2024年電動(dòng)車保險(xiǎn)買賣合同范本

甲方（保險(xiǎn)人）：_______________

乙方（投保人）：_______________

鑒于甲方是一家依法設(shè)立并有效存續(xù)的保險(xiǎn)公司，具備提供保險(xiǎn)服務(wù)的資質(zhì)；乙方為電動(dòng)車的合法所有者，擬為其電動(dòng)車投保。甲乙雙方本著平等自愿、誠實(shí)信用的原則，經(jīng)協(xié)商一致，訂立本合同，以資共同遵守。

第一條保險(xiǎn)標(biāo)的

乙方將其所有的電動(dòng)車（以下簡稱“保險(xiǎn)車輛”）向甲方投保，保險(xiǎn)車輛的具體信息如下：

-車輛品牌：_____________________

-車輛型號：_____________________

-車輛識別號（VIN）：_____________________

-車輛牌照號碼：_____________________

-車輛購置日期：_____________________

-車輛購置價(jià)格：_____________________

-其他相關(guān)信息：___________________

第二條保險(xiǎn)期限

本合同的保險(xiǎn)期限自____年____月____日零時(shí)起至____年____月____日二十四時(shí)止。

第三條保險(xiǎn)責(zé)任

甲方同意在保險(xiǎn)期限內(nèi)，按照本合同約定承擔(dān)以下保險(xiǎn)責(zé)任：

1.車輛損失險(xiǎn)：因下列原因造成保險(xiǎn)車輛的損失，甲方負(fù)責(zé)賠償：

-碰撞、傾覆；

-火災(zāi)、爆炸；

-自然；

-雷擊、暴風(fēng)、暴雨、洪水；

-其他約定的自然災(zāi)害。

2.第三者責(zé)任險(xiǎn)：因保險(xiǎn)車輛發(fā)生意外事故，導(dǎo)致第三者人身傷亡或財(cái)產(chǎn)損失，依法應(yīng)由乙方承擔(dān)的經(jīng)濟(jì)賠償責(zé)任，甲方負(fù)責(zé)賠償。

3.附加險(xiǎn)：根據(jù)乙方選擇，甲方還提供以下附加險(xiǎn)種：

-全車盜搶險(xiǎn)；

-玻璃單獨(dú)破碎險(xiǎn)；

-車身劃痕險(xiǎn)；

-其他附加險(xiǎn)種。

第四條保險(xiǎn)金額與保費(fèi)

1.車輛損失險(xiǎn)的保險(xiǎn)金額為保險(xiǎn)車輛的購置價(jià)格，即人民幣__________元。

2.第三者責(zé)任險(xiǎn)的保險(xiǎn)金額為人民幣__________元。

3.附加險(xiǎn)的保險(xiǎn)金額根據(jù)乙方選擇的附加險(xiǎn)種確定。

4.乙方應(yīng)支付的保險(xiǎn)費(fèi)為人民幣__________元，支付方式為一次性支付。

第五條保險(xiǎn)賠償

1.發(fā)生保險(xiǎn)事故時(shí)，乙方應(yīng)立即通知甲方，并采取必要措施防止損失擴(kuò)大。

2.甲方在接到乙方通知后，應(yīng)及時(shí)進(jìn)行現(xiàn)場勘查，并根據(jù)勘查結(jié)果確定賠償金額。

3.甲方賠償金額的確定應(yīng)遵循公平、合理的原則，不得無故拖延賠償。

第六條責(zé)任免除

甲方對下列情形不承擔(dān)賠償責(zé)任：

1.乙方故意制造保險(xiǎn)事故；

2.保險(xiǎn)車輛未按規(guī)定進(jìn)行年檢或年檢不合格；

3.保險(xiǎn)車輛被非法改裝、加裝；

4.乙方違反交通法規(guī)導(dǎo)致保險(xiǎn)事故；

5.其他依法或依合同約定的責(zé)任免除情形。

第七條合同變更與解除

1.合同生效后，未經(jīng)雙方協(xié)商一致，任何一方不得擅自變更或解除本合同。

2.因不可抗力導(dǎo)致合同無法履行，雙方可協(xié)商解除合同。

3.一方違約，另一方有權(quán)要求解除合同，并要求違約方承擔(dān)違約責(zé)任。

第八條爭議解決

本合同在履行過程中發(fā)生的任何爭議，雙方應(yīng)首先通過協(xié)商解決；協(xié)商不成時(shí)，可向甲方所在地人民法院提起訴訟。

第九條其他約定

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