中信銀行江門市鶴山市2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分，總分10分）題目要求：從下列選項(xiàng)中選出最適合填入空格的單詞，完成句子。1.ThenewbranchinHeshanaimsto______localbusinessesbyofferingtailoredfinancialservices.A.supportB.attractC.limitD.compete2.Duetoregulatorychanges,thebankhas______itsloanapprovalprocesstoreducerisks.A.simplifiedB.complicatedC.expandedD.delayed3.Ourteamneedstoimproveits______tomeetthegrowingdemandfordigitalbankingsolutions.A.efficiencyB.flexibilityC.creativityD.patience4.Theannualfinancialreporthighlightsthebank’s______inruralcreditservices.A.decreaseB.increaseC.failureD.stagnation5.Customersareincreasinglyusingmobileappsto______transactions,reflectingtheshifttowardonlinebanking.A.handleB.ignoreC.postponeD.avoid6.Thebank’sCSRprogramfocuseson______environmentalsustainabilityinthelocalcommunity.A.promotingB.damagingC.ignoringD.reducing7.Theeconomicdownturnhas______thebank’sprofits,butthemanagementremainsoptimistic.A.boostedB.declinedC.stabilizedD.diversified8.Toenhancecustomersatisfaction,thebranchhas______a24/7servicehotline.A.introducedB.removedC.expandedD.reduced9.Themergerwill______thebank’smarketshareintheGuangdongregion.A.weakenB.strengthenC.decreaseD.isolate10.TheHRdepartmentis______hiringforthenewpositioninHeshantoensuretimelyoperations.A.acceleratingB.slowingC.postponingD.delaying第二部分：閱讀理解（共5題，每題2分，總分10分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:TheChinesebankingsectorhasbeenundergoingsignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.TraditionalbankslikeChinaCITICBankareincreasinglyadoptingdigitalsolutionstoimproveserviceefficiency.Forinstance,thebankinHeshancityhaslaunchedamobilebankingappthatallowscustomerstotransferfunds,paybills,andapplyforloansseamlessly.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideamongelderlycustomers.Thegovernmenthasalsointroducedpoliciestoencouragebankstoexpandfinancialservicesinruralareas,whereaccesstobankinginfrastructureislimited.1.Whatisthemainfocusofthepassage?A.ThehistoryofChinaCITICBank.B.Theimpactoftechnologyonbankingservices.C.Governmentpoliciesonruralbanking.D.Thechallengesofdigitalbanking.2.Accordingtothepassage,whatproblemdoesthemobileappsolve?A.Itreducestheneedforphysicalbranches.B.Itimprovesfundtransferefficiency.C.Ittargetsonlyyoungcustomers.D.Itincreasesloanapprovalrates.3.Whatdoesthegovernmentaimtoachievewithitspolicies?A.Tolimitbankingservicesinruralareas.B.Topromotedigitalbankingadoption.C.Toreducethenumberofbankbranches.D.Todiscourageelderlycustomersfromusingapps.4.Whatisakeychallengementionedinthepassage?A.Highoperatingcosts.B.Datasecurityrisks.C.Limitedgovernmentsupport.D.Fewercustomersinruralareas.5.Theword"transformations"inthefirstsentencecouldbestbereplacedby:A.DevelopmentsB.DisruptionsC.ReformsD.Changes第三部分：完形填空（共10題，每題1分，總分10分）題目要求：從下列選項(xiàng)中選出最適合填入空格的單詞，完成段落。Lastyear,theChinaCITICBankbranchinHeshan______apilotprogramtopromotefinancialliteracyamonglocalresidents.Theprogram______incommunitycenters,schools,andsmallbusinesses.Participantslearnedaboutbudgeting,saving,andtheimportanceofcreditscores.Theinitiativewas______bythelocalgovernmentandhasbeen______tootherregions.However,somecustomers______skepticalabouttheprogram’seffectiveness.Thebankplansto______itsapproachbyaddingmoreinteractivesessionsandpartnershipswithfinancialadvisors.Withthesuccessofthisprogram,HeshanisnowconsideredamodelforfinancialeducationinruralChina.1.A.launchedB.delayedC.ignoredD.canceled2.A.tookB.occurredC.happenedD.held3.A.supportedB.criticizedC.ignoredD.opposed4.A.expandedB.reducedC.limitedD.expanded5.A.remainB.wereC.hadbeenD.willbe6.A.improveB.changeC.simplifyD.reduce7.A.programB.planC.strategyD.method8.A.successB.failureC.responseD.result9.A.recognizedB.rejectedC.ignoredD.denied10.A.thecityB.theregionC.thebranchD.thegovernment第四部分：翻譯（共5題，每題2分，總分10分）題目要求：將下列中文句子翻譯成英文。1.中國信合銀行江門鶴山分行致力于提升本地企業(yè)的金融服務(wù)水平。2.隨著金融科技的快速發(fā)展，銀行需要加強(qiáng)員工的技術(shù)培訓(xùn)。3.政府鼓勵銀行加大對農(nóng)村地區(qū)的信貸支持力度。4.該銀行通過推出新的理財(cái)產(chǎn)品，成功吸引了更多年輕客戶。5.為了確保合規(guī)性，所有員工必須參加定期的法律培訓(xùn)。答案及解析第一部分：選詞填空1.A.support-解析：銀行的目標(biāo)是支持本地企業(yè)，因此“support”最符合語境。2.A.simplified-解析：監(jiān)管變化促使銀行簡化貸款審批流程以降低風(fēng)險(xiǎn)，“simplified”最合適。3.A.efficiency-解析：句子強(qiáng)調(diào)提升團(tuán)隊(duì)效率以滿足數(shù)字銀行需求，“efficiency”最貼切。4.B.increase-解析：報(bào)告突出銀行在農(nóng)村信貸服務(wù)的增長，“increase”符合文意。5.A.handle-解析：客戶通過手機(jī)處理交易，體現(xiàn)線上化趨勢，“handle”最準(zhǔn)確。6.A.promoting-解析：CSR項(xiàng)目關(guān)注環(huán)保，“promoting”表示推動可持續(xù)發(fā)展。7.B.declined-解析：經(jīng)濟(jì)下行導(dǎo)致銀行利潤下降，“declined”最符合語境。8.A.introduced-解析：銀行推出24小時熱線以提升客戶滿意度，“introduced”最合適。9.B.strengthen-解析：合并將增強(qiáng)銀行在廣東的市場份額，“strengthen”最貼切。10.A.accelerating-解析：HR加速招聘以確保運(yùn)營，“accelerating”符合文意。第二部分：閱讀理解1.B.Theimpactoftechnologyonbankingservices.-解析：全文圍繞技術(shù)對銀行業(yè)的影響展開。2.B.Itimprovesfundtransferefficiency.-解析：文中明確提到移動APP便于轉(zhuǎn)賬。3.B.Topromotedigitalbankingadoption.-解析：政府政策旨在推動數(shù)字銀行發(fā)展。4.B.Datasecurityrisks.-解析：文中提到數(shù)據(jù)安全是挑戰(zhàn)之一。5.D.Changes-解析：“Transformations”在此指銀行業(yè)的變化。第三部分：完形填空1.A.launched2.D.held3.A.supported4.A.expanded5.A.remain6.B.change7.C.strategy8.A.success9.A.recognized10.B.theregion-解析：1.銀行“l(fā)aunch”試點(diǎn)項(xiàng)目。2.項(xiàng)目在“communitycenters”等地“held”。3.項(xiàng)目“supported”且已“expanded”。4.部分