工商銀行定西市岷縣2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，共10分）從下列選項(xiàng)中選出最適合填入空白處的單詞，并填入答題卡。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.standardizedC.complicatedD.centralized2.Ourbankaimsto______sustainablegrowthbyreducingenvironmentalimpact.A.pursueB.diminishC.neglectD.postpone3.ThenewbranchinMinCountyisstrategically______tobetterservelocalbusinesses.A.locatedB.positionedC.designedD.constructed4.Employeesareencouragedto______innovativeideastoimproveserviceefficiency.A.generateB.ignoreC.criticizeD.postpone5.Theregulatoryrequirementsforruralbankingarebecomingincreasingly______.A.complexB.simpleC.flexibleD.outdated6.Theloanapplicationprocessmustbe______toensuretimelyapproval.A.streamlinedB.complicatedC.delayedD.ignored7.Thebank’smobileappisregularly______toenhanceuserexperience.A.updatedB.neglectedC.simplifiedD.abandoned8.Ourteamneedsto______themarkettrendstoadjustourstrategies.A.analyzeB.ignoreC.dismissD.exaggerate9.Thebranchmanageremphasizedtheimportanceof______customersatisfaction.A.maintainingB.reducingC.ignoringD.delaying10.Theeconomicdownturnhas______thebank’sprofitability.A.improvedB.stabilizedC.affectedD.boosted二、閱讀理解（共5題，每題2分，共10分）閱讀以下文章，回答問(wèn)題。TheRiseofDigitalBankinginRuralChinaDigitalbankinghastransformedthefinanciallandscapeinChina,particularlyinruralareaslikeMinCounty.Withlimitedaccesstotraditionalbankingservices,ruralresidentsnowbenefitfrommobilebankingapps,onlinetransfers,anddigitalloans.Theseinnovationshavenotonlyimprovedconveniencebutalsoboostedeconomicactivityinremoteregions.However,challengesremain.Internetconnectivityissuesanddigitalliteracygapshinderwidespreadadoption.Toaddressthese,banksarepartneringwithlocalgovernmentstoprovidetrainingprogramsandexpandnetworkcoverage.Additionally,thegovernmenthasintroducedpoliciestosupportthedevelopmentofruralfintech,offeringsubsidiesandtaxincentives.ThesuccessofdigitalbankinginruralChinadependsoncollaborationbetweenbanks,regulators,andcommunities.Byleveragingtechnologyandaddressingbarriers,theindustrycanfurtherempowerruraleconomies.Questions:1.Whatisthemainpurposeofthepassage?A.Tocriticizetheslowadoptionofdigitalbanking.B.Tohighlightthebenefitsofdigitalbankinginruralareas.C.Toproposesolutionsforinternetconnectivityissues.D.Todiscussthegovernment’sroleinruralbanking.2.Accordingtothepassage,whatisamajorchallengetodigitalbankinginruralChina?A.Highcostsoftechnologyimplementation.B.Limitedgovernmentsupport.C.Internetconnectivityanddigitalliteracy.D.Lackofbankinginfrastructure.3.Howdobanksplantoovercomedigitalliteracygaps?A.Byreducingthenumberoftrainingprograms.B.Bypartneringwithlocalgovernments.C.Byignoringruralresidents’needs.D.Byincreasingappcomplexity.4.Whatincentivesdoesthegovernmentoffertosupportruralfintech?A.Higherinterestratesonloans.B.Subsidiesandtaxincentives.C.Mandatoryappusage.D.Reducedregulatoryoversight.5.WhatdoesthepassagesuggestforthefutureofdigitalbankinginruralChina?A.Itwilldeclineduetolackofinnovation.B.Itwillrelysolelyongovernmentsupport.C.Itwillrequirecollaborationamongstakeholders.D.Itwillbecomeirrelevantinremoteareas.三、完形填空（共10題，每題1分，共10分）閱讀以下短文，選擇最佳答案填入空格。Lastyear,ourbranchinMinCountyfacedasignificantchallenge:(6).Thelocaleconomywasstruggling,andmanysmallbusinesseswereunableto(7).Ourteamdecidedtotakeaction.We(8)aseriesofworkshopstoeducateentrepreneursaboutdigitalbankingtools.Thesetoolscouldhelpthem(9)payments,managecashflow,andaccesscreditmoreefficiently.Atfirst,manybusinessownerswereskeptical.Theywere(10)tochangetheirtraditionalmethods.However,afterseeingthesuccessofearlyadopters,theybeganto(11)thebenefits.Ourefforts(12)notonlyimprovefinancialinclusionbutalsostrengthenthelocaleconomy.Theexperiencetaughtusanimportantlesson:(13)inthefaceofadversity.By(14)innovativesolutions,wecanturnchallengesintoopportunities.6.A.economicdeclineB.technologicalfailureC.regulatorychangesD.staffshortages7.A.operateB.investC.surviveD.expand8.A.organizedB.ignoredC.postponedD.abandoned9.A.processB.ignoreC.delayD.reduce10.A.resistantB.openC.happyD.willing11.A.recognizeB.ignoreC.denyD.postpone12.A.justB.onlyC.alsoD.still13.A.avoidingB.embracingC.delayingD.ignoring14.A.supportingB.neglectingC.dismissingD.encouraging四、翻譯（共5題，每題2分，共10分）將以下中文句子翻譯成英文。1.工商銀行致力于提升農(nóng)村地區(qū)的金融服務(wù)水平。2.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場(chǎng)競(jìng)爭(zhēng)的關(guān)鍵。3.我們需要加強(qiáng)員工培訓(xùn)，以適應(yīng)新的監(jiān)管要求。4.該項(xiàng)目旨在幫助小微企業(yè)獲得更多融資機(jī)會(huì)。5.銀行通過(guò)技術(shù)創(chuàng)新提高了客戶體驗(yàn)。五、寫作（共1題，10分）Writeashortessay(150-200words)onthetopic:"TheImportanceofFinancialInclusioninRuralAreas."Includereasonswhyitisessentialandsuggestwaystoimproveit.答案及解析一、選詞填空1.A.revolutionized（數(shù)字銀行的快速發(fā)展已經(jīng)徹底改變了傳統(tǒng)金融業(yè)。）2.A.pursue（銀行致力于追求可持續(xù)增長(zhǎng)。）3.B.positioned（新分行在岷縣的戰(zhàn)略位置是為了更好地服務(wù)當(dāng)?shù)仄髽I(yè)。）4.A.generate（員工被鼓勵(lì)產(chǎn)生創(chuàng)新想法以提高服務(wù)效率。）5.A.complex（農(nóng)村銀行的監(jiān)管要求正變得越來(lái)越復(fù)雜。）6.A.streamlined（貸款申請(qǐng)流程必須簡(jiǎn)化以確保及時(shí)批準(zhǔn)。）7.A.updated（銀行的手機(jī)應(yīng)用定期更新以提升用戶體驗(yàn)。）8.A.analyze（我們的團(tuán)隊(duì)需要分析市場(chǎng)趨勢(shì)以調(diào)整我們的策略。）9.A.maintaining（分行經(jīng)理強(qiáng)調(diào)了保持客戶滿意度的重要性。）10.C.affected（經(jīng)濟(jì)衰退已經(jīng)影響了銀行的盈利能力。）二、閱讀理解1.B.highlightthebenefitsofdigitalbankinginruralareas（文章的主要目的是強(qiáng)調(diào)數(shù)字銀行在農(nóng)村地區(qū)的益處。）2.C.Internetconnectivityanddigitalliteracy（根據(jù)文章，互聯(lián)網(wǎng)連接和數(shù)字素養(yǎng)是數(shù)字銀行在農(nóng)村中國(guó)的一大挑戰(zhàn)。）3.B.partneringwithlocalgovernments（銀行計(jì)劃通過(guò)與地方政府合作來(lái)克服數(shù)字素養(yǎng)差距。）4.B.Subsidiesandtaxincentives（政府提供補(bǔ)貼和稅收優(yōu)惠來(lái)支持農(nóng)村金融科技。）5.C.Itwillrequirecollaborationamongstakeholders（文章暗示數(shù)字銀行在農(nóng)村中國(guó)的未來(lái)需要各利益相關(guān)方的合作。）三、完形填空6.A.economicdecline（經(jīng)濟(jì)衰退）7.C.survive（生存）8.A.organized（組織）9.A.process（處理）10.A.resistant（抵觸）11.A.recognize（認(rèn)識(shí)到）12.C.also（也）13.B.embracing（擁抱）14.A.supporting（支持）四、翻譯1.ICBCiscommittedtoimprovingtheleveloffinancialservicesinruralareas.2.Digitaltransformationisthekeyforthebankingindustrytorespondtomarketcompetition.3.Weneedtostrengthenemployeetrainingtoadapttonewregulatoryrequirements.4.Theprojectaimstohelpsmallandmedium-sizedenterprisesobtainmorefinancingopportunities.5.Thebankhasimprovedcustomerexperiencethroughtechnologicalinnovation.五、寫作范文TheImportanceofFinancialInclusioninRuralAreasFinancialinclusioniscrucialforruralareas,asitenablesresidentstoaccessfinancialservices,whichareessentialforeconomicgrowthandsocialdevelopment.Inmanyruralregions,traditionalbankingservicesarelimited,leavingcommunitieswithoutaccesstocredit,savings,andinsurance.Thisdisparityhinderseconomicopportunitiesand