第一章概述美國(guó)CHIPS系統(tǒng)ClearingHouseInterbankPaymentSystem約清算銀行同業(yè)支付系統(tǒng)英國(guó)CHAPS系統(tǒng)ClearingHouseAutomatedPaymentSystem算所自動(dòng)支付體系布魯塞爾SWIFT統(tǒng)SocietyWorldwideInterbankFinancialTelecommunication環(huán)球財(cái)務(wù)電訊協(xié)會(huì)《跟單信用證統(tǒng)一慣例》UCP600UniformCustomsandPracticeforDocumentaryCredits第二章票據(jù)Instrument出票人付款人drawee/payer收款人背書(shū)人endorser

被背書(shū)人endorsee正當(dāng)持票人holderinduecourse承兌人acceptor保證人guarantor匯票billofexchangeAbillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemandoratafixedordeterminablefuturetimeasumcertaininmoneytoortotheorderofaspecifiedpersonortothebearer.匯票的必要項(xiàng)目mandatoryelements出票issue背書(shū)endorsement提示presentation承兌acceptance

付款payment拒付dishonor追索recourse保證guarantee限制性抬頭restrictiveorder(payEcompanyonly)(payEcompanynottransferable)指示性抬頭demonstrativeorder(paytotheorderofBcompany)(paytoBcompanyororder)持票來(lái)人抬頭payabletobearer(paytobearer)(paytoAcompanyorbearer)出票日期dateofissue付對(duì)價(jià)持票人holderforvalue本票promissorynote(是note不是支票chequeorcheckbill)出票人收款人

劃線支票crossedcheck保付支票certifiedcheck保付certifiedtopay第三章匯款代表處representativeofficeoverseasbranchsub-branch代理處agencyoffice海外分支行

代理行correspondentbanks附屬銀行subsidiarybanks甲行以乙國(guó)貨幣在乙行設(shè)立帳戶:甲行是往帳（Nostroa/c),即我行在你行設(shè)帳（Oura/cwithyou）乙行以甲國(guó)貨幣在甲行設(shè)立帳戶甲行是來(lái)帳（Vostroa/c),即你行在我行設(shè)帳（Youra/cwithus）在銀行實(shí)際業(yè)務(wù)中增加使用“貸記ToCredit使用“借記（ToDebt）順匯remittance匯付法toremit

匯款人remitter逆匯reverseremittance出票法匯出行remittingbanktodraw

匯入行或解付行payingbank精心整理

收款人或受益人payeeorbeneficiary

票匯電匯telegraphictransfer,T/Tremittancebybanker’sdemanddraft信匯mailtransfer,M/T,D/D匯款頭寸的償付(1)匯出行在匯入行之間有往來(lái)帳戶匯出行在支付委托書(shū)上注明：Incover,pleasedebitoura/cwithyou.(2)匯入行在匯出行開(kāi)立帳戶匯出行在支付委托書(shū)上注明：Incover,wehavecreditedyoura/cwithus.(3)匯出行與匯入行雙方?jīng)]有相互開(kāi)立帳戶，但是兩銀行均在C銀行開(kāi)立帳戶：匯出行在支付委托書(shū)上注明：Incover,wehaveauthorizedCbanktodebitoura/candcredityoura/cwiththem第四章托收collection委托人principal/consignor托收行remittingbank代收行collectingbank

付款人drawee托收申請(qǐng)書(shū)collectionapplication光票cleancollection跟單托收：付款交單D/Pdocumentstobereleasedtodraweeonlyonpayment/documentsagainstpayment分為D/Patsight和D/P…days/monthsaftersight()承兌交單D/AdocumentstobereleasedtodraweeonacceptanceofB/E/documentsagainstacceptanceFOB離岸價(jià)格freeonboardC&F成本+運(yùn)費(fèi)CIF到岸價(jià)格成本+保險(xiǎn)+運(yùn)費(fèi)第五章信用證（LetterofCredit,L/CDocumentaryCredit）開(kāi)證申請(qǐng)人（）議付行(NegotiatingBank)開(kāi)證行（IssuingBank）

付款行(PayingBank)受益人（Beneficiary）保兌行（ConfirmingBank）通知行（AdvisingBank）償付行（ReimbursingBank）轉(zhuǎn)遞行(TransmittingBank)光票信用證cleancredit

承兌信用證acceptancecredit跟單信用證documentarycredit可轉(zhuǎn)讓信用證transferablecredit不可撤銷信用證irrevocablecredit

不可轉(zhuǎn)讓信用證可撤銷信用證revocablecreditnon-transferablecredit保兌信用證：confirmedcredit

預(yù)支信用證anticipatorycredit不保兌信用證：unconfirmedcredit背對(duì)背信用證backtobackcredit即期付款信用證sightpaymentcredit對(duì)開(kāi)信用證reciprocalcredit延期付款信用證deferredpaymentcredit

循環(huán)信用證RevolvingCredit第五章保函與信用證保函：(LetterofGuarantee,L/G)申請(qǐng)人（Applicant,Principal)受益人（Beneficiary)

反擔(dān)保人（CounterGuarantor)保兌人（ConfirmingParty)備用信用證擔(dān)保人(Guarantor)(Stand-byletterofcredit)備用信用證遵循《國(guó)際備用信用證慣例》精心整理

（InternationalStand–byPractices,ISP98）第七章運(yùn)輸單據(jù)海運(yùn)提單(MarineBillofLading,B/L)承運(yùn)人Carrier托運(yùn)人Shipper/Consignor收貨人Consignee

被通知人NotifyParty電子提單(ElectronicB/L)清潔提單cleanB/L不清潔提單uncleanordirtyB/L第八章保險(xiǎn)單與附屬提單基本險(xiǎn)：平安險(xiǎn)（）水漬險(xiǎn)（WPA）一切險(xiǎn)（AllRisks檢驗(yàn)證明書(shū)品質(zhì)檢驗(yàn)證明書(shū)(InspectionCertificateofQuality)重量檢驗(yàn)證明書(shū)(InspectionCertificateofQuantity)數(shù)量檢驗(yàn)證明書(shū)(InspectionCertificateofQuantity)獸醫(yī)檢驗(yàn)證明書(shū)(VeterinaryInspectionCertificate)