1、精品文檔個(gè)人借款合同范本最簡(jiǎn)單的篇一：個(gè)人借款合同范本最簡(jiǎn)單的甲方 (出借人)_ 身份證號(hào)碼： _乙方(借款人)_ 身份證號(hào)碼：_為了明確責(zé)任，恪守信用，在雙方自愿、協(xié)商情況下特簽訂本合同以資共同信守。一、借款金額 ( 大寫 )二、借款用途：借款人因_需要，急需一筆資金。三、借款利率：_，按年收息，利隨本清。四、借款期限：借款時(shí)間自_年 _月 _日 起至 _年_月_ 日止。五、還款日期和方式：_六、違約責(zé)任：借款方應(yīng)按合同規(guī)定的時(shí)間還款。如借款方不按期償還借款，出借方有權(quán)限期追回借款，并按合同規(guī)定 _%計(jì)算加收逾期利息。七、爭(zhēng)議解決方式：協(xié)商解決，協(xié)商不成，可以向甲方所在的人民法院起訴.八、其

2、他：1、未經(jīng)雙方同意，任何一方當(dāng)事人不得擅自變更或解除合同。如一方當(dāng)事人要求變更或解除合同，應(yīng)在_日內(nèi)通知另一方當(dāng)事人，并達(dá)成書面協(xié)議。本合同變更或解除后，.精品文檔借款方占用的借款和應(yīng)付的利息仍應(yīng)按本合同的規(guī)定償付。2、合同的附件：借據(jù)，收據(jù)。3、合同經(jīng)各方簽字后生效，借款本息全部清償后自動(dòng)失效。本合同正本一式二份，借款方、出借方各執(zhí)一份。合同文本具有同等法律效力。甲方 ( 借款人 )_乙方 ( 出借人 )_( 簽字、蓋章 )_( 簽字、蓋章 )_年 _月 _日_ 年 _月 _日篇二：個(gè)人借款合同范本最簡(jiǎn)單的貸款方：_借款方： _一、借款用途二、借款金額借款方向貸款方借款人民幣_(tái)元。三、借款

3、利息自支用貸款之日起，按實(shí)際支用數(shù)計(jì)算利息，并計(jì)算復(fù)利。在合同規(guī)定的借款期內(nèi)，年利為_%.借款方如果不按期歸還款，逾期部分加收利率_%.四、借款期限借款方保證從 _年_月起至 _年 _月止，按本合同規(guī)定的利息償還借款。貸款逾期不還的部分，貸款.精品文檔方有權(quán)限期追回貸款。五、保證條款( 一) 借款方用 _ 做抵押，到期不能歸還貸款方的貸款，貸款方有權(quán)處理抵押品。借款方到期如數(shù)歸還貸款的，抵押權(quán)消滅。( 二) 借款方必須按照借款合同規(guī)定的用途使用借款，不得挪作他用，不得用借款進(jìn)行違法活動(dòng)。( 三) 借款方必須按合同規(guī)定的期限還本付息。( 四) 乙方還款保證人_ ，為確保本契約的履行，愿與乙方負(fù)連

4、帶返還借款本息的責(zé)任。六、合同爭(zhēng)議的解決方式雙方協(xié)商解決，解決不成，同意提交_區(qū)人民法院( 選擇性條款不得違反地域管轄和級(jí)別管轄，可選擇原告、被告、標(biāo)的物、合同簽訂地、合同履行地)七、本合同自 _生效。本合同一式兩份，雙方各執(zhí)一份，合同文本具有同等法律效力。甲方 ( 簽字、蓋章 )_乙方 ( 簽字、蓋章)_合 同 簽 訂 日 期 _合 同 簽 訂 日 期_篇三：個(gè)人借款合同范本最簡(jiǎn)單的借款人：borrower ：.精品文檔貸款人：lender ：抵押人：mortgagor ：保證人：surety：出質(zhì)人：pledgeor ：為明確各方權(quán)利和義務(wù)，根據(jù)合同法、貸款通則和其他有關(guān)法律、法規(guī)，訂立本

5、合同。thiscontractismade in linewiththe contractlawofthepeoplesrepublicofchinaandthegeneralprovisions of loans of the peoples bank of china tospecifythe rightsand obligationsof partiesinvolved.借貸條款loan borrowing clause第一條借款金額。見article 1. amount of loan： refer to第二條借款用途。見article 2. purpose of loan： refe

6、r to第三條借款期限。article 3. life of loan.精品文檔見refer to借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實(shí)際放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除日期外，借據(jù)或憑證其他記載事項(xiàng)如與本合同不一致的，以本合同為準(zhǔn)。a certificate of indebtedness or a loan voucheris an integralpartofthiscontract.thedateofadvance and paymentdue dateshall follow the datespecified on the cer

7、tificate of indebtedness or loanvoucher . where thereisany inconsistencybetweenthestipulationson the certificateof indebtednessor loanvoucher and the terms and conditions on this contractexcept date ， the latter shall prevail.第四條 借款劃付。在借款人辦妥借款手續(xù)后5 個(gè)營(yíng)業(yè)日內(nèi)將全部款項(xiàng)劃至借款人指定的賬戶，劃付次數(shù)、時(shí)間、金額見.第五條 article 4 trans

8、ferring of loan. the fullamount of loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure. refer to.精品文檔for the frequency， time and amount of transferring第五條借款利率和計(jì)息。article 5. interest rate of loan and calculation借款利率。

9、本合同項(xiàng)下借款利率根據(jù)國(guó)家有關(guān)規(guī)定，確定利率見 36。 5 . 遇利率調(diào)整時(shí)，借款期限在1 年 ( 含 )以下的，執(zhí)行合同利率，不分段計(jì)息; 借款期限在1 年以上的，實(shí)行分段計(jì)息，從利率調(diào)整的次年1 月 1 日開始，按相應(yīng)利率的檔次執(zhí)行新的利率; 如借款人未按約定時(shí)間歸還借款本息或未按合同約定用途使用借款，貸款人將按國(guó)家規(guī)定對(duì)借款人計(jì)收罰息，罰息率見interest rate of loan： the interest rate underthis contract is specified inin line with relevantrules.incase of change of in

10、terestrate， theinterestratestipulatedinthecontract shallprevailforloanswitha lifeof lessthanorequalto one year;forloanswitha lifeexceedingone year ， theinterestshallbecalculatedon a multistagebasis ， fromnextjan. 1stfollowingtheadjustmentofinterestrate， thenew rateshall prevail. in case the borrower

11、 fails to repay theprincipal and interest before the due date， or failsto use theloan forpurposesas agreed inthis contract，thelendershallbeentitledtocollectdefault.精品文檔interestinlinewithrelevantrules.thedefaultinterest rate is specified in遇利率調(diào)整時(shí)，實(shí)行分段計(jì)息的，貸款人有權(quán)根據(jù)國(guó)家有關(guān)規(guī)定自行調(diào)整，不另行通知借款人。in case of calculat

12、ing interest on multistagebasis due to adjustment of interest rate ， the lender shall be entitled to adjust the interest rate on hisown without further notice to the borrower.第六條還款方式。article 6 type of repayment of loan借款人應(yīng)在貸款人開設(shè)帳戶，戶名和帳號(hào)見，并保證在每次還款日前足額存入當(dāng)期應(yīng)還款項(xiàng)的存款。借款人在此授權(quán)貸款人從借款人該帳戶中扣收借款本金、利息和可能發(fā)生的復(fù)利、罰息

13、、違約金、保費(fèi)、損害賠償金及實(shí)現(xiàn)債權(quán)的費(fèi)用 ( 含律師費(fèi)和訴訟費(fèi)) 如該帳戶資產(chǎn)不足以歸還到期的貸款本息，貸款人有權(quán)從借款人在工商銀行任何分支機(jī)構(gòu)開立的任何帳戶劃收。theborrowershouldopen an accountwiththelender(theaccountname andaccountnumberarespecifiedin ) and promiseto depositsufficientmoneyforrepayment beforeeach due date.the borrowerherebyauthorizes the lender to collect， if

14、 any， compound.精品文檔interest，defaultinterest，liquidateddamage，premium， compensation and expenses arising from therealization of creditor s right (including lawyers fee and court expense)in addition to due principaland interestof loan.in case the assetin thisaccountisnotenoughforrepaymentofdueprincipa

15、landinterest， thelendershallbe entitledto collectfromany account opened by the borrower with any branch of icbc.貸款人與借款人雙方商定，自貸款發(fā)放次月起，借款人按月歸還貸款本息( 一次性還本付息除外) ，還款期數(shù)及還款方式見.theborrowershallrepaytheprincipalandintereston a monthlybasis(exceptrepayingprincipaland interestina lumpsum) fromthesecondmonthfol

16、lowingthe issuingof loan， asagreed between theborrowerand lender.the repayment tenorsand typearespecified in借款期間遇利率調(diào)整，如執(zhí)行本合同條實(shí)行分段計(jì)息的，對(duì)借款期限在1 年以上的，應(yīng)從利率調(diào)整的次年1 月 1日開始根據(jù)未償還借款余額和剩余還款期數(shù)進(jìn)行調(diào)整，重新計(jì)算還款金額。.精品文檔in case of multistage calculation of interest asspecifiedin dueto adjustmentof interestrateduringthe l

17、ifeof loan ， therepayment amount forloanswitha life exceeding one year shall be recalculated on thebasisofbalanceofunpaidloanandtherestofrepaymenttenorfromnextjan.1stfollowingtheadjustment of interest rate.借款人提前歸還貸款須經(jīng)貸款人書面同意，提前歸還部分的利息仍按本合同約定的利率和該部分實(shí)際使用天數(shù)計(jì)算。repayment of the loan ahead of schedule by theborrower shall be subject to written consent from thelender.theinterestofprepaidamountshouldbecalculatedon thebasisofratespecifiedinthiscontract and actual days.第七條擔(dān)保方式。本合同的擔(dān)保人及擔(dān)保方式見具體約定由本合同中相應(yīng)的擔(dān)保條款確足。article7 guarantytype.the guarantorand guarantytype under