工商銀行畢節(jié)市赫章縣2025秋招筆試英語完形填空題專練30題及答案一、單選題（每題1分，共10題）題目：閱讀以下短文，從每題四個選項中選出一個最佳答案。1.Passage1Therapiddevelopmentofdigitaltechnologyhasbroughtaboutsignificantchangesinthebankingindustry.Traditionalbankshavehadtoadapttonewtrendstoremaincompetitive.Oneofthemosteffectivestrategiesistointegrateadvancedtechnologieslikeartificialintelligenceandbigdataanalyticsintotheiroperations.Thesetoolsnotonlyimproveefficiencybutalsoenhancecustomerservice.However,thechallengeliesinbalancinginnovationwithregulatorycompliance.Banksmustensurethattheirdigitalinitiativesalignwithfinancialregulationswhilemaintainingsecurity.WhichofthefollowingstatementsisNOTmentionedinthepassage?A.Digitaltechnologyhastransformedthebankingsector.B.AIandbigdataanalyticsarewidelyusedinbanking.C.Traditionalbanksarestrugglingtokeepupwithmoderntrends.D.Banksneedtoprioritizeregulatorycomplianceoverinnovation.2.Passage2Asafinancialinstitution,工商銀行playsacrucialroleinsupportinglocaleconomies.InHezhengCounty,aruralareain畢節(jié),thebankhasimplementedseveralinitiativestopromoteeconomicgrowth.Theseincludeprovidingmicroloanstosmallbusinesses,supportingagriculturaldevelopment,andofferingfinancialliteracyprograms.Bydoingso,thebankhelpsbridgethegapbetweenurbanandruralareas.Thesuccessoftheseprogramshasledtoincreasedemploymentandimprovedlivingstandards.Whatisthemainpurposeofthepassage?A.Tocriticizethebank’spoliciesinHezhengCounty.B.Tohighlightthebank’scontributionstoruraldevelopment.C.TodiscussthechallengesoffinancialregulationinChina.D.Topromotetheuseofmicroloansinurbanareas.3.Passage3ThebankingsectorinChinafacesnumerouschallenges,includingincreasingcompetitionfromfintechcompanies.Thesestartupsofferinnovativeservicesthattraditionalbanksfinddifficulttoreplicate.Tostayrelevant,banksmustfocusonimprovingtheirdigitalinfrastructureandcustomerexperience.Additionally,theyneedtoinvestinemployeetrainingtoensuretheycanmeettheevolvingneedsofclients.Onlybydoingsocantheymaintaintheirmarketposition.Accordingtothepassage,whatisamajorthreattotraditionalbanks?A.GovernmentregulationsB.FintechcompaniesC.EconomicdownturnsD.Employeestrikes4.Passage4HezhengCounty,locatedinthe畢節(jié)region,isknownforitsrichculturalheritageandagriculturalproducts.Thelocalgovernmenthaspartneredwith工商銀行todevelopruralinfrastructure,includingroadsandirrigationsystems.Thiscollaborationhassignificantlyboostedagriculturaloutput.Farmersnowhavebetteraccesstomarkets,andtheirincomehasincreased.Thebank’sinvolvementhasalsohelpedreducepovertyinthearea.Whatisthekeybenefitofthebank’spartnershipwiththelocalgovernment?A.LoweringoperationalcostsB.IncreasingagriculturalproductivityC.ExpandingurbandevelopmentD.Reducinggovernmentspending5.Passage5Artificialintelligenceisrevolutionizingthewaybankshandlecustomertransactions.Automatedsystemscannowdetectfraudulentactivitiesinreal-time,reducingtheriskoffinanciallosses.Moreover,AI-poweredchatbotsprovide24/7support,improvingcustomersatisfaction.However,somecustomersremainskepticalabouttheaccuracyofthesesystems.Banksneedtoaddresstheseconcernstoensurewideracceptance.Whatisthemainfocusofthepassage?A.ThenegativeimpactsofAIinbanking.B.TheroleofAIinenhancingsecurity.C.Theresistanceofcustomerstodigitalbanking.D.TheneedformoregovernmentregulationsonAI.6.Passage6Microfinancehasbeeninstrumentalinempoweringsmall-scaleentrepreneursinHezhengCounty.工商銀行’smicroloanprogramsprovideaccessiblefinancialresourcestoindividualswholacktraditionalbankingaccess.Theseloanshelpstartbusinesses,expandoperations,andimprovelivelihoods.Thebankalsooffersmentorshipprogramstoguideborrowers.Asaresult,manyhavesuccessfullyliftedthemselvesoutofpoverty.Whatistheprimarygoalofthebank’smicroloaninitiative?A.Togenerateprofitsthroughinterestrates.B.Topromoteeconomicself-sufficiency.C.Toincreasethebank’smarketshare.D.Toreduceunemploymentinurbanareas.7.Passage7Thefinancialliteracyofruralpopulationsin畢節(jié)remainslow,despiteeffortsbyfinancialinstitutions.Manyfarmersandsmallbusinessownerslackbasicknowledgeofbankingproductsandservices.工商銀行haslaunchededucationalcampaignstoaddressthisissue.Theseprogramsincludeworkshops,onlineresources,andcommunityoutreach.Theaimistomakefinancialservicesmoreinclusive.Whatisthemainproblemhighlightedinthepassage?A.Highcostsoffinancialeducation.B.Limitedaccesstobankingservices.C.Lowfinancialliteracyamongruralresidents.D.Lackofgovernmentsupportforfinancialinstitutions.8.Passage8Theintegrationofbigdataintobankingoperationshasimprovedriskmanagement.Byanalyzingcustomerbehaviorandmarkettrends,bankscanmakemoreinformeddecisions.Thishasledtobetterloanapprovalprocessesandreduceddefaults.However,dataprivacyconcernsmustbeaddressedtomaintaincustomertrust.Banksmustensurethatpersonalinformationisprotected.Whatisthekeybenefitofusingbigdatainbanking?A.Increasedgovernmentoversight.B.Improveddecision-making.C.Higheroperationalcosts.D.Greatercustomerskepticism.9.Passage9TheruraleconomyinHezhengCountyisheavilydependentonagriculture.工商銀行hasintroducedagriculturalloanstosupportfarmersduringdroughtsandothernaturaldisasters.Theseloanshelpcoverexpensessuchasseeds,equipment,andirrigation.Thebankalsoprovidesweather-basedinsurancetomitigaterisks.Thissupporthasbeencrucialinstabilizingthelocaleconomy.Whatisthemainpurposeofthebank’sagriculturalloans?A.Tomaximizeprofitsfrominterest.B.Toensurefoodsecurity.C.Toencourageurbanmigration.D.Toreducegovernmentsubsidies.10.Passage10Customersatisfactionisatoppriorityfor工商銀行.Thebankhasimplementedseveralmeasurestoenhancethecustomerexperience.Theseincludemobilebankingapps,24/7customerservice,andpersonalizedfinancialadvice.Feedbackfromclientsisalsotakenseriously,andthebankcontinuouslyimprovesitsservices.Asaresult,customerloyaltyhasincreased.Whatistheprimaryfocusofthebank’sstrategy?A.Reducingcoststhroughautomation.B.Improvingcustomersatisfaction.C.Increasingloanapprovals.D.Expandingintointernationalmarkets.二、多選題（每題2分，共10題）題目：閱讀以下短文，從每題四個選項中選出所有符合文意的答案。11.Passage11Therapidgrowthoffintechcompanieshasforcedtraditionalbankstoinnovate.工商銀行hasinvestedheavilyindigitalbankingsolutionstostaycompetitive.Theseincludemobileapps,onlinetransactions,andAI-poweredservices.Whilethesechangeshaveimprovedefficiency,theyhavealsoraisedconcernsaboutjoblosses.Banksmustfindabalancebetweenautomationandhumaninteraction.Whichofthefollowingstatementsaretrueaccordingtothepassage?A.Fintechcompaniesaremoreinnovativethantraditionalbanks.B.工商銀行hasfocusedondigitaltransformation.C.Automationhasledtojoblossesinthebankingsector.D.Banksneedtomaintainamixoftechnologyandhumanservices.12.Passage12HezhengCountyisrichinnaturalresources,includingmineralsandwater.However,environmentaldegradationposesasignificantthreat.工商銀行haspartneredwithlocalauthoritiestopromotesustainablepractices.Theseincludereforestationprojectsandwaterconservationprograms.Thebankalsofundsrenewableenergyinitiatives.Sucheffortsaimtoprotecttheenvironmentwhilesupportingeconomicgrowth.Whichofthefollowingarepartofthebank’ssustainabilityinitiatives?A.ReforestationprojectsB.WaterconservationprogramsC.FundingrenewableenergyD.Encouragingindustrialpollution13.Passage13ThebankingsectorinChinaishighlyregulatedtoensurestability.工商銀行mustcomplywithstrictrulessetbyfinancialauthorities.Theseregulationscoverareassuchascapitalrequirements,riskmanagement,andconsumerprotection.Whilecompliancecanbecostly,itisessentialformaintainingtrust.Banksthatfailtoadheretoregulationsfaceseverepenalties.WhatarethekeyaspectsoffinancialregulationinChina?A.CapitalrequirementsB.RiskmanagementC.ConsumerprotectionD.Taxincentives14.Passage14MicroloanshavebeensuccessfulinempoweringwomenentrepreneursinHezhengCounty.工商銀行’sprogramsprovidefinancialsupporttowomenstartingorexpandingbusinesses.Theseloanshelpreducegenderinequalityandpromoteeconomicindependence.Thebankalsoofferstrainingonfinancialmanagement.Theimpactoftheseinitiativeshasbeensignificant.Whichofthefollowingarebenefitsofthebank’smicroloanprogramsforwomen?A.ReducedgenderinequalityB.IncreasedeconomicindependenceC.HigherloaninterestratesD.Betteraccesstobankingservices15.Passage15ArtificialintelligenceistransformingthebankingindustryinChina.工商銀行hasadoptedAIfortaskssuchasfrauddetectionandcustomerservice.Thesetechnologiesimproveefficiencyandreduceerrors.However,somecustomersareconcernedaboutprivacy.Banksmustaddresstheseconcernstoensurewideradoption.WhataretheadvantagesofusingAIinbanking?A.ImprovedefficiencyB.ReducederrorsC.EnhancedprivacyD.Bettercustomerservice16.Passage16TheruraleconomyinHezhengCountyfaceschallengessuchaslowproductivityandlimitedaccesstomarkets.工商銀行hasintroducedprogramstosupportagriculturaldevelopment.Theseincludeprovidingloansformodernfarmingequipmentandtrainingfarmersonbestpractices.Thebankalsohelpsestablishcooperativestoimprovemarketaccess.Theseeffortshaveledtoincreasedincomeforfarmers.Whichofthefollowingarepartofthebank’sagriculturalsupportprograms?A.LoansforfarmingequipmentB.TrainingonbestpracticesC.MarketaccesssupportD.Urbandevelopmentprojects17.Passage17Customersatisfactioniscrucialforthesuccessofanybank.工商銀行hasimplementedseveralmeasurestoimprovethecustomerexperience.Theseincludepersonalizedfinancialadvice,24/7customerservice,anduser-friendlymobileapps.Thebankalsocollectscustomerfeedbacktomakecontinuousimprovements.Asaresult,customerloyaltyhasgrown.Whichofthefollowingcontributetothebank’scustomersatisfaction?A.PersonalizedfinancialadviceB.24/7customerserviceC.PoormobileappdesignD.Regularfeedbackcollection18.Passage18ThebankingsectorinChinaisfacingincreasingcompetitionfromfintechcompanies.工商銀行hasrespondedbyinvestingindigitalbankingsolutions.Theseincludemobileapps,onlinetransactions,andAI-poweredservices.Whilethesechangeshaveimprovedefficiency,theyhavealsoraisedconcernsaboutjoblosses.Banksmustfindabalancebetweenautomationandhumaninteraction.Whichofthefollowingarepartof工商銀行’sdigitalbankinginitiatives?A.MobileappsB.OnlinetransactionsC.AI-poweredservicesD.Traditionalbranchexpansion19.Passage19Sustainablebankingpracticesarebecomingincreasinglyimportant.工商銀行hascommittedtoreducingitscarbonfootprint.Thebankhasintroducedgreenfinancingoptions,suchasloansforrenewableenergyprojects.Italsoencouragesemployeestoadopteco-friendlyhabits.Theseeffortsaimtosupportenvironmentalprotectionwhilemaintainingprofitability.Whichofthefollowingarepartofthebank’ssustainabilityinitiatives?A.GreenfinancingoptionsB.RenewableenergyloansC.Employeeeco-friendlyprogramsD.Increasedcarbonemissions20.Passage20TheruraleconomyinHezhengCoun