工商銀行大同市左云縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題1（2分）：Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.standardizedC.regulatedD.centralized題2（2分）：Tomaintaincompetitivenessintheglobalmarket,thebankmust______itscustomerservicetomeetdiverselinguisticandculturaldemands.A.localizeB.centralizeC.automateD.diversify題3（2分）：Thenewmobilebankingappaimsto______userengagementbyintroducingpersonalizedfinancialinsightsandreal-timenotifications.A.maximizeB.minimizeC.stabilizeD.eliminate題4（2分）：Despiteeconomicfluctuations,thebank'srevenuegrowthremained______duetostrategicriskmanagementandassetoptimization.A.consistentB.volatileC.unpredictableD.negligible題5（2分）：Theregulatorycomplianceteammustensurethatalltransactionsadheretothelatest______frameworkstoavoidlegalrepercussions.A.operationalB.jurisdictionalC.ethicalD.financial二、閱讀理解（共4題，每題3分，共12分）題6（3分）：ArecentstudybytheBankofChinarevealsthatsmallandmedium-sizedenterprises(SMEs)intheDatongregionfacesignificantchallengesinaccessingfinancingduetostringentcollateralrequirements.Whichofthefollowingsolutionsisproposedinthepassage?A.LoweringinterestratesforallSMEs.B.Expandinggovernmentsubsidiesforindustrialdevelopment.C.Introducingarisk-sharingmechanismbetweenbanksandinsurancefirms.D.MandatinglargercapitalinjectionsfromSMEs.題7（3分）：Thepassagediscusseshowartificialintelligence(AI)istransformingbankingoperationsinruralareas.Whatistheprimarybenefithighlighted?A.Reducedoperationalcosts.B.Enhancedphysicalbranchpresence.C.Improvedcybersecuritymeasures.D.Greaterrelianceonhumantellers.題8（3分）：AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),theleft-bankfinancialsectorhasseenadeclineinloanapprovalefficiencyduetooutdateddocumentationprocesses.Whichofthefollowingmeasurescouldmitigatethisissue?A.Increasingthenumberofloanofficers.B.Implementingdigitalverificationsystems.C.Raisingminimumloanthresholds.D.Strengtheningcreditscorerequirements.題9（3分）：ThepassageemphasizestheimportanceoffinancialliteracyprogramsinruralChina.Whatistheauthor'smainargument?A.Ruralresidentslackaccesstobankingservices.B.Educationalonecannotsolvefinancialexclusion.C.Governmentinitiativesareinsufficienttoaddressthegap.D.Banksshouldprioritizeruralmarketsoverurbanones.三、語法填空（共5題，每題2分，共10分）題10（2分）：Thebank’sdigitaltransformationstrategyincludesintegratingblockchaintechnologyto______(ensure)secureandtransparenttransactions.題11（2分）：By______(optimize)operationalworkflows,thebankhasreducedprocessingtimesby30%.題12（2分）：Ifcustomersfailto______(comply)withthetermsoftheircreditagreements,theiraccountsmaybeflaggedforreview.題13（2分）：Theregulatorycommitteewill______(meet)nextmonthtodiscusstheimplementationofthenewanti-moneylaundering(AML)guidelines.題14（2分）：To______(attract)moreyoungclients,thebanklaunchedamobile-firstloyaltyprogramlastyear.四、完形填空（共5題，每題2分，共10分）ThebankingsectorinnorthernChinahasbeenundergoingsignificantchangesinrecentyears.Withtheriseofdigitalfinance,traditionalinstitutionsmust______(1)______theirstrategiestoremainrelevant.ManybanksintheDatongandShanxiregionshavestartedinvestingheavilyinonlineplatformsto______(2)______customerreach.However,thisshifthasnotbeenwithoutchallenges.Regulatorycomplianceremainsamajorconcern,asbanksmust______(3)______toacomplexweboflocalandnationalrules.Toaddresstheseissues,severalbankshaveadoptedahybridapproach,combiningofflineserviceswithdigitalinnovations.Forexample,theIndustrialandCommercialBankofChina(ICBC)has______(4)______itsruralbrancheswithAI-poweredkiosks,allowingcustomerstoperformbasictransactionswithouthumanassistance.Thismovehasnotonlyimprovedefficiencybutalsoreducedcosts.Additionally,thebankhas______(5)______trainingprogramsforemployeestoensuretheycanadapttotheevolvingindustrylandscape.1.A.reviseB.retainC.expandD.abandon2.A.expandB.limitC.maintainD.reduce3.A.complyB.conflictC.ignoreD.oppose4.A.equippedB.replacedC.expandedD.minimized5.A.introducedB.eliminatedC.postponedD.overlooked五、翻譯（共3題，每題4分，共12分）題15（4分）：TranslatethefollowingintoEnglish:“銀行為支持小微企業(yè)的發(fā)展，推出了專項貸款計劃，旨在降低融資門檻，提高資金使用效率?！鳖}16（4分）：TranslatethefollowingintoEnglish:“隨著金融科技的進(jìn)步，銀行需要加強(qiáng)數(shù)據(jù)安全保護(hù)，以防止客戶信息泄露和欺詐行為。”題17（4分）：TranslatethefollowingintoEnglish:“大同地區(qū)農(nóng)村居民的金融素養(yǎng)普遍較低，銀行應(yīng)通過社區(qū)教育項目提升他們的理財意識?！贝鸢概c解析一、選詞填空1.A(revolutionized:數(shù)字化轉(zhuǎn)型顛覆了傳統(tǒng)金融業(yè)。)2.A(localize:銀行需本地化服務(wù)以滿足多元語言需求。)3.A(maximize:新應(yīng)用旨在最大化用戶參與度。)4.A(consistent:銀行收入增長保持穩(wěn)定。)5.B(jurisdictional:監(jiān)管團(tuán)隊需遵守地區(qū)性框架。)二、閱讀理解6.C(原文提及風(fēng)險共擔(dān)機(jī)制緩解融資壓力。)7.A(AI降低運(yùn)營成本是核心優(yōu)勢。)8.B(數(shù)字驗證系統(tǒng)能提升審批效率。)9.B(教育不能單獨(dú)解決金融排斥問題。)三、語法填空10.ensure(動詞原形作賓語補(bǔ)足語。)11.optimizing(分詞作方式狀語。)12.comply(動詞原形作賓語。)13.willmeet(一般將來時。)14.attract(不定式表目的。)四、完形填空1.revise(修訂策略以適應(yīng)變化。)2.expand(擴(kuò)大線上服務(wù)覆蓋范圍。)3.comply(遵守復(fù)雜規(guī)則。)4.equipped(裝備智能設(shè)備。)5.introduced(引入員工培訓(xùn)。)五、翻譯15."Tosupportthedevelopmentofsmallandmedium-sizedenterprises,thebankhasintroducedaspecialloanprogramaimedatloweringfinancingbarriersandimprovingcapitalutilizationefficiency."16."Withtheadvancementoffintech,banksneedtos