工商銀行北京市石景山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下段落，從每題所給的四個選項中選擇最合適的單詞填空，使段落意思完整、準確。1.Therapiddevelopmentofdigitalbankinghas______traditionalfinancialservices,requiringemployeestoadaptquicklytonewtechnologies.A.replacedB.complementedC.disruptedD.reinforced2.InthecontextofBeijing'seconomicstrategy,theBankofChinaaimsto______moregreenfinancingprojectstosupportsustainableurbangrowth.A.allocateB.diminishC.eliminateD.optimize3.Duetostrictregulatory______,theapprovalprocessfornewbankingproductsinChinahasbecomemorecomplexinrecentyears.A.complianceB.flexibilityC.ambiguityD.redundancy4.Thebank'scustomerserviceteammustmaintainahighlevelof______toensuresmoothoperationsduringpeaktradinghours.A.efficiencyB.resistanceC.ambiguityD.redundancy5.ThemergerbetweentwomajorbanksinBeijinghas______themarketcompetition,leadingtomoreinnovativefinancialsolutions.A.intensifiedB.weakenedC.stabilizedD.diversified答案與解析：1.C.disrupted解析：數(shù)字銀行業(yè)務的快速發(fā)展對傳統(tǒng)金融服務造成了沖擊，使其面臨轉型壓力，故選“disrupted”（破壞、擾亂）。2.A.allocate解析：銀行在支持北京綠色經(jīng)濟發(fā)展中，需要“分配”更多綠色信貸資源，故選“allocate”（分配）。3.A.compliance解析：監(jiān)管政策要求銀行嚴格遵守規(guī)定，故選“compliance”（合規(guī)）。4.A.efficiency解析：客服團隊需保證高效運作，故選“efficiency”（效率）。5.A.intensified解析：兩家銀行合并加劇了市場競爭，故選“intensified”（加?。?。二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:ThePeople'sBankofChinarecentlyannouncednewmeasurestostrengthenanti-moneylaundering(AML)regulationsinBeijing.Themoveaimstocombatfinancialcrimesbyrequiringbankstoenhancecustomeridentityverificationandtransactionmonitoringsystems.Localbanks,includingICBCandBankofChina,havebeenurgedtoimplementstrictercomplianceprotocolsbytheendof2025.Failuretocomplymayresultinfinesoroperationalrestrictions.Theregulationsalsoemphasizetheimportanceofcross-borderfinancialtransparency,targetingillegalcapitalflows.AnalystssuggestthesereformswillfurthersolidifyBeijing'spositionasaglobalfinancialhubwhilereducingrisksassociatedwithunregulatedfinancialactivities.1.WhatistheprimarygoalofthenewAMLregulationsinBeijing?A.Toincreasebankprofits.B.Toreducecross-bordertransactions.C.Tocombatfinancialcrimes.D.Toencouragedigitalbanking.2.WhichbanksinBeijingaremostaffectedbytheseregulations?A.Ruralcreditcooperatives.B.Foreign-ownedbanks.C.ICBCandBankofChina.D.Investmentfirms.3.WhatconsequencesmaybanksfaceiftheyfailtocomplywiththenewAMLrules?A.Governmentsubsidies.B.Operationalrestrictions.C.Taxreductions.D.Expansionopportunities.4.HowmightthesereformsimpactBeijing'sfinancialmarket?A.Increaseillegalcapitalflows.B.Strengthenglobalfinancialtransparency.C.Reduceregulatoryoversight.D.Favorsmallbanksoverlargeones.答案與解析：1.C.Tocombatfinancialcrimes解析：短文明確指出新規(guī)旨在打擊金融犯罪。2.C.ICBCandBankofChina解析：文中提到這兩家本地銀行被要求加強合規(guī)。3.B.Operationalrestrictions解析：文中說明不合規(guī)可能導致罰款或運營限制。4.B.Strengthenglobalfinancialtransparency解析：改革強調跨境金融透明度，有助于減少非法資金流動。三、語法填空（共5題，每題2分，共10分）題目：根據(jù)上下文，用括號內單詞的適當形式填空。1.TheWorldBank'slatestreporthighlightstheneedforBeijingto______(invest)moreinrenewableenergyinfrastructuretoachievecarbonneutralityby2030.2.Ifbanksfailto______(comply)withthenewcapitaladequacyrequirements,theymayfaceregulatorypenalties.3.Digitaltransformationhas______(transform)thewayfinancialinstitutionsservecustomersinChina.4.Thecentralbank'sdecisionto______(raise)interestrateswillimpactconsumerspendingandsavings.5.By2025,thenumberoffintechstartupsinBeijingisexpectedto______(double)comparedtofiveyearsago.答案與解析：1.invest解析：動詞原形填空，主語是“TheWorldBank”，需用原形。2.comply解析：動詞原形，與“failto”搭配，表示“未能遵守”。3.transformed解析：過去分詞作狀語，修飾“theway”。4.raise解析：動詞原形，與“decisionto”搭配。5.double解析：動詞原形，與“isexpectedto”搭配，表示“預計將翻倍”。四、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，從每題所給的四個選項中選擇最佳答案填空。ThebankingsectorinBeijinghasundergonesignificantchangesinrecentyears.Withtheriseoffintech,traditionalbanksmust______(1)theirbusinessmodelstostaycompetitive.Manyinstitutionshave______(2)partnershipswithtechcompaniestoleveragedigitaltools.However,challengesremain,suchasregulatorycomplianceandcybersecurityrisks.ThePeople'sBankofChinahas______(3)stricterguidelinestoensurestability.Banksthatcaneffectivelyadapttothesechangeswilllikely______(4)astrongermarketposition.Forexample,BankofChina'sdigitalplatformhas______(5)over50millionusers,demonstratingthepotentialofinnovation.1.A.reviseB.ignoreC.expandD.simplify2.A.formedB.avoidedC.criticizedD.weakened3.A.implementedB.relaxedC.ignoredD.opposed4.A.secureB.loseC.reduceD.ignore5.A.attractedB.decreasedC.limitedD.rejected答案與解析：1.A.revise解析：傳統(tǒng)銀行需調整模式，故選“revise”（修訂）。2.A.formed解析：銀行與技術公司建立合作，故選“formed”（建立）。3.A.implemented解析：央行加強監(jiān)管，故選“implemented”（實施）。4.A.secure解析：適應變化能鞏固市場地位，故選“secure”（鞏固）。5.A.attracted解析：平臺吸引大量用戶，故選“attracted”（吸引）。五、句子改錯（共5題，每題2分，共10分）題目：以下句子中各有一處錯誤，請指出并改正。1.Thebankplanstoopenthreenewbranchesinthenextyear.錯誤：________改正：________2.Employeesmustfollowallrulesandregulationbeforestartingtheirshifts.錯誤：________改正：________3.Despitetheeconomicdownturn,thedemandforgreenloansinBeijingremainshigh.錯誤：________改正：________4.Thecentralbankannouncedapolicytoreduceinflationrateby2%nextmonth.錯誤：________改正：________5.Ifyouhaveanyquestions,pleasecontacttheheadofficeassoonaspossible.錯誤：________改正：________答案與解析：1.錯誤：year→years解析：時間范圍需用復數(shù)。2.錯誤：regulation→regulations解析：復數(shù)名詞規(guī)則。3.錯誤：downturn→downturns解析：此處指經(jīng)濟下行趨勢，需用復數(shù)。4.錯誤：inflationrate→inflationrates解析：政策目標需用復數(shù)形式。5.錯誤：headoffice→headquarters解析：總部通常用“headquarters”。六、翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，填入橫線處。1.中國工商銀行承諾將加大綠色金融投入，以支持北京可持續(xù)發(fā)展。TheIndustrialandCommercialBankofChina______toincreaseinvestmentingreenfinancetosupportsustainabledevelopmentinBeijing.2.為確保數(shù)據(jù)安全，銀行員工必須定期接受反欺詐培