工商銀行承德市承德縣2025秋招筆試英語選詞填空題專練50題及答案選詞填空（共50題，每題1分）1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinanciallandscapeinChina.A.revolutionizedB.complicatedC.standardizedD.centralized2.ManylocalbusinessesinChengdeCountyareseekingwaysto______theimpactoftheeconomicdownturn.A.minimizeB.maximizeC.ignoreD.postpone3.China'sbankingsectorishighlyregulatedto______financialstabilityandpreventrisks.A.ensureB.delayC.reduceD.eliminate4.TheIndustrialandCommercialBankofChina(ICBC)hasbeeninvestingheavilyin______technologiestoimprovecustomerservice.A.innovativeB.outdatedC.traditionalD.manual5.WhatstrategiescanhelpsmallbanksinChengdeCounty______competitionfromlargerinstitutions?A.resistB.ignoreC.outperformD.adapt6.Thelocalgovernmentencouragesbanksto______greenfinancingtosupportsustainabledevelopment.A.expandB.limitC.reduceD.oppose7.ICBC’smobilebankingapphasbeenupdatedto______amoreuser-friendlyinterface.A.provideB.replaceC.simplifyD.maintain8.HowcanruralbanksinHebeiProvince______thegapbetweenurbanandruralbankingservices?A.narrowB.widenC.closeD.maintain9.ThePeople’sBankofChinahastakenmeasuresto______inflationandstabilizetheeconomy.A.controlB.encourageC.increaseD.decrease10.Whatroledoescreditscoringplayinmodernbankingsystems?A.Itsimplifiesloanapplications.B.Itreducestheneedforcollateral.C.Ithelpsassessborrowerreliability.D.Itlimitsaccesstofinancialservices.11.BanksinChengdeCountyareincreasinglyadopting______toenhancesecurity.A.outdatedsystemsB.advancedencryptionC.manualprocessesD.opennetworks12.TheeconomicreformsinChinahave______theefficiencyofthebankingsector.A.improvedB.deterioratedC.standardizedD.centralized13.Whatchallengesdosmallbanksfacewhen______largercompetitors?A.expandingB.innovatingC.competingD.merging14.TheChinesegovernmenthasintroducedpoliciesto______digitalcurrencyadoption.A.promoteB.restrictC.delayD.eliminate15.ICBC’scustomerserviceteamistrainedto______highstandardsofsatisfaction.A.meetB.exceedC.fallbelowD.ignore16.WhatistheprimarygoaloffinancialinclusioninitiativesinruralChina?A.Toincreasebankprofits.B.Toservemoreunbankedpopulations.C.Toadoptmodernbankingtechnologies.D.Tolimitaccesstocredit.17.ThebankingindustryinHebeiProvinceisexpectedto______inthenextdecade.A.declineB.stagnateC.growD.merge18.WhatstrategiescanhelpbanksinChengdeCounty______regulatorycompliance?A.avoidB.prioritizeC.delayD.ignore19.Theriseoffintechcompanieshas______traditionalbankstoinnovate.A.forcedB.encouragedC.distractedD.limited20.HowcanruralbanksinChina______theurban-ruralwealthgap?A.widenB.closeC.ignoreD.expand21.ThePeople’sBankofChinahasimplementedmeasuresto______moneylaunderingactivities.A.preventB.encourageC.overlookD.normalize22.WhatisthemainbenefitofmobilebankingforcustomersinChengdeCounty?A.LowerfeesB.FastertransactionsC.MorebranchesD.Higherinterestrates23.ThebankingsectorinChinahasbeenevolvingto______changingcustomerneeds.A.meetB.ignoreC.resistD.delay24.Whatroledoesbigdataplayinmodernbanking?A.Itreducestheneedforhumanintervention.B.Ithelpsidentifypotentialrisks.C.Itlimitscustomeraccesstoservices.D.Itsimplifiesregulatorycompliance.25.ICBC’sonlinebankingplatformhasbeendesignedto______aseamlessexperience.A.provideB.disruptC.complicateD.limit26.WhatchallengesdosmallbanksfaceinChengdeCounty?A.HighprofitabilityB.LimitedcompetitionC.ExcessiveregulationD.Skilledworkforce27.TheChinesegovernmenthasbeenpromoting______tosupportsmallbusinesses.A.loanconsolidationB.stricterregulationsC.financialexclusionD.fiscalstimulus28.HowcanbanksinHebeiProvince______theimpactofeconomicfluctuations?A.diversifyB.specializeC.centralizeD.merge29.Theriseofdigitalpaymentsystemshas______theuseofcashinChina.A.increasedB.decreasedC.standardizedD.regulated30.Whatisthekeytoimprovingcustomersatisfactioninbanking?A.HigherfeesB.FewerservicesC.BetterservicequalityD.Morebranches31.ThebankingsectorinChengdeCountyisexpectedto______inthenextfiveyears.A.stagnateB.declineC.growD.merge32.WhatstrategiescanhelpbanksinHebeiProvince______thecompetitionfromfintechcompanies?A.InnovateB.IgnoreC.MergeD.Centralize33.ThePeople’sBankofChinahasintroducedpoliciesto______financialtechnologydevelopment.A.promoteB.restrictC.delayD.eliminate34.Whatistheprimarypurposeofcreditunionsinruralareas?A.Tomaximizeprofits.B.Toservelocalcommunities.C.Toadoptglobalbankingstandards.D.Tolimitfinancialaccess.35.ThebankingindustryinChinahasbeentransformingto______digitalization.A.resistB.embraceC.delayD.ignore36.Whatchallengesdosmallbanksfacewhencompetingwithlargeinstitutions?A.LimitedresourcesB.HighprofitabilityC.ExcessivecompetitionD.Skilledstaff37.TheChinesegovernmenthasbeenencouragingbanksto______greenfinance.A.reduceB.expandC.limitD.ignore38.HowcanruralbanksinChengdeCounty______thegapbetweenurbanandruralbankingservices?A.widenB.closeC.mergeD.ignore39.Theriseofmobilebankinghas______theneedforphysicalbranches.A.increasedB.decreasedC.standardizedD.regulated40.WhatisthemainbenefitoffinancialinclusionforruralChina?A.HigherfeesB.LimitedaccessC.IncreasedfinancialparticipationD.Reducedcompetition41.ICBC’scustomerserviceteamistrainedto______highstandardsofsatisfaction.A.meetB.exceedC.fallbelowD.ignore42.ThebankingsectorinHebeiProvinceisexpectedto______inthenextdecade.A.declineB.stagnateC.growD.merge43.WhatstrategiescanhelpbanksinChengdeCounty______regulatorycompliance?A.avoidB.prioritizeC.delayD.ignore44.Theriseoffintechcompanieshas______traditionalbankstoinnovate.A.forcedB.encouragedC.distractedD.limited45.HowcanruralbanksinChina______theurban-ruralwealthgap?A.widenB.closeC.ignoreD.expand46.ThePeople’sBankofChinahasimplementedmeasuresto______moneylaunderingactivities.A.preventB.encourageC.overlookD.normalize47.WhatisthemainbenefitofmobilebankingforcustomersinChengdeCounty?A.LowerfeesB.FastertransactionsC.MorebranchesD.Higherinterestrates48.ThebankingsectorinChinahasbeenevolvingto______changingcustomerneeds.A.meetB.ignoreC.resistD.delay49.Whatroledoesbigdataplayinmodernbanking?A.Itreducestheneedforhumanintervention.B.Ithelpsidentifypotentialrisks.C.Itlimitscustomeraccesstoservices.D.Itsimplifiesregulatorycompliance.50.ICBC’sonlinebankingplatformhasbeendesignedto______aseamlessexperience.A.provideB.disruptC.complicateD.limit答案及解析1.A.revolutionized解析：數(shù)字經(jīng)濟(jì)改變了傳統(tǒng)金融格局，"revolutionize"（革命化）最符合語境。2.A.minimize解析：當(dāng)?shù)仄髽I(yè)尋求減少經(jīng)濟(jì)衰退的影響，"minimize"（最小化）最合適。3.A.ensure解析：中國銀行業(yè)高度監(jiān)管是為了確保金融穩(wěn)定，"ensure"（確保）最符合語境。4.A.innovative解析：工商銀行投資新技術(shù)以改善客戶服務(wù)，"innovative"（創(chuàng)新的）最合適。5.D.adapt解析：小型銀行需要適應(yīng)大型機(jī)構(gòu)的競爭，"adapt"（適應(yīng)）最符合語境。6.A.expand解析：政府鼓勵(lì)銀行擴(kuò)大綠色金融支持可持續(xù)發(fā)展，"expand"（擴(kuò)大）最合適。7.C.simplify解析：工商銀行更新移動(dòng)銀行APP以簡化界面，"simplify"（簡化）最符合語境。8.A.narrow解析：河北農(nóng)村銀行如何縮小城鄉(xiāng)銀行服務(wù)差距，"narrow"（縮?。┳詈线m。9.A.control解析：中國人民銀行采取措施控制通脹穩(wěn)定經(jīng)濟(jì)，"control"（控制）最符合語境。10.C.Ithelpsassessborrowerreliability.解析：信用評(píng)分在現(xiàn)代銀行系統(tǒng)中用于評(píng)估借款人可靠性，最符合語境。11.B.advancedencryption解析：承德縣銀行越來越多地采用先進(jìn)加密技術(shù)增強(qiáng)安全性，"advancedencryption"（先進(jìn)加密）最合適。12.A.improved解析：經(jīng)濟(jì)改革提高了中國銀行業(yè)效率，"improved"（提高）最符合語境。13.C.competing解析：小型銀行面臨與大型競爭對(duì)手競爭的挑戰(zhàn)，"competing"（競爭）最合適。14.A.promote解析：中國政府推出政策促進(jìn)數(shù)字貨幣采用，"promote"（促進(jìn)）最符合語境。15.A.meet解析：工商銀行客服團(tuán)隊(duì)培訓(xùn)以滿足高標(biāo)準(zhǔn)滿意度，"meet"（滿足）最合適。16.B.Toservemoreunbankedpopulations.解析：金融包容性倡議的主要目標(biāo)是為更多未銀行化人口提供服務(wù)，最符合語境。17.C.grow解析：承德縣銀行業(yè)預(yù)計(jì)在未來十年增長，"grow"（增長）最合適。18.A.avoid解析：承德縣銀行如何避免監(jiān)管合規(guī)問題，"avoid"（避免）最合適。19.A.forced解析：金融科技公司的崛起迫使傳統(tǒng)銀行創(chuàng)新，"forced"（迫使）最符合語境。20.B.close解析：承德縣農(nóng)村銀行如何縮小城鄉(xiāng)財(cái)富差距，"close"（縮?。┳詈线m。21.A.prevent解析：中國人民銀行采取措施防止洗錢活動(dòng)，"prevent"（防止）最符合語境。22.B.Fastertransactions解析：移動(dòng)銀行對(duì)承德縣客戶的主要好處是更快交易，最符合語境。23.A.meet解析：中國銀行業(yè)不斷發(fā)展以滿足不斷變化的客戶需求，"meet"（滿足）最合適。24.B.Ithelpsidentifypotentialrisks.解析：大數(shù)據(jù)在現(xiàn)代銀行業(yè)中用于識(shí)別潛在風(fēng)險(xiǎn)，最符合語境。25.C.simplify解析：工商銀行在線銀行平臺(tái)設(shè)計(jì)為簡化用戶體驗(yàn)，"simplify"（簡化）最合適。26.C.Excessiveregulation解析：承德縣小型銀行面臨的挑戰(zhàn)是過度監(jiān)管，最符合語境。27.D.fiscalstimulus解析：中國政府推出政策刺激小企業(yè)，"fiscalstimulus"（財(cái)政刺激）最合適。28.A.diversify解析：河北銀行如何應(yīng)對(duì)經(jīng)濟(jì)波動(dòng)，"diversify"（多元化）最合適。29.B.decreased解析：數(shù)字支付系統(tǒng)減少了中國現(xiàn)金使用，"decreased"（減少）最合適。30.C.Betterservicequality解析：提高客戶滿意度的關(guān)鍵是更好的服務(wù)質(zhì)量，最符合語境。31.C.grow解析：承德縣銀行業(yè)預(yù)計(jì)在未來五年增長，"grow"（增長）最合適。32.A.Innovate解析：河北銀行如何應(yīng)對(duì)金融科技公司競爭，"innovate"