招商銀行連云港市連云區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）要求從每題選項(xiàng)中選擇最合適的單詞填入空格，使句子意思完整、準(zhǔn)確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.supported2.Toenhancecustomersatisfaction,thebankplansto______morepersonalizedfinancialservicesbasedonbigdataanalysis.A.introduceB.ignoreC.reduceD.eliminate3.ThenewbranchinLianyungangaimsto______localbusinessesbyofferingtailoredfinancingsolutions.A.attractB.discourageC.limitD.neglect4.Effectivecommunicationis______forbuildingtrustbetweenthebankanditsclients.A.unnecessaryB.optionalC.essentialD.optional5.Thecompliancedepartmentensuresthatallbankingoperations______withregulatoryrequirements.A.conflictB.complyC.differD.violate二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，根據(jù)文意回答問(wèn)題。Passage:Theriseoffintechhastransformedthebankingsectorglobally.TraditionalbankslikeChinaMerchantsBankarenowcompetingwithtechcompanieslikeAntGroupinthedigitalfinancemarket.Tostayrelevant,theymustinnovatequicklywhilemaintainingstrictriskcontrol.TheChinesegovernmenthasalsointroducedpoliciestosupportthehealthydevelopmentofthefintechindustry,emphasizingtheimportanceoffinancialstability.6.Whatisthemainchallengefacedbytraditionalbanksinthedigitalera?A.LackofgovernmentsupportB.DifficultyinadaptingtonewtechnologiesC.ExcessivecompetitionfromtechfirmsD.Poorcustomerservice7.Accordingtothepassage,whichofthefollowingisapriorityforChinesebanks?A.ExpandingoperationswithoutregulationB.BalancinginnovationwithriskcontrolC.EliminatingfintechcompetitorsD.Ignoringgovernmentpolicies8.Whatroledoesthegovernmentplayinthefintechindustry?A.Itcompletelyprohibitsfintechdevelopment.B.Itencouragesinnovationwhileensuringstability.C.Itfavorstraditionalbanksoverfintechcompanies.D.Itignorestheindustry'sgrowth.9.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A.damagedB.changedC.supportedD.ignored三、句子改錯(cuò)（共5題，每題2分，共10分）找出每句中的錯(cuò)誤并改正。10.Thebank’snewmobileappwillallowcustomerstotransfermoneyeasilyandfast.-Error:______-Correction:______11.Ifyouhaveanyquestions,pleasecontactthebranchmanagerdirectlyoremailtothem.-Error:______-Correction:______12.Thefinancialanalystmustreviewthereportbeforesubmitittotheboard.-Error:______-Correction:______13.Werecommendthatemployeesattendthetrainingsessiontoimprovetheirskills.-Error:______-Correction:______14.Thebranchhasbeenopenforthreeyearsandstillgrowingsteadily.-Error:______-Correction:______四、完形填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的選項(xiàng)填入空格。Lastyear,ChinaMerchantsBanklaunchedanewloyaltyprogramto______(15)customerretention.Theprogramoffersrewardssuchascashback,discounts,andexclusivefinancialproducts.Accordingtoarecentsurvey,70%ofparticipantsreportedincreasedsatisfactionafterjoiningtheprogram.Thebankalso______(16)toexpandittomoreregionsthisyear.However,somecriticsarguethatsuchprogramsmay______(17)operationalcosts.Thebank’smanagementbelievesthatthelong-termbenefitsoutweighthechallenges.15.A.improveB.ignoreC.reduceD.threaten16.A.plansB.refusesC.deniesD.expects17.A.increaseB.decreaseC.eliminateD.control五、翻譯填空（共5題，每題2分，共10分）將括號(hào)中的英文翻譯成中文，填入橫線處。18.Thebank’sriskmanagementteamisresponsiblefor______(ensuring)compliancewithanti-moneylaunderinglaws.19.Toattractmoreyoungcustomers,thebranchwill______(introduce)anewcryptocurrencytradingservice.20.Theannualfinancialreportmustbe______(submitted)totheregulatoryauthoritybytheendofJune.21.Thebranchmanageremphasizedtheimportanceof______(maintaining)goodrelationshipswithlocalbusinesses.22.Thebank’sdigitalstrategyaimsto______(enhance)customerexperiencethroughAIandbigdata.六、邏輯推理（共5題，每題2分，共10分）根據(jù)題干信息，選擇最合理的結(jié)論。23.Ifthebank’sprofitmarginincreases,itwilllikelyinvestmoreintechnology.Whichofthefollowingisapossibleassumption?A.Thebankhassufficientfunds.B.Technologycostsarehigh.C.Employeesresistnewsystems.D.Competitorsarenotinvestingintech.24.Thebranch’scustomerserviceratingimprovedafterthenewtrainingprogramwasimplemented.Whatdoesthissuggest?A.Thetrainingprogramwasineffective.B.Customersatisfactionisdirectlylinkedtotraining.C.Theoldtrainingwasbetterthanthenewone.D.Thebranchhadpoorservicebeforetheprogram.25.Ifthebankdecidestoexpanditsloanportfolio,itmustfirstassesscreditrisks.Whatisthemostlogicalnextstep?A.Increaseinterestrates.B.Hiremoreloanofficers.C.Reduceloanapprovallimits.D.Ignoremarkettrends.26.Thefintechsectorisgrowingfasterthantraditionalbanking.Whatdoesthisimplyforbanks?A.Theyshouldshutdownoperations.B.Theyneedtoinnovatetocompete.C.Fintechisirrelevanttobanking.D.Traditionalbanksaresuperior.27.Ifthebank’smobileappisupdated,usersmayexperiencetemporaryissues.Whatisthemostreasonableresponse?A.Denytheproblemsexist.B.Delaytheupdate.C.Communicatewithuserstomanageexpectations.D.Ignorefeedbackfromusers.七、詞匯辨析（共5題，每題2分，共10分）選擇與劃線詞意思最接近的選項(xiàng)。28."Compliance"refersto:A.ConflictB.AdherenceC.InnovationD.Elimination29."Steadily"means:A.RandomlyB.GraduallyC.SuddenlyD.Unpredictably30."Tailored"implies:A.GeneralizedB.CustomizedC.StandardizedD.Unnecessary31."Competing"suggests:A.CooperatingB.CollaboratingC.RivalingD.Ignoring32."Transformed"indicates:A.RuinedB.ChangedC.SupportedD.Ignored答案與解析一、選詞填空1.A.revolutionized-解析：Digitalbankinghasbroughtsignificantchanges,so"revolutionized"fitsbest.2.A.introduce-解析：Thebankaimstooffernewservices,making"introduce"thecorrectchoice.3.A.attract-解析：Thebranchwantstobringinlocalbusinesses,so"attract"isappropriate.4.C.essential-解析：Trustrequireseffectivecommunication,making"essential"thebestfit.5.B.comply-解析：Thedepartmentensuresadherencetorules,so"comply"iscorrect.二、閱讀理解6.B.Difficultyinadaptingtonewtechnologies-解析：Thepassagementionstraditionalbanksneedtoinnovate,implyingtheystrugglewithit.7.B.Balancinginnovationwithriskcontrol-解析：Thetexthighlightstheneedtomanageinnovationandstability.8.B.Itencouragesinnovationwhileensuringstability.-解析：Thegovernmentsupportsfintechbutemphasizesfinancialsecurity.9.B.changed-解析："Transformed"means"changed,"asfintechhasalteredtheind