中國銀行岳陽市汨羅市2025秋招筆試英文行測高頻題含答案1.詞匯選擇(5題，每題2分，共10分)針對銀行業(yè)及岳陽市汨羅市地方特色，選擇最符合語境的詞語填空。題目：1.Theannualfinancialreportofthebankrequireddetailedanalysisofthelocalmarket,especiallythe_______demandforsmall-businessloansinYueluCounty.A.volatileB.stableC.decliningD.growing2.DuringthetradefairinYueyang,thebankpromotedits_______services,targetingbothdomesticandoverseasinvestors.A.innovativeB.traditionalC.conservativeD.outdated3.DuetotherecenteconomicpoliciesinHunanProvince,the_______ofruralcreditproductswasexpectedtorise.A.popularityB.scarcityC.complexityD.inefficiency4.Thebank’sCSRprogramfocusedonsupportinglocalSMEs,aimingto_______theirsustainabledevelopment.A.hinderB.promoteC.neglectD.delay5.The_______economicenvironmentinCentralChinainfluencedthebank’sriskassessmentforthenextquarter.A.stableB.volatileC.stagnantD.prosperous答案與解析：1.D.growing(解析：汨羅市作為岳陽市下轄縣級市，近年來小微企業(yè)貸款需求持續(xù)增長，與“growingdemand”契合。)2.A.innovative(解析：銀行在貿(mào)易fair中應強調(diào)服務創(chuàng)新，吸引國內(nèi)外投資者，符合銀行業(yè)發(fā)展趨勢。)3.A.popularity(解析：湖南省經(jīng)濟政策利好，農(nóng)村信貸產(chǎn)品需求增加，用“popularity”更貼切。)4.B.promote(解析：CSR項目旨在助力中小企業(yè)發(fā)展，用“promote”體現(xiàn)銀行社會責任。)5.B.volatile(解析：中部經(jīng)濟環(huán)境波動較大，銀行業(yè)需關注風險，用“volatile”更準確。)2.閱讀理解(5題，每題3分，共15分)閱讀銀行業(yè)務與岳陽市汨羅市地方經(jīng)濟的關聯(lián)文章，回答問題。題目：Passage:TheYueyangBankrecentlylaunchedaspecialloanprogramforagriculturalcooperativesinYueluCounty,aimingtoboostthelocalriceindustry.Theinitiativeprovideslow-interestloanswithflexiblerepaymentterms,addressingthefundinggapfacedbysmall-scalefarmers.YueluCounty,knownasthe"HometownofYueyangRice,"producesover200,000tonsofriceannually.However,manyfarmersstrugglewithcapitalconstraints,limitingtheiradoptionofmodernfarmingtechnologies.Thebank’sprogramalsoincludestrainingsessionsonfinancialmanagement,enhancingthecooperatives’operationalefficiency.Industryexpertssuggestthiscouldrevitalizetheregion’sagriculturalsector,aligningwithHunanProvince’sruralrevitalizationstrategy.1.WhatistheprimarypurposeoftheYueyangBank’sloanprogram?A.ToattractforeigninvestorsB.TosupportagriculturaldevelopmentinYueluCountyC.TopromoteurbanbankingservicesD.Toreduceruralunemployment2.Whydosmall-scalefarmersinYueluCountyfacefundingdifficulties?A.HighinterestratesonloansB.LimitedgovernmentsubsidiesC.InsufficientbanksupportD.Capitalconstraints3.Howdoesthebank’sprogramaddressfarmers’challenges?A.Byprovidinghigh-interestloansB.ByofferingfreefarmingequipmentC.ByconductingfinancialtrainingD.Byreducingriceproduction4.WhatconnectiondoestheprogramhavewithHunanProvince’sstrategy?A.ItfocusesonindustrialautomationB.ItalignswithruralrevitalizationgoalsC.Itprioritizesexport-orientedagricultureD.Ittargetsurbaninfrastructuredevelopment5.WhatisthesignificanceofYueluCountyasdescribedinthepassage?A.ItisamajorindustrialhubB.ItisknownforriceproductionC.IthashighurbanizationratesD.Itfacessevereeconomicdecline答案與解析：1.B.TosupportagriculturaldevelopmentinYueluCounty(解析：文章明確指出貸款計劃旨在助推汨羅縣水稻產(chǎn)業(yè)。)2.D.Capitalconstraints(解析：文段提到小農(nóng)戶因資金限制難以采用先進技術。)3.C.Byconductingfinancialtraining(解析：銀行提供財務培訓以提升合作社運營效率。)4.B.Italignswithruralrevitalizationgoals(解析：計劃符合湖南省鄉(xiāng)村振興戰(zhàn)略。)5.B.Itisknownforriceproduction(解析：文段稱汨羅縣為“岳陽水稻之鄉(xiāng)”，年產(chǎn)量超20萬噸。)3.語句改錯(5題，每題2分，共10分)修改句子中的語法或邏輯錯誤，保持原意不變。題目：1.Thebank’snewmobileappwillenablecustomerstotransferfunds_______inreal-time,improvingtransactionefficiency.→_______2.Despitetheeconomicdownturn,thecreditdepartmentinsistedon_______approvingloanswithoutthoroughbackgroundchecks.→_______3.TheannualfinancialsummitinYueyangwasattendedby_______frommajordomesticandinternationalbanks.→_______4.Iftheruralcreditprogramfailstomeetitstargets,thebankmay_______faceregulatorypenalties.→_______5.Theloanofficeremphasizedthatborrowersshould_______paytheirinstallmentsontimetoavoidlatefees.→_______答案與解析：1.real-time→instantly(解析：“instantly”更簡潔，符合銀行業(yè)高頻用詞習慣。)2.insistedonapproving→insistedonstrictlyapproving(解析：缺少“strictly”無法體現(xiàn)銀行嚴謹風控。)3.attendedby→attendedbyrepresentativesof(解析：需補充“representativesof”使句子完整。)4.may→also(解析：“also”強調(diào)遞進關系，符合邏輯。)5.shouldpay→ensuretopay(解析：“ensuretopay”更主動，避免歧義。)4.邏輯推理(5題，每題3分，共15分)根據(jù)已知條件，推斷結論或補充前提。題目：Premise1:ThebankreducedtheinterestrateforhomeloansinYueyangCityduetothelowinflationrate.Premise2:ThehousingmarketinYueyanghasseena15%increaseinpropertysalessincethepolicywasimplemented.1.WhatdoesPremise2imply?A.Thepolicyhadnoeffectonsales.B.Lowerinterestratesboosteddemand.C.Inflationratesroseunexpectedly.D.Propertypricesfellsharply.2.Ifthebank’spolicyhadnotbeenimplemented,whatmighthavehappened?A.Saleswouldhavedoubled.B.Saleswouldhavedeclined.C.Interestrateswouldhaveremainedhigh.D.Inflationwouldhaverisenfaster.3.Whatadditionalevidencewouldstrengthentheargument?A.Dataoncompetitorinterestrates.B.Governmenthousingsubsidies.C.EconomicgrowthratesinHunan.D.Consumerconfidencesurveys.4.Whatassumptionunderliesthebank’sdecision?A.Homebuyersareinsensitivetointerestrates.B.Lowerrateswillstimulatedemand.C.Inflationwillrisesoon.D.Propertypricesareovervalued.5.Ifsalesdeclinenextmonth,whatcouldbethereason?A.Interestratesincrease.B.Economicgrowthslows.C.Governmentpolicieschange.D.Alloftheabove.答案與解析：1.B.Lowerinterest