2025年建設(shè)銀行秋招筆試英語題專練及答案(浙江地區(qū))本文基于近年相關(guān)經(jīng)典題庫，通過專業(yè)模型學(xué)習(xí)創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年建設(shè)銀行秋招筆試英語題專練（浙江地區(qū)）一、選詞填空（共10題，每題1分，共10分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最佳答案，填入相應(yīng)空格中。Lastyear,therapiddevelopmentofdigitaltechnologybroughtbothopportunitiesand(1).Manybusinessesadaptedquickly,embracingonlineplatformstoreachcustomers.However,othersstruggledtokeep(2)inthedigitalera.Thebankingsector,particularly,facedsignificant(3)totransformtraditionalservicesintomoreefficient,customer-friendlysolutions.ChinaConstructionBank,forinstance,investedheavilyinmobilebankingappsandAI-poweredservicestostay(4).Theseeffortsnotonlyimprovedcustomersatisfactionbutalso(5)thebank’scompetitiveedgeinthemarket.Asaresult,CCB’sdigitalinitiatives(6)asignificantportionofitsrevenuegrowthin2023.However,challengesremain,especiallyinregionslikeZhejiang,whereinternetpenetrationvarieswidely.Thebankmustcontinuetoinnovateto(7)itsleadershipinthedigitalbankingspace.Thisincludesexpandingitsnetworkinruralareasandensuring(8)accesstohigh-speedinternet.Moreover,CCBneedsto(9)itscybersecuritymeasurestoprotectsensitivedatafromincreasingcyberthreats.Bydoingso,thebankcan(10)itslong-termsustainabilityandmaintaintrustamongitscustomers.1.A.challengesB.changesC.problemsD.risks2.A.paceB.timeC.stepD.track3.A.challengesB.opportunitiesC.demandsD.innovations4.A.advancedB.aheadC.competitiveD.modern5.A.strengthenB.boostC.enhanceD.support6.A.contributedB.generatedC.includedD.expanded7.A.maintainB.improveC.leadD.expand8.A.convenientB.reliableC.fastD.affordable9.A.improveB.upgradeC.enhanceD.update10.A.ensureB.secureC.achieveD.maintain二、閱讀理解（共5題，每題2分，共10分）題目：閱讀以下短文，回答問題。ThebankingindustryinChinahasundergonerapidtransformationinrecentyears.Withtheriseofdigitaltechnology,traditionalbankshavehadtoadapttonewwaysofservingcustomers.ChinaConstructionBank(CCB)hasbeenattheforefrontofthistransformation.Thebankhasinvestedheavilyindigitalinfrastructure,includingmobilebankingappsandonlineplatforms.Theseinitiativeshavenotonlyimprovedcustomerconveniencebutalsoincreasedoperationalefficiency.Accordingtoa2023reportbytheChinaBankingandInsuranceRegulatoryCommission,digitalchannelsaccountedforover60%ofCCB’stotalcustomerinteractions.Thisshifthasallowedthebanktoreducecostsandfocusonmorevalue-addedservices.However,challengesremain.Forinstance,ruralareasinZhejiangprovincestillhavelowerinternetpenetrationcomparedtourbancenters.ThishascreatedadigitaldividethatCCBneedstoaddress.Thebankhaslaunchedseveralprogramstoexpanditsdigitalfootprintintheseregions,includingsettingupmobilebankingunitsandofferingfinancialliteracytraining.Theseeffortsaimtobridgethegapandensurethatallcustomers,regardlessoflocation,haveaccesstomodernbankingservices.Inthefuture,CCBplanstofurtherintegrateAIandbigdataanalyticsintoitsoperations.Thiswillenablethebanktoprovidemorepersonalizedservicesandbetterpredictcustomerneeds.Bystayingaheadoftechnologicaltrends,CCBaimstomaintainitspositionasaleaderintheChinesebankingindustry.Questions:1.WhathasbeentheimpactofdigitaltechnologyonthebankingindustryinChina?A.Ithasledtoincreasedcostsandreducedefficiency.B.Ithasimprovedcustomerconvenienceandoperationalefficiency.C.Ithascausedadeclineintraditionalbankingservices.D.Ithasmadebankingserviceslessaccessibleinruralareas.2.WhatpercentageofCCB’scustomerinteractionsarethroughdigitalchannels?A.40%B.50%C.60%D.70%3.WhatisthemainchallengeCCBfacesinruralareasofZhejiangprovince?A.HighinternetpenetrationB.LackofdigitalinfrastructureC.LowcustomerengagementD.Excessivecompetition4.WhatprogramshasCCBlaunchedtoaddressthedigitaldivideinruralareas?A.OfferingfreeinternetservicesB.SettingupmobilebankingunitsandfinancialliteracytrainingC.IncreasingbranchlocationsinruralareasD.Providingsubsidiesforsmartphones5.WhatdoesCCBplantointegrateintoitsoperationsinthefuture?A.TraditionalbankingmethodsB.AIandbigdataanalyticsC.Morehuman-centeredservicesD.Increasedphysicalbranches三、完形填空（共10題，每題1分，共10分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最佳答案，填入相應(yīng)空格中。ThefinanciallandscapeinZhejiangprovincehasbeenreshapedbydigitalinnovation.ChinaConstructionBank(CCB)hasbeenapioneerinthistransformation.Byleveragingdigitaltechnologies,CCBhasnotonlyenhancedcustomerexperiencesbutalsoimprovedoperationalefficiency.Thebank’smobilebankingapp,forinstance,allowscustomerstoperformawiderangeoftransactionsseamlessly.Thishasbeenparticularlybeneficialforsmallandmedium-sizedenterprises(SMEs)intheregion.SMEsoftenrequirequickandflexiblefinancialsolutions,andCCB’sdigitalplatformshavemettheseneedseffectively.Additionally,thebankhasimplementedAI-drivenriskmanagementsystemstobetteridentifyandmitigatepotentialthreats.Thesesystemsanalyzevastamountsofdatatodetectfraudulentactivitiesinreal-time.Thishasnotonlyimprovedsecuritybutalsoreducedlossesforboththebankanditscustomers.Intermsofcustomerservice,CCBhasadoptedamorepersonalizedapproach.Byusingbigdataanalytics,thebankcanoffertailoredfinancialproductsandadvice.ThishashelpedCCBbuildstrongerrelationshipswithitscustomers.However,challengesremain.Therapidpaceofdigitalizationhasalsobroughtnewrisks,suchascyberthreats.CCBmustcontinuetoinvestincybersecuritymeasurestoprotectitssystemsanddata.Moreover,thebankneedstoensurethatitsdigitalservicesareaccessibletoallcustomers,includingthoseinruralareas.Byaddressingtheseissues,CCBcancontinuetoleadthewayindigitalbankinginZhejiangprovince.1.A.ReshapedB.ImprovedC.ExpandedD.Modernized2.A.InnovationsB.TechnologiesC.MethodsD.Strategies3.A.ExperiencesB.ServicesC.SolutionsD.Products4.A.TransactionsB.PaymentsC.ServicesD.Operations5.A.BeneficialB.NecessaryC.ChallengingD.Expensive6.A.SolutionsB.NeedsC.ServicesD.Products7.A.SystemsB.ModelsC.ToolsD.Methods8.A.ThreatsB.RisksC.IssuesD.Challenges9.A.SecurityB.EfficiencyC.EffectivenessD.Accessibility10.A.RelationshipsB.TrustC.LoyaltyD.Engagement四、翻譯填空（共5題，每題2分，共10分）題目：將以下短文中的劃線部分翻譯成英文。ChinaConstructionBankhasbeenactivelypromotinggreenfinanceinZhejiangprovince.Thebankhaslaunchedseveralinitiativestosupportenvironmentallyfriendlyprojects.Theseincludeprovidinglow-interestloanstorenewableenergycompaniesandinvestingingreeninfrastructure.Bydoingso,CCBaimstoreducecarbonemissionsandpromotesustainabledevelopment.Thebankhasalsodevelopedagreencreditratingsystemtoassesstheenvironmentalimpactofitsclients.ThissystemhelpsCCBidentifyandprioritizeprojectsthatcontributetoenvironmentalprotection.Inaddition,CCBhaspartneredwithlocalgovernmentsandNGOstopromoteawarenessofgreenfinance.Thebank’seffortshavenotonlysupportedenvironmentalprotectionbutalsocreatednewbusinessopportunities.Forinstance,thegrowthofrenewableenergyinZhejianghasledtothecreationofthousandsofjobs.AsChinamovestowardsacarbon-neutraleconomy,theroleofgreenfinancewillbecomeincreasinglyimportant.CCBiswell-positionedtoleadthistransition,givenitscommitmenttosustainabledevelopment.1.Thebankhaslaunchedseveralinitiativestosupportenvironmentallyfriendlyprojects.→Thebankhaslaunchedseveral______tosupportenvironmentallyfriendlyprojects.A.programsB.initiativesC.projectsD.plans2.Bydoingso,CCBaimstoreducecarbonemissionsandpromotesustainabledevelopment.→Bydoingso,CCBaimsto______andpromotesustainabledevelopment.A.reducecarbonemissionsB.increaseenergyconsumptionC.enhancefinancialperformanceD.expandmarketshare3.Thebankhasalsodevelopedagreencreditratingsystemtoassesstheenvironmentalimpactofitsclients.→Thebankhasalsodevelopeda______toassesstheenvironmentalimpactofitsclients.A.creditratingsystemB.financialassessmenttoolC.environmentalimpactreportD.sustainabilityindex4.Inaddition,CCBhaspartneredwithlocalgovernmentsandNGOstopromoteawarenessofgreenfinance.→Inaddition,CCBhas______withlocalgovernmentsandNGOstopromoteawarenessofgreenfinance.A.partneredB.collaboratedC.connectedD.associated5.Thebank’seffortshavenotonlysupportedenvironmentalprotectionbutalsocreatednewbusinessopportunities.→Thebank’seffortshavenotonlysupportedenvironmentalprotectionbutalso______newbusinessopportunities.A.createdB.generatedC.developedD.fostered五、寫作（共1題，10分）題目：Writeashortessay(150-200words)onthetopic:"TheRoleofDigitalTechnologyintheBankingIndustryinZhejiangProvince."答案及解析一、選詞填空答案及解析1.A.challenges*解析：*Thesentencediscussesthedualnatureofdigitaltechnology,mentioningbothopportunitiesanddifficulties."Challenges"fitsthecontextwell,indicatingtheobstaclesbusinessesfaced.2.A.pace*解析：*Thesentenceimpliesthatsomebusinessesstruggledtokeepupwiththespeedofdigitaltransformation."Pace"isthemostsuitablewordhere,meaningspeedorrate.3.A.challenges*解析：*Thebankingsectorneededtoovercomedifficultiestoadapttodigitalchanges."Challenges"accuratelyreflectstheobstaclesinvolved.4.C.competitive*解析：*ThesentencesuggeststhatCCBneededtomaintainapositionrelativetoitscompetitors."Competitive"fitsthecontext,meaningabletocompeteeffectively.5.C.enhance*解析：*ThesentenceindicatesthatdigitalinitiativesimprovedCCB’smarketposition."Enhance"meanstoimproveorstrengthen,makingitthecorrectchoice.6.B.generated*解析：*Thesentencestatesthatdigitalinitiativescontributedtorevenuegrowth."Generated"meansproducedorcreated,whichfitsthecontext.7.A.maintain*解析：*ThesentenceimpliesthatCCBneededtokeepitsleadershipposition."Maintain"meanstokeeporpreserve,makingitthecorrectchoice.8.B.reliable*解析：*Thesentencediscussestheneedforinternetaccessinruralareas."Reliable"meanstrustworthyordependable,whichisessentialforinternetservices.9.B.upgrade*解析：*Thesentencesuggestsimprovingcybersecuritymeasures."Upgrade"meanstoimproveorupdate,fittingthecontext.10.D.maintain*解析：*Thesentenceimpliesensuringlong-termsustainability."Maintain"meanstokeeporpreserve,makingitthecorrectchoice.二、閱讀理解答案及解析1.B.Ithasimprovedcustomerconvenienceandoperationalefficiency.*解析：*Thepassageexplicitlystatesthatdigitaltechnologyhasimprovedcustomerconvenienceandoperationalefficiency.2.C.60%*解析：*Thepassagementionsthatdigitalchannelsaccountedforover60%ofCCB’stotalcustomerinteractions.3.B.Lackofdigitalinfrastructure*解析：*ThepassagestatesthatruralareasinZhejiangprovincehavelowerinternetpenetration,indicatingalackofdigitalinfrastructure.4.B.Settingupmobilebankingunitsandfinancialliteracytraining*解析：*ThepassagementionsthatCCBhaslaunchedprogramstosetupmobilebankingunitsandofferfinancialliteracytraining.5.B.AIandbigdataanalytics*解析：*ThepassagestatesthatCCBplanstointegrateAIandbigdataanalyticsintoitsoperations.三、完形填空答案及解析1.A.Reshaped*解析：*Thesentencediscussestheimpactofdigitalinnovationonthefinanciallandscape."Reshaped"fitsthecontext,meaningtochangethestructureorappearance.2.B.Technologies*解析：*Thepassagementionsdigitaltechnologiesasthetoolsusedfortransformation."Technologies"isthemostsuitableword.3.A.Experiences*解析：*Thesentenceimpliesthatdigitalplatformsimprovedcustomerexperiences."Experiences"fitsthecontext,meaningtheexperiencescustomershave.4.A.Transactions*解析：*Thepassagementionsthatthemobilebankingappallowscustomerstoperformawiderangeoftransactions."Transactions"isthemostsuitableword.5.A.Beneficial*解析：*ThesentencesuggeststhatdigitalplatformswerebeneficialforSMEs."Beneficial"meansadvantageousorhelpful,makingitthecorrectchoice.6.B.Needs*解析：*ThepassagementionsthatSMEsrequiredquickandflexiblefinancialsolutions."Needs"fitsthecontext,meaningtherequirementsofSMEs.7.A.Systems*解析：*ThepassagementionsAI-drivenriskmanagementsystems."Systems"isthemostsuitableword.8.B.Risks*解析：*Thesentencediscussestheidentificationandmitigationofpotentialthreats."Risks"fitsthecontext,meaningthedangersinvolved.9.A.Security*解析：*Thepassagementionsimprovingsecuritythroughriskmanagementsystems."Security"fitsthecontext,meaningtheprotectionofsystemsanddata.10.A.Relationships*解析：*ThesentencesuggeststhatpersonalizedserviceshelpedCCBbuildstrongerrelationshipswithcustomers."Relationships"fitsthecontext,meaningtheconnectionsbetweenthebankanditscustomers.四、翻譯填空答案及解析1.A.programs*解析：*Thesentencediscussesinitiativeslaunchedbythebank."Programs"fitsthecontext,meaningorganizedplansoractivities.2.A.reducecarbonemissions*解析：*ThesentencestatesthatCCBaimstoreducecarbonemissions."Reducecarbonemissions"isthedirecttranslation.3.A.creditratingsystem*解析：*Thesentencementionsasystemtoassesstheenvironmentalimpactofclients."Creditratingsystem"fitsthecontext,meaningasystemtoevaluatecreditworthinessbasedonenvironmentalfactors.4.A.partnered*解析：*ThesentencestatesthatCCBhaspartneredwithlocalgovernmentsandNGOs."Partnered"isthecorrectverbform.5.B.generated*解析：*Thesentencestatesthatthebank’seffortscreatednewbusinessopportunities."Generated"fitsthecontext,meaningproducedorcreated.五、寫作答案及解析Essay:TheRoleofDigitalTechnologyintheBankingIndustryinZhejiangProvinceDigitaltechnologyhasrevolution