2021年內(nèi)蒙古自治區(qū)呼和浩特市公共英語五級(筆試)測試卷(含答案)學(xué)校:________班級:________姓名:________考號:________

一、1.ListeningComprehension(15題)1.Whatsuggestiondoesthemanthinkitisgood?

A.Trytogiveupsmoking.

B.Eatsweetseverydayinsteadofsmoking.

C.Trytogiveuponecigaretteeveryday.

D.Gotoahypnotist.

2.Physicalexercisesandfreedomfromworrymightbethetwomostimportantsecretsoflongevity.

A.RightB.Wrong

3.WhatdoesthespeakersayaboutLowTillFarming?

A.It'sanewwayofapplyingchemicalfertilizer.

B.It'sanimprovedmethodofharvestingcrops.

C.It'sacreativetechniqueforsavinglabor.

D.It'safanningprocesslimitingtheuseofplows.

4.Youcanfindyournoseinthedarknessbecauseofyour"feltimage".

A.TrueB.Fasle

5.PartC

Directions:Youwillhearatalk.Asyoulisten,answerthequestionsorcompletethenotesinyourtestbookletforQuestions21-30bywritingNOTMORETHANTHREEwordsinthespaceprovidedontheright.YouwillhearthetalkTWICE.

Younowhave1minutetoreadQuestions21-30.

聽力原文：Asyouknow,manybigchangeshappenedafterChristopherColumbusandotherEuropeanscametotheAmericas500yearsago.TodayI'mgoingtotalkaboutachangeintheworlddietthewaypeoplecookedandate.Fivehundredyearsago,therewasabigchangeinthedietofpeopleallovertheworld.

Let'stalkaboutthedietinEurope500yearsago.Oneimportantfoodwasmeat.Europeansatemanykindsofmeat,includingbeef,lamb,goat,andpork.Ekandcheesemadefromthemilkofcowsandgoats.TheEuropeansateseveraldifferentgrains：Mostpeopleatewheat,andsomepeopleaterice,whichcamefirstfromAsia.

Now,let'slookatthedietintheAmericasabout500yearsago.ThedietofthenativeAmericanwasquitedifferentfromthedietoftheEuropeans.ThisisbecausetheEuropeanmeats,dairyproducts,andgrainsdidn'texistintheAmericas.However,thenativeAmericansatesomefoodthatdidn'texistinEurope.ThenativeAmericansatedifferentvegetables,suchaspotatoesandtomatoes.Theyatedifferentgrains,suchascorn.Theyatedifferentmeat,suchasturkeyandotherwildbirds.Theyalsousedspicessuchaschocolateandhotchilipeppers.NoneofthesefoodsexistedinEurope500yearsago.

Nowlet'stalkaboutthebigchangeintheworlddiet500yearsago,afterColumbusandtheEuropeanswenttotheAmericas.

AfterEuropeanswenttotheAmericas,thedietofthenativeAmericanschangedalot.WhentheEuropeanswenttotheAmericas,theytookmanynewkindsoffoodwiththem.TheEuropeansgavesomeofthefood,themeat,dairyproducts,andgrainstothenativeAmericansandthenthenativeAmericansstartedtousetheEuropeanfoodintheircooking.Asaresult,thedietintheAmerica'stodayisverydifferentfromtheirdiet500yearsago.Forexample,ifyougotoacountrylikeMexico,youcanseethatthetraditionalMexicanfoodusesalotofbeef,pork,cheese,wheat,andrice,allfoodsthatcamefromEuropewithColumbus.

AftertheEuropeansreturnedtoEuropefromtheAmericas,therewasalsoabigchangeinthedietofpeopleinEuropeandtherestoftheworld.WhentheEuropeansreturnedtoEurope,theytookmanynewkindsoffoodbackfromtheAmericas.Theytookbackthevegetables,grains,andspicesthattheyfoundintheAmericas.Littlebylittle,peoplealloverEuropestartedusingthenewfoodsintheircooking,andthenthefoodsspreadaroundtheworldtoAfrica,theMiddleEastandAsia.

Someofthenewfoodspreadveryquicklyaroundtheworld.Oneexampleisthechilipepper.Youmaybesurprisedtoknowthat500yearsago,thechilipepperdidn'texistinmanycountriesthat.arefamoustodayfortheirhotandspicyfoodmadewithchilies.Actually．weminkthatthefirstchilipepperwastakentoSpainbyColumbusin1493,whenhereturnedfromtheAmericas.Afteronly100years,chilipeppershadspreadallaroundtheworld.Theygroweasilyinwarmweather.TheonlyplacethatthechilipepperdidnotbecomepopularwasNorthernEurope,probablybecauseitistoocoldtogrowchilipepperseasily.

Althoughchilipeppersspreadquickly,otherfoodsfromtheAmericasspreadveryslowly.Potatoesareagoodexample.Ittookabout250yearsforthepotatoestospreadaroundtheworld.ThereasonittooksolongisthatEuropeansthoughtthatpotatoeswerepoisonous.ThepotatolookedalotlikeaverypoisonousplantthatgrewinEurope.Peoplewereafraidtoeatpotatoes!Foralongtime,peopleonlyusedpotatoestofeedtheirpigs.Butslowly,peoplestartedusingpotatoesasfoodforthemselves.Today,ofcourse

6.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

聽力原文：Whenyoucloseyoureyesandtrytothinkoftheshapeofyourownbody,whatyouimagine(or,rather,whatyoufeel)isquitedifferentfromwhatyouseewhenyouopenyoureyesandlookinthemirror.Theimageyoufeelismuchvaguerthantheoneyousee.Andifyouliestill,itisquitehardtoimagineyourselfashavinganyparticularsizeorshape.

Whenyoumove,whenyoufeeltheweightofyourarmsandlegsandthenaturalresistanceoftheobjectsaroundyou,the"feltimage"ofyourselfstartstobecomeclearer.Itisalmostasifitwerecreatedbyyourownactionsandthesensationstheycause.Theimageyoumakeforyourselfhasratherstrangeproportions:certainpartsfeelmuchlargerthantheylook.Ifyoupokeyourtongueintoaholeinoneofyourteeth,itfeelsenormous;youareoftensurprisedbyhowsmallitlookswhenyouinspectitinthemirror.

Butalthoughthe"feltimage"maynothavetheexactshapeyouseeinthemirror,itismuchmoreimportant.Itistheimagethroughwhichyourecognizeyourphysicalexistenceintheworld.Inspiteofitsstrangeproportions,itisallonepiece,andsinceithasaconsistentrightandleftandtopandbottom,itallowsyoutolocatenewsensationswhentheyoccur.Itallowsyoutofindyournoseinthedark,scratchitchesandpointtoapain.

Ifthefeltimageisdamagedforanyreason—ifitiscutinhalforlost,asitoftenisaftercertainstrokeswhichwipeoutrecognitionofoneentireside—thesetasksbecomealmostimpossible.Whatismore,itbecomeshardtomakesenseofone'sownvisualappearance.Ifonehalfofthefeltimageiswipedoutorinjured,thepatientstopsrecognizingtheaffectedpartofhisbody.Itishardforhimtofindthelocationofsensationonthatside,and,althoughhefeels:thedoctor'stouch,helocatesitasbeingontheundamagedside.

Heloseshisabilitytoaccepttheaffectedsideaspartofhisbodyevenwhenhecanseeit.Ifyouthrowhimapairofglovesandaskhimtoputthemon,hewillonlygloveonehandandleavetheotherbare.Andyethehadtousethelefthandinordertoglovetheright.Thefactthathecanseetheunglovedhanddoesn'tseemtohelphim,andthereisnoreasonwhyitshould.Hecannolongerreconcilewhatheseeswithwhathefeels:theunglovedobjectlyingontheleftmaylooklikeahand,but,sincethereisnofeltimagecorrespondingtoit,whyshouldheclaimtheobjectasthis?

Mirrorimagesisoftendifferentfromthe"feltimages".

A.TrueB.Fasle

7.Whatistherelationshipbetweenthemanandthewomaninthedialogue?

A.Reporterandfashiondesigner.

B.Husbandandwife.

C.Shopassistantandcustomer.

D.Teacherandstudent.

8.Studentscanenjoyasimplebookingandenrolmentprocedureinsomechains.

A.TrueB.Fasle

9.Whatcanthelistenersrelyonwhentheyarelistening?

10.PeopleinRussiaarealsofamousfortheirlongevity.

A.TrueB.Fasle

11.Beforedeliveringthenewinformation,whatshouldthespeakergivehisaudience?

12.Wherecan'tchilipeppergrowaccordingtothetalk?

13.A15%-20%dropinbodywatercancausethebloodsystemtofail.

A.TrueB.Fasle

14.Accordingtothespeaker,whydopesticidesposeathreattoamphibians?

A.Pesticidescancauseanamphibian'sskintodryout.

B.Pesticideskilltheinsectsthatamphibiansdependonforfood.

C.Dissolvedpesticidescaneasilyenteramphibian'sbodies.

D.Amphibiansmayeatplantsthathavebeentreatedwithpesticides.

15.WhendidDr.Huberbecomeinterestedinpiano?

二、2.UseofEnglish(10題)16.

【C10】

17.

【C19】

18.

【C9】

19."Down-to-earth"meanssomeoneorsomethingthatishonest,realisticandeasytodealwith.Itisapleasuretofind【31】______whoisdown-to-earth.Apersonwhoisdown-to-earthiseasytotalk【32】______andacceptsotherpeopleasequals.Adown-to-earthpersonisjustthe【33】______ofsomeonewhoactsimportantorproud.

Down-to-earthpersonsmaybe【34】______membersofsociety,ofcourse.Buttheydonotlettheirimportance"【35】______totheirheads".Theydonotconsiderthemselvestobebetterpersonsthan【36】______oflessimportance.Someonewhoisfilledwithhisownimportanceandpride,【37】______withoutcause,issaidtohave"hisnoseintheair".Thereis【38】______wayapersonwithhisnoseintheaircanbedown-to-earth.

Americans【39】______anotherexpressionthatmeansalmostthesameas"down-to-earth".Theexpressionis"both-feet-on-the-ground".Someone【40】______both-feet-on-the-groundisapersonwithagoodunderstanding【41】______reality.Hehaswhatiscalled"commonsense,"hemayhavedreams,【42】______hedoesnotallowthemtoblockhisknowledgeof【43】______isreal.

Theoppositekindof【44】______isonewhohashis"head-in-the-clouds".Amanwithhishead-in-the-cloudsisadreamer【45】______mindisnotintherealworld.

【46】______,suchadreamercanbebroughtbacktoearth.Sharpwordsfromteachercanusually【47】______aday-dreamingstudentdown-to-earth.

Usually,thepersonwhoisdown-to-earthisvery【48】______tohavebothfeetontheground.【49】______wehavebothourfeetontheground,whenwearedown-to-earth,weacthonestlyandopenly【50】______others.Ourlivesarelikethegroundbelowus,solidandstrong.

(31)

20.

【C8】

21.

【C11】

22.

【C5】

23.(39)

24.(34)

25.

【C16】

三、3.ReadingComprehension(15題)26.PartC

Directions:Answerquestions71-80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,BorCandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Note：AnswereachquestionbychoosingA，B，CorDandmarkitonANSWERSHEET1．Somechoicesmayberequiredmorethanonce．

A=WashingtonD.C.B=NewYorkCityC=ChicagoD=LosAngeles

Whichcity…

istheheadquarteroftheSupremeCourt?71．______

wasdiscoveredasearlyas1524?72．______

hasservedasthecapitalofthecountry?73．______

isnowthelargestindustrialcityinthecountry?74．______

leadsthecountryinthemanufactureofaircraftandspareparts?75．______

isthelargestcity?76．______

isthesecondlargestcityinpopulationinU.S.A.?77．______

hasbecomeoneoftheworld'sbusiestports?78．______

coversanareaofover69squaremiles?79．______

isnowconsideredthecenterofindustry，transportation，commerceandfinanceinthemid-westarea?

80．______

AWashingtonD.C.

Washington，thecapitaloftheUnitedStates，isinWashingtonD.C.andissituatedonthePotomacRiverbetweenthetwostatesofMarylandandVirginia．Thepopulationofthecityisabout800,000anditcoversanareaofover69squaremiles(including8squaremilesofwatersurface)．ThesectionwasnamedtheDistrictofColumbiaafterChristopherColumbus，whodiscoveredthecontinent．ThecityitselfwasnamedWashingtonafterGeorgeWashington，thefirstpresidentofU.S.A.

Thebuildingofthecitywasaccomplishedin1800andsincethatyear，ithasservedasthecapitalofthecountry．ThomasJeffersonwasthefirstpresidentinauguratedthere．IntheWarof1812，theBritainarmyseizedthecity．burningtheWhiteHouseandmanyotherbuildings．

WashingtonistheheadquartersofallthebranchesoftheAmericanfederalsystem：Congress，theSupremeCourtandthePresidency．

Apartfromthegovernmentbuildings，therearealsosomeotherplacesofinterestsuchastheWashingtonMonument，theLincolnMemorial，theJeffersonMemorial，theLiteraryoftheCongressandMt．Vernon，homeofGeorgeWashington．

BNewYorkCity

NewYorkCity．locatedinNewYorkState,isthelargestcityandthechiefportoftheUnitedStates．ThecityofNewYorkhasapopulationofover7million(1970)andMetropolitan，12million．

Thecitywithitsgoodharborwasdiscoveredasearlyas1524，anditwasestablishedbyDutchwhonamedthecityNewAmsterdam．In1664，thecitywastakenbytheEnglishanditgotthenameNewYorkasitbearsnow．DuringtheAmericanRevolutionin1776，GeorgeWashingtonhadhishead-quartersforatimeinNewYorkCity．TheDeclarationofIndependencewasfirstreadthereinJuly4th，1776．Thecityre

27.TheVillageGreeninNewMilford,Connecticut,isasnapshotofNewEnglandcharm:acarefullymanicuredlawnflandedbyscrupulouslymaintainedcolonialhomes.Babysittersdandlekidsinthewoodengazebo,waitingforcommuterparentstoreturnfromNewYork.OnalazyafternoonlastweekCarolineNicholas,16,hadnothingmorepressingtodothandrinkintheearly-summersunshineanddiscusstherecenteventsintown."Idon'tthinkalotofolderpeopleknewtherewereunhappykidsinNewMilford,"shesaid,"Icouldseeitcorning."

Inafive-dayperiodinearlyJuneeightgirlswerebroughttoNewMilfordHospitalafterwhathospitalofficialscallsuicidalgestures.Thegirls,allbetween12and17,triedavarietyofmeasures,includingheavydosesofalcohol,o-ver-the-countermedicinesandcutsorscratchestotheirwrists.Nonewassuccessful,andmostdidn'trequirehospitalization;butatleasttwoattempts,accordingtothehospital,couldhavebeenvital.Theirreasonsseemedasmundaneastheotherhappen-stancesofsuburbanlife."Iwasjustsickofitall,"Onetoldareporter,"Everythinginlife."Mostalarming,emergency-roomdoctorFrederickLohsetoldalocalreporterthatseveralgirlssaidtheywerepartofasuicidepact.Thehospitallaterbackedawayfromthisremark.Butcominginthewakeofatleastsixteensuicideattemptsoverthepreviousfewmonths,thissuddencluster—alongwiththeinfluxofmedia—hassetthiswell-groomedsuburbof23,000onedge.AtatownmeetinglastWednesdaynight,DrSimonSobo,chiefofpsychiatryatthehospital,toldmorethan200parentsandkids,"We'retalkingaboutacrisisthathasreallygottenoutofhand."Laterheadded,"TherehavebeenmoresuicideattemptsthisspringthanIhaveseeninthe13yearsIhavebeenhere."

Sobosaidthatthegirlshetreateddidn'thaveseriousproblemsathomeorschool."Manyofthesewerepopularkids,"hesaid,"Theygotplentyoflove,butbeneaththereassuringsigns,aswathofteensherearenotmakingit."Somesaythatdrugs,bothpotand'realdrugs',arecommonplace.KidshaveshownupwithLIFESUCKSandLONGLIVEDEATHpennedontheirarms.Afewgirlscasuallydisplayscarsontheirarmswheretheycutthemselves."You'dbesurprisedhowmanykidstrysuicide,"saidonegirl,17."Youdon'twanttoputpainonotherpeople;youputitonyourself."Shesaidsheusedtocutherself"justtoreleasethepain".

Emily,15,afriendofthreeofthegirlstreatedinJune,saidonewashavingfamilyproblems,onewas"upsetthatday"andthethirdwas"justupsetwitheverythingelsegoingon".Shesaidtheyweren'treallytryingtokillthemselves—theyjustneededconcern.AsSobonoted,"What'sgoingoninNewMilfordisnotuniquetoNewMilford."Thesameunderlyingcultureofdespaircouldbefoundinanytown.Butteensuicide,headded,canbea"contagion".RightnowNewMilfordhasthebug—andhasitbad.

Whatisthemainsubjectofthepassage?

A.EightgirlscommittedsuicideinNewMilford.

B.ThevillageGreenisnotacharmingplace.

C.Teenagersuicide.

D.Dr.SimonSobo'sachievements.

28.PartA

Directions:ReadthefollowingtextsandanswerthequestionswhichaccompanythembychoosingA,B,CorD.MarkyouranswersonANSWERSHEET1.

TodayTVaudiencesallovertheworldareaccustomedtothesightofAmericanastronautsintip-topcondition,withfairhair,crew-cuts,goodteeth,anuncomplicatedsenseofhumourandaseverelylimitednon-technicalvocabulary.

Whatmarksoutanastronautfromhisearthboundfellowhumanbeingsissomethingofadifficultproblem.Shouldyouwishtointerviewhim,youmustapplybeforehand,andyoumustbepreparedforalongishwait,evenifyourapplicationmeetswithsuccess.Itis,inanycase,outofthequestiontointerviewanastronautabouthisfamilylifeorpersonalactivities,becausealltheastronautshavecontractswithanAmericanmagazineunderconditionsforbiddinganyunauthorizeddisclosuresabouttheirprivatelives.

Certainobviousqualitiesareneeded.Anyonewhowouldbeaspacemanmustbeinperfecthealth,musthavepowersofconcentration(sinceworkinsideaspacecraftisexceptionallydemanding)andmusthaveconsiderablecourage.Again,space-workcallsfordedication.Courageanddedicationareparticularlyessential.Inthewell-knowncaseoftheChallengersevencrewmemberslosttheirlivesinspacebecauseofthefaultyequipmentintheshuttle.Anothermustbeoutstandingscientificexpertise.Itgoeswithoutsayingthattheyallhavetohaveprofessionalaeronauticalqualificationsandexperience.

Astrikingfeatureoftheastronautsistheirages.Fortheyoungerman,inhistwenties,say,spaceisout.OnlyoneofthefiftymenworkingforNASAin1970wasunder30.TheoldestastronauttodateisAlanShepard,America'sfirstmaninspace,who,atnearlyfifty,wasalsothemanwhocaptainedApollo13.Theaverageageisthelatethirties.ThecrewmembersofApollo11wereallbornwellbeforetheSecondWorldWar.In1986theChallengerastronautshadanaverageageof39.Therangewasfrom35to46.

Inasocietywheremaritalcontinuityisnotalwaysexhibited,theastronauts'recordinthisrespecthitsyouintheeye.OfallthemarriedmeninNASAgroup,onlytwoorthreearedivorcedfromtheirwives.Mindyou,itishardtotellwhethersomethinginthebasiccharacterofanastronautencouragesfidelityorwhethertheselectionprocessdemandsthatacandidateshouldbehappilymarried.

TheNASAastronautsliveinunattractivesmallcommunitiesdottedhereandtherearoundthebaseinTexas.Youwouldexpectthemtofindtheirfriendsfromamongtheirprofessionalassociates,butthisisnotthecase.Rather,theyprefertomakefriendswiththenormalfolkintheirdistricts.Astronauts,likeeverybodyelse,mustgetfedupwithtalkingshopallthetime,andwhereastheyareindeedanelite,theirdailylifeoutsideworkshouldbeasnormalaspossible,ifonlyforthesakeoftheirfamilies.

Asfortheastronauts'politicalleanings,theyseemtobetowardstheright.Thismaybeduetothefactthatalargeproportionoftheastronautshaveamilitarybackground.Ontheotherhand,itcouldbejustcoincidence.

Detailsoftheprivatelifeofanastronautarehardtocomeby,becausetheyare______.

A.hisownbusinessandprivacy

B.secretsasfarasinterviewsareconcerned

C.thepropertyofanAmericanmagazine

D.thefirst-ratenationalconfidentialinformation

29.Beforeabigexam,asoundnight'ssleepwilldoyoubetterthanporingovertextbooks.That,atleast,isthefolkwisdom.Andscience,intheform.ofbehavioralpsychology,supportsthatwisdom.Butsuchbehavioralstudiescannotdistinguishbetweentwocompetingtheoriesofwhysleepisgoodforthememory.Onesaysthatsleepiswhenpermanentmemoriesform.Theothersaysthattheyareactuallyformedduringtheday,butthen"edited"atnight,toflushawaywhatissuperfluous.

Totellthedifference,itisnecessarytolookintothebrainofasleepingperson,andthatishard.Butafteradecadeofpainstakingwork,ateamledbyPierreMaquetatLiegeUniversityinBelgiumhasmanagedtodoit.TheparticularstageofsleepinwhichtheBelgiangroupisinterestedisrapideyemovement(REM)sleep,whenbrainandbodyareactive,heartrateandbloodpressureincrease,theeyesmovebackandforthbehindtheeyelidsasifwatchingamovie,andbrainwavetracesresemblethoseofwakefulness.Itisduringthisperiodofsleepthatpeoplearemostlikelytoreliveeventsofthepreviousdayindreams.

Dr.MaquetusedanelectronicdevicecalledPETtostudythebrainsofpeopleastheypracticedataskduringtheday,andastheysleptduringthefollowingnight.Thetaskrequiredthemtopressabuttonasfastaspossible,inresponsetoalightcomingoninoneofsixpositions.Astheylearnthowtodothis,theirresponsetimesgotfaster.Whattheydidnotknowwasthattheappearanceofthelightssometimesfollowedapattern—whatisreferredtoas"artificialgrammar".Yetthereductionsinresponsetimeshowedthattheylearntfasterwhenthepatternwaspresentthanwhentherewasnot.

Whatismore,thosewithmoretolearn(i.e.the"grammar",aswellasthemechanicaltaskofpushingthebutton)havemoreactivebrains.The"editing"theorywouldnotpredictthat,sincethenumberofirrelevantstimuliwouldbethesameineachcase.Andtoeliminateanydoubtsthattheexperimentalsubjectswerelearningasopposedtounlearning,theirresponsetimeswhentheywokeupwereevenquickerthanwhentheywenttosleep.

Theteam,therefore,concludedthatthenerveconnectionsinvolvedinmemoryarereinforcedthroughreactivationduringREMsleep,particularlyifthebraindetectsaninherentstructureinthematerialbeinglearnt.Sonow,ontheeveofthatcrucialtest,mathsstudentscansleepsoundlyintheknowledgethatwhattheywillrememberthenextdayarethebasicrulesofalgebraandnottheincoherenttalkfromtheradionextdoor.

Researchersinbehavioralpsychologyaredividedwithregardto______.

A.howdreamsaremodifiedintheircourses

B.thedifferencebetweensleepandwakefulness

C.whysleepisofgreatbenefittomemory

D.thefunctionsofagoodnight'ssleep

30.

Thephrase"talkingshop"(Line4,Para.6)probablymeans______.

A.talkingaboutshopping

B.discussingone'sworkwithcolleagues

C.exchangingpersonalnews

D.talkingwithfriendsinagroup

31.(67)

32.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis--findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructure,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts--they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

33.

Accordingtothefirstparagraphofthepassage,theauthorconsiderswhichofthefollowingtobemosthelpfulindeterminingthevalueofspecialprotectivelaborlegislationforwomen?

A.Acomparativestudyofpatternsofwork-relatedillnessesinstatesthathadsuchlawsandinstatesthatdidnot.

B.Anestimateofhowmanywomenworkersareinfavorofsuchlaws.

C.Ananalysisofthecosttoemployersofcomplyingwithsuchlaws.

D.Anexaminationoftheactualeffectsthatsuchlawshavehadinthepastonwomenworkers.

34.

Whycanmanypeoplesee"silverlinings"totheeconomicshowdown?

A.Theywouldbenefitincertainways.

B.Thestockmarketshowssignsofrecovery.

C.Suchaslowdownusuallyprecedesaboom.

D.Thepurchasingpowerwouldbeenhanced.

35.

Inpolitics,astronautsaregenerally______.

A.democratsB.republicansC.conservativesD.communists

36.(69)

37.PartA

Directions:ReadthefollowingtextsandanswerthequestionswhichaccompanythembychoosingA,B,CorD.MarkyouranswersonANSWERSHEET1.

Notlongago,amysteriousChristmascarddroppedthroughourmailslot.TheenvelopewasaddressedtoamannamedRaoul,who,Iwasrelativelycertain,didnotlivewithus.Theenvelopewasn'tsealed,soIopenedit.Theinsideofthecardwasblank.Ed,myhusband,explainedthatthecardwasbothfromandtothenewspaperdeliveryman.HisnamewasapparentlyRaoul,andRaoulwantedaholidaytip.Weweremeanttoputacheckin