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建設(shè)銀行三門峽市盧氏縣2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空(共5題,每題2分,共10分)注:以下題目選材結(jié)合銀行業(yè)務(wù)、金融政策及三門峽盧氏縣地方經(jīng)濟(jì)特色。1.Thelocalgovernmenthasimplementedseveral__________measurestoboostruralcreditservices,whichsignificantly__________thebank'smarketshareintheregion.A.innovative/expandedB.traditional/declinedC.aggressive/maintainedD.flexible/reduced2.Despitetheeconomic__________,thebank'sloanapprovalefficiencyhas__________duetodigitaltransformation.A.downturn/improvedB.boom/stagnatedC.inflation/deterioratedD.recession/stabilized3.ThenewbranchinLujiCountyaimsto__________thebank'spresencebyofferingspecializedservicesforsmallandmedium-sizedenterprises(SMEs).A.enhanceB.diminishC.replicateD.overlook4.Theregulatoryframeworkrequiresbanksto__________anti-moneylaundering(AML)compliancetopreventfinancialcrimes.A.neglectB.prioritizeC.postponeD.undermine5.Theruraldevelopmentloanprogram__________farmersbyprovidinglow-interestloansforagriculturalprojects.A.disadvantagesB.supportsC.penalizesD.excludes二、閱讀理解(共4題,每題3分,共12分)注:以下文章節(jié)選自中國(guó)人民銀行關(guān)于鄉(xiāng)村振興金融支持的政策文件,結(jié)合三門峽盧氏縣農(nóng)業(yè)經(jīng)濟(jì)特點(diǎn)。Passage:ThePeople'sBankofChinahasrecentlyreleasedguidelinestostrengthenfinancialsupportforruralrevitalization.Thepolicyemphasizestheroleofcommercialbanksinprovidingtailoredcreditsolutionsforfarmersandruralenterprises.Keymeasuresincludereducingloaninterestrates,expandingcreditlines,andpromotingdigitalbankingtoolstoimproveaccess.Localbanks,suchasBankofChinaandChinaConstructionBank,areencouragedtocollaboratewithagriculturalcooperativestostreamlineloanapplications.Thegoalistoensurethatruraleconomiesbenefitfromincreasedliquiditywhileminimizingfinancialrisks.6.Whatistheprimarypurposeofthenewpolicy?A.ToreducebankprofitsB.TopromoteruralcreditgrowthC.ToincreaseurbanloandemandD.Toregulatedigitalbanking7.WhichbanksaremostlikelytobenefitfromthepolicyinLujiCounty?A.Foreign-ownedbanksB.RuralcreditcooperativesC.CommercialbankslikeCCBD.Government-ownedfinancialinstitutions8.Whatspecificmeasureismentionedtoimproveloanaccessibility?A.HigherinterestratesB.Paper-basedapplicationsC.DigitalbankingtoolsD.Mandatorycollateral9.Whydoesthepolicyencouragecollaborationbetweenbanksandagriculturalcooperatives?A.ToincreasecompetitionB.ToreduceadministrativecostsC.ToenhanceregulatoryoversightD.Toexpandruralmarketshare三、完形填空(共5題,每題2分,共10分)注:以下文章圍繞建設(shè)銀行在盧氏縣推廣普惠金融的案例。Lastyear,ChinaConstructionBank(CCB)launchedapilotprograminLujiCountyto__________(10)financialservicestounderservedruralareas.Theinitiativefocusedonthreekeyareas:digitalpaymentinfrastructure,micro-loanprograms,andfinancialliteracytraining.By__________(11)localvillagerswithsmartphonesandinternetaccess,thebankwasableto__________(12)transactionsthatwerepreviouslyimpossibleduetogeographicbarriers.Theprogramalsoincludedworkshopstoeducatefarmersonmanagingdigitalaccountsandaccessinggovernmentsubsidies.Asaresult,thebankreporteda30%increaseinactiveruralcustomerswithinsixmonths.Thissuccesshighlightsthepotentialoftechnologyin__________(13)financialinclusion.However,challengesremain,suchasinternetconnectivityissuesinremotevillages,which__________(14)furtherimprovements.10.A.deliverB.restrictC.ignoreD.neglect11.A.teachingB.guidingC.excludingD.punishing12.A.facilitateB.hinderC.delayD.disrupt13.A.expandingB.limitingC.reducingD.eliminating14.A.requireB.discourageC.supportD.oppose四、句子改錯(cuò)(共5題,每題2分,共10分)注:以下題目考察銀行業(yè)常用英語(yǔ)表達(dá)的正確性。15.Theloanapplicantmustsubmittwophotocopiesofhispassportalongwithacertifiedcopyofhismaritalstatus.→__________16.Ourbankoffersflexiblerepaymenttermsthatcanbeadjustedtomatchtheclient'sfinancialsituation.→__________17.ThebranchmanagerisresponsibleforensuringallemployeescomplywiththeAnti-MoneyLaunderingregulations.→__________18.Ifyouhaveanyquestionsregardingthecreditapplication,pleasecontactourcustomerservicehotlineimmediately.→__________19.Thebank'sdigitalplatformenablescustomerstotransferfundsbetweenaccountswithoutanyadditionalfees.→__________五、翻譯填空(共5題,每題2分,共10分)注:以下翻譯結(jié)合銀行業(yè)務(wù)場(chǎng)景和盧氏縣地方特色。20.Pleaseensurethatallloandocumentsare__________beforesubmission.→中文:請(qǐng)確保所有貸款文件在提交前__________。21.Thebankprovides__________tosupportsmallbusinessesduringeconomicdownturns.→中文:銀行提供__________以支持中小企業(yè)在經(jīng)濟(jì)衰退期間的發(fā)展。22.OurAMLcomplianceteamworks__________todetectandpreventfinancialcrimes.→中文:我們的反洗錢合規(guī)團(tuán)隊(duì)__________地檢測(cè)和預(yù)防金融犯罪。23.Theruralcreditprogramisdesignedto__________financialresourcestofarmersinneed.→中文:農(nóng)村信貸計(jì)劃旨在__________資金給有需要的農(nóng)民。24.Customersareencouragedtouse__________forfasterandmoresecuretransactions.→中文:客戶被鼓勵(lì)使用__________進(jìn)行更快、更安全的交易。答案與解析一、選詞填空1.A.innovative/expanded-解析:第一空強(qiáng)調(diào)政府措施的創(chuàng)新性,第二空說(shuō)明措施對(duì)市場(chǎng)份額的積極作用。2.A.downturn/improved-解析:經(jīng)濟(jì)下行時(shí),銀行通過(guò)數(shù)字化轉(zhuǎn)型提升效率。3.A.enhance-解析:銀行目標(biāo)是通過(guò)新網(wǎng)點(diǎn)提升在盧氏縣的影響力。4.B.prioritize-解析:反洗錢是銀行業(yè)監(jiān)管的核心要求。5.B.supports-解析:農(nóng)村發(fā)展貸款旨在扶持農(nóng)民。二、閱讀理解6.B.Topromoteruralcreditgrowth-解析:政策核心是增加農(nóng)村信貸供給。7.C.CommercialbankslikeCCB-解析:商業(yè)銀行是政策主要受益對(duì)象。8.C.Digitalbankingtools-解析:文章明確提到數(shù)字化工具提升便利性。9.B.Toreduceadministrativecosts-解析:銀行與合作社合作可簡(jiǎn)化流程。三、完形填空10.A.deliver-解析:銀行需向農(nóng)村地區(qū)提供金融服務(wù)。11.B.guiding-解析:幫助村民使用智能手機(jī)是培訓(xùn)內(nèi)容。12.A.facilitate-解析:技術(shù)手段促進(jìn)交易便利。13.A.expanding-解析:政策目標(biāo)擴(kuò)大金融包容性。14.A.require-解析:網(wǎng)絡(luò)問(wèn)題需要進(jìn)一步改善。四、句子改錯(cuò)15.→his→her/his(性別不明確,需統(tǒng)一)16.→tha

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