工商銀行2025昭通市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）Directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustryinsignificantways.A.revolutionizedB.complicatedC.standardizedD.stabilized2.Asaregionalbank,ICBCfocuseson______localbusinessesandsupportingeconomicgrowthinareaslikeZhaotong.A.financingB.regulatingC.competingD.observing3.Thenewanti-moneylaunderingpolicyrequiresbanksto______transactionsthatmayinvolveillegalactivities.A.overlookB.monitorC.ignoreD.prioritize4.Ourteamiscommittedto______customersatisfactionthroughinnovativeservicesandpersonalizedsolutions.A.achievingB.reducingC.delayingD.minimizing5.ThebankingsectorinYunnanfaceschallengessuchas______economicfluctuationsandincreasingcompetition.A.adaptingtoB.avoidingC.ignoringD.exaggerating6.Digitaltransformationhas______theefficiencyofbankingoperationsbyautomatingkeyprocesses.A.enhancedB.reducedC.weakenedD.delayed7.Theloanapprovalprocessmustbe______toensurecompliancewithregulatoryrequirements.A.transparentB.confidentialC.complicatedD.flexible8.Thebank’sriskmanagementteamneedsto______potentialcreditlossesbeforetheyescalate.A.ignoreB.assessC.celebrateD.postpone9.Theintroductionofmobilebankingappshas______theconvenienceoffinancialservicesforcustomers.A.increasedB.decreasedC.standardizedD.complicated10.ThebankingsectorinYunnanaimsto______itsmarketsharebyexpandingitsruralbankingnetwork.A.maintainB.reduceC.expandD.limit二、閱讀理解（共5題，每題2分）Directions:Readthepassageandanswerthequestions.Passage:Theriseofdigitalbankinghastransformedthefinancialindustry,especiallyinregionslikeZhaotong,wheretraditionalbankingserviceshavestruggledtokeeppace.ICBC,asamajorcommercialbank,hasinvestedheavilyindigitalinfrastructuretoimproveserviceefficiency.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideinruralareas.Thebankhasalsofacedincreasedcompetitionfromfintechcompanies,whichoffermoreagileanduser-friendlyservices.Tostayrelevant,ICBCmustcontinueinnovatingwhilemaintainingstrictcompliancewithfinancialregulations.1.Whathasbeenthebiggestimpactofdigitalbankingonthefinancialindustry?A.IncreasedcompetitionB.EnhancedefficiencyC.ReducedprofitabilityD.Greaterregulation2.WhatspecificchallengesdoesICBCfaceinZhaotong?A.HighcostsofdigitalinfrastructureB.LimitedmarketshareC.DatasecurityandruralconnectivityD.Fewercustomers3.HowdoesICBCplantoaddresscompetitionfromfintechcompanies?A.ByreducingitsserviceofferingsB.ByfocusingonruralmarketsC.ByimprovingregulatorycomplianceD.Byinvestingindigitalinnovation4.WhatisthemaingoalofICBC’sdigitaltransformation?A.TomaximizeprofitsB.ToimprovecustomerserviceC.ToexpanditsmarketshareD.Toreduceoperationalcosts5.WhatdoesthepassagesuggestaboutthefutureofbankinginZhaotong?A.TraditionalbankswilldominatethemarketB.DigitalbankswillreplacetraditionalonesC.CollaborationbetweenbanksandfintechswillbekeyD.Thebankingsectorwillstagnate三、完形填空（共10題，每題1分）Directions:Completethepassagewiththebestwordsfromthelist.ThebankingsectorinYunnanhasundergonesignificantchangesinrecentyears,largelyduetothe______(1)ofdigitaltechnology.ForbankslikeICBC,adaptingtothesechangeshasbeen______(2)tostayingcompetitive.Oneofthemost______(3)challengesisensuringdatasecurity,ascyberthreatsbecomemoresophisticated.Additionally,banksmust______(4)theneedsofruralcustomers,whooftenlackaccesstomodernbankingservices.Toaddressthis,ICBChasbeenexpandingitsmobilebankingappsandestablishingmorebranchesinremoteareas.However,thebankmustalso______(5)itsoperationstocomplywithnewfinancialregulations.ThesuccessoftheseeffortswilldeterminewhetherICBCcan______(6)itsleadershipintheregionalmarket.1.A.riseB.fallC.declineD.stagnation2.A.importantB.necessaryC.difficultD.optional3.A.seriousB.minorC.temporaryD.gradual4.A.ignoreB.meetC.neglectD.dismiss5.A.streamlineB.complicateC.expandD.ignore6.A.maintainB.loseC.expandD.reduceAdditionalSentencesforCompletion:7.ThebankhasalsointroducedAI-poweredchatbotsto______(7)customerinquiries.A.answerB.ignoreC.delayD.hide8.Theneweconomicpolicieshave______(8)thegrowthofthebankingsectorinYunnan.A.boostedB.hinderedC.stabilizedD.diversified9.ICBC’sfocusonsustainabilityincludesreducingitscarbonfootprintand______(9)environmentallyfriendlypractices.A.promotingB.ignoringC.avoidingD.complicating10.Thebank’strainingprogramsaimto______(10)employeeswiththelatestdigitalskills.A.equipB.overwhelmC.discourageD.reduce四、翻譯填空（共5題，每題2分）Directions:TranslatethefollowingsentencesintoEnglish.1.工商銀行在昭通地區(qū)積極推動(dòng)數(shù)字化轉(zhuǎn)型，以滿足當(dāng)?shù)仄髽I(yè)的金融需求。2.為了確保合規(guī)，銀行必須對(duì)高風(fēng)險(xiǎn)交易進(jìn)行嚴(yán)格審查。3.數(shù)字銀行的發(fā)展為傳統(tǒng)金融機(jī)構(gòu)帶來了新的機(jī)遇和挑戰(zhàn)。4.昭通市的經(jīng)濟(jì)增長(zhǎng)為銀行業(yè)提供了廣闊的市場(chǎng)空間。5.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理，以應(yīng)對(duì)不斷變化的市場(chǎng)環(huán)境。五、句子改錯(cuò)（共5題，每題2分）Directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebank’sdigitalplatformhasimprovecustomerexperiencebyproviding24/7services.→Corrected:Thebank’sdigitalplatformhasimprovedcustomerexperiencebyproviding24/7services.2.AlthoughtheeconomicsituationinYunnanisimproving,butbanksstillfacesomedifficulties.→Corrected:AlthoughtheeconomicsituationinYunnanisimproving,banksstillfacesomedifficulties.3.Duetomanycustomerspreferringonlinebanking,thenumberofphysicalbrancheshasdecrease.→Corrected:Duetomanycustomerspreferringonlinebanking,thenumberofphysicalbrancheshasdecreased.4.Thenewanti-moneylaunderinglawwilltakeeffectfromnextmonth,whichwillimpactthebankingindustrysignificantly.→Corrected:Thenewanti-moneylaunderinglawwilltakeeffectnextmonth,impactingthebankingindustrysignificantly.5.Ifthebankdoesnotinvestindigitalinfrastructure,itmayloseitscompetitiveadvantageinthelongrun.→Corrected:Ifthebankdoesnotinvestindigitalinfrastructure,itmayloseitscompetitiveadvantageinthelongrun.(Noerror)答案及解析一、選詞填空1.A(revolutionized)2.A(financing)3.B(monitor)4.A(achieving)5.A(adaptingto)6.A(enhanced)7.A(transparent)8.B(assess)9.A(increased)10.C(expand)解析:1.Digitalbankinghas"revolutionized"theindustryduetoitstransformativeimpact.2.ICBCfocuseson"financing"localbusinessestosupportregionaleconomicgrowth.3.Banksmust"monitor"transactionstopreventmoneylaundering.4.Thegoalisto"achieve"customersatisfactionthroughinnovation.5.Yunnan’sbankingsectormust"adaptto"economicfluctuations.6.Digitaltransformation"enhances"operationalefficiency.7.Loanapprovalmustbe"transparent"forcompliance.8.Riskmanagementrequires"assessing"potentiallosses.9.Mobilebanking"increases"serviceconvenience.10.ICBCaimsto"expand"itsmarketshareinruralareas.二、閱讀理解1.B(Enhancedefficiency)2.C(Datasecurityandruralconnectivity)3.D(Investingindigitalinnovation)4.B(Improvecustomerservice)5.C(Collaborationbetweenbanksandfintechswillbekey)解析:1.Thepassagehighlightsefficiencygainsfromdigitalbanking.2.Challengesincludedatasecurityandruralservicegaps.3.ICBCplanstoinnovatetocompetewithfintechs.4.Theprimarygoalistoimprovecustomerservice.5.Collaborationbetweentraditionalbanksandfintechsissuggested.三、完形填空1.A(rise)2.B(necessary)3.A(serious)4.B(meet)5.A(streamline)6.A(maintain)7.A(answer)8.A(boosted)9.A(promoting)10.A(equip)解析:1.Digitalbankinghas"risen"inimportance.2.Adaptingis"necessary"forcompetitiveness.3.Datasecurityisa"serious"challenge.4.Banksmust"meet"ruralcustomerneeds.5.Operationsshouldbe"streamlined"forefficiency.6.ICBCaimsto"maintain"itsmarketleadership.7.Chatbots"answer"customerinquiries.8.Economicpolicies"boosted"growth.9.Banksshould"promote"sustainablepractices.10.Trainingaimsto"equip"employeeswithskills.四、翻譯填空1.ICBCisactivelypromotingdigitaltransformationinZhaotongtomeetthefinancialneedsoflocalbusinesses.2.Toensurecompliance,banksmustconductstrictreviewsofhigh-risktransactions.3.Thedevelopmentofdigitalbankinghasbroughtnewopportunitiesandchallengestotraditionalfinancialinstitutions.4.TheeconomicgrowthinZhaotongprovidesbankswithabroadmarketspace.5.Banksneedtostrengthenriskmanagementtocopewiththechangingmarketenvironment.五、句子改錯(cuò)1.Thebank’sdigitalplatformhasimprovecustomerexperiencebyproviding24/7services.→Thebank’sdigitalplatformhasimprovedcustomerexperiencebyp