雙語借款協(xié)議合同范文借款協(xié)議是明確借貸雙方權(quán)利義務(wù)、防范資金往來糾紛的核心法律文件。本范文提供中英雙語版本，適用于境內(nèi)外個人或企業(yè)間的借貸場景（注：實(shí)際使用時需結(jié)合具體情形調(diào)整條款，并建議由法律專業(yè)人士審核）。借款協(xié)議（LoanAgreement）甲方（借款人）/PartyA(Borrower):姓名/名稱：____________________身份證號/統(tǒng)一社會信用代碼：____________________聯(lián)系地址：____________________乙方（貸款人）/PartyB(Lender):姓名/名稱：____________________身份證號/統(tǒng)一社會信用代碼：____________________聯(lián)系地址：____________________第一條定義（Article1Definitions）本協(xié)議中，“借款人”指甲方，“貸款人”指乙方；“借款”指乙方依本協(xié)議向甲方提供的資金，“還款”指甲方依本協(xié)議向乙方償付的本息及其他費(fèi)用。ForthepurposeofthisAgreement,"Borrower"meansPartyA,"Lender"meansPartyB;"Loan"meansthefundsprovidedbyPartyBtoPartyAhereunder,and"Repayment"meanstheprincipal,interestandotherexpensesrepaidbyPartyAtoPartyBhereunder.第二條借款金額、期限與利息（Article2LoanAmount,TermandInterest）1.借款金額：乙方向甲方提供借款人民幣____元整（小寫：￥____）。LoanAmount:PartyBshallprovidealoanofRMB____(inwords:____Yuanonly)toPartyA.2.借款期限：自____年____月____日起至____年____月____日止，共計____個月/年（可約定“自本協(xié)議簽訂且乙方放款之日起算”以避免日期沖突）。3.借款利息：年利率為____%（或月利率____%），利息按____（年/月）結(jié)算，自借款發(fā)放之日起計息。逾期還款的，逾期部分按約定利率的____%計收罰息。InterestonLoan:Theannualinterestrateis____%(ormonthlyinterestrate____%).Interestshallbesettledona____(annual/monthly)basisandcalculatedfromthedateofloandisbursement.Incaseofoverduerepayment,theoverdueamountshallbechargedwithapenaltyinterestat____%oftheagreedinterestrate.第三條還款方式（Article3RepaymentMethod）甲方應(yīng)按以下方式還款：（可選擇：一次性還款/分期還款）若為一次性還款：甲方應(yīng)于____年____月____日前，將全部借款本息一次性支付至乙方指定賬戶（賬戶信息：____________________）。若為分期還款：甲方應(yīng)自____年____月起，每月____日前償還本金____元及當(dāng)期利息，最后一期于____年____月____日前結(jié)清剩余本息。PartyAshallrepaytheloaninthefollowingmanner:(Optional:Lump-sumRepayment/InstallmentRepayment)IfLump-sumRepayment:PartyAshallpaytheentireprincipalandinteresttotheaccountdesignatedbyPartyB(AccountInformation:____________________)onorbefore____.IfInstallmentRepayment:PartyAshallrepaytheprincipalofRMB____andthecurrentperiod’sinterestbeforethe____dayofeachmonthstartingfrom____,andsettletheremainingprincipalandinterestbefore____.第四條雙方權(quán)利與義務(wù)（Article4RightsandObligationsofBothParties）（一）借款人（甲方）的義務(wù)（ObligationsofBorrower(PartyA)）1.按本協(xié)議約定用途使用借款，不得挪作他用；2.按時足額償還借款本息及其他應(yīng)付款項(xiàng)；3.向貸款人如實(shí)提供與借款相關(guān)的資料及信息。1.Usetheloanforthepurposeagreedhereinandshallnotdivertittootheruses;2.Repaytheprincipal,interestandotherpayableamountsinfullandontime;3.TruthfullyprovidePartyBwithmaterialsandinformationrelatedtotheloan.（二）貸款人（乙方）的義務(wù)（ObligationsofLender(PartyB)）1.按本協(xié)議約定時間、金額向甲方發(fā)放借款；2.對甲方提供的個人/商業(yè)信息承擔(dān)保密義務(wù)（法律法規(guī)要求披露的除外）。1.DisbursetheloantoPartyAinaccordancewiththetimeandamountagreedherein;第五條違約責(zé)任（Article5LiabilityforBreach）1.若甲方未按約還款，每逾期一日，應(yīng)按逾期金額的____%向乙方支付違約金；逾期超過____日的，乙方有權(quán)要求甲方一次性償還全部剩余借款本息，并承擔(dān)乙方為實(shí)現(xiàn)債權(quán)而產(chǎn)生的合理費(fèi)用（如律師費(fèi)、訴訟費(fèi)等）。IfPartyAfailstorepayasagreed,itshallpayliquidateddamagesat____%oftheoverdueamounttoPartyBforeachoverdueday.Iftheoverdueperiodexceeds____days,PartyBshallhavetherighttorequirePartyAtorepayallremainingprincipalandinterestinonelumpsum,andbearthereasonableexpensesincurredbyPartyBforrealizingthecreditor’srights(suchasattorneyfees,litigationfees,etc.).2.若乙方未按約放款，每逾期一日，應(yīng)按借款金額的____%向甲方支付違約金；給甲方造成損失的，還應(yīng)賠償實(shí)際損失。第六條爭議解決（Article6DisputeResolution）本協(xié)議履行過程中發(fā)生爭議，雙方應(yīng)協(xié)商解決；協(xié)商不成的，按以下第____種方式解決：1.提交____仲裁委員會，按其屆時有效的仲裁規(guī)則進(jìn)行仲裁，仲裁裁決為終局性的，對雙方均有約束力；2.向有管轄權(quán)的人民法院提起訴訟。本協(xié)議適用____法律（如中國法律）。IncaseofdisputesarisingfromtheperformanceofthisAgreement,bothpartiesshallresolvethemthroughnegotiation;ifnegotiationfails,thedisputeshallberesolvedinthe____wayasfollows:ThisAgreementshallbegovernedbythelawsof____(e.g.,thelawsofChina).第七條其他條款（Article7Miscellaneous）1.本協(xié)議自雙方簽字（或蓋章）之日起生效，一式____份，甲乙雙方各執(zhí)____份，具有同等法律效力。2.本協(xié)議的修改、補(bǔ)充須經(jīng)雙方書面協(xié)商一致。2.AnyamendmentorsupplementtothisAgreementshallbesubjecttothewrittenagreementofbothparties.甲方（借款人）簽字/蓋章：____________________日期：____年____月____日PartyA(Borrower)’sSignature/Seal:____________________Date:____乙方（貸款人）簽字/蓋章：____________________日期：____年____月____日PartyB(Lender)’sS