建設(shè)銀行大連市長海縣2025秋招筆試英文行測高頻題含答案_第1頁
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建設(shè)銀行大連市長??h2025秋招筆試英文行測高頻題含答案題目部分一、選詞填空(共5題,每題2分,共10分)背景提示:中國建設(shè)銀行大連長??h分行2025年秋季招聘面向社會招聘柜員、客戶經(jīng)理等崗位,需考察應(yīng)聘者語言理解能力。1.Thebank’snewmobileappaimstoenhancecustomer______byofferingreal-timefinancialadvice.A.satisfactionB.efficiencyC.awarenessD.flexibility2.Toimproveservicequality,thebranchplansto______trainingprogramsforstaff,focusingondigitalbankingskills.A.implementB.developC.evaluateD.modify3.Theeconomic______inNortheastChinahasaffectedlocalbusinesses,requiringbankstoadjustcreditpolicies.A.stabilityB.fluctuationC.growthD.decline4.Customersoftencomplainaboutlongwaitingtimesatthecounter,sothebankshould______self-servicekiosks.A.introduceB.eliminateC.expandD.upgrade5.Thebranch’sannualreporthighlightsitscommitmentto______andenvironmentalsustainability.A.profitabilityB.operationalexcellenceC.employeewelfareD.riskmanagement二、語句排序(共4題,每題3分,共12分)背景提示:大連長??h作為海洋經(jīng)濟(jì)先導(dǎo)區(qū),建設(shè)銀行需加強(qiáng)普惠金融建設(shè),以下段落節(jié)選自招聘宣傳材料。(1)First,theyprovidelow-interestloansforsmall-scalefisheries.(2)Additionally,thebankcollaborateswithlocalgovernmentstolaunchfinancialaidprograms.(3)Theseinitiativeshavehelped300householdsinYantianTownimprovetheirlivelihoods.(4)Forexample,inthepasttwoyears,thebranchhassupportedcoastalcommunitiesthroughtargetedmeasures.(5)Suchpartnershipsincludesubsidiesforaquacultureprojectsandemergencyrelieffunds.(2)Thebank’seffortsalignwiththenationalstrategytoboostruralrevitalization.(6)Byintegratingdigitalbankingwithtraditionalservices,theyensurewideraccessibility.(7)ThisisparticularlyimportantinremoteislandslikeHuludao.(8)Meanwhile,theypromotemobilepaymentstoreducerelianceoncashtransactions.(3)Thesuccessoftheseprogramsunderscoresthebank’sroleinregionaldevelopment.(9)Throughthesemeasures,thebankhasbecomeatrustedfinancialpartnerinthearea.(10)Italsoorganizesfinancialliteracyworkshopstoempowerlocalresidents.(4)First,theyprovidelow-interestloansforsmall-scalefisheries.(11)Additionally,thebankcollaborateswithlocalgovernmentstolaunchfinancialaidprograms.(12)Suchpartnershipsincludesubsidiesforaquacultureprojectsandemergencyrelieffunds.(13)Forexample,inthepasttwoyears,thebranchhassupportedcoastalcommunitiesthroughtargetedmeasures.(14)Theseinitiativeshavehelped300householdsinYantianTownimprovetheirlivelihoods.三、閱讀理解(共5題,每題4分,共20分)背景提示:大連長海縣旅游業(yè)發(fā)達(dá),建設(shè)銀行需為旅游小微企業(yè)設(shè)計(jì)金融產(chǎn)品,以下文章節(jié)選自行業(yè)報告。Passage:ThetourismsectorinDalianChanghaiCountyhasgrownrapidlyinrecentyears,drivenbyitssceniccoastalattractions.However,smallandmedium-sizedenterprises(SMEs)intheindustryfacechallengessuchasseasonalfluctuationsinrevenueandhighoperatingcosts.Toaddresstheseissues,ChinaConstructionBankhasintroducedaspecialloanprogramfortourismSMEs.Theinitiativeoffersflexiblerepaymenttermsandcompetitiveinterestrates,withpreferentialpoliciesforbusinesseswithsustainabledevelopmentrecords.Additionally,thebankprovidescashmanagementservicestohelpSMEsoptimizeliquidity.Preliminarydatashowsthat85%ofapplicantshavesuccessfullyobtainedfunding,withmostreinvestingcapitalintoinfrastructureupgradesormarketingcampaigns.Localauthoritiesexpecttheprogramtofurtherstimulatethecounty’seconomicdiversification.Questions:1.Whatisthemainpurposeofthebank’sloanprogramfortourismSMEs?A.Toreducecompetitioninthesector.B.Tosupportbusinessexpansion.C.Tomitigatefinancialrisks.D.Topromoteurbandevelopment.2.Accordingtothepassage,whatchallengesdotourismSMEsinChanghaiCountyface?A.Lowprofitability.B.Limitedgovernmentsupport.C.Seasonalrevenueinstability.D.Highlaborcosts.3.WhichofthefollowingservicesdoesthebankprovidetotourismSMEs?A.Investmentbanking.B.Realestatefinancing.C.Liquiditymanagement.D.Retirementplanning.4.HowhastheloanprogramimpactedtourismSMEssofar?A.Ithasledtojoblosses.B.Ithasreducedcustomerdemand.C.Ithasencouragedcapitalreinvestment.D.Ithasincreasedoperatingcosts.5.WhatdoesthepassagesuggestaboutthefutureofChanghaiCounty’seconomy?A.Itwillrelysolelyontourism.B.Itwillfocusonindustrialization.C.Itwilldiversifyeconomicsources.D.Itwillfacedecliningrevenues.四、邏輯判斷(共5題,每題3分,共15分)背景提示:建設(shè)銀行大連長海縣分行需優(yōu)化網(wǎng)點(diǎn)布局,以下數(shù)據(jù)涉及各社區(qū)人口分布。|Community|Population(2024)|DistancetoBankBranch(km)|Avg.TransactionFrequency(permonth)||--|-||||YantianTown|12,500|1.5|15||HuludaoIsland|8,300|3.2|8||JiaoshanTown|5,600|2.8|12||XianweiVillage|3,200|4.5|5|Questions:1.Whichcommunityhasthehighesttransactionfrequencypercapita?A.YantianTownB.HuludaoIslandC.JiaoshanTownD.XianweiVillage2.Ifthebankplanstoopenanewbranch,whichlocationwouldbemoststrategicallyadvantageous?A.YantianTownB.HuludaoIslandC.JiaoshanTownD.XianweiVillage3.Whichcommunityshowstheweakestcorrelationbetweenpopulationdensityandtransactionvolume?A.YantianTownB.HuludaoIslandC.JiaoshanTownD.XianweiVillage4.IfthebankreducesoperatinghoursatXianweiVillage,whatcouldbethepotentialimpact?A.Increasedrevenuefromhighertransactionfrequency.B.Decreasedcustomerdissatisfaction.C.Higherdependencyonmobilebanking.D.Fewercomplaintsaboutlongwaitingtimes.5.Basedonthedata,whichcommunitywouldbenefitmostfromamobilebankingpromotioncampaign?A.YantianTownB.HuludaoIslandC.JiaoshanTownD.XianweiVillage五、信息匹配(共5題,每題3分,共15分)背景提示:建設(shè)銀行需為長??h小微企業(yè)匹配融資產(chǎn)品,以下列出需求與產(chǎn)品信息。BusinessNeeds:-CompanyA:Seafoodprocessingfirm;annualrevenue¥500K;needs¥200Kforequipmentupgrade.-CompanyB:Touristaccommodation;seasonalrevenue;requires¥150Kforshort-termworkingcapital.-CompanyC:Aquaculturefarm;stablecashflow;seeks¥300Kforexpansion.-CompanyD:Craftsmanshipbusiness;lowprofitmargins;needs¥100Kforinventoryfinancing.-CompanyE:Retailstore;irregularsales;requires¥120Kforcreditline.FinancingProducts:-Product1:Fixed-ratetermloan(upto¥500K,3-yearterm).-Product2:Revolvingcreditfacility(flexiblerepayment,idealforseasonalneeds).-Product3:Asset-basedloan(securedbyinventoryorequipment).-Product4:Microloan(upto¥200K,1-yearterm).-Product5:Subsidizedloanforruraldevelopment(lowinterest,government-backed).Questions:1.WhichproductisbestsuitedforCompanyB?A.Product1B.Product2C.Product3D.Product42.CompanyCshouldapplyforwhichproduct?A.Product1B.Product2C.Product3D.Product53.WhichcompanyismostlikelytoqualifyforProduct4?A.CompanyAB.CompanyBC.CompanyDD.CompanyE4.IfCompanyEfailstorepayitsloanontime,whichproducthasthestrictestpenaltyterms?A.Product1B.Product2C.Product3D.Product45.WhichproductwouldbemostbeneficialforCompanyD?A.Product1B.Product2C.Product3D.Product5答案與解析部分一、選詞填空1.A.satisfaction(銀行提升客戶滿意度)2.A.implement(實(shí)施培訓(xùn)計(jì)劃)3.B.f

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