工商銀行濱州市惠民縣2025秋招筆試英語閱讀理解題專練30題及答案一、單選題（共10題，每題2分）1.Passage1TherapiddevelopmentofdigitalbankinghassignificantlytransformedthefinanciallandscapeinChina.TraditionalbankslikeICBChavebeenforcedtoadapttonewtechnologiestoremaincompetitive.IncitieslikeBinzhou,theintegrationofAIandbigdataanalyticshasimprovedcustomerserviceefficiency.However,challengessuchasdatasecurityandregulatorycomplianceremainsignificant.HowwillICBCcontinuetoinnovateinthefuture?Whatisthemainfocusofthepassage?A.ThehistoryofICBCB.TheimpactofdigitalbankingontraditionalbanksC.TheroleofAIinbankingD.ThechallengesofdatasecurityinChina2.Passage2TheHuitongCountygovernmenthasrecentlyannouncedaseriesofpoliciestoboostlocaleconomicgrowth.Thesepoliciesincludetaxincentivesforsmallandmedium-sizedenterprises(SMEs)andincreasedinvestmentininfrastructure.Thegoalistoattractmorebusinessestotheregion,particularlyinthemanufacturingandlogisticssectors.Criticsarguethatthelong-termsustainabilityofthesepoliciesisuncertain.WhatistheprimarypurposeoftheHuitongCountygovernment’spolicies?A.ToreduceunemploymentB.ToattractbusinessestotheregionC.ToincreasegovernmentrevenueD.Toimproveinfrastructure3.Passage3Inrecentyears,thedemandforonlinebankingserviceshassurgedinChina.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),over70%ofurbanresidentsnowpreferdigitalbankingovertraditionalmethods.Thisshifthasforcedbankstoinvestheavilyinonlineplatformsandmobileapps.However,thedigitaldivideremainsasignificantissueinruralareas.Whatisthemainchallengehighlightedinthepassage?A.ThehighcostofdigitalbankinginfrastructureB.ThedigitaldivideinruralareasC.ThedecreaseintraditionalbankingservicesD.Thelackofgovernmentsupportfordigitalbanking4.Passage4ThePeople’sBankofChina(PBOC)hasrecentlyimplementednewmeasurestocontrolinflation.Thesemeasuresincluderaisinginterestratesandtighteningcreditconditions.Whilethesepoliciesaimtostabilizetheeconomy,theymayalsoslowdowneconomicgrowth.Analystsarecloselymonitoringtheimpactofthesechangesonthebankingsector.WhatisthemaingoalofthePBOC’snewmeasures?A.TostimulateeconomicgrowthB.TocontrolinflationC.ToincreasecreditavailabilityD.Toreduceunemployment5.Passage5TheICBChasbeenactivelyexpandingitsbranchnetworkinBinzhou.ThebankhasopenedseveralnewbranchesinHuitongCounty,aimingtoimproveaccesstofinancialservicesforlocalresidents.However,someresidentsarguethatthebank’sfocusonurbanareashasleftruralareasunderserved.Thebankhasrespondedbypromisingtodevelopmoreruralbankingsolutions.Whatisthemainissuediscussedinthepassage?A.TheexpansionofICBC’sbranchnetworkB.ThelackoffinancialservicesinruralareasC.ThehighcostofbankingservicesD.ThecompetitionbetweenbanksinBinzhou6.Passage6TheChinesegovernmenthaslaunchedanewinitiativetopromotegreenfinance.Theinitiativeaimstoencouragebankstoinvestinrenewableenergyprojects.AccordingtotheNationalDevelopmentandReformCommission(NDRC),thegovernmentplanstoallocatebillionsofyuantosupporttheseprojects.ThismoveispartofChina’sbroaderefforttoachievecarbonneutralityby2060.Whatistheprimarygoalofthegovernment’snewinitiative?A.ToincreasethenumberofbanksinChinaB.TopromoterenewableenergyprojectsC.ToreducegovernmentspendingD.Toimprovethebankingsector’sefficiency7.Passage7TheHuitongCountyeconomyhasbeengrowingsteadilyinrecentyears.Thecounty’sGDPincreasedby8%in2024,drivenbystrongperformanceinthemanufacturingandlogisticssectors.However,thecountyfaceschallengessuchasanagingpopulationandaskillsgap.Thelocalgovernmentisworkingonsolutionstoaddresstheseissues.Whatisthemainfocusofthepassage?A.ThedeclineinHuitongCounty’seconomyB.ThegrowthofthemanufacturingsectorinHuitongCountyC.ThechallengesfacedbyHuitongCountyD.Thegovernment’splansforeconomicdevelopment8.Passage8TheICBChasintroducedanewmobilebankingappthatoffersadvancedfeaturessuchasAI-poweredfinancialadvice.Theappisdesignedtoimprovecustomerexperienceandincreaseengagement.Earlyfeedbackfromusershasbeenpositive,withmanypraisingtheapp’seaseofuseandinnovativefeatures.Whatisthemainbenefitofthenewmobilebankingapp?A.ToreducethenumberofbankbranchesB.ToimprovecustomerexperienceC.Toincreasethebank’srevenueD.Toattractmoreruralcustomers9.Passage9TheHuitongCountygovernmenthasbeenworkingtoimprovethelocaltransportationsystem.TheconstructionofanewhighwayconnectingthecountytoBinzhouhasbeencompleted,reducingtraveltimesignificantly.However,thecountystillfaceschallengessuchastrafficcongestioninurbanareas.Whatisthemainfocusofthepassage?A.TheimprovementofthelocaltransportationsystemB.TheconstructionofanewhighwayC.ThereductionoftrafficcongestionD.Thegovernment’splansforurbandevelopment10.Passage10TheICBChasbeeninvestingheavilyindigitalbankingtechnologiestostaycompetitive.Thebankhaslaunchedseveralnewdigitalproducts,includingonlineloansandwealthmanagementservices.Theseinitiativeshavehelpedthebankattractmorecustomersandincreaseitsmarketshare.Whatisthemainfocusofthepassage?A.ThehistoryofICBCB.TheimpactofdigitalbankingonICBCC.TheroleofAIinbankingD.ThechallengesofdatasecurityinChina二、判斷題（共10題，每題2分）1.Passage11Therapiddevelopmentofdigitalbankinghasmadetraditionalbanksirrelevantinthemodernfinanciallandscape.TrueorFalse?2.Passage12TheHuitongCountygovernment’spolicieshavesuccessfullyattractedmanybusinessestotheregion.TrueorFalse?3.Passage13ThedigitaldivideremainsasignificantissueinurbanareasofChina.TrueorFalse?4.Passage14ThePBOC’snewmeasurestocontrolinflationhavehadaminimalimpactonthebankingsector.TrueorFalse?5.Passage15TheICBC’sexpansioninHuitongCountyhasleftruralareasunderserved.TrueorFalse?6.Passage16TheChinesegovernment’sinitiativetopromotegreenfinanceaimstoreducethenumberofbanksinChina.TrueorFalse?7.Passage17TheHuitongCountyeconomyhasbeengrowingsteadilyinrecentyears.TrueorFalse?8.Passage18TheICBC’snewmobilebankingapphasbeenwidelypraisedbyusersforitsinnovativefeatures.TrueorFalse?9.Passage19TheconstructionofanewhighwayinHuitongCountyhassignificantlyreducedtraveltime.TrueorFalse?10.Passage20TheICBC’sinvestmentindigitalbankingtechnologieshashelpedthebankincreaseitsmarketshare.TrueorFalse?三、填空題（共10題，每題2分）1.Therapiddevelopmentofdigitalbankinghas_______thefinanciallandscapeinChina.A.transformedB.destroyedC.improvedD.ignored2.TheHuitongCountygovernment’spoliciesinclude_______incentivesforsmallandmedium-sizedenterprises.A.taxB.financialC.socialD.economic3.Thedemandforonlinebankingserviceshas_______inChinainrecentyears.A.decreasedB.remainedstableC.surgedD.declined4.ThePBOC’snewmeasurestocontrolinflationinclude_______interestrates.A.raisingB.loweringC.maintainingD.eliminating5.TheICBChasbeenactivelyexpandingitsbranchnetworkin_______.A.BeijingB.ShanghaiC.BinzhouD.Guangzhou6.TheChinesegovernment’sinitiativetopromotegreenfinanceaimsto_______renewableenergyprojects.A.discourageB.supportC.ignoreD.reduce7.TheHuitongCountyeconomyhasbeen_______steadilyinrecentyears.A.decliningB.growingC.stagnantD.shrinking8.TheICBC’snewmobilebankingappoffersadvancedfeaturessuchas_______financialadvice.A.AI-poweredB.human-poweredC.manualD.automated9.TheconstructionofanewhighwayinHuitongCountyhas_______traveltime.A.increasedB.reducedC.maintainedD.eliminated10.TheICBC’sinvestmentindigitalbankingtechnologieshas_______thebank’smarketshare.A.decreasedB.increasedC.maintainedD.eliminated答案及解析一、單選題答案及解析1.B解析：文章主要討論了數(shù)字銀行對傳統(tǒng)銀行的影響，特別是ICBC如何應(yīng)對這種變化。選項B最符合文章主旨。2.B解析：文章明確提到Huitong縣政府政策的主