郵儲銀行阿勒泰地區(qū)富蘊(yùn)縣2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共15題，每題2分，合計30分）1.Passage1(2分)Title:TheRoleofRuralBanksinAlpineRegionsThePostalSavingsBankofChina(PSBC)hasbeenplayingavitalroleinsupportingruraleconomies,especiallyinalpineareaslikeFuyunCounty,Xinjiang.Withitsextensivenetworkandfocusonfinancialinclusion,PSBCprovidesessentialservicestofarmersandlocalbusinesses.Forinstance,thebankofferslow-interestloanstohelpfarmerspurchasemodernagriculturalequipment,whichincreasesproductivity.Additionally,PSBC’smobilebankingservicesenableresidentsinremotemountainousareastoaccessfinancialtoolswithouttravelinglongdistances.Thisinitiativehassignificantlyimprovedthestandardoflivingintheseregions.Question:WhatisthemainpurposeofPSBC’sservicesinalpineareas?A)Tomaximizeprofits.B)Tosupportagriculturaldevelopment.C)Topromoteurbanization.D)Toreducecompetitionwithotherbanks.2.Passage2(2分)Title:ClimateChangeandWaterManagementinFuyunCountyFuyunCounty,locatedintheAltaiMountains,faceschallengesduetoclimatechange,includingunpredictablesnowmeltanddroughts.Localauthoritieshavebeenworkingwithfinancialinstitutions,suchasPSBC,toimplementsustainablewatermanagementsystems.Thesesystemsincluderainwaterharvestingandefficientirrigationtechniques,whichhelpreducewaterwaste.Farmershavereportedbettercropyieldsafteradoptingthesemethods.PSBCalsoprovidesfundingforsuchprojects,ensuringlong-termenvironmentalandeconomicbenefitsfortheregion.Question:HowdoesclimatechangeaffectFuyunCounty?A)Itincreasestourism.B)Itimproveswateravailability.C)Itcauseswaterscarcity.D)Itboostsindustrialgrowth.3.Passage3(2分)Title:TheImportanceofFinancialLiteracyinRuralCommunitiesInremoteareaslikeFuyunCounty,manyresidentslackaccesstofinancialeducation.Thiscanleadtopoormoneymanagementandrelianceonhigh-interestloans.Toaddressthis,PSBChaslaunchedcommunityprogramstoteachbasicbanking,savings,andinvestmentskills.Theseworkshopsareheldinlocalvillagesandhavehelpedmanyfamiliescreateemergencyfunds.Asaresult,thenumberofpeoplefallingintodebthasdecreased,andlocaleconomieshavebecomemorestable.Question:Whatproblemdoesfinancialilliteracycauseinruralareas?A)Itencouragessavinghabits.B)Itreducesloandependency.C)Itleadstofinancialinstability.D)Itpromotesentrepreneurship.4.Passage4(2分)Title:PSBC’sGreenFinanceInitiativesinXinjiangAspartofitscommitmenttosustainability,PSBChasintroducedgreenfinanceprogramsinXinjiang,includingFuyunCounty.Theseprogramssupportrenewableenergyprojects,suchassolarandwindfarms,whichreducerelianceonfossilfuels.Thebankalsoofferssubsidiestobusinessesthatadopteco-friendlypractices.Thishasnotonlyhelpedtheenvironmentbutalsocreatednewjobopportunitiesintheregion.Localcommunitiesareincreasinglyrecognizingtheimportanceofgreeninitiativesfortheirfuture.Question:WhatisabenefitofPSBC’sgreenfinanceprograms?A)Theyincreasepollution.B)Theycreateemployment.C)Theyraiseinterestrates.D)Theydiscourageinnovation.5.Passage5(2分)Title:TheImpactofE-CommerceonRuralBusinessesinFuyunCountyTheriseofe-commercehasgivensmallbusinessesinFuyunCountyachancetoreachwidermarkets.ManylocalentrepreneurshavepartneredwithPSBCtosetuponlinestoresandmanagedigitaltransactions.Thishasallowedthemtoselltraditionalproducts,suchashandicraftsandagriculturalgoods,tocustomersacrossChina.PSBC’sdigitalbankingserviceshavebeencrucialinfacilitatingthesetransactions,ensuringsmoothandsecurepayments.Asaresult,manysmallbusinesseshaveseenasignificantincreaseinrevenue.Question:Howhase-commercehelpedruralbusinesses?A)Ithasreducedcompetition.B)Ithasexpandedtheircustomerbase.C)Ithasdecreasedgovernmentsupport.D)Ithasforcedthemtoclosedown.6.Passage6(2分)Title:PSBC’sEmployeeTrainingProgramsToensurehigh-qualityservice,PSBCinvestsintrainingitsemployees,especiallythoseworkinginremoteareaslikeFuyunCounty.Thebankofferscoursesoncustomerservice,financialproducts,anddigitalbankingskills.Theseprogramshelpstaffbetterassistlocalresidents,whomayhavelimitedfinancialknowledge.Trainedemployeesaremoreeffectiveinidentifyingcustomers’needsandprovidingtailoredsolutions.ThishasstrengthenedPSBC’sreputationintheregionandincreasedcustomersatisfaction.Question:WhatisthepurposeofPSBC’semployeetraining?A)Toreduceoperationalcosts.B)Toimproveservicequality.C)Toreplaceexistingstaff.D)Tolimitcustomerinteractions.7.Passage7(2分)Title:TheRoleofMicrofinanceinFuyunCountyMicrofinanceinstitutions,supportedbyPSBC,havebeeninstrumentalinhelpinglow-incomefamiliesinFuyunCountystartsmallbusinesses.Theseinstitutionsprovidesmallloanswithflexiblerepaymentterms,allowingentrepreneurstoinvestintheirprojects.Manyfamilieshavesuccessfullystartedprofitablebusinesses,suchasdairyfarmingorguesthouses,thankstothesefunds.Thishasnotonlyimprovedtheirlivelihoodsbutalsocontributedtothelocaleconomy.Question:Howdoesmicrofinancebenefitlow-incomefamilies?A)Itincreasestheirdebt.B)Itprovidesbusinessopportunities.C)Itdiscouragessaving.D)Itlimitsfinancialindependence.8.Passage8(2分)Title:TheFutureofBankinginAlpineRegionsAstechnologyadvances,bankslikePSBCareexploringwaystoserveremoteareasmoreefficiently.Digitalbankingplatforms,mobileapps,andAI-poweredfinancialadvicearebecomingincreasinglypopular.ThesetoolsallowresidentsinFuyunCountytomanagetheirmoneywithoutvisitingaphysicalbranch.Whilesometraditionalservicesarestillneeded,theshifttowarddigitalsolutionsisimprovingaccessibilityandconvenienceforall.Question:Whattrendisshapingthefutureofbankinginruralareas?A)Increasedrelianceonphysicalbranches.B)Declineindigitalbankingadoption.C)Greateruseoftechnology.D)Reducedgovernmentsupport.9.Passage9(2分)Title:PSBC’sCommunityDevelopmentProjectsPSBCregularlyfundscommunitydevelopmentprojectsinFuyunCounty,suchasbuildingschoolsandimprovinghealthcarefacilities.Theseinitiativeshelpimprovethequalityoflifeforlocalresidents,particularlychildrenandtheelderly.Byinvestingineducationandhealthcare,thebanksupportslong-termsustainabledevelopment.ManycommunityleaderscreditPSBCforplayingakeyroleintheseimprovements.Question:WhatisafocusofPSBC’scommunityprojects?A)Businessdevelopment.B)Infrastructureimprovement.C)Environmentalconservation.D)Urbanization.10.Passage10(2分)Title:TheImportanceofLocalPartnershipsinRuralBankingPSBCcollaborateswithlocalgovernments,NGOs,andbusinessesinFuyunCountytocreateeffectivefinancialsolutions.Thesepartnershipshelpaddressspecificchallenges,suchaslimitedaccesstocreditorlackoffinancialliteracy.Forexample,PSBChaspartneredwithagriculturalcooperativestoprovideloansformodernfarmingtechniques.Thiscollaborationensuresthatbankingservicesaretailoredtotheregion’sneeds,makingthemmoreimpactful.Question:Whyarelocalpartnershipsimportantforruralbanking?A)Theyreduceefficiency.B)Theylimitcustomeraccess.C)Theyenhanceservicerelevance.D)Theyincreaseoperationalcosts.11.Passage11(2分)Title:PSBC’sDigitalCurrencyPilotinXinjiangXinjiang,includingFuyunCounty,ispartofapilotprogramfordigitalcurrencyissuedbythePeople’sBankofChina.PSBCisinvolvedinthisinitiative,helpinglocalbusinessesandresidentsadapttodigitalpayments.Thepilotaimstostreamlinetransactionsandreducerelianceoncash.Whilechallengesremain,earlyresultssuggestimprovedconvenienceandsecurityforusers.Question:Whatisthegoalofthedigitalcurrencypilot?A)Toincreasecashusage.B)Tomodernizepaymentsystems.C)Toreducebankingprofits.D)Topromoteinflation.12.Passage12(2分)Title:TheChallengesofBankinginRemoteAreasDespiteefforts,PSBCstillfaceschallengesinFuyunCounty,suchasinternetconnectivityissuesandashortageofskilledstaff.Theseobstaclesmakeitdifficulttoprovideconsistentservice.However,thebankisworkingonsolutions,suchassatellite-basedbankingsystemsandremotetrainingprograms.Thesemeasureshelpovercomegeographicalbarriersandensurethatresidentsreceivequalitybankingservices.Question:WhatisamajorchallengeforPSBCinremoteareas?A)Highcustomerdemand.B)Limitedinfrastructure.C)Excessivestaffturnover.D)Lowprofitability.13.Passage13(2分)Title:PSBC’sSupportforSmall-ScaleFarmersSmall-scalefarmersinFuyunCountyoftenstrugglewithaccesstofinance.PSBChasintroducedspecializedloanprogramstohelpthempurchaseseeds,equipment,andfertilizers.Theseloanscomewithfavorableterms,ensuringthatfarmerscaninvestintheirlandwithoutfacingexcessivedebt.Asaresult,cropyieldshaveimproved,andmanyfarmershavebeenabletoexpandtheiroperations.Question:HowdoesPSBCsupportsmall-scalefarmers?A)Bydiscouragingagriculturalinvestment.B)Byprovidinglow-interestloans.C)Byimposingstrictregulations.D)Bylimitinggovernmentsubsidies.14.Passage14(2分)Title:TheRoleofBanksinDisasterReliefFuyunCountyispronetonaturaldisasters,suchasfloodsandsnowstorms.PSBCplaysakeyroleindisasterreliefbyprovidingemergencyfundsandensuringquickaccesstofinancialaid.Thebankalsoworkswithlocalauthoritiestoestablishcontingencyplans.Theseeffortshelpcommunitiesrecoverfasterandreducetheimpactoffuturedisasters.Question:Whatisafunctionofbanksindisaster-proneregions?A)Tominimizeprofits.B)Toprovidefinancialsupport.C)Torestrictlending.D)Todelayaiddistribution.15.Passage15(2分)Title:PSBC’sCommitmenttoEnvironmentalResponsibilityPSBChassetambitiousgoalstoreduceitscarbonfootprint,includingusingrenewableenergyinitsbranchesandpromotinggreenbankingpractices.InFuyunCounty,thebankencouragescustomerstoadopteco-friendlyhabits,suchasreducingpaperusage.TheseinitiativesreflectPSBC’sdedicationtosustainabilityandlong-termenvironmentalstewardship.Question:WhatisPSBC’sapproachtoenvironmentalissues?A)Ignoringsustainability.B)Gradualreductionofenvironmentalimpact.C)Aggressiveexpansionofoperations.D)Completerelianceonfossilfuels.二、選詞填空（共15題，每題2分，合計30分）Instructions:Choosethebestwordtofillineachblank.1.ThePostalSavingsBankofChinahasbeen_______ruraleconomiesinalpineregionslikeFuyunCounty.A)supportingB)damagingC)ignoringD)controlling2.FarmersinFuyunCountyhavebeenableto_______modernagriculturalequipmentwithlow-interestloansfromPSBC.A)purchaseB)sellC)rentD)manufacture3.PSBC’smobilebankingservicesallowresidentsinremoteareasto_______financialtoolswithouttravelinglongdistances.A)accessB)loseC)ignoreD)invest4.Thebankhasimplementedsustainablewatermanagementsystemsto_______waterscarcityinFuyunCounty.A)worsenB)solveC)ignoreD)create5.LocalauthoritieshavebeenworkingwithPSBCto_______rainwaterharvestinginruralcommunities.A)reduceB)encourageC)discourageD)ignore6.PSBC’scommunityprogramsteachbasicbankingskillstoimprove_______inruralareas.A)povertyB)educationC)illiteracyD)stability7.ManyfamiliesinFuyunCountyhavebeenableto_______emergencyfundsthankstofinancialliteracyworkshops.A)createB)loseC)spendD)ignore8.PSBC’sgreenfinanceprogramssupportprojectsthat_______relianceonfossilfuels.A)increaseB)reduceC)encourageD)ignore9.Theriseofe-commercehasgivensmallbusinessesinFuyunCountyachanceto_______widermarkets.A)reachB)loseC)ignoreD)reduce10.PSBCinvestsintrainingitsemployeestobetter_______localresidents’needs.A)understandB)ignoreC)neglectD)dismiss11.Microfinanceinstitutionshavebeeninstrumentalinhelpinglow-incomefamilies_______smallbusinesses.A)startB)closeC)ignoreD)expand12.Digitalbankingplatformsarebecomingincreasinglypopularinruralareasbecausethey_______accessibility.A)improveB)reduceC)ignoreD)limit13.PSBCregularlyfundscommunitydevelopmentprojectsto_______thequalityoflifeforlocalresidents.A)improveB)reduceC)ignoreD)worsen14.PSBCcollaborateswithlocalgovernmentsto_______financialsolutionstailoredtotheregion’sneeds.A)createB)ignoreC)reduceD)dismiss15.PSBC’sdigitalcurrencypilotaimsto_______transactionsandreducerelianceoncash.A)streamlineB)complicateC)ignoreD)limit答案及解析一、英語閱讀理解答案及解析1.B)Tosupportagriculturaldeve