工商銀行保定市定州市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptionsprovided.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.revolutionizedC.revolutionizedD.revolutionized2.Toattracttalentinthecompetitivebankingsector,thebankmustoffer______compensationpackagesandcareerdevelopmentopportunities.A.competitiveB.competitiveC.competitiveD.competitive3.Thenewmobilebankingappaimsto______userexperiencebysimplifyingnavigationandimprovingsecurityfeatures.A.enhanceB.enhanceC.enhanceD.enhance4.Despiteeconomicdownturns,thebank’sloanapprovalprocessremains______toensurecompliancewithregulatoryrequirements.A.stringentB.stringentC.stringentD.stringent5.Thebranchmanageremphasizedtheimportanceof______customerservicetobuildlong-termrelationshipsinthe保定市market.A.excellentB.excellentC.excellentD.excellent二、閱讀理解（共5題，每題3分，共15分）directions:Readthepassagecarefullyandanswerthequestionsbasedontheinformationprovided.Passage:Theriseoffintechhassignificantlydisruptedthebankingindustryinrecentyears.TraditionalbankslikeICBC(IndustrialandCommercialBankofChina)arefacingincreasingpressuretoinnovateorrisklosingmarketshare.The保定市region,withitsgrowingeconomy,presentsbothopportunitiesandchallengesfortheseinstitutions.Fintechcompanies,leveragingtechnologytooffermoreefficientanduser-friendlyservices,havegainedastrongfootholdinthemarket.Toremaincompetitive,ICBChaslaunchedseveralinitiatives,includingthedevelopmentofadvancedAI-poweredbankingsolutionsandtheexpansionofitsdigitalfootprint.However,legacysystemsandregulatoryconstraintsremainsignificanthurdlesforthebank.1.Whatisthemainchallengefacedbytraditionalbanksinthe保定市region?A.HighoperationalcostsB.IncreasingcompetitionfromfintechcompaniesC.LackofskilledemployeesD.Economicinstability2.Accordingtothepassage,howisICBCadaptingtothefintechrevolution?A.ByreducingitsworkforceB.ByinvestinginAIanddigitalsolutionsC.ByfocusingonbranchexpansiononlyD.Byignoringmarkettrends3.Whyhasfintechgainedpopularityinthe保定市market?A.BecauseofhighinterestratesB.DuetotechnologicaladvancementsC.BecauseofgovernmentsubsidiesD.Becauseoflowinflation4.WhatremainsasignificantobstacleforICBC’sdigitaltransformation?A.CustomerdemandB.LegacysystemsandregulationsC.GovernmentsupportD.Fintechpartnerships5.Whatdoesthepassagesuggestaboutthefutureofbankinginthe保定市region?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbanksentirely.C.Collaborationbetweentraditionalbanksandfintechisinevitable.D.Thebankingindustrywillstagnate.三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththemostappropriatewordfromthefouroptionsprovided.1.Thebank’snewpolicyrequiresemployeesto______(ensure)thatalltransactionscomplywithanti-moneylaunderingregulations.A.ensureB.ensuresC.ensuredD.ensuring2.Despitetheeconomic______(slow),thebank’srevenuehasgrownby15%thisyear.A.slowB.slowlyC.slowingD.slowed3.Ifcustomers______(meet)thecreditscorerequirements,theymaybeeligibleforalowerinterestrate.A.meetB.meetsC.metD.meeting4.Thedigitalbankingplatform______(launch)lastmonthhasalreadyattractedover100,000users.A.launchedB.launchesC.launchD.haslaunched5.To______(reduce)operationalcosts,thebankhasdecidedtoautomateseveralback-officeprocesses.A.reduceB.reducingC.reducedD.reduces四、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifytheerrorineachsentenceandcorrectit.1.Thebank’scustomerserviceteamalwaysprovidequickandhelpfulresponses.→2.Iftheeconomycontinuetoimprove,interestratesmayrisenextyear.→3.Despiteallthechallenges,thebranchmanagermanagedtoincreasetheloanapprovalrate.→4.Thenewmobileappisdesigntoenhanceuserexperienceandimprovesecurity.→5.Employeesarerequiredtofollowthecompany’spolicyondataprotectionstrictly.→五、完形填空（共5題，每題2分，共10分）directions:Readthepassageandfillineachblankwiththemostappropriatewordfromthefouroptionsprovided.Thebankingsectorinthe保定市regionhasundergonesignificantchangesinthepastdecade.Withthe______(1)offintech,traditionalbankslikeICBChavehadto______(2)theirstrategiestoremaincompetitive.The保定市economy,knownforitsrapidgrowth,hascreateda______(3)forinnovativefinancialsolutions.Banksthatfailtoadaptrisklosingmarketsharetomoreagilecompetitors.However,the保定市marketalsopresentsopportunitiesforcollaborationbetweentraditionalbanksandfintechcompanies.Byleveragingeachother’sstrengths,theseinstitutionscancreatemoreefficientandcustomer-friendlyservices.1.A.emergenceB.emergenceC.emergenceD.emergence2.A.reviseB.reviseC.reviseD.revise3.A.demandB.demandC.demandD.demand答案與解析一、選詞填空1.A.revolutionized（動(dòng)詞過去式，符合句意）2.A.competitive（形容詞，符合句意）3.A.enhance（動(dòng)詞原形，符合句意）4.A.stringent（形容詞，符合句意）5.A.excellent（形容詞，符合句意）二、閱讀理解1.B.Increasingcompetitionfromfintechcompanies（文章明確指出傳統(tǒng)銀行面臨的主要挑戰(zhàn)是來自金融科技公司的競爭）2.B.ByinvestinginAIanddigitalsolutions（文章提到ICBC通過發(fā)展AI和數(shù)字解決方案來適應(yīng)金融科技革命）3.B.Duetotechnologicaladvancements（文章指出金融科技在保定市市場受歡迎的原因是技術(shù)進(jìn)步）4.B.Legacysystemsandregulations（文章提到傳統(tǒng)系統(tǒng)監(jiān)管限制是ICBC數(shù)字化轉(zhuǎn)型的障礙）5.C.Collaborationbetweentraditionalbanksandfintechisinevitable（文章暗示傳統(tǒng)銀行與金融科技公司合作是必然趨勢）三、語法填空1.ensure（動(dòng)詞原形，符合句意）2.slow（名詞，符合句意）3.meet（動(dòng)詞原形，符合句意）4.launched（動(dòng)詞過去式，符合句意）5.reduce（動(dòng)詞原形，符合句意）四、句子改錯(cuò)1.Thebank’scustomerserviceteamalwaysprovidequickandhelpfulresponses.→Thebank’scustomerserviceteamalwaysprovidequickandhelpfulresponses.→Thebank’scustomerserviceteamalwaysprovidesquickandhelpfulresponses.（動(dòng)詞單復(fù)數(shù)錯(cuò)誤）2.Iftheeconomycontinuetoimprove,