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2025年銀行招聘之銀行招聘綜合知識(shí)題庫(kù)附答案(基礎(chǔ)題)
單選題(共700題)1、《巴塞爾資本協(xié)議》規(guī)定了銀行的資本充足率必須()。A.≥12%B.≥10%C.≥8%D.≥4%【答案】C2、Onthenextbirthday,Ann()marriedfortwentyyears.A.isB.hasbeenC.willbeD.willhavebeen【答案】D3、狹義的國(guó)際金融市場(chǎng)是指()。A.外匯市場(chǎng)B.國(guó)際資金市場(chǎng)C.國(guó)際保險(xiǎn)市場(chǎng)D.國(guó)際黃金市場(chǎng)【答案】B4、閱讀下列短文,從短文后各題所給的四個(gè)選項(xiàng)中,選出可以填人空白處的最佳選項(xiàng)。A.changesB.makesC.setsD.turns【答案】B5、每個(gè)組織都需要注意本組織優(yōu)良文化的積累,把組織精神灌輸?shù)揭淮忠淮?,這體現(xiàn)了組織文化的哪個(gè)特征?()A.實(shí)踐性B.可塑性C.傳承性D.獨(dú)特性【答案】C6、Becauseofsuchfactors,engineershaveworkedonincreasingtheefficiencyofelevators,resortingtodouble-deckercarstoserviceandtotransfersystemsthat______expressandlocalelevators.A.exploreB.enforceC.deployD.strengthen【答案】D7、資料:packingtipsA.PapersB.CashC.PlasticbottleD.Clothes【答案】B8、Thedifferences____thedifficultyofunderstandingwhatishappeningtotheeconomyatpresent.A.suggestB.understateC.criticizeD.underline【答案】D9、甲乙兩人相約同時(shí)從AB兩地相向而行,10個(gè)小時(shí)后相遇。但實(shí)際上甲先從A地出發(fā),2個(gè)小時(shí)后乙才出發(fā),乙出發(fā)60分鐘后,雙方之間的距離是兩人走過(guò)的距離的三倍。已知甲比乙每小時(shí)多走10公里,則AB兩地之間的距離是多少公里?()A.200B.100C.250D.150【答案】A10、下面是中國(guó)古典文學(xué)四大名著中的人物與情節(jié),其中搭配不當(dāng)?shù)囊豁?xiàng)是()。A.魯智深——倒拔垂楊柳B(niǎo).孫悟空——大鬧天宮C.諸葛亮——三顧茅廬D.劉姥姥——進(jìn)大觀園【答案】C11、Beingquestionedonthecourt,themandenied()thediamond.A.havingtakenB.takingC.tohavetakenD.totake【答案】A12、Passage8A.TherulesaregoodforlenderswhilebadforborrowersB.TheruleswillhelpbabyboomerseniorstosavemoneyC.TheruleswillhelpconsumersbetterunderstandreversemortgageD.Theruleswillbestricterforconsumers【答案】C13、Itwasno____thathiscarwasseennearthebankwhentherobberyhappenedA.coincidenceB.conventionC.certaintyD.complication【答案】A14、AkiraNakayama____delaythefilmingofhisdocumentaryintherainforestwhenhisequipmentdidnotarriveonschedule.A.hastoB.hadtoC.havingtoD.willhaveto【答案】B15、填入括號(hào)中最恰當(dāng)?shù)脑~語(yǔ)是()。A.再接再厲龍爭(zhēng)虎斗B.自力更生明爭(zhēng)暗斗C.自力更生龍爭(zhēng)虎斗D.再接再厲明爭(zhēng)暗斗【答案】C16、Thereareseveral____betweenournewphotocopierandouroldone:theseincludeanadvancedcolourfacilityandamultitaskoption.A.similarB.similarlyC.similartoD.similarities【答案】D17、資料:OurgoalwiththenewMacBookwastodotheimpossible:engineerafull-sizeexperienceintothelightestandmostcompactMacnotebookever.Thatmeantreimaginingeveryelementtomakeitnotonlylighterandthinnerbutalsobetter.Theresultismorethanjustanewnotebook.It’sthefutureofthenotebook.Andnow,withsixth-generationIntelprocessors,improvedgraphicsperformance,fasterflashstorage,andupto10hoursofbatterylife.MacBookisevenmorecapable.A.MacBooksellsverywellB.ThedesignofMacBooklacksdetailsC.ItisveryhardtocreatesuchaproductasthenewMacBookD.ThedesignofMacBookisclassic【答案】C18、資料:Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.A.becauseitenablesthecompanytoknowitsemployeesbetterB.becauseitmakesthecompanypreparedforthepotentialchallengesC.becauseitgivestheemployeesachancetoreceivetrainingD.allabove【答案】A19、資料:JobDescriptionA.WaitforabetterchanceB.Makeajob-hoppingC.BecomeaproducerD.Workharderandbemorefocused【答案】C20、將八進(jìn)制數(shù)165轉(zhuǎn)換成十進(jìn)制數(shù)是()。A.165B.119C.117D.159【答案】C21、銀行承兌匯票期限自出票之日起最長(zhǎng)不超過(guò)()。A.3個(gè)月B.6個(gè)月C.1年D.2年【答案】B22、()是指對(duì)未來(lái)現(xiàn)金流量以恰當(dāng)?shù)恼郜F(xiàn)率進(jìn)行折現(xiàn)后的價(jià)值,是考慮貨幣時(shí)間價(jià)值因素等的一種計(jì)量屬性。A.現(xiàn)值B.公允價(jià)值C.重置成本D.歷史成本【答案】A23、新中國(guó)成立后,()是人民銀行大一統(tǒng)銀行體系中的外匯業(yè)務(wù)的工作部門(mén),是在人民銀行領(lǐng)導(dǎo)下的經(jīng)過(guò)中央人民政府政務(wù)院特許的外匯專(zhuān)業(yè)銀行。A.中國(guó)工商鋃行B.中國(guó)銀行D.中國(guó)農(nóng)業(yè)銀行C.中國(guó)建設(shè)銀行D.中國(guó)農(nóng)業(yè)銀行【答案】B24、從布雷頓森林體系崩潰以來(lái),國(guó)際儲(chǔ)備最明顯的變化是()。A.美元是唯一的儲(chǔ)備貨幣B.英鎊是唯一的儲(chǔ)備貨幣C.黃金是最重要的儲(chǔ)備資產(chǎn)D.國(guó)際儲(chǔ)備資產(chǎn)多元化【答案】D25、關(guān)于企業(yè)利潤(rùn)構(gòu)成,下列表述不正確的是()。A.企業(yè)的利潤(rùn)總額由營(yíng)業(yè)利潤(rùn)、投資收益和營(yíng)業(yè)外收入三部分組成B.營(yíng)業(yè)成本=主營(yíng)業(yè)務(wù)成本+其他業(yè)務(wù)成本C.利潤(rùn)總額=營(yíng)業(yè)利潤(rùn)+營(yíng)業(yè)外收入-營(yíng)業(yè)外支出D.凈利潤(rùn)=利潤(rùn)總額-所得稅費(fèi)用【答案】A26、Recentdecadeshavewitnessedincreasedglobalizationoftheworldeconomyassociatedwitheconomicandfinancial______amongcountries。A.integrationB.corporationC.harmonyD.conflict【答案】A27、下列敘述正確的是()。A.CPU能直接讀取硬盤(pán):h的數(shù)據(jù)B.CPU能直接讀取內(nèi)存儲(chǔ)器中的數(shù)據(jù)C.CPU由存儲(chǔ)器和控制器組成D.CPU主要用來(lái)存儲(chǔ)程序和數(shù)據(jù)【答案】B28、ClarksonLibrarywillbeclosedforrenovationsfromMay3toJuly15,____whichtimethecollectionwillnotbeopentothepublic.A.withB.betweenC.duringD.while【答案】C29、2003年,銀行、證券、保險(xiǎn)——中國(guó)金融業(yè)“分業(yè)經(jīng)營(yíng),分業(yè)監(jiān)管”的框架最終完成,其標(biāo)志是()。A.中國(guó)銀監(jiān)會(huì)的成立B.中國(guó)人民銀行的成立C.中國(guó)證監(jiān)會(huì)的成立D.中國(guó)保監(jiān)會(huì)的成立【答案】A30、資料:BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.A.CDisasafeinstrumentB.BankofIndiaissafeC.CDisinsuredD.Alloftheabove【答案】D31、Yoursuggestioncouldonlymakethingsworse____.A.ifanythingB.ifeverythingC.ifnothingD.ifsomething【答案】A32、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investing(投資)thehypothetical(虛擬的)earningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."A.payoffallherdebtsB.handlehermoneybetterC.findajobinabankD.managethefamilyincome【答案】B33、Ineverimaginedthatshecouldwalk()far,7milesperday!.A.asB.suchC.thatD.very【答案】C34、資料:Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.A.NeutralB.PositiveC.NegativeD.Notmentioned【答案】C35、新中國(guó)成立后,()是人民銀行大一統(tǒng)銀行體系中的外匯業(yè)務(wù)的工作部門(mén),是在人民銀行領(lǐng)導(dǎo)下的經(jīng)過(guò)中央人民政府政務(wù)院特許的外匯專(zhuān)業(yè)銀行。A.中國(guó)工商鋃行B.中國(guó)銀行D.中國(guó)農(nóng)業(yè)銀行C.中國(guó)建設(shè)銀行D.中國(guó)農(nóng)業(yè)銀行【答案】B36、流動(dòng)資產(chǎn)是指可以在()變現(xiàn)或耗用的資產(chǎn),包括現(xiàn)金和各種存款、短期投資、應(yīng)收及預(yù)收款項(xiàng)、存貨。A.一年內(nèi)B.一年或超過(guò)一年的一個(gè)營(yíng)業(yè)周期內(nèi)C.一個(gè)營(yíng)業(yè)周期內(nèi)D.一年或超過(guò)一年的一個(gè)營(yíng)業(yè)周期以上【答案】B37、在Word2003中,要選擇一段文字,從文字開(kāi)頭處單擊鼠標(biāo),再在這段文字的結(jié)尾處按()鍵,同時(shí)按鼠標(biāo)。A.CtrlB.ShiftC.AItD.De1【答案】B38、2月9日,國(guó)家主席習(xí)近平在北京以視頻方式主持中國(guó)-中東歐國(guó)家領(lǐng)導(dǎo)人峰會(huì),并發(fā)表題為()的主旨講話。A.《凝心聚力,繼往開(kāi)來(lái)攜手共譜合作新篇章》B.《凝心聚力,勇往直前攜手共譜合作新篇章》C.《凝心聚力,繼往開(kāi)來(lái)攜手共譜和平新篇章》D.《凝心聚力,繼往開(kāi)來(lái)攜手共譜發(fā)展新篇章》【答案】A39、資料:Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.A.UselogicB.DisagreewiththespeakerC.ResponseD.Besilent【答案】D40、甲乙在銀行存款共9600元,如果兩人取走各自存款的40%,然后甲再?gòu)拇婵钪修D(zhuǎn)賬120元給乙,這時(shí)兩人存款數(shù)相等。那么甲的原存款為多少元?A.3500B.3900C.4200D.5000【答案】D41、CimberDatahas,asanorganization,20yearsofexperienceworkingwithairlinemaintenance,MROandrelatedfunctionsinmanydifferentairlineenvironments.A.workingB.supplyingC.providingD.experimenting【答案】A42、俗話說(shuō)“酒香不怕巷子深”,從營(yíng)銷(xiāo)的角度看,這種觀念()。A.認(rèn)為努力滿足客戶的需求就能贏得市場(chǎng)B.認(rèn)為盈利的根基在于把握正確的推銷(xiāo)方式C.認(rèn)為應(yīng)依賴(lài)口碑來(lái)推銷(xiāo)產(chǎn)品D.認(rèn)為提升產(chǎn)品的質(zhì)量是最重要的【答案】D43、甲乙兩人相約同時(shí)從AB兩地相向而行,10個(gè)小時(shí)后相遇。但實(shí)際上甲先從A地出發(fā),2個(gè)小時(shí)后乙才出發(fā),乙出發(fā)60分鐘后,雙方之間的距離是兩人走過(guò)的距離的三倍。已知甲比乙每小時(shí)多走10公里,則AB兩地之間的距離是多少公里?()A.200B.100C.250D.150【答案】A44、以下關(guān)于貨幣政策中介目標(biāo)的敘述錯(cuò)誤的是()。A.貨幣政策的中介目標(biāo)又稱(chēng)為中間指標(biāo)、中間變量B.中介目標(biāo)是介于貨幣政策工具變量與貨幣政策目標(biāo)變量之間的變量指標(biāo)C.中央銀行根據(jù)相關(guān)性、可控性、可測(cè)性、抗干擾性四大原則來(lái)選擇相應(yīng)的中介目標(biāo)D.中介目標(biāo)是指中央銀行操作目標(biāo)方面的變量指標(biāo)【答案】D45、資料:(二)A.TheloansareexpectedtohelpseniorsstayintheirhomesB.TheloansaredrivingallseniorsoutoftheirhomesC.ThereversemortgageonlywelcomesseniorsD.Anyseniorcanapplyforreversemortgages【答案】A46、甲為自己投保一份人壽險(xiǎn),指定其妻為受益人。甲有一子4步,甲母50歲且自己?jiǎn)为?dú)生活。某日,甲因交通事故身亡。該份保險(xiǎn)的保險(xiǎn)金依法應(yīng)如何處理?()A.應(yīng)作為遺產(chǎn)由甲妻、甲子、甲母共同繼承B.應(yīng)作為遺產(chǎn)由甲妻一人繼承C.應(yīng)作為遺產(chǎn)由甲妻、甲子繼承D.應(yīng)全部支付給甲妻【答案】D47、針對(duì)社會(huì)關(guān)切,20日提請(qǐng)全國(guó)人大常委會(huì)會(huì)議審議的教育法修正草案擬進(jìn)一步明確()相關(guān)行為的法律責(zé)任。A.校園安全B.冒名頂替入學(xué)C.校園暴力D.未成年人保護(hù)【答案】B48、DespitehisCatholicbackground,Kennedyalsobecameastrongadvocateof_____rightsandlater,asupporterofsame-sexmarriage.A.wasteB.removalC.autonomyD.abortion【答案】D49、乘火車(chē)從甲城到乙城,原來(lái)需要10.14小時(shí),1998年第一次提速30%,1999年第二次提速30%,2000年提速20%,三次提速后,從甲城到乙城需要()A.4.5B.5C.6D.8.2【答案】B50、在我國(guó)加入WTO后的今天,外資銀行已經(jīng)逐步突破地域、業(yè)務(wù)等限制進(jìn)入我國(guó)市場(chǎng)。外資銀行在我國(guó)拓展業(yè)務(wù),由于對(duì)國(guó)情、民情和金融法規(guī)不甚了解,難以準(zhǔn)確把握市場(chǎng)信息。外資銀行把握市場(chǎng)信息的捷徑就是實(shí)現(xiàn)管理人員的“本土化”。外資銀行用優(yōu)厚的薪酬待遇、優(yōu)越的工作環(huán)境、良好的福利保障、眾多的出國(guó)培訓(xùn)機(jī)會(huì)、靈活的用人機(jī)制來(lái)吸引和留住人才。這一舉措導(dǎo)致了我國(guó)金融人才的大量流失,這對(duì)我國(guó)商業(yè)銀行人力資源開(kāi)發(fā)和管理提出了嚴(yán)峻挑戰(zhàn)。A.科學(xué)的工資和資金制度B.各種福利計(jì)劃C.長(zhǎng)期的激勵(lì)機(jī)制D.建立員工自我實(shí)現(xiàn)平臺(tái)【答案】D51、下列各項(xiàng)中不會(huì)引起其他貨幣資金發(fā)生變動(dòng)的是()。A.企業(yè)銷(xiāo)售商品收到商業(yè)匯票B.企業(yè)用銀行本票購(gòu)買(mǎi)辦公用品C.企業(yè)將款項(xiàng)匯往外地開(kāi)立采購(gòu)專(zhuān)業(yè)賬戶D.企業(yè)為購(gòu)買(mǎi)基金將資金存入在證券公司指定銀行開(kāi)立賬戶【答案】A52、A公司于10月20日向B公司發(fā)出一項(xiàng)要約,欲向其購(gòu)買(mǎi)材料一批,第二天因?yàn)榘l(fā)生安全事故公司停產(chǎn),便想反悔,10月23日發(fā)出撤回通知。要約于10月26日到達(dá)B公司。27日,B公司正在組織討論是否應(yīng)該接受這個(gè)要約的時(shí)候,撤回通知到達(dá)。則()。A.要約有效,撤回通知后于要約到達(dá),未被撤回B.要約有效,要約未被撤銷(xiāo)C.要約無(wú)效,要約已被撤回D.要約生效,要約已被撤銷(xiāo)【答案】D53、關(guān)于管理幅度與管理層次的說(shuō)法,正確的是()。A.管理幅度指的是組織結(jié)構(gòu)的縱向復(fù)雜程度B.管理層次與管理幅度在數(shù)量上成正比關(guān)系C.管理層次的多少代表組織結(jié)構(gòu)的橫向復(fù)雜程度D.管理幅度與管理層次是相互制約的【答案】D54、HesaidtheUKgovernmentwouldallowtheislandtodetermineitsown____anddemocracy.A.equalityB.enhancementC.agreementD.development【答案】A55、各種賬務(wù)處理程序的相同之處不包括()。A.登記現(xiàn)金、銀行存款日記賬的依據(jù)和方法相同B.登記明細(xì)賬的依據(jù)和方法相同C.登記總賬的依據(jù)和方法相同D.編制會(huì)計(jì)報(bào)表的依據(jù)和方法相同【答案】C56、資料:EarlyExperiencesA.YouneedtogetridofallunneededfeaturesorfunctionalityB.YouneedtotailortotheneedtomatureusersC.YourownassumptionsarerelevantD.Youneedactualuserstotestyourproducts【答案】D57、下列關(guān)于會(huì)計(jì)報(bào)表附注披露的說(shuō)法錯(cuò)誤的是()。A.能夠滿足會(huì)計(jì)信息使用者對(duì)于會(huì)計(jì)信息需求的變化B.使用者只是要求披露財(cái)務(wù)信息C.使用者要求更多地披露非財(cái)務(wù)信息D.使用者關(guān)注經(jīng)營(yíng)戰(zhàn)略信息【答案】B58、下列句子中語(yǔ)句排列最連貫的一項(xiàng)是()。A.(4)(5)(3)(1)(2)B.(5)(4)(2)(1)(3)C.(5)(3)(4)(1)(2)D.(4)(1)(2)(3)(5)【答案】B59、Itisnotrarein()thatpeoplein()fiftiesaregoingtotheuniversityforfurthereducation.A.90s;theB.the90s;/C.90s;theirD.the90s;their【答案】D60、下列關(guān)于我國(guó)的公司債說(shuō)法錯(cuò)誤的是()。A.公司債的風(fēng)險(xiǎn)與公司本身的經(jīng)營(yíng)狀況直接相關(guān),風(fēng)險(xiǎn)比國(guó)債要高B.我國(guó)的公司債范圍是廣義上的,包括了企業(yè)債與金融債C.我國(guó)公司債的發(fā)行和交易依據(jù)《公司法》與《證券法》有關(guān)規(guī)定D.我國(guó)公司債發(fā)行和交易的監(jiān)管機(jī)構(gòu)為中國(guó)證監(jiān)會(huì)【答案】B61、Accordingtoeconomictheory,anationshouldproduceandexportthoseitems()itgainsacompetitiveadvantage.A.fromwhichB.forthatC.bywhatD.aboutit【答案】A62、利率市場(chǎng)化是市場(chǎng)主體自行決定利率的過(guò)程,任何單一市場(chǎng)主體都不能單方面決定利率,那么,在這種制度下,利率的變動(dòng)將()。A.隨市場(chǎng)資金供求狀況而變化B.隨中央銀行的基準(zhǔn)利率變化而變化C.隨市場(chǎng)貨幣流動(dòng)性大小而變化D.隨貨幣的匯率變動(dòng)而變化【答案】A63、按照中國(guó)人民銀行的規(guī)定,各銀行每月日平均拆入資金余額,不得超過(guò)其上月末各項(xiàng)存款余額的()。A.5%B.4%C.6%D.3%【答案】A64、Thepresidentcameoutofthehouse,____byhis3bodyguards.A.followsB.followedC.followingD.follow【答案】B65、資料:Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.A.$752foraone-way,economyticketB.$1,655foraround-trip,economyticketC.$827foraone-way,economyticketD.$903foraround-trip,economyticket【答案】D66、Americantravelersabroadhavediscoveredthattheycanbuymoreforeign____withtheirdollar.A.currentedB.currentlyC.currencyD.current【答案】C67、下列說(shuō)法不正確的是()。A.魯迅是中國(guó)現(xiàn)代文學(xué)的奠基人B.郭沫若的《女神》是現(xiàn)代文學(xué)史上第一篇白話文C.田漢是中國(guó)現(xiàn)代戲劇的奠基人D.巴金是現(xiàn)代家族小說(shuō)的開(kāi)拓者【答案】B68、中國(guó)進(jìn)出口銀行的主要任務(wù)不包括()。A.籌集和引導(dǎo)境內(nèi)外資金B(yǎng).執(zhí)行國(guó)家產(chǎn)業(yè)政策和外貿(mào)政策C.為擴(kuò)大我國(guó)機(jī)電產(chǎn)品和成套設(shè)備等資本性貨物出口提供政策性金融支持D.促進(jìn)對(duì)外貿(mào)易的穩(wěn)定發(fā)展【答案】A69、下列名畫(huà)按創(chuàng)作時(shí)間排序正確的是()。A.①②③④B.②①④③C.③④①②D.④①③②【答案】C70、紅娘最早成名是在王實(shí)甫的()。A.《西廂記》B.《小桃紅》C.《滾繡球》D.《桃花亭》【答案】A71、第二次世界大戰(zhàn)全面爆發(fā)的標(biāo)志性事件是()。A.1939年9月1日德國(guó)突襲波蘭B.1937年7月7日日本制造盧溝橋事變C.1941年12月8日日本突襲珍珠港D.1941年6月22日德國(guó)突襲原蘇聯(lián)【答案】A72、How’syourtouraroundtheNorthLakeIsitbeautifulA.willB.wouldC.shouldD.Must【答案】C73、Becauseitwastoodarkatnight,Icouldsee_____peopleonthestreet.A.fewB.afewC.littleD.alittle【答案】A74、Manyspeciesareinperilofextinctionbecauseofourdestructionoftheirnatural____.A.habitatB.favorC.hoopD.circle【答案】A75、Passage5A.TheclimatemodelsaremorechangeableB.HotairwouldbemorecapabletoholdhumidityC.ManytreeshavebeenplantedrecentlyD.Thegrassesaretemporarilyappearedwiththerains【答案】B76、123,628,235,347,279,()A.567B.246C.389D.893【答案】B77、Mr.Smithhadanunusual():hewasfirstanofficeclerk,theasailor,andendedupasaschoolteacher.A.professionB.occupationC.positionD.career【答案】D78、近三十年的航海歷程推動(dòng)了作為商品的青花瓷的大量生產(chǎn)與外銷(xiāo),不僅促進(jìn)技術(shù)創(chuàng)新,使青花瓷達(dá)到瓷器新工藝的頂峰,而且改變了中國(guó)瓷器發(fā)展的走向,帶來(lái)了人們審美觀念的更新。這也就意味著,如果沒(méi)有鄭和遠(yuǎn)航帶來(lái)活躍的對(duì)外貿(mào)易,青花瓷也許會(huì)像在元代一樣,只是中國(guó)瓷器的諸多品種之一,而不會(huì)成為主流,更不會(huì)成為中國(guó)瓷器的代表。由此可見(jiàn),青花瓷崛起是鄭和航海時(shí)代技術(shù)創(chuàng)新與文化交融的碩果,中外交往的繁盛在推動(dòng)文明大交融的同時(shí),也推動(dòng)了生產(chǎn)技術(shù)與文化藝術(shù)的創(chuàng)新發(fā)展。A.航海歷程推動(dòng)了青花瓷的發(fā)展B.鄭航下西洋使得青花瓷發(fā)展到鼎盛C.中外交流的繁多也推動(dòng)了科技和文化的創(chuàng)新D.中外交往的增多推動(dòng)了文明的大融合【答案】C79、Childrenwhohavenegativerelationshipswiththeirparentsoftendevelop______problemsincludinglowacademicachievement,negativesocialrelationships,anddelinquency。A.domesticB.influentialC.diverseD.identical【答案】C80、下列各項(xiàng)中,導(dǎo)致負(fù)債總額變化的是()。A.賒銷(xiāo)商品B.賒購(gòu)商品C.收回應(yīng)收賬款D.用盈余公積轉(zhuǎn)增資本【答案】B81、資料:Nomatterhowcarefullyyoupickthemembersonyourteam,youmaystillendupwithanegativeemployee.Theseworkersdon’tnecessarilyfallintothecategoryof“toxic,”butthey’rejustkindofadragwiththeircynical,pessimisticworldview.Ifyou‘redealingwithanegativeemployee,hereare3stepstotake.A.Ifyourmanagerissupportive,youmightfeelmorepositiveB.NegativeemployeesaredevastatingtothecompanyC.RaisingsalarieswillmakeemployeesfeelpositiveD.Promotionsmeansagreatdealtotheemployees【答案】B82、資料:Nativeads-oradsthattakeonthelookandfeelofthecontentsurroundingthem-aretakingoverdigitaladvertising.A.AnoverallnativeforecastB.AdfrequencyandscalabilityissuesC.TheforecastsforhowrevenuesfromtheseformatswillgrowoverthenextfiveyearsD.Theillustrationsofwhatfactorsaredrivingupspendingoneachoftheseadunits【答案】A83、Buseshaveroutes.They()and()peopleatdifferentplacesontheroutes.A.takeon,getoffB.pickup,dropoffC.takeup;takeoffD.pickout;dropout【答案】B84、已知某企業(yè)本年目標(biāo)利潤(rùn)為2000萬(wàn)元,產(chǎn)品單價(jià)為600元,變動(dòng)成本率為30%,固定成本總額為600萬(wàn)元,則企業(yè)的保利量為()。A.61905B.14286C.50000D.54000【答案】A85、Passage4A.themoneypaidbytheinsurersB.thecostofadministeringinsuranceC.themoneypaidbytheinsuredD.theamountofeachpremium【答案】C86、“電子匯兌往來(lái)”科目下設(shè)“往賬戶”和“來(lái)賬戶”,屬于()科目,核算參加聯(lián)行的機(jī)構(gòu)之間的資金往來(lái)。A.負(fù)債類(lèi)B.損益類(lèi)C.資產(chǎn)負(fù)債共同類(lèi)D.資產(chǎn)類(lèi)【答案】C87、根據(jù)《巴塞爾協(xié)議》的規(guī)定,以下屬于商業(yè)銀行核心資本的是()。A.中期優(yōu)先股B.損失準(zhǔn)備C.附屬機(jī)構(gòu)的少數(shù)股東權(quán)益D.可轉(zhuǎn)換債券【答案】C88、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".A.GlennMulcairemaydenyphonehackingasacrimeB.morejournalistsmaybefoundguiltyofphonehackingC.AndyCoulsonshouldbeheldinnocentofthechargeD.phonehackingwillbeacceptedoncertainoccasions【答案】B89、A公司計(jì)劃通過(guò)四周的市場(chǎng)活動(dòng)為其官方微博拉動(dòng)人氣。第一周A公司微博的關(guān)注人數(shù)增加了300人,往后三周每周的關(guān)注人數(shù)增量都是上一周增量的兩倍?;顒?dòng)結(jié)束時(shí)A公司微博的關(guān)注人數(shù)是活動(dòng)之前的4倍,則A公司活動(dòng)前微博的關(guān)注人數(shù)是多少?()A.1200B.1500C.1800D.2100【答案】B90、()在金融市場(chǎng)中發(fā)揮著極為關(guān)鍵的作用,是金融市場(chǎng)高速運(yùn)行的基礎(chǔ)。A.價(jià)格機(jī)制B.金融市場(chǎng)主體C.金融市場(chǎng)中介D.金融市場(chǎng)客體【答案】A91、資料:Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.A.buildmotivationandasupportsystemB.encouragebreakstodoexerciseC.buildakitchensothattheemployerscouldmakehealthymealsD.Allabove【答案】D92、______thebrain’sworkingisatremendouschallengeand,judgingbytheadvanceofcurrentprocessorpowerandcomplexity,willtakeatleastseveraldecadesmoretoreacheventhemostelementarylevels.A.IncreasingB.ImitatingC.ObservingD.Speculating【答案】B93、資料:Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.A.becausetheymaynothaveenoughunderstandingorinformationB.becausethemessagesarespreadonnewspapersC.becausetheycaremoreabouthealthrisksassociatedwithdifferentfoodsD.notmentioned【答案】A94、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.A.LuolearnttomakelanternsfromhisfatherB.Luo’sfriendsadvisedhimtosellpaintingtoolsC.ThelossatthedressshoptaughtLuoalessonD.Luoborrowedmoneyfromthebanktoopenshops【答案】C95、變化基本上與總體經(jīng)濟(jì)活動(dòng)的轉(zhuǎn)變同步的宏觀經(jīng)濟(jì)指標(biāo)是()。A.先行性指標(biāo)B.同步性指標(biāo)C.滯后性指標(biāo)D.趨同性指標(biāo)【答案】B96、優(yōu)先股不享有的權(quán)利是()。A.優(yōu)先清償權(quán)B.優(yōu)先分配權(quán)C.股息固定D.優(yōu)先認(rèn)購(gòu)公司新發(fā)股票【答案】D97、Sincethe1960s,therehavebeenseveralpoliciesdesignedto______thischallenge,includinginstitutionstailoredforsmallholderagriculture.A.doB.deliverC.copeD.address【答案】D98、不屬于投行業(yè)務(wù)特征的是()。A.專(zhuān)業(yè)性B.審慎性C.廣泛性D.創(chuàng)新性【答案】B99、某企業(yè)投資了一個(gè)加工廠,建成后,每年可生產(chǎn)某種零件2.5萬(wàn)件,每件毛利潤(rùn)為1元。第一年的維護(hù)成本是0.1萬(wàn)元,以后按照每年0.1萬(wàn)元遞增,則該廠可在第()年實(shí)現(xiàn)累計(jì)利潤(rùn)(毛利潤(rùn)-維護(hù)成本)20萬(wàn)的目標(biāo)。A.12B.11C.10D.13【答案】B100、行政法的調(diào)整對(duì)象是()。A.行政法律關(guān)系B.社會(huì)關(guān)系C.行政關(guān)系和行政監(jiān)督關(guān)系D.行政法律規(guī)范【答案】C101、Thereisanotepinnedtothedoor()whentheshopwillopenagain.A.sayingB.saysC.saidD.havingsaid【答案】A102、公元前221年,秦王嬴政滅六國(guó),實(shí)現(xiàn)統(tǒng)一,建立了秦朝,定都()。A.洛陽(yáng)B.咸陽(yáng)C.北京D.南京【答案】B103、Ifoundthewindows___.A.openB.tobeopenedC.opensD.opening【答案】A104、資料:Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.A.BritainhasagreedtodiscusstheconditionsoftheexitbeforediscussingthefuturetradetiesB.TheresaMayhasmappedouttheblueprintoftherelationsbetweenBritainandEUC.EUmightnotbesatisfiedwithMay’sSpeechD.BritainisfullypreparedtowithdrawfromEUinanorderlyway【答案】C105、假如在某個(gè)發(fā)展中國(guó)家名義利率為8%,通貨膨脹率為l7%,則實(shí)際利率為()。A.25%B.1.36%C.-9%D.9%【答案】C106、Wehaveexperienceinloadingdata___severalA/C-manufacturerssuchasBoeing,Airbus,BritishAerospace,Fokker,DeHavillandandATR.A.inB.toC.besideD.from【答案】B107、有價(jià)證券特別是債券的票面利率隨著期限的增加的提高是因?yàn)椋ǎ?。A.長(zhǎng)期證券流動(dòng)性差,風(fēng)險(xiǎn)相對(duì)較大B.長(zhǎng)期證券流動(dòng)性差,風(fēng)險(xiǎn)相對(duì)較小C.長(zhǎng)期證券流動(dòng)性強(qiáng),風(fēng)險(xiǎn)相對(duì)較大D.長(zhǎng)期證券流動(dòng)性強(qiáng),風(fēng)險(xiǎn)相對(duì)較小【答案】A108、()onherpastmistakes,Jessierealizedthatshehadtrustedwrongpeople.A.ReflectingB.ToreflectC.BeingreflectedD.Reflect【答案】A109、WheneverItryto______upwhatinnovationlookslike,thesameslideshowofimagesclicksacrossmymind.A.comeB.figureC.conjureD.set【答案】C110、金融市場(chǎng)客體不包括()。A.新浪大數(shù)據(jù)100指數(shù)B.中西C.國(guó)債D.上證50ETF【答案】B111、Evenifyoudon’tactuallycarryoutalltheactionsyousayyouwilltake,honeststudentswillappreciateknowingthatyoucareenoughaboutacademic______totakeprecautions.A.entiretyB.integrityC.unityD.reliability【答案】B112、6×10×11×26-5×12×13×22=()。A.0B.2C.1D.3【答案】A113、古希臘智者學(xué)派的出現(xiàn),表明人類(lèi)第一次意識(shí)到自己是自身所屬社會(huì)的審判者,人有資格、有力量,也有權(quán)利重新規(guī)范自己的生活,這是原始宗教和自然統(tǒng)治之下人類(lèi)自我意識(shí)的第一次覺(jué)醒,是西方人文精神的起源。這種理論是()。A.水是萬(wàn)物的本原B.感覺(jué)即知識(shí)C.人是萬(wàn)物的尺度D.知識(shí)即美德【答案】C114、資料:Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?A.YouneedtobeconsistentinyourcareerB.ChangingcareerlanesefficientlyandeffectivelyneedsmoreeffortC.ItwillbehardforyoutochangecareerlanesefficientlyandeffectivelyD.Youwillchangecareerlaneseasily【答案】C115、資料:Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.A.positivepressarticlesB.thedifferentlevelsofskillandknowledgeofthesenderandreceiverC.thelanguageusedD.aninappropriateuseoftechnology【答案】A116、“AI測(cè)溫”的基礎(chǔ)是紅外熱成像技術(shù),這并非是新出現(xiàn)的技術(shù),早在2003年非典時(shí)期,基于同樣技術(shù)的“額溫槍”、“耳溫槍”就被廣泛使用過(guò)。這樣的測(cè)溫方式并非沒(méi)有缺點(diǎn)。它無(wú)法區(qū)分人和同等溫度的物體,測(cè)溫者承擔(dān)著近距離接觸患病人員的風(fēng)險(xiǎn)。A.AI測(cè)溫跟額溫槍、耳溫槍一樣,都是基于熱成像技術(shù)的科技產(chǎn)品B.超過(guò)一定距離,Al測(cè)溫儀器就無(wú)法辨別出人體的溫度C.Al測(cè)溫并非是新技術(shù)D.基于紅外熱成像技術(shù)測(cè)量體溫的方式存在的缺點(diǎn)【答案】D117、資料:Faces,likefingerprints,areunique.Didyoueverwonderhowitpossibleforustorecognizepeople?Evenaskilledwriterprobablycouldnotdescribeallthefeaturesthatmakeonefacedifferentfromanother.Yetaveryyoungchildorevenananimal,suchasapingeoncanlearmtorecognizefaces.Wealltakethisabilityforgranted.A.Howtodescribepeople’spersonatitiesB.Howtodistinguishpeople’sfacesC.HowtodistinguishpeoplebothinwardandoutwardD.Howtodiffergoodpeoplefrombadpeople【答案】C118、巴黎圣母院》的作者是()。A.大仲馬B.小仲馬C.雨果D.福樓拜【答案】C119、Passage2A.Tokeepclient’sdatasafeB.ToclosedownthepoorservicesC.TogiveuptheirdatamonopolyD.Todisclosetheirsourcesofprofits【答案】C120、當(dāng)外匯業(yè)務(wù)發(fā)生時(shí),對(duì)有人民幣外匯匯率的外幣,都直接以()為記賬單位。A.外幣B.原幣C.外幣或者原幣D.依情況而定使用何種貨幣【答案】B121、下列歷史事件中,最接近“朱門(mén)酒肉臭,路有凍死骨”所描述的時(shí)期的是()A.玄武門(mén)之變B.永貞革新C.安史之亂D.黃巢起義【答案】C122、資料:JobResponsibilities:A.TeachingAssiatantB.SeniorManagerC.AdministrativeAssistantD.Secretary【答案】D123、Let'sfaceit.Gardeningfanaticslikenothingbetterthantohavetheirhandsstuckinthesoilortobetrimming,pruning,orharvestingthefruitsoftheirlabors.Butforonce,hereisanobsessionwhichbenefitsthewholecommunitybybeautifyingtheenvironmentandproducingcooler,morefragrant,andcleanerair.Torecognizethatfact,theTampaCityCouncilhasdecidedtoawardgenerousprizestothemostbeautifuldisplaysthisspring.A.AllresidentsofTampaB.TheownersofgardeningstoresC.ThemembersoftheTampaCityCouncilD.Thejudgesofthecompetition【答案】A124、資料:Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals(eg.mouse,keyboard,printer,etc.)by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.A.Around1981B.Around1986C.Around1976D.Around1992【答案】C125、流動(dòng)性資產(chǎn)是指()個(gè)月內(nèi)變現(xiàn)的資產(chǎn)。A.1B.2C.6D.12【答案】D126、Thinkofadancefloor,whichisdesignedtodampenvibrationsandlimitthe____dancerscoulddototheirlimbs.A.problemB.dilemmaC.troubleD.damage【答案】D127、資料:NowyouarepreparingareportforthebusinessnegotiationwhichwillbeheldnextFriday.A.AB.BC.CD.D【答案】D128、商業(yè)銀行在加強(qiáng)內(nèi)控中應(yīng)建立對(duì)集團(tuán)性大客戶實(shí)行()制度。A.集團(tuán)總部授信管理B.統(tǒng)一授信管理C.分級(jí)授信管理D.分區(qū)域授信管理【答案】B129、商場(chǎng)以每件80元的價(jià)格購(gòu)進(jìn)了某品牌襯衫500件,并以每件120元的價(jià)格銷(xiāo)售了400件,要達(dá)到盈利45%的預(yù)期目標(biāo),剩下的襯衫最多可以降價(jià)?()A.15元B.16元C.18元D.20元【答案】D130、假定某產(chǎn)業(yè)資本家依靠借貸資本200萬(wàn)元,平均利潤(rùn)率為18%,年利息率為10%,該產(chǎn)業(yè)資本家獲得的企業(yè)利潤(rùn)為()。A.16萬(wàn)元B.20萬(wàn)元C.36萬(wàn)元D.40萬(wàn)元【答案】A131、“沉魚(yú)落雁”“閉月羞花”用以形容古代四大美女,下列形容古代四大美女與其關(guān)系對(duì)應(yīng)不正確的是()。A.沉魚(yú)——西施B.落雁——王昭君C.閉月——趙姬D.羞花——楊玉環(huán)【答案】C132、丹霞地貌是指由陸相紅色砂礫巖構(gòu)成的具有陡峭坡面的各種地貌形態(tài)。以下景觀屬于丹霞地貌的是()。A.新疆克拉瑪依魔鬼城B.江西龍虎山C.廣東肇慶七星巖D.湖南張家界【答案】B133、Wecouldbeslidingintoanextraordinaryrecessionunlesswe______theeconomyimmediately.A.inspireB.stimulateC.temptD.distract【答案】B134、資料:Arewalkerssmarterthandrivers?A.AimedtoB.HelpfultoC.HarmfultoD.Relatedto【答案】B135、資料:Asabusinessowner,itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.A.TechnologyB.CultureC.BusinessD.Social【答案】A136、下列行為中,正確的是()。A.體育課扭傷踝部,應(yīng)立即幫助揉搓,防止淤血B.筆記本電腦起火時(shí),應(yīng)首先選用二氧化碳滅火器C.野炊時(shí),可以食用野外生長(zhǎng)的顏色灰暗的類(lèi)似牛肝菌的蘑菇D.洗澡時(shí),電熱水器的電源應(yīng)保持暢通【答案】B137、商業(yè)銀行的經(jīng)營(yíng)是指對(duì)其所開(kāi)展的各項(xiàng)業(yè)務(wù)活動(dòng)的()。A.組織和控制B.組織和營(yíng)銷(xiāo)C.控制和監(jiān)督D.計(jì)劃和組織【答案】B138、張先生認(rèn)識(shí)趙,錢(qián)、孫、李、周五位女士。A.趙B.錢(qián)C.孫D.李【答案】D139、甲販運(yùn)假煙,駕車(chē)路過(guò)某檢查站時(shí),被工商執(zhí)法部門(mén)攔住檢查。檢查人員乙正登車(chē)檢查時(shí),甲突然發(fā)動(dòng)汽車(chē)奪路而逃。乙抓住汽車(chē)車(chē)門(mén)的把手不放,甲為擺脫乙,在疾駛時(shí)突然急剎車(chē).導(dǎo)致乙頭部著地身亡。甲對(duì)乙死亡的心理態(tài)度屬于下列哪一選項(xiàng)?()A.直接故意B.間接故意C.過(guò)于自信的過(guò)失D.疏忽大意的過(guò)失【答案】B140、資料:KeepingtheZealofaStartupasYouScaleA.BecausetheyoftengetmoresupportsfromthecustomersB.BecausetheyoftendamagethemarketorderC.BecausetheyoftenchallengetheoldcompaniesinmanywaysD.Becausetheyoftenmakemoremomeythanoldcompanies【答案】C141、目前我國(guó)票據(jù)貼現(xiàn)業(yè)務(wù)的主要票據(jù)是()。A.支票B.銀行本票C.商業(yè)承兌匯票D.銀行承兌匯票【答案】D142、11,12,9,2、-9,()A.-36B.-24C.-18D.-10【答案】B143、Youcanfinditinour____brochure,alongwithsomeofourothermodels.A.lastB.lateC.latelyD.latest【答案】D144、賈某赴新加坡出差,行前到交通銀行兌換500新加坡元,這時(shí)銀行使用的價(jià)格是()。A.鈔買(mǎi)價(jià)B.匯賣(mài)價(jià)C.匯買(mǎi)價(jià)D.鈔賣(mài)價(jià)【答案】B145、Weutilized______films,semi-formalinterviewsandparticipantobservationtoexploretherelationshipbetweenurbanlivelihoodsandartcreation.A.silentB.romanticC.documentaryD.document【答案】C146、主動(dòng)性在商業(yè)銀行而不在中央銀行的一般性貨幣政策工具是()。A.存款準(zhǔn)備金率政策B.公開(kāi)市場(chǎng)操作C.再貼現(xiàn)政策D.貨款限額【答案】C147、資料:ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho’dbeenpushinganendangeredlistingsaidtheproposalwasa“turningpoint”theyhopewillleadtogreaterturtleprotections.A.warnourdescendantsabouttheextinctionofspeciesB.Callforeffectivemeasurestoensureseaturtles’survivalC.PersuadehumanbeingstoshowmoreaffectionorturtlesD.Stressthateventhemostuglyspeciesshouldbeprotected【答案】B148、資料:It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor(forshame!)onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。A.Bossespushemployeesto
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