中國銀行吉安市永豐縣2025秋招筆試英語完形填空題專練30題及答案一、單選題（每題1分，共10題）題目：1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringprofessionalstoadaptquickly.A.revolutionizedB.supportedC.weakenedD.complicated2.InruralareaslikeYongfengCounty,ChinaBankoften______localbusinessestoimprovefinancialservicesaccessibility.A.ignoresB.prioritizesC.neglectsD.excludes3.Effectivecommunicationisessentialforbankemployees,especiallywhen______customersaboutloanapplications.A.informingB.confusingC.delayingD.ignoring4.Thenewmobilebankingappaimsto______byofferingreal-timefundtransfersandpersonalizedfinancialadvice.A.confuseB.innovateC.simplifyD.delay5.China'seconomicpolicieshave______thegrowthofsmallandmedium-sizedenterprisesinrecentyears.A.hinderedB.supportedC.ignoredD.destabilized6.Bankersmustmaintainstrictconfidentiality,asany______couldleadtoseriouslegalconsequences.A.transparencyB.breachC.disclosureD.openness7.Thegovernment’sfinancialinclusioninitiativeshave______underservedcommunitiesinYongfengCounty.A.excludedB.supportedC.marginalizedD.isolated8.Inthebankingsector,technologyplaysakeyrolein______fraudandenhancingsecurity.A.promotingB.reducingC.encouragingD.exploiting9.TheChinaBankbranchinYongfengCountyoffers______tohelpfarmersaccessruralcreditprograms.A.barriersB.incentivesC.restrictionsD.penalties10.Sustainablebankingpracticesareincreasinglyimportantto______environmentalandsocialresponsibility.A.neglectB.prioritizeC.undermineD.ignore二、多選題（每題2分，共10題）題目：11.Whentrainingnewbankstaff,thefollowingarecrucial:A.financialliteracyB.customerserviceskillsC.legalcomplianceknowledgeD.cookingtechniques12.Thedigitaltransformationinbankinghasledto:A.increasedefficiencyB.reducedpaperusageC.higheroperationalcostsD.fewerjobopportunities13.ChinaBank’sruralfinancialprogramsfocuson:A.microfinanceforsmallbusinessesB.agriculturalloansC.urbanpropertyinvestmentsD.wealthmanagementforelites14.Effectiveriskmanagementinbankinginvolves:A.regularauditsB.customerdataprotectionC.aggressivemarketingD.politicaldonations15.Thefollowingarebenefitsofmobilebankingforruralclients:A.convenienceB.lowerfeesC.limitedaccessD.hightransactionlimits16.Whendealingwithinternationalclients,bankemployeesshould:A.speakmultiplelanguagesB.understandculturaldifferencesC.focusonlyonprofitsD.avoidpersonalinteraction17.TheChinaBank’ssocialresponsibilityprogramsinclude:A.povertyalleviationinitiativesB.environmentalconservationprojectsC.executivesalarybonusesD.employeeentertainmentactivities18.Thefollowingtechnologiesareusedinmodernbanking:A.blockchainB.artificialintelligenceC.manualledgerentryD.biometricauthentication19.Challengesinruralbankinginclude:A.infrastructurelimitationsB.lowdigitalliteracyC.highcompetitionD.abundantbankingresources20.Thefollowingarekeyqualitiesforasuccessfulbanker:A.integrityB.stresstoleranceC.financialdishonestyD.strongteamworkskills三、選詞填空（每題1分，共10題）題目：Fillintheblankswiththebestwordsfromthebox.credit,debit,balance,transaction,interest,penalty,security,policy,inflation,growth21.Thebankoffersahigh-interestsavingsaccounttoencouragelong-termfinancialstability.22.Customersmustavoidoverdraftstoavoidlatefeesandfinancialpenalties.23.Thedigitalpaymentsystemensuresquickandsecuretransactionsforallclients.24.Thecentralbank’spolicyaimstocontrolinflationandstabilizetheeconomy.25.Regularlycheckingyouraccountbalancehelpsavoidunnecessarydebt.26.Thebankprovidescreditfacilitiesforentrepreneurstosupportbusinessgrowth.27.Robo-advisorsuseAItoprovideautomatedfinancialadviceandportfoliomanagement.28.Thedebitcardallowsimmediateaccesstofundsinyourcheckingaccount.29.Enhancedsecuritymeasuresprotectclientsfromidentitytheftandfraud.30.Thebank’sfinancialinclusionprogrampromotesequalaccesstobankingservices.答案及解析一、單選題答案及解析1.A.revolutionized解析：Digitalbankinghaschangedthetraditionalindustrydramatically,aligningwithChinaBank’smodernizationeffortsinYongfengCounty.2.B.prioritizes解析：ChinaBankactivelysupportsruralbusinessestoexpanditsservicenetworkinunderservedareas.3.A.informing解析：Clearcommunicationisvitalforloanprocessing,akeytaskinbanking.4.C.simplify解析：Theapp’sgoalistomakebankingeasier,notcomplicateit.5.B.supported解析：GovernmentpolicieshaveboostedSMEgrowth,benefitingruraleconomieslikeYongfeng.6.B.breach解析：Confidentialityviolationsareseriousinthebankingsector.7.B.supported解析：Inclusionprogramshelpruralcommunitiesaccessfinancialservices.8.B.reducing解析：Techtoolshelpdetectandpreventfraud,enhancingsecurity.9.B.incentives解析：Thebankoffersincentivestoencouragefarmerstouseruralcreditprograms.10.B.prioritize解析：Sustainablebankingemphasizesenvironmentalandsocialresponsibility.二、多選題答案及解析11.A,B,C解析：Cookingskillsareirrelevant;theothersareessentialforbankingroles.12.A,B解析：Digitalbankingimprovesefficiencyandreducespaperusagebutmaynotalwayscutcostsorjobs.13.A,B解析：Ruralprogramsfocusonmicrofinanceandagriculture,noturbaninvestments.14.A,B,D解析：Riskmanagementinvolvesaudits,dataprotection,andethicalpractices,notpoliticaldonations.15.A,B解析：Mobilebankingoffersconvenienceandlowerfeesbutmayhavelimitedaccessorhighlimitsinsomeareas.16.A,B解析：Languageskillsandculturalawarenessarecrucialforinternationalbanking.17.A,B解析：CSRprogramsfocusonpovertyreliefandenvironmentalinitiatives,notexecutivebonuses.18.A,B,D解析：Blockchain,AI,andbiometrictechareused;manualledgerentryisoutdated.19.A,B解析：Ruralbankingfacesinfrastructureanddigitalliteracychallengesbutnothighcompetition.20.A,B,D解析：Integrity,stresstolerance,andteamworkarekey;dishonestyisunethical