交通銀行安慶市迎江區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）說明：從下列選項(xiàng)中選出一個(gè)最佳答案，使句子意思完整、語法正確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.replacedB.revolutionizedC.strengthenedD.simplified2.To______theeconomicgrowthinAnqing,thebankplanstoexpanditsruralfinanceservices.A.boostB.hinderC.stabilizeD.postpone3.The______ofAIincustomerservicehassignificantlyimprovedthebankingexperience.A.implementationB.neglectC.delayD.criticism4.LocalbanksinAnqingneedto______environmentalsustainabilityintheirbusinessmodels.A.ignoreB.embraceC.opposeD.overlook5.The______loanprogramaimstosupportsmallandmedium-sizedenterprisesintheYangtzeRiverDeltaregion.A.restrictiveB.innovativeC.traditionalD.conservative6.Thebank’s______strategyincludesdiversifyingitsinvestmentportfoliotoreducerisk.A.conservativeB.aggressiveC.passiveD.flexible7.The______ofthenewbranchinAnqing’sbusinessdistrictreflectsthebank’scommitmenttoregionaldevelopment.A.closureB.openingC.relocationD.destruction8.The______ofonlinebankinghasmadefinancialservicesmoreaccessibletoruralcustomersinAnqing.A.expansionB.reductionC.limitationD.contraction9.Thebank’s______policiesensuretransparencyandfairnessinalltransactions.A.ambiguousB.strictC.flexibleD.clear10.The______ofblockchaintechnologyhasthepotentialtoenhancesecurityinbankingoperations.A.adoptionB.rejectionC.rejectionD.rejection第二部分：閱讀理解（共5題，每題2分）說明：閱讀下面的短文，根據(jù)文章內(nèi)容回答問題，選擇最佳答案。Passage1Theriseofdigitalbankinghastransformedthefinancialindustryinrecentyears.TraditionalbanksincitieslikeAnqingarefacingincreasingcompetitionfromfintechcompanies.Tostayrelevant,theymustadoptnewtechnologiessuchasAI,bigdata,andmobilebanking.ThePeople’sBankofAnqinghasintroducedseveralinitiativestopromotedigitalization,includingonlinepaymentsystemsandautomatedcustomerservice.However,somecustomersstillpreferface-to-faceinteractionsforcomplexfinancialdecisions.Therefore,banksneedtostrikeabalancebetweendigitalandtraditionalservicestomeetdiversecustomerneeds.Questions:1.Whathasdigitalbankingmainlyaffected?A.InvestmentstrategiesB.CustomerservicemodelsC.RegulatorypoliciesD.Employeesalaries2.WhatchallengesdotraditionalbanksinAnqingface?A.LackoffundingB.HighoperationalcostsC.CompetitionfromfintechsD.Governmentrestrictions3.WhatmeasureshasthePeople’sBankofAnqingtaken?A.ReducedbranchopeningsB.EncouragedcashtransactionsC.PromoteddigitalservicesD.Increasedphysicalbranchconstruction4.Whydosomecustomersstillprefertraditionalbanking?A.TheydistrustdigitalplatformsB.DigitalservicesaretooexpensiveC.TheyneedpersonalizedadviceD.Traditionalbanksofferhigherinterestrates5.Whatshouldbanksdotosucceedinthedigitalera?A.FullyswitchtoonlineoperationsB.IgnoretechnologicaladvancementsC.CombinedigitalandtraditionalservicesD.Focusonlyonruralmarkets第三部分：句子改錯(cuò)（共5題，每題2分）說明：下列句子中各有一處錯(cuò)誤，指出錯(cuò)誤并改正。1.Thebank’snewpolicywilltakeeffectfromthebeginningofnextmonth.-Error:______-Correction:______2.Despitetheeconomicdownturn,thedemandforloansinAnqingremainsstable.-Error:______-Correction:______3.Ifwedon’tactquickly,themarketshareoflocalbankswilldeclinerapidly.-Error:______-Correction:______4.Thebankplanstohire50newemployeesinAnqingthisyear.-Error:______-Correction:______5.Althoughtheinterestratesarelow,manycustomerspreferfixed-termdeposits.-Error:______-Correction:______第四部分：完形填空（共10題，每題1分）說明：閱讀下面的短文，根據(jù)上下文填入最合適的單詞。ThebankingsectorinAnqinghasundergonesignificantchangesinthepastdecade.Withthe______(1)ofdigitaltechnologies,traditionalfinancialinstitutionshavehadtoadapttosurvive.TheChinaBankingandInsuranceRegulatoryCommission(CBIRC)hasencouragedbanksto______(2)innovativesolutionstoimprovecustomerexperience.Forexample,theAnqingBranchoftheBankofChinahaslaunchedanAI-poweredchatbottohandlebasiccustomerinquiries.Thishasnotonlyreducedtheworkloadoftellersbutalso______(3)serviceefficiency.However,somecriticsarguethatdigitalbankinglacksthehumantouchthatmanycustomersvalue.Therefore,banksmust______(4)abalancebetweenautomationandpersonalizedservice.Inrecentyears,theYangtzeRiverDeltaregionhasbecomeahubforfinancialinnovation.LocalbanksinAnqingare______(5)toinvestingreenfinanceprojectstosupportsustainabledevelopment.Thegovernmenthasalsointroducedpoliciesto______(6)smallandmedium-sizedenterprises(SMEs)inthearea.Theseeffortshavehelpedto______(7)theregion’seconomicgrowth.However,challengesremain,suchastheneedtoimprovefinancialliteracyamongruralpopulations.Thebank’scommunityoutreachprogramsaimtoaddressthisissueby______(8)freefinancialworkshopsinAnqing’scountryside.Successinthebankingindustryalsodependsontheabilitytomanageriskeffectively.The______(9)ofcreditdefaultswapsandothercomplexfinancialinstrumentshasincreasedtheneedforskilledriskmanagers.TheAnqingbranchoftheIndustrialandCommercialBankofChinahas______(10)atrainingprogramtodevelopprofessionalsinthisfield.Withtherightstrategiesandaforward-thinkingapproach,banksinAnqingcancontinuetothriveinthecompetitivefinanciallandscape.Wordsforreference:1.emergence2.explore3.enhance4.maintain5.willing6.support7.stimulate8.organizing9.proliferation10.launched答案及解析第一部分：詞匯選擇1.B.revolutionized（數(shù)字化顛覆了傳統(tǒng)金融業(yè)）2.A.boost（銀行計(jì)劃通過擴(kuò)張農(nóng)村金融服務(wù)來推動(dòng)經(jīng)濟(jì)增長(zhǎng)）3.A.implementation（AI在客戶服務(wù)中的應(yīng)用顯著改善了銀行體驗(yàn)）4.B.embrace（地方銀行需要在商業(yè)模式中擁抱可持續(xù)性）5.B.innovative（該貸款計(jì)劃旨在支持長(zhǎng)三角地區(qū)的小型企業(yè)）6.D.flexible（銀行的投資策略包括多元化投資組合以降低風(fēng)險(xiǎn)）7.B.opening（新分行的開業(yè)反映了銀行對(duì)區(qū)域發(fā)展的承諾）8.A.expansion（網(wǎng)上銀行的普及使金融服務(wù)更容易覆蓋安慶農(nóng)村客戶）9.D.clear（銀行的政策確保所有交易透明公平）10.A.adoption（區(qū)塊鏈技術(shù)的應(yīng)用有潛力提高銀行運(yùn)營(yíng)的安全性）第二部分：閱讀理解1.B.Customerservicemodels（數(shù)字銀行主要影響了客戶服務(wù)模式）2.C.Competitionfromfintechs（安慶的傳統(tǒng)銀行面臨的主要挑戰(zhàn)是來自金融科技公司的競(jìng)爭(zhēng)）3.C.Promoteddigitalservices（中國(guó)人民銀行安慶分行采取的措施是推廣數(shù)字化服務(wù)）4.C.Theyneedpersonalizedadvice（一些客戶仍然偏愛傳統(tǒng)銀行，因?yàn)樗麄冃枰獋€(gè)性化的建議）5.C.Combinedigitalan