中國(guó)銀行大連市旅順口區(qū)2025秋招筆試英語(yǔ)閱讀理解題專練30題及答案題型一：細(xì)節(jié)理解題（5題，每題2分）Passage1ChinaBank,headquarteredinBeijing,hasbeenoperatinginDaliansince1990.ItsbranchinLushunDistrict,establishedin2015,serveslocalbusinessesandresidents.Thebankoffersspecializedfinancialservicesformaritimeindustries,leveragingDalian'sportadvantages.Recentinitiativesincludeadigitalbankingplatformtailoredforcoastalenterprises,aimingtostreamlinetradefinanceprocesses.Questions:1.WhenwastheChinaBankbranchinLushunDistrictestablished?A.1990B.2015C.2025D.2000(Answer:B)2.Whatistheprimaryfocusofthebank'sservicesinLushun?A.RetailbankingB.MaritimefinanceC.RealestateloansD.Governmentbonds(Answer:B)3.Whichofthefollowingisarecentinitiativebythebank?A.OpeninganewbranchinLushunB.LaunchingadigitalbankingplatformformaritimefirmsC.OfferingfixeddepositsonlyD.Expandingitsloanportfolio(Answer:B)4.HowdoesthebankleverageDalian'sportadvantages?A.ByfocusingoninlandtradeB.ByprovidingtradefinancesolutionsC.ByinvestinginportconstructionD.Byofferingshippinginsurance(Answer:B)5.Whatdoesthebankaimtoachievewithitsdigitalbankingplatform?A.IncreasephysicalbranchvisitsB.EnhanceefficiencyintradefinanceC.ReducecustomerservicestaffD.Focusonwealthmanagement(Answer:B)題型二：主旨大意題（5題，每題2分）Passage2Dalian,acoastalcityinLiaoningProvince,hasbeendevelopingitsfinancialsectortoattractmultinationalcorporations.Thecitygovernmenthasimplementedpoliciestoreducecorporatetaxratesandimprovebankinginfrastructure.ChinaBank,alongwithotherdomesticinstitutions,hasrespondedbyincreasinginvestmentinlocalenterprises.Thegovernment'seffortshaveledtoariseinforeigndirectinvestment,particularlyinthefintechindustry.However,challengessuchasregulatoryhurdlesremain.Questions:1.WhatisthemaingoalofDalian'sfinancialsectordevelopment?A.ToincreaselocalgovernmentrevenueB.ToattractmultinationalcorporationsC.ToreduceunemploymentD.Topromotetraditionalindustries(Answer:B)2.Whatmeasureshasthecitygovernmenttakentoachievethisgoal?A.IncreasinginterestratesB.OfferingtaxincentivesC.ExpandingindustrialzonesD.Restrictingforeigninvestment(Answer:B)3.HowhasChinaBankrespondedtothecity'spolicies?A.ByreducingitsloanapprovalsB.ByinvestinginlocalenterprisesC.ByclosingitsDalianbranchD.Byfocusingonretailcustomers(Answer:B)4.WhatsectorhasseensignificantforeigndirectinvestmentinDalian?A.ManufacturingB.RealestateC.FintechD.Tourism(Answer:C)5.WhatchallengesdoesDalianstillfaceinitsfinancialsector?A.HighcorporatetaxratesB.InadequatebankinginfrastructureC.RegulatoryhurdlesD.Lowforeigninvestment(Answer:C)題型三：推理判斷題（5題，每題2分）Passage3ChinaBank'sLushunbranchhasintroducedanewcreditassessmentsystemtoimproveriskmanagement.Thesystemusesbigdataanalyticstoevaluateborrowers'creditworthinessmoreaccurately.Thisshifthasreduceddefaultratesby15%inthefirstquarterof2024.Localbusinesseshavepraisedthebankforitsfasterloanapprovalswhilemaintainingstringentoversight.However,somesmallenterprisesworrythatthesystemmayoverlooktheirpotentialduetoheavyrelianceondigitalmetrics.Questions:1.WhattechnologydoesChinaBankusetoassesscreditrisk?A.TraditionalscoringmodelsB.BigdataanalyticsC.ManualverificationD.Peerreviews(Answer:B)2.Whathasbeentheimpactofthenewsystem?A.IncreaseddefaultratesB.ReduceddefaultratesC.NochangeinloanapprovalsD.Higherinterestrates(Answer:B)3.Howdolocalbusinessesfeelaboutthenewsystem?A.TheyareunsatisfiedwiththedelaysB.TheyareconcernedaboutstricteroversightC.TheyarepleasedwithfasterapprovalsD.Theywantmoremanualintervention(Answer:C)4.Whatisapotentialdrawbackofthesystem?A.ItistoocomplexforsmallbusinessesB.ItreliestooheavilyondigitalmetricsC.ItistooslowinprocessingapplicationsD.Itlackstransparency(Answer:B)5.WhatdoesthepassagesuggestaboutChinaBank'sfuturestrategy?A.ReducingitsfocusonmaritimeindustriesB.BalancingefficiencywithriskmanagementC.EliminatingcreditassessmentsentirelyD.Increasingloanapprovalswithoutoversight(Answer:B)題型四：詞匯理解題（5題，每題2分）Passage4Dalian'smaritimeindustryhasgrownsignificantlyoverthepastdecade,drivenbygovernmentsupportandportmodernization.CompanieslikeCOSCOShippinghaveexpandedtheiroperationsinthecity,creatingjobsandboostingeconomicactivity.Thebankhasplayedarolebyprovidingfinancingforshipbuildingprojectsandtrade-relatedtransactions.However,environmentalconcernshaveemerged,asincreasedshippingleadstohigherpollutionlevels.Effortsareunderwaytopromotegreenshippingpracticestomitigatetheseissues.Questions:1.WhathascontributedtothegrowthofDalian'smaritimeindustry?A.DecreasedgovernmentsupportB.PortmodernizationandgovernmentpoliciesC.ReducedshippingdemandD.Increasedlaborcosts(Answer:B)2.WhichcompanyismentionedasexpandingoperationsinDalian?A.ChinaBankB.COSCOShippingC.BankofChinaD.DalianPortAuthority(Answer:B)3.Whattypeoffinancinghasthebankprovided?A.ConsumerloansB.ShipbuildingprojectsC.RealestatemortgagesD.Personalsavingsaccounts(Answer:B)4.Whatisaconcernrelatedtotheindustry'sgrowth?A.JoblossesB.EnvironmentalpollutionC.LowerprofitsD.Reducedtradevolume(Answer:B)5.Whatmeasuresarebeingtakentoaddressenvironmentalissues?A.IncreasingshippingfeesB.PromotinggreenshippingpracticesC.RestrictingmaritimeactivitiesD.Buildingmoreports(Answer:B)題型五：作者態(tài)度題（5題，每題2分）Passage5TheDaliangovernmenthasbeencriticizedforitsslowresponsetofinancialsectorreforms.Whilethecityhasmadeprogressinattractingforeigninvestment,bureaucraticdelayshavehinderedfurthergrowth.Localbanks,includingChinaBank,havecalledformorestreamlinedregulationstoboostbusinessconfidence.Thegovernmenthaspromisedtoimproveefficiencybuthasyettoimplementconcretechanges.Industryexpertsarguethatwithoutreform,Dalianmayloseitscompetitiveedgeinthefintechmarket.Questions:1.Whatistheauthor'sattitudetowardtheDaliangovernment'sreforms?A.SupportiveB.CriticalC.NeutralD.Indifferent(Answer:B)2.Howdolocalbanksfeelaboutthecurrentregulations?A.TheyaresatisfiedwiththepaceofreformB.TheybelievemorechangesareneededC.TheypreferstricteroversightD.Theyarenotconcernedaboutregulations(Answer:B)3.Whatisthemainconcernofindustryexperts?A.HighcorporatetaxesB.SlowfinancialreformsC.ReducedtourismD.Inadequateinfrastructure(Answer:B)4.Whathasthegovernmentpromisedtodo?A.IncreasetaxesB.ImproveefficiencyC.LimitforeigninvestmentD.Buildmoreports(Answer:B)5.WhatdoesthepassagesuggestaboutDalian'sfuture?A.ItwilldominatethefintechmarketB.ItmaylosecompetitivenessC.ItwillseerapideconomicgrowthD.Itwillfacenochallenges(Answer:B)答案與解析題型一：細(xì)節(jié)理解題1.B解析：文中明確提到“LushunDistrict,establishedin2015”。2.B解析：文中提到“specializedfinancialservicesformaritimeindustries”。3.B解析：文中提到“digital