郵儲(chǔ)銀行玉林市玉州區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinruralareas,especiallyinregionslikeYulin,wheretraditionalbankingserviceswereoncelimited.Thisshifthassignificantly__________accesstofinancialresourcesforsmallbusinesses.A.improvedB.limitedC.delayedD.complicated2.Toenhancecustomersatisfaction,thebankmustfocuson__________servicequalityandpersonalizedfinancialsolutionstailoredtothespecificneedsoflocalentrepreneursinYuzhouDistrict.A.maintainingB.neglectingC.reducingD.expanding3.Thenewmobilebankingappaimsto__________thedigitaldividebyprovidingsecureanduser-friendlyplatformsforfarmersandruralresidentsinYulin.A.widenB.bridgeC.ignoreD.deepen4.Effectiveriskmanagementinruralfinancerequiresa__________approachthatconsidersbothmarketvolatilityandtheuniquechallengesfacedbysmallagriculturalenterprises.A.conservativeB.recklessC.passiveD.innovative5.Thebank’ssustainabilityinitiativesincludeinvestinginrenewableenergyprojectsto__________itsenvironmentalfootprintinYulin,aregionwithsignificantagriculturalactivity.A.increaseB.reduceC.ignoreD.expand二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:TheriseofdigitalbankinghasbroughtbothopportunitiesandchallengestoruralfinancialservicesinChina.InregionslikeYulin,wheretraditionalbankinginfrastructurewasunderdeveloped,theintroductionofmobilebankinghassignificantlyimprovedaccesstofinancialtoolsforsmallbusinessesandfarmers.However,thisshiftalsoraisesconcernsaboutcybersecurityrisksandthedigitalliteracygapamongruralpopulations.郵儲(chǔ)銀行玉林市玉州區(qū)2025秋招筆試英文行測(cè)高頻題含答案Toaddresstheseissues,thebankhaslaunchedtrainingprogramstoeducatelocalresidentsonsafeonlinebankingpractices.Additionally,thebankhasstrengtheneditsITsecuritymeasurestoprotectagainstfraudanddatabreaches.Despitetheseefforts,theneedformorelocalizedfinancialservicesremainsevident.Forinstance,manysmallagriculturalenterprisesinYuzhouDistrictstillrequirecustomizedloansolutionsthatalignwithseasonalfarmingcycles.1.Whatisthemainchallengementionedinthepassageregardingdigitalbankinginruralareas?A.LimitedinfrastructureB.HighcybersecurityrisksC.LackoffinancialeducationD.Insufficientgovernmentsupport2.Howdoesthebankplantomitigatecybersecurityrisks?A.ByreducingthenumberofonlinetransactionsB.BylaunchingtrainingprogramsforcustomersC.ByhiringmoreITstaffD.Bypartneringwithtechcompanies3.Accordingtothepassage,whatspecificfinancialneeddosmallagriculturalenterprisesinYuzhouDistricthave?A.FasterbankingservicesB.MorebranchesinruralareasC.SeasonalloansolutionsD.Lowerinterestrates4.Whatdoesthepassagesuggestaboutthefutureofruralfinancialservices?A.DigitalbankingwillreplacetraditionalbankingentirelyB.MoregovernmentsubsidiesareneededC.LocalizedsolutionsmustbedevelopedD.Ruralpopulationswillneveradapttodigitalbanking三、語(yǔ)法填空（共5題，每題2分，共10分）directions:Fillineachblankwithoneword.1.Thebank’srecentsurveyrevealedthat__________(percent)ofsmallbusinessesinYulinrelyondigitalbankingplatformsfordailytransactions.2.To__________(ensure)compliancewithfinancialregulations,allemployeesmustcompleteannualtrainingonanti-moneylaunderingpolicies.3.Despitetheeconomicdownturn,thebank’sruralcreditportfoliohas__________(expand)by15%inthepastyear.4.ThenewbranchinYuzhouDistrictisstrategicallylocatedto__________(serve)thegrowingdemandforfinancialservicesinsuburbanareas.5.IffarmersinYulincan__________(access)moreaffordablecredit,theiragriculturalproductivitywilllikely__________(improve).四、句子改錯(cuò)（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebankhasbeenofferinglow-interestloansforruraldevelopmentsincetwoyearsago.Error:_________________________Correction:_________________________2.Employeesarerequiredtosubmittheirmonthlyreportsattheendofeverymonth.Error:_________________________Correction:_________________________3.AlthoughthedigitalbankingapphasbeenwidelyadoptedinYulin,manyusersstillfacetechnicaldifficulties.Error:_________________________Correction:_________________________4.Thebank’ssustainabilitygoalsincludereducingcarbonemissionsby50%before2026.Error:_________________________Correction:_________________________五、完形填空（共5題，每題2分，共10分）directions:Readthepassageandchoosethebestoptionforeachblank.ThepostalsavingsbankhasplayedacrucialroleinruralfinancialinclusioninYulin.Fordecades,ithas__________(1)smallfarmersandentrepreneurswithaccessiblebankingservices.However,the__________(2)ofdigitaltechnologyhasintroducedbothopportunitiesandchallenges.Whilemobilebankinghas__________(3)convenience,ithasalsohighlightedtheneedfor__________(4)financialeducation.Thebankhasrespondedby__________(5)workshopsondigitalliteracyandcybersecurity.1.A.supportedB.limitedC.ignoredD.expanded2.A.developmentB.declineC.introductionD.neglect3.A.increasedB.reducedC.eliminatedD.delayed4.A.limitedB.comprehensiveC.inadequateD.unnecessary5.A.organizingB.cancelingC.reducingD.ignoring六、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheChinesesentencesintoEnglish.1.郵儲(chǔ)銀行致力于在玉林市推動(dòng)普惠金融發(fā)展。ThepostalsavingsbankiscommittedtopromotinginclusivefinanceinYulin.2.為了應(yīng)對(duì)農(nóng)村地區(qū)的金融需求，銀行推出了專(zhuān)項(xiàng)信貸產(chǎn)品。Toaddressthefinancialneedsinruralareas,thebankhaslaunched__________.3.玉州區(qū)的小微企業(yè)受益于銀行提供的稅收優(yōu)惠。SmallandmicroenterprisesinYuzhouDistricthavebenefitedfrom__________.4.銀行計(jì)劃在未來(lái)三年內(nèi)增加對(duì)農(nóng)業(yè)科技的投入。Thebankplansto__________inagriculturaltechnologyoverthenextthreeyears.5.數(shù)字化轉(zhuǎn)型是郵儲(chǔ)銀行提升競(jìng)爭(zhēng)力的關(guān)鍵。__________iskeytothepostalsavingsbank’scompetitiveness.答案與解析一、選詞填空1.A.improved解析：Digitalbankinghasimprovedaccesstofinancialresources.2.A.maintaining解析：Thebankmustmaintainservicequalitytosatisfycustomers.3.B.bridge解析：Theappaimstobridgethedigitaldivide.4.A.conservative解析：Aconservativeapproachisneededforriskmanagement.5.B.reduce解析：Thebankreducesitsenvironmentalfootprint.二、閱讀理解1.B.Highcybersecurityrisks解析：Thepassagementionscybersecurityrisksasamajorchallenge.2.B.Bylaunchingtrainingprogramsforcustomers解析：Thebankhaslaunchedtrainingprogramstoaddresscybersecurity.3.C.Seasonalloansolutions解析：Smallagriculturalenterprisesneedloanstailoredtofarmingcycles.4.C.Localizedsolutionsmustbedeveloped解析：Thepassagesuggestscustomizedfinancialservicesforruralneeds.三、語(yǔ)法填空1.percentage解析：Thesurveyrevealedthepercentageofbusinessesusingdigitalbanking.2.ensure解析：Employeesmustcompletetrainingtoensurecompliance.3.expanded解析：Thecreditportfolioexpandedby15%.4.serve解析：Thenewbranchislocatedtoservesuburbandemand.5.access,improve解析：Iffarmersaccessaffordablecredit,productivitywill