinancialaudits.D.Publicawarenesscampaigns.5.(2分)AstudybytheChinaBankingAssociationrevealsthatruralbanksinShanxiProvinceareincreasinglyadoptingmobilebankingsolutionstoexpandtheircustomerbase.TheXinjiangCountybranchhaslaunchedamobileappwithfeatureslikeinstanttransfersandbillpayments.Despitethesuccess,thereportwarnsofcybersecurityrisks.Whichchallengedoestheappface?A.Lowuseradoptionamongelderlyclients.B.Highinfrastructurecosts.C.Fraudulenttransactions.D.Limitedofflineservicesupport.6.(2分)TheChinesegovernmenthasannouncedplanstopromotegreenfinance,encouragingbankstoinvestinrenewableenergyprojects.TheBankofChina’sXinjiangCountybranchhasallocated100millionyuantosupportsolarfarmdevelopmentsinnearbyvillages.Thisinitiativealignswithnationalsustainabilitygoals.Whatbenefitdoesthebankexpectfromthisinvestment?A.Taxincentives.B.Reducedenvironmentalimpact.C.Higherloaninterestrates.D.Increasedmarketshare.7.(2分)ArecentsurveybytheCentralBankofChinashowsthatsmallbusinessesinXinjiangCountyrelyheavilyonbankloansforgrowth.However,manystrugglewithcreditaccessduetoinsufficientcollateral.TheBankofChinahasintroducedamicrofinanceprogramtoaddressthisissue.Whichgroupismostlikelytobenefitfromthisprogram?A.Largecorporations.B.Governmentagencies.C.Startupswithstrongfinancialbacking.D.Smallbusinesseswithlimitedassets.8.(2分)Thedigitalyuan(e-CNY)pilotprogramhasexpandedtoseveralcitiesinShanxiProvince,includingXinjiangCounty.TheBankofChinaisparticipatinginthetrialtotestblockchain-basedtransactions.Thegoalistoimprovepaymentefficiencyandreducerelianceoncash.Whatpotentialdrawbackismentionedinthereport?A.Technicalglitches.B.Privacyconcerns.C.Highimplementationcosts.D.Limitedmerchantparticipation.9.(2分)TheBankofChina’sXinjiangCountybranchhasorganizedfinancialliteracyworkshopsforlocalresidents,focusingonsavinghabitsanddebtmanagement.Theinitiativeaimstoreducenon-performingloans(NPLs)intheregion.Whichdemographicismosttargetedbytheseworkshops?A.Youngprofessionalsinurbanareas.B.Retiredindividualswithstableincomes.C.Low-incomehouseholdswithhighdebt.D.Foreigninvestorsinthearea.10.(2分)AreportbytheChinaAcademyofFinancehighlightstheroleofbanksinsupportingagriculturaldevelopmentinruralareas.TheBankofChina’sXinjiangCountybranchhasprovidedloanstofarmersformodernizingirrigationsystems.Theprojecthasimprovedcropyieldsandincreasedruralincomes.Whatisthekeyoutcomeofthisintervention?A.Reduceddependencyontraditionalbanking.B.Enhancedfoodsecurityintheregion.C.Higherinflationrates.D.Decreasedrural-urbanmigration.選詞填空（共20題，每題1分，合計(jì)20分）背景提示：中國(guó)銀行運(yùn)城市新絳縣秋招筆試中，選詞填空題常考察金融、經(jīng)濟(jì)、管理類詞匯。以下題目結(jié)合銀行業(yè)實(shí)際場(chǎng)景出題。Instructions：Choosethebestwordtofillineachblank.11.Thebank’sstrategyfor__________marketexpansioninvolvesopeningnewbranchesinunderservedruralareas.A.aggressiveB.passiveC.gradualD.conservative12.Duetoregulatory__________,theloanapprovalprocesshasbecomemorestringent.A.flexibilityB.ambiguityC.complianceD.inconsistency13.Thefinancialanalystemphasizedtheneedfor__________riskmanagementtomitigatepotentiallosses.A.proactiveB.reactiveC.negligentD.passive14.The__________introducedbytheBankofChinahassignificantlyimprovedcustomerexperience.A.innovationB.traditionC.regulationD.policy15.Thebank’s__________teamisresponsibleformonitoringglobaleconomictrends.A.investmentB.complianceC.researchD.operational16.The__________ofthedigitalyuanwillrevolutionizecross-borderpayments.A.adoptionB.rejectionC.implementationD.abolition17.Thebranchmanagerhighlightedtheimportanceof__________communicationwithclients.A.effectiveB.inefficientC.unclearD.ambiguous18.Thebank’s__________policyrequirescustomerstoprovidevalididentificationdocuments.A.lendingB.withdrawalC.depositD.withdrawal19.The__________economicgrowthinShanxiProvincehasboostedbankingprofits.A.stagnantB.robustC.decliningD.nominal20.Thebank’s__________programofferslow-interestloanstosmallbusinesses.A.creditB.microfinanceC.investmentD.savings21.Thefinancialadvisorrecommendedabalanced__________todiversifyinvestmentrisks.A.portfolioB.strategyC.planD.approach22.The__________ofthenewmobilebankingapphasexceededexpectations.A.launchB.failureC.withdrawalD.closure23.Thebank’s__________departmenthandlesforeignexchangetransactions.A.treasuryB.retailC.corporateD.personal24.The__________auditensurescompliancewithanti-moneylaunderinglaws.A.annualB.surpriseC.mandatoryD.voluntary25.Thebank’s__________policyallowscustomerstotransferfundsinternationally.A.exchangeB.withdrawalC.lendingD.remittance26.The__________ofblockchaintechnologyhasimprovedtransactiontransparency.A.integrationB.rejectionC.discontinuationD.abandonment27.Thebank’s__________teamprovidesfinancialadvicetohigh-net-worthclients.A.wealthmanagementB.retailbankingC.loanD.corporate28.The__________economicreformshavestrengthenedthebankingsector.A.structuralB.superficialC.nominalD.temporary29.Thebank’s__________initiativeaimstopromotegreenlendingpractices.A.sustainabilityB.profitabilityC.efficiencyD.expansion30.The__________ofthedigitalcurrencywillenhancepaymentefficiency.A.launchB.adoptionC.discontinuationD.rejection答案及解析英語(yǔ)閱讀理解1.C解析：文中未提及一年內(nèi)將處理時(shí)間縮短50%，其他選項(xiàng)均有提及。2.C解析：報(bào)告中未提及地方政府對(duì)銀行業(yè)務(wù)的支持，其他選項(xiàng)均有提及。3.B解析：設(shè)立英語(yǔ)服務(wù)臺(tái)的主要目的是吸引外國(guó)投資者，其他選項(xiàng)非重點(diǎn)