中國(guó)銀行常州市鐘樓區(qū)2025秋招筆試英語選詞填空題專練50題及答案第一部分：經(jīng)濟(jì)金融類詞匯填空（10題）說明：每題2分，共20分。背景提示：中國(guó)銀行常州市鐘樓區(qū)營(yíng)業(yè)部近年來業(yè)務(wù)增長(zhǎng)顯著，國(guó)際化服務(wù)需求提升，需加強(qiáng)金融人才儲(chǔ)備。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringemployeestoadaptquickly.A.revolutionizedB.complicatedC.standardizedD.optimized2.Tomeetthe______demandforcross-bordertradefinance,ourdepartmentplanstoexpandtheteamby20%.A.fluctuatingB.growingC.decliningD.stagnant3.Thebank’sriskmanagementpolicyemphasizesthe______ofcompliancewithinternationalfinancialregulations.A.adherenceB.flexibilityC.complexityD.inconsistency4.Digitaltransformationhas______theefficiencyoftransactionprocessing,reducingerrorsby30%.A.enhancedB.diminishedC.delayedD.centralized5.TheBaselIIIagreementaimsto______thecapitaladequacyrequirementsforcommercialbanks.A.weakenB.strengthenC.ignoreD.revise6.OurcreditassessmentsystemusesAIto______theprobabilityofloandefaults.A.minimizeB.maximizeC.evaluateD.eliminate7.The______economicrecoveryinEuropehasimpactedourexportfinancingbusiness.A.fragileB.robustC.stagnantD.gradual8.Thebank’ssustainabilitystrategyfocusesonreducingitscarbonfootprintthrough______initiatives.A.innovativeB.outdatedC.conservativeD.reactive9.The______interestratehikebytheFedmayleadtotightercreditconditionsglobally.A.modestB.aggressiveC.minimalD.gradual10.The______ofblockchaintechnologyintradefinancehasimprovedtransparencyandsecurity.A.adoptionB.rejectionC.limitationD.rejection第二部分：行政辦公類詞匯填空（10題）說明：每題2分，共20分。背景提示：常州市鐘樓區(qū)作為中國(guó)銀行的重要區(qū)域網(wǎng)點(diǎn)，需提升行政辦公效率和服務(wù)質(zhì)量。11.TheHRdepartmentwill______anewemployeeonboardingprogramtoimproveretentionrates.A.implementB.postponeC.cancelD.criticize12.To______workplacecommunication,theofficeintroducedaunifiedcollaborationplatform.A.disruptB.enhanceC.hinderD.simplify13.Thecompany’sannualbudgetreviewwill______nextTuesdaytofinalizetheQ4allocations.A.commenceB.postponeC.cancelD.resume14.Theoffice’sfiresafetydrillaimsto______employeesinemergencyevacuationprocedures.A.educateB.overwhelmC.ignoreD.dismiss15.TheCEOrequesteda______reportoncustomersatisfactiontoidentifyimprovementareas.A.conciseB.verboseC.outdatedD.irrelevant16.TheITteamis______aserverupgradetoenhancenetworkperformance.A.planningB.delayingC.abandoningD.reconsidering17.The______ofthenewofficepolicywascommunicatedviaemailtoallstaff.A.introductionB.oppositionC.rejectionD.modification18.To______paperwaste,thebankencourageddigitaldocumentationlastyear.A.reduceB.increaseC.ignoreD.justify19.The______meetingwiththelocalbranchmanagerwilldiscussregionalbusinessstrategies.A.virtualB.mandatoryC.unnecessaryD.informal20.Thecompany’s______policyensuresequalopportunitiesforallemployees.A.discriminatoryB.inclusiveC.biasedD.restrictive第三部分：客戶服務(wù)類詞匯填空（10題）說明：每題2分，共20分。背景提示：常州市鐘樓區(qū)客戶群體以中小企業(yè)和居民為主，需提升服務(wù)體驗(yàn)。21.Thebranchmanagerwill______acustomerfeedbacksurveytomeasuresatisfactionlevels.A.conductB.ignoreC.postponeD.reject22.Thebank’smobileappallowsclientsto______transactionsanytime,anywhere.A.postponeB.avoidC.performD.cancel23.Thefinancialadvisor______atailoredinvestmentplanbasedontheclient’srisktolerance.A.developedB.rejectedC.ignoredD.denied24.To______fraudrisks,thebankstrengtheneditsidentityverificationprocess.A.reduceB.maximizeC.ignoreD.encourage25.Thecustomerserviceteamwill______anewtrainingmoduleonempathyskills.A.implementB.postponeC.cancelD.criticize26.Thebranch’s______hourswereextendedtobetterserveworkingprofessionals.A.limitedB.flexibleC.restrictiveD.inconsistent27.Thebank’s______approachensurespersonalizedsolutionsforeachclient.A.standardizedB.innovativeC.rigidD.impersonal28.The______ofonlinebankinghassimplifiedaccountmanagementforcustomers.A.availabilityB.complexityC.inefficiencyD.limitation29.Therelationshipmanager______regularfollow-upstomaintainclientloyalty.A.conductsB.avoidsC.ignoresD.delays30.Thebank’s______serviceguaranteesquickresolutionforurgentinquiries.A.inefficientB.responsiveC.bureaucraticD.delayed第四部分：科技與行業(yè)趨勢(shì)類詞匯填空（20題）說明：每題2分，共40分。背景提示：中國(guó)銀行常州鐘樓區(qū)需緊跟科技發(fā)展，推動(dòng)業(yè)務(wù)數(shù)字化轉(zhuǎn)型。31.Thebank’sAI-drivenchatbot______customerqueries24/7,improvingserviceefficiency.A.addressesB.ignoresC.complicatesD.centralizes32.The______of5Gtechnologywillfurtherenhancemobilebankingcapabilities.A.adoptionB.rejectionC.limitationD.delay33.Thecompany’scybersecurityteamisworkingto______databreachesthroughadvancedencryption.A.preventB.encourageC.causeD.overlook34.The______ofremotebankinghasbeenagame-changerduringthepandemic.A.prohibitionB.adoptionC.rejectionD.limitation35.Thebank’sblockchain-basedsystem______transparencyincross-bordertransactions.A.ensuresB.underminesC.ignoresD.complicates36.The______ofcloudcomputinghasreducedinfrastructurecostsforthebank.A.integrationB.rejectionC.delayD.inefficiency37.Thecompany’ssustainabilityreporthighlightsitseffortsto______carbonemissions.A.increaseB.reduceC.ignoreD.exaggerate38.The______ofmachinelearningincreditscoringhasimprovedaccuracyrates.A.applicationB.rejectionC.limitationD.inefficiency39.Thebank’sdigitalwalletappallowscustomersto______multiplepaymentmethods.A.combineB.limitC.excludeD.prioritize40.The______ofbiometricauthenticationhasenhancedsecurityforonlinebanking.A.implementationB.rejectionC.delayD.inefficiency41.Thecompany’sVR-basedtrainingprogram______employeeonboardingtimeby40%.A.reducesB.increasesC.ignoresD.complicates42.The______ofIoTdevicesinsmartbankingsystemsimprovesreal-timemonitoring.A.integrationB.rejectionC.delayD.inefficiency43.Thebank’scomplianceteamensuresstrictadherenceto______regulations.A.localB.internationalC.outdatedD.irrelevant44.The______ofvirtualrealityincustomeronboardingprovidesimmersiveexperiences.A.adoptionB.rejectionC.delayD.inefficiency45.Thecompany’sdataanalyticsteamisworkingto______predictiveinsightsforfrauddetection.A.generateB.ignoreC.eliminateD.delay46.The______ofblockchaininsupplychainfinancehasimprovedtraceability.A.integrationB.rejectionC.delayD.inefficiency47.Thebank’smobileappusesAIto______personalizedfinancialrecommendations.A.generateB.ignoreC.eliminateD.delay48.The______ofedgecomputingreduceslatencyinreal-timetransactionprocessing.A.adoptionB.rejectionC.delayD.inefficiency49.Thecompany’sESG(Environmental,Social,andGovernance)initiativesaimto______sustainablegrowth.A.hinderB.promoteC.ignoreD.delay50.The______ofquantumcomputingmayrevolutionizeencryptionstandardsinbanking.A.adoptionB.rejectionC.delayD.inefficiency答案與解析1.A.revolutionized解析：fintech對(duì)傳統(tǒng)銀行模式產(chǎn)生顛覆性影響，需員工快速適應(yīng)。2.B.growing解析：跨境貿(mào)易融資需求持續(xù)增長(zhǎng)，銀行計(jì)劃擴(kuò)大團(tuán)隊(duì)。3.A.adherence解析：風(fēng)險(xiǎn)管理政策強(qiáng)調(diào)遵守國(guó)際金融法規(guī)。4.A.enhanced解析：數(shù)字化轉(zhuǎn)型提升了交易處理效率。5.B.strengthen解析：巴塞爾III協(xié)議旨在加強(qiáng)銀行資本充足率要求。6.C.evaluate解析：AI用于評(píng)估貸款違約概率。7.A.fragile解析：歐洲經(jīng)濟(jì)復(fù)蘇脆弱，影響出口融資業(yè)務(wù)。8.A.innovative解析：銀行通過創(chuàng)新舉措減少碳足跡。9.B.aggressive解析：美聯(lián)儲(chǔ)激進(jìn)加息可能全球信貸收緊。10.A.adoption解析：區(qū)塊鏈技術(shù)在貿(mào)易金融中的應(yīng)用提升透明度和安全性。11.A.implement解析：人力資源部將實(shí)施新員工入職計(jì)劃以提升留存率。12.B.enhance解析：統(tǒng)一協(xié)作平臺(tái)提升辦公溝通效率。13.A.commence解析：公司年度預(yù)算評(píng)審下周開始以確定Q4資金分配。14.A.educate解析：消防演練旨在教育員工緊急疏散流程。15.A.concise解析：CEO要求一份簡(jiǎn)潔的客戶滿意度報(bào)告以發(fā)現(xiàn)改進(jìn)點(diǎn)。16.A.planning解析：IT團(tuán)隊(duì)計(jì)劃升級(jí)服務(wù)器以提升網(wǎng)絡(luò)性能。17.A.introduction解析：新辦公室政策通過郵件傳達(dá)給全體員工。18.A.reduce解析：銀行鼓勵(lì)數(shù)字化文檔以減少紙張浪費(fèi)。19.A.virtual解析：與當(dāng)?shù)胤中薪?jīng)理的線上會(huì)議將討論區(qū)域業(yè)務(wù)策略。20.B.inclusive解析：公司包容性政策確保所有員工獲得平等機(jī)會(huì)。21.A.conduct解析：分行經(jīng)理將開展客戶滿意度調(diào)查。22.C.perform解析：移動(dòng)銀行應(yīng)用允許客戶隨時(shí)隨地辦理交易。23.A.developed解析：理財(cái)顧問根據(jù)客戶風(fēng)險(xiǎn)偏好制定定制化投資計(jì)劃。24.A.reduce解析：銀行加強(qiáng)身份驗(yàn)證流程以降低欺詐風(fēng)險(xiǎn)。25.A.implement解析：客服團(tuán)隊(duì)將實(shí)施新的同理心技能培訓(xùn)模塊。26.B.flexible解析：分行延長(zhǎng)營(yíng)業(yè)時(shí)間以更好地服務(wù)職場(chǎng)人士。27.B