中國(guó)銀行河源市和平縣2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，總分10分）背景提示：題材涉及銀行業(yè)務(wù)、經(jīng)濟(jì)全球化及中國(guó)縣域經(jīng)濟(jì)發(fā)展，結(jié)合河源市和平縣的特色產(chǎn)業(yè)（如水稻種植、陶瓷制造等）。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialservicesmodel,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.modernized2.PeaceCounty’seffortstopromoteorganicricefarminghave______thelocaleconomywhileensuringsustainableagriculture.A.boostedB.deterioratedC.diversifiedD.declined3.Globaltradetensionsmay______thesupplychainforceramicexportsfromHeyuan,asthedemandforhandmadepotteryremains______.A.disrupt/stableB.strengthen/fluctuatingC.stabilize/highD.expand/low4.Thebank’scorporatesocialresponsibilityprogramaimsto______financialliteracyamongruralcommunities,particularlyinPeaceCounty.A.enhanceB.neglectC.minimizeD.ignore5.Despiteeconomicchallenges,thecounty’sGDPgrowthratehas______duetoinvestmentsininfrastructureandtourism.A.declinedB.stagnatedC.improvedD.fluctuated第二部分：閱讀理解（共4題，每題3分，總分12分）背景提示：文章節(jié)選自中國(guó)銀行業(yè)數(shù)字化轉(zhuǎn)型報(bào)告及河源市和平縣鄉(xiāng)村振興政策文件。Passage:ThePeople’sBankofChinahasrecentlyreleasedguidelinestoencouragebankstoadoptblockchaintechnologyinruralfinancialservices.ForcountieslikePeaceinHeyuan,thisinitiativecouldrevolutionizeagriculturallending.Traditionally,small-scalefarmersstruggledwithpaper-basedloanapplicationsandcreditverification.Blockchain-basedsystems,however,enablereal-timedatasharingbetweenbanksandagriculturalcooperatives,reducingfraudandimprovingefficiency.Additionally,thecounty’sfocusonorganicfarmingalignswiththegrowingglobaldemandforeco-friendlyproducts,whichmayattractforeigninvestors.Yet,challengesremain,suchasthedigitaldivideamongelderlyfarmersandtheneedfortrainingprograms.6.WhatisthemainpurposeofthePeople’sBank’snewguidelines?A.Toreduceforeigninvestmentinruraleconomies.B.Tostreamlinefinancialservicesforfarmersusingblockchain.C.TopromoteindustrializationinPeaceCounty.D.Toeliminatetraditionalbankingsystems.7.HowmightblockchaintechnologybenefitPeaceCounty’sagriculture?A.Itwillincreasepaper-baseddocumentation.B.Itwillreducetransparencyincreditverification.C.Itwillimproveloanprocessingefficiency.D.Itwilldiscourageforeigntrade.8.WhatchallengeismentionedfortheelderlyfarmersinPeaceCounty?A.Lowcropyields.B.Limitedaccesstodigitaltechnology.C.Highinflationrates.D.Insufficientgovernmentsupport.9.WhatdoesthepassagesuggestaboutthefutureofPeaceCounty’seconomy?A.Itwilldeclineduetolackofinvestment.B.Itwillgrowthroughorganicfarmingandforeigntrade.C.Itwillstagnatewithoutinfrastructureimprovements.D.Itwillrelysolelyonceramicexports.第三部分：語(yǔ)法填空（共5題，每題2分，總分10分）背景提示：題材涉及銀行業(yè)合規(guī)操作及縣域經(jīng)濟(jì)發(fā)展策略。10.Banksmustensurethatalltransactions______(comply)withinternationalanti-moneylaunderingstandards.11.PeaceCounty’sgovernment______(implement)anewpolicytosupportsmallbusinessesnextyear.12.Iffarmers______(train)properly,theywillbetterunderstandthebenefitsofdigitalbankingtools.13.TheWorldBank’sloanforinfrastructureprojects______(approve)bythecountycouncillastmonth.14.Toattractmoreinvestors,thecountyneedsto______(improve)itsbusinessenvironment.第四部分：翻譯（共3題，每題4分，總分12分）背景提示：翻譯內(nèi)容涉及中國(guó)銀行服務(wù)承諾及和平縣招商引資政策。15.TranslateintoEnglish:“中國(guó)銀行承諾為和平縣企業(yè)提供綠色信貸，支持生態(tài)農(nóng)業(yè)發(fā)展?！?6.TranslateintoChinese:“Thebankwillorganizeworkshopstoenhanceemployees’cross-culturalcommunicationskills.”17.TranslateintoEnglish:“河源市和平縣的陶瓷產(chǎn)業(yè)歷史悠久，產(chǎn)品遠(yuǎn)銷(xiāo)海外市場(chǎng)。”第五部分：完形填空（共5題，每題2分，總分10分）背景提示：文章講述中國(guó)銀行如何通過(guò)金融科技助力縣域中小企業(yè)發(fā)展。Theriseoffintechhas______(18)smallbusinessesinruralareas,includingthoseinPeaceCounty.Traditionalbanksoften______(19)loanstosuchenterprisesduetolackofcollateral.However,digitalplatformslikeChinaMerchantsBank’s“Small-BusinessCloud”______(20)real-timedatatoassesscreditworthiness.This______(21)reducesrejectionratesforqualifiedapplicants.Additionally,thebank’smobileappallowsfarmersto______(22)paymentsandaccessloansanytime.Asaresult,localbusinesseshaveflourished,contributingtothecounty’seconomicgrowth.18.A.empoweredB.discouragedC.limitedD.expanded19.A.denyB.approveC.evaluateD.provide20.A.providesB.provideC.providesD.provided21.A.policyB.systemC.processD.rule22.A.transferB.delayC.rejectD.request答案與解析第一部分：選詞填空1.A.revolutionized解析：Digitalbankinghasbroughtsignificantchangestotraditionalfinance,notjustmodernizationorstandardization.2.A.boosted解析：Organicfarminghaspositivelyimpactedthelocaleconomy,notdeterioratedordeclinedit.3.A.disrupt/stable解析：Tradetensionscandisruptsupplychains,butdemandforhandmadepotteryremainsstable.4.A.enhance解析：CSRprogramsaimtoimprovefinancialliteracy,notneglectorignoreit.5.C.improved解析：InvestmentsininfrastructureandtourismhaveledtoGDPgrowth.第二部分：閱讀理解6.B.Tostreamlinefinancialservicesforfarmersusingblockchain.解析：Thepassagehighlightsblockchain’sroleinimprovingruralbanking.7.C.Itwillimproveloanprocessingefficiency.解析：Blockchainreducespaperworkandfraudincreditverification.8.B.Limitedaccesstodigitaltechnology.解析：Theelderlystrugglewithadoptingnewtech,asstatedinthepassage.9.B.Itwillgrowthroughorganicfarmingandforeigntrade.解析：Thetextmentionseco-friendlyproductsandinvestmentopportunities.第三部分：語(yǔ)法填空10.comply解析：Must+baseform(com