建設(shè)銀行巴彥淖爾市磴口縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）閱讀以下短文，從每題所給的四個選項中選出最佳答案，填入相應(yīng)空格。Passage:TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinChina.ForbankslikeChinaConstructionBank(CCB),stayingaheadoftechnologicaltrendsiscrucialformaintainingcompetitiveness.InregionssuchasDengkouCounty,wheretheeconomyisprimarilyagriculture-based,mobilebankingsolutionsplayavitalroleinimprovingfinancialinclusion.Localcustomers,especiallyfarmers,benefitfromserviceslikeonlinebillpaymentsandfundtransfers,whichsimplifytheirdailytransactions.However,challengesremainintermsofdigitalliteracyamongtheelderly.Banksmustbalanceinnovationwithaccessibilitytoensurethatallsegmentsofthepopulationcanaccessfinancialservicesseamlessly.1.Thephrase"financiallandscape"inthefirstsentencerefersto_______.A.theeconomicstructureofthebankingsectorB.thegeographicaldistributionoffinancialinstitutionsC.thetraditionalbankingpracticesinChinaD.theimpactofdigitalizationonfinance2.Accordingtothepassage,whatisakeychallengeforCCBinDengkouCounty?A.Highinternetpenetrationamongyoungpeople.B.Limitedmobilebankingadoptionbyfarmers.C.Excessivecompetitionfromotherbanks.D.Thehighcostofdigitalinfrastructure.3.Theword"simplify"inthethirdparagraphisclosestinmeaningto_______.A.complicateB.delayC.streamlineD.automate4.Thepassagesuggeststhatbanksshould_______.A.focussolelyondigitalservices.B.prioritizetraditionalbankingmethods.C.combineinnovationwithaccessibility.D.reduceoperationsinruralareas.5.WhichofthefollowingisNOTmentionedasabenefitofmobilebanking?A.Reducedtransactionfees.B.Fasterfundtransfers.C.Improvedfinancialliteracy.D.Easierbillpayments.6.Theword"segments"inthefourthparagraphrefersto_______.A.branchesB.demographicsC.employeesD.customers7.WhatdoesthepassageimplyabouttheelderlyinDengkouCounty?A.Theyareresistanttotechnology.B.Theyaremoretech-savvythanyoungergenerations.C.Theyareunlikelytousedigitalbanking.D.Theyprefercashtransactions.8.Thephrase"stayingaheadoftechnologicaltrends"inthefirstsentencecouldberephrasedas_______.A."keepingpacewithdigitaladvancements."B."maintainingtraditionalbankingpractices."C."ignoringmodernfinancialinnovations."D."focusingonofflineservices."9.Theword"transformed"inthefirstsentenceisbestdescribedas_______.A."modernized"B."disrupted"C."stabilized"D."consolidated"10.Whatisthemainideaofthepassage?A.Digitalbankingisreplacingtraditionalbankingentirely.B.ChinaConstructionBankisleadingthewayinfinancialinnovation.C.Financialinclusioninruralareasfaceschallengesbuthaspotential.D.Mobilebankingistheonlysolutionforruraleconomies.二、閱讀理解（共5題，每題2分，共10分）閱讀以下三篇短文，根據(jù)文章內(nèi)容回答問題。Passage1:Inrecentyears,ChinaConstructionBankhasbeenactivelyinvestingingreenfinanceinitiativestosupportsustainabledevelopment.Thebankhaslaunchedseveralprogramstopromoterenewableenergyprojects,suchaswindandsolarfarms,inregionslikeInnerMongolia.Theseeffortsalignwiththecountry’scarbonneutralitygoals.Forinstance,CCBprovideda$500millionloantoalocalsolarenergycompanyinOrdos,helpingitexpanditsproductioncapacity.Thebankalsoencouragesgreenpracticesamongitsemployees,suchasreducingpaperusageandpromotingenergy-efficientofficeequipment.1.WhatistheprimarypurposeofCCB’sgreenfinanceinitiatives?A.Toincreaseprofitsthroughrenewableenergyprojects.B.Tosupportthegovernment’senvironmentalgoals.C.Toreduceitsowncarbonfootprint.D.Toattractinvestorsingreentechnology.2.WhichregionismentionedasbenefitingfromCCB’sgreenfinanceprograms?A.BeijingB.InnerMongoliaC.ShanghaiD.GuangdongPassage2:DengkouCounty,locatedinthewesternpartofBaotouCity,isknownforitsvastgrasslandsandagriculturaloutput.Thelocaleconomyheavilyreliesonagriculture,particularlywheatandcornfarming.However,climatechangehasledtomorefrequentdroughts,affectingcropyields.Toaddressthis,thegovernmenthaspartneredwithbankslikeCCBtoprovidelow-interestloansfordrought-resistantcropsandadvancedirrigationsystems.FarmersinDengkouhavealsobeentrainedinsustainablefarmingtechniquestoimproveproductivity.3.WhatisthemaineconomicchallengefacingDengkouCounty?A.OverpopulationB.WaterscarcityC.HighlaborcostsD.Limitedinfrastructure4.HowarefarmersinDengkoubeingsupported?A.Byreceivingsubsidiesdirectlyfromthegovernment.B.Throughfinancialassistanceandtraining.C.Byinvestinginurbandevelopment.D.Byreducinglandtaxes.Passage3:CustomerserviceisacornerstoneofChinaConstructionBank’sbusinessphilosophy.In磴口縣,thebankhasimplementeda"24/7onlinebanking"systemtocatertocustomerswhoworkflexiblehoursorlivefarfrombranches.Additionally,CCBhassetupmobilebankingteamstovisitruralareas,providingfinancialeducationandassistance.Thebankalsousesbigdataanalyticstopersonalizeservices,suchasofferingtailoredloanpackagesforsmallbusinesses.Thesemeasureshavesignificantlyimprovedcustomersatisfactionandloyalty.5.WhathasCCBdonetoenhancecustomerserviceinruralareas?A.Increasedbranchconstruction.B.Deployedmobilebankingunits.C.Reducedonlinebankinghours.D.Focusedsolelyonurbancustomers.三、完形填空（共10題，每題1分，共10分）閱讀以下短文，選擇最佳答案填空。ThebankingsectorinChinahasundergonesignificantchangesinthepastdecade.Withtheriseofdigitaltechnologies,traditionalbankslikeChinaConstructionBankhavehadtoadapttostaycompetitive.InregionssuchasDengkouCounty,wheretheeconomyispredominantlyagricultural,banksfaceuniquechallenges.Forexample,manyfarmerslackaccesstocreditduetoinsufficientcollateral.Toaddressthis,CCBhasintroducedinnovativesolutions,suchasagriculturalinsuranceandmicro-loans.Theseprogramshavehelpedsmall-scalefarmerssecurefundsfortheirbusinesses.6.Theword"undergone"inthefirstsentenceisclosestinmeaningto_______.A.experiencedB.ignoredC.avoidedD.resisted7.WhatisamajorchallengeforbanksinDengkouCounty?A.Highdemandforurbanbankingservices.B.Limitedaccesstodigitalbankinginfrastructure.C.Insufficientcollateralforfarmers.D.Excessivecompetitionfromforeignbanks.8.Thephrase"innovativesolutions"refersto_______.A.traditionalbankingpractices.B.newapproachestofinancialservices.C.governmentsubsidies.D.foreigninvestment.9.Howhavesmall-scalefarmersbenefitedfromCCB’sprograms?A.Theyhavereceivedfreeland.B.Theyhavegainedaccesstocredit.C.Theyhavebeenforcedtoselltheirfarms.D.Theyhavebeenencouragedtomigratetocities.10.Whatisthemainmessageofthepassage?A.Digitalbankingisreplacingtraditionalbankingentirely.B.FarmersinDengkouCountydonotneedfinancialsupport.C.ChinaConstructionBankisaddressingruralfinancialchallenges.D.TheChinesebankingsectorisfailingtoadapttochanges.四、翻譯（共5題，每題2分，共10分）將以下句子翻譯成英語。1.中國建設(shè)銀行致力于推動綠色金融，以支持可持續(xù)發(fā)展。2.磴口縣的經(jīng)濟(jì)主要依賴農(nóng)業(yè)，但氣候變化帶來了新的挑戰(zhàn)。3.數(shù)字化轉(zhuǎn)型對銀行業(yè)提出了更高的要求，銀行需要不斷創(chuàng)新。4.客戶服務(wù)是建設(shè)銀行的立行之本，我們將始終以客戶為中心。5.通過提供低息貸款和農(nóng)業(yè)保險，建設(shè)銀行為農(nóng)民提供了強(qiáng)有力的支持。答案及解析一、選詞填空1.A.theeconomicstructureofthebankingsector解析：文章第一句提到“financiallandscape”，結(jié)合上下文指銀行業(yè)的經(jīng)濟(jì)結(jié)構(gòu)。2.B.limitedmobilebankingadoptionbyfarmers解析：第三段指出農(nóng)民受益于移動銀行，但第四段提到老年人數(shù)字素養(yǎng)低，暗示農(nóng)村地區(qū)移動銀行普及不足。3.C.streamline解析：“simplify”意為簡化，與“streamline”（精簡）意思相近。4.C.combineinnovationwithaccessibility解析：第四段明確指出銀行應(yīng)平衡創(chuàng)新與可及性。5.C.improvedfinancialliteracy解析：文章未提及移動銀行能提升金融素養(yǎng)。6.B.demographics解析：“segments”指不同人群，即人口統(tǒng)計學(xué)上的細(xì)分群體。7.C.Theyareunlikelytousedigitalbanking解析：第四段提到老年人數(shù)字素養(yǎng)低，暗示他們可能不使用數(shù)字銀行。8.A."keepingpacewithdigitaladvancements."解析：與“stayingaheadoftechnologicaltrends”意思相近。9.B."disrupted"解析：“transformed”在此指數(shù)字化對金融行業(yè)的顛覆性影響。10.C.Financialinclusioninruralareasfaceschallengesbuthaspotential解析：文章主要討論農(nóng)村金融包容性面臨的挑戰(zhàn)及解決方案。二、閱讀理解1.B.Tosupportthegovernment’senvironmentalgoals解析：文章第二段明確提到CCB的綠色金融支持國家碳中和目標(biāo)。2.B.InnerMongolia解析：第二段提到CCB在內(nèi)蒙古支持可再生能源項目。3.B.Waterscarcity解析：第三段指出氣候變化導(dǎo)致干旱，影響農(nóng)作物產(chǎn)量。4.B.Throughfinancialassistanceandtraining解析：第三段提到政府與CCB合作提供貸款和培訓(xùn)。5.B.Deployedmobilebankingunits解析：第四段提到CCB在鄉(xiāng)村派駐移動銀行團(tuán)隊。三、完形填空6.A.experienced解析：“undergonechanges”意為經(jīng)