民生銀行汕頭市潮南區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，共10分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選出一個(gè)最佳答案填入空白處，使短文意思完整、通順。TheRiseofDigitalBankinginSouthernChinaDigitalbankinghasbecomeatransformativeforceinthefinancialsector,especiallyinregionslikeShantouChao'an.Withtherapiddevelopmentof5Gtechnology,localbankssuchasMinshengBankareleveraginginnovativesolutionstoenhancecustomerservice.TheintegrationofAI-drivenplatformsandmobilebankingappshasnotonlyimprovedefficiencybutalsoexpandedmarketreach.However,challengessuchascybersecurityrisksanddigitalliteracygapsremainsignificant.Toaddresstheseissues,MinshengBankhaslaunchedworkshopsandonlinetutorialstailoredforsmallandmedium-sizedenterprises(SMEs)intheChao'anDistrict.Theseinitiativesaimtofostercollaborationbetweentraditionalbankinganddigitaladvancements,ensuringfinancialinclusivityforall.1.A.citiesB.provincesC.districtsD.regions2.A.becauseB.althoughC.thereforeD.since3.A.processesB.systemsC.methodsD.tools4.A.adoptingB.implementingC.utilizingD.integrating5.A.concernsB.obstaclesC.opportunitiesD.challenges6.A.includingB.coveringC.involvingD.encompassing7.A.programsB.plansC.initiativesD.strategies8.A.targetB.focusC.aimD.direct9.A.businessesB.enterprisesC.organizationsD.firms10.A.accessB.exposureC.engagementD.adoption二、閱讀理解（共5題，每題2分，共10分）題目：閱讀以下三篇短文，每篇短文后有2-3個(gè)問(wèn)題。根據(jù)短文內(nèi)容，從每題所給的四個(gè)選項(xiàng)中選出一個(gè)最佳答案。Passage1TheImportanceofFinancialLiteracyinCoastalCitiesCoastalregionslikeShantoufaceuniqueeconomicchallenges,includingtourismfluctuationsandfishery-dependentlivelihoods.Financialliteracyprogramshaveemergedasacriticaltooltoempowerlocalcommunities.Forinstance,MinshengBankcollaborateswithChao'an’sEducationBureautoofferworkshopsonpersonalbudgetingandmicrofinance.Theseprogramshaveshowna30%increaseinloanrepaymentratesamongsmallfishermancooperatives.Expertsarguethatsuchinitiativesnotonlyreducedebtrisksbutalsopromotesustainableentrepreneurship.1.Whatisthemainpurposeofthepassage?A.Tohighlighttheeconomicchallengesofcoastalcities.B.Topromotefinancialliteracyprogramsincoastalregions.C.Tocriticizethelackoffinancialsupportforsmallbusinesses.D.Tosuggestsolutionsfortourism-relatedeconomicinstability.2.Accordingtothepassage,whathasbeentheimpactoftheworkshops?A.Theyhavereducedtourismrevenue.B.Theyhaveimprovedloanrepaymentrates.C.Theyhaveincreasedfisherydependency.D.Theyhaveledtohigherdebtlevelsamongfishermen.Passage2MinshengBank’sGreenFinanceInitiativesinChao'anAspartofitscorporatesocialresponsibility(CSR)goals,MinshengBankhaslaunchedgreenfinanceprojectsinChao'anDistrict.Thebankhasinvested$50millioninrenewableenergyprojects,includingsolarfarmsandwindenergyfacilities.Theseinvestmentshavenotonlyreducedcarbonemissionsby20%butalsocreated200jobsinthelocalarea.Thebank’s“GreenLoanProgram”providespreferentialinterestratesforenvironmentallyfriendlybusinesses,encouragingsustainablepractices.3.WhatistheprimaryfocusofMinshengBank’sinitiatives?A.Tomaximizeprofitsthroughrenewableenergyinvestments.B.TopromotesustainabledevelopmentinChao'an.C.Toreduceitsownoperationalcosts.D.Tocompetewithothergreenfinancefirms.4.Whathasbeentheoutcomeoftheseinvestments?A.Highercarbonemissions.B.Joblossesinthelocaleconomy.C.Reductionincarbonemissionsandjobcreation.D.Increaseddependencyonfossilfuels.Passage3TheRoleofMobileBankinginRuralAreasInruralareaslikeChao'an,accesstotraditionalbankingserviceshaslongbeenlimited.MinshengBankhasaddressedthisissuebyintroducingmobilebankingsolutionstailoredforfarmers.The“AgriculturalFinanceApp”allowsuserstotransferfunds,paybills,andapplyforloanswithjustafewtaps.ThisinnovationhasdoubledthenumberofactivebankaccountsintheChao'ancountryside.However,challengessuchassmartphonepenetrationanddigitalliteracyremain,requiringfurthersupportfromthebank.5.WhatisthemainbenefitoftheAgriculturalFinanceApp?A.Itreducestheneedforphysicalbankbranches.B.Itincreasesagriculturalproductivity.C.Itimprovesfinancialaccessforruralresidents.D.Itlowersbankingfeesforfarmers.三、完形填空（共10題，每題1分，共10分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選出一個(gè)最佳答案填入空白處。BridgingtheDigitalDivideinChao'anTherapidgrowthofdigitalbankinghastransformedthefinanciallandscapeinShantouChao'an,butdisparitiesremain.Manyelderlycitizensandlow-incomefamiliesstillstrugglewithonlinetransactions.Tobridgethisgap,MinshengBankhasestablished“DigitalBankingHelpCenters”inChao'an’sruralareas.Trainedvolunteersprovideone-on-oneguidanceonmobilebankingapps,ATMusage,andonlinebillpayments.Theprogramhasbeensosuccessfulthatlocalgovernmentagencieshavepartneredwiththebanktoexpandcoveragetoothercoastalregions.6.A.growthB.declineC.stagnationD.collapse7.A.despiteB.becauseofC.asaresultofD.inspiteof8.A.populationsB.communitiesC.familiesD.groups9.A.simpleB.complexC.advancedD.basic10.A.setupB.establishedC.createdD.built四、翻譯填空（共5題，每題2分，共10分）題目：閱讀以下短文，將劃線部分的句子翻譯成中文，并填入答題卡。Chao'an’sEconomicDevelopmentChao'an,adistrictinShantou,hasseenremarkableeconomicprogressinrecentyears.Thelocalgovernmenthasprioritizedinfrastructuredevelopment,includinghigh-speedrailandportexpansions.Theseinvestmentshavenotonlyboostedtradebutalsoattractedforeigninvestors.Additionally,theMinshengBankhasplayedapivotalrolebyofferingfinancialsupporttosmallandmedium-sizedenterprises(SMEs).Thedistrict’sGDPhasincreasedby15%annually,makingitakeydriverofsouthernChina’seconomicgrowth.1.劃線句子1：TheintegrationofAI-drivenplatformsandmobilebankingappshasnotonlyimprovedefficiencybutalsoexpandedmarketreach.翻譯：_________________________2.劃線句子2：Theseinitiativesaimtofostercollaborationbetweentraditionalbankinganddigitaladvancements,ensuringfinancialinclusivityforall.翻譯：_________________________3.劃線句子3：Thebank’s“GreenLoanProgram”providespreferentialinterestratesforenvironmentallyfriendlybusinesses,encouragingsustainablepractices.翻譯：_________________________4.劃線句子4：The“AgriculturalFinanceApp”allowsuserstotransferfunds,paybills,andapplyforloanswithjustafewtaps.翻譯：_________________________5.劃線句子5：Trainedvolunteersprovideone-on-oneguidanceonmobilebankingapps,ATMusage,andonlinebillpayments.翻譯：_________________________答案及解析一、選詞填空1.C.districts(ShantouChao'anisadistrict,notacityorprovince.)2.B.although(Thesentencehighlightsacontrastbetweendigitalbanking’sbenefitsandchallenges.)3.B.systems(AI-drivenplatformsandmobilebankingappsaresystems,notprocessesortools.)4.D.integrating(Thebankiscombiningdigitalsolutionswithtraditionalbanking.)5.D.challenges(Cybersecurityrisksanddigitalliteracygapsarechallenges.)6.A.including(TheinitiativestargetSMEs,amongothergroups.)7.C.initiatives(Workshopsandtutorialsareinitiativestoimprovedigitalliteracy.)8.C.aim(Theinitiativesaimtofostercollaboration.)9.B.enterprises(SMEsareatypeofenterprise.)10.A.access(Thegoalistoprovidefinancialaccesstoall.)二、閱讀理解Passage11.B.Topromotefinancialliteracyprogramsincoastalregions.(Thepassagefocusesontheimportanceoffinancialliteracyincoastalareas.)2.B.Theyhaveimprovedloanrepaymentrates.(Thepassagestatesa30%increaseinloanrepaymentrates.)Passage23.B.Topromotesustainabledev