興業(yè)銀行淮安市清江浦區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.ThebankingsectorinHuai'anisexpectedtogrow__________thenextdecadeduetoincreasedeconomicactivity.A)forB)onC)inD)over2.Ourcompanyis__________toexpanditsbranchnetworkinQingjiangDistrict,JiangsuProvince.A)planningB)plannedC)planD)plans3.Thenewfinancialregulationswill__________compliancerequirementsforlocalbanks.A)raisedB)raiseC)raisesD)raising4.Employeesmust__________ahighlevelofprofessionalismtomeetclientexpectationsinthebankingindustry.A)maintainsB)maintainedC)maintainD)maintaining5.Themergerbetweentwolocalbanks__________significantchangestothemarketstructure.A)broughtB)bringsC)bringD)broughts6.Thebank’sdigitaltransformationstrategyaimsto__________operationalefficiency.A)improveB)improvingC)improvesD)improved7.Theloanapplicationwas__________duetoincompletedocumentation.A)rejectedB)rejectC)rejectsD)rejecting8.Thebranchmanageremphasizedtheimportanceof__________customerservicestandards.A)meetingB)meetsC)meetD)met9.Theeconomicdownturnhas__________creditriskintheregionalbankingsector.A)increasedB)increasesC)increaseD)increasing10.Thebank’sriskmanagementteamwill__________thenewpolicyinthenextquarter.A)reviewB)reviewsC)reviewedD)reviewing二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandchoosethebestanswerforeachquestion.Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryinChina.Traditionalbanksarenowintegratingdigitalsolutionstoenhancecustomerexperienceandstreamlineoperations.Forinstance,mobilebankingappshavebecomeessentialtoolsforclientstomanagetheirfinances.Meanwhile,artificialintelligence(AI)isbeingusedtodetectfraudulenttransactionsmoreefficiently.However,challengesremain,suchasdatasecurityandregulatorycompliance.LocalbanksinHuai'an,JiangsuProvince,areactivelyadoptingthesetechnologiestostaycompetitive.Thegovernmenthasalsosupportedthegrowthofthefintechsectorbyofferingincentivesforinnovation.1.Whatisthemainfocusofthepassage?A)ThehistoryoffintechinChina.B)Theimpactoffintechontraditionalbanking.C)Governmentpoliciesonfintech.D)ThechallengesofusingAIinbanking.2.Accordingtothepassage,whathasbecomeessentialforclients?A)Banktellers.B)Physicalbranches.C)Mobilebankingapps.D)Traditionalfinancialservices.3.Whichofthefollowingisachallengementionedinthepassage?A)Highcustomersatisfaction.B)Datasecurity.C)Governmentsupport.D)Operationalefficiency.4.HowarelocalbanksinHuai'anrespondingtofintechtrends?A)Theyareignoringfintech.B)Theyareslowlyadoptingit.C)Theyareactivelyintegratingit.D)Theyarerelyingongovernmentsubsidies.5.Whatdoesthepassagesuggestaboutthefutureoffintech?A)Itwillreplacetraditionalbankingentirely.B)Itwillfacefewchallenges.C)Itwillcontinuetogrowwithsupport.D)Itwilldeclineduetoregulatoryissues.三、句子改錯(cuò)（共5題，每題2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’sprofitabilitydependsoncustomerretentionandeffectiveriskmanagement.→(Noerror)2.Iftheeconomicconditionsimprove,theloanapprovalrateswillincrease.→(Noerror)3.Thenewcreditpolicywasimplementedinordertoreducetheamountofbaddebts.→(Noerror)4.Employeesarerequiredtosubmittheirexpensereportswithinthreedaysofthetrip.→(Noerror)5.Thebranchmanagerwillreviewtheloanapplicationsaftertheyhavebeensubmitted.→(Noerror)四、完形填空（共10題，每題1分）directions:Fillintheblankswiththebestwordfromtheoptions.ThebankingsectorinHuai'anhas__________(6)overthepastfewyears,drivenbyincreaseddemandforfinancialservices.Localbankshave__________(7)digitalbankingsolutionsto__________(8)customersatisfaction.Forexample,onlinebankingplatformshave__________(9)popularamongyoungprofessionals.Additionally,thebank’s__________(10)teamhas__________(11)strictmeasuresto__________(12)fraud.Theseeffortshave__________(13)thebank’sreputationintheregion.However,challengessuchas__________(14)competitionandregulatorychangesstillexist.Thebank’smanagementis__________(15)toaddresstheseissuesto__________(16)sustainablegrowth.6.A)improvedB)improvingC)improvesD)improved7.A)adoptedB)adoptingC)adoptD)adopteds8.A)increaseB)increasedC)increasesD)increasing9.A)becameB)becomesC)becomeD)becoming10.A)riskB)risksC)riskedD)risking11.A)implementedB)implementingC)implementD)implements12.A)preventB)preventsC)preventedD)preventing13.A)enhancedB)enhancesC)enhanceD)enhancing14.A)intensifyingB)intensifiesC)intensityD)intensified15.A)committedB)commitsC)commitD)committing16.A)achieveB)achievesC)achievingD)achieve五、翻譯填空（共5題，每題2分）directions:TranslatetheChinesesentencesintoEnglish.1.為了提高服務(wù)效率，銀行引入了自動(dòng)化流程?！鶷oimproveserviceefficiency,thebank__________automatedprocesses.2.客戶(hù)滿(mǎn)意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)?！鶦ustomersatisfactionisakeymetricfor__________bankingservicequality.3.新的監(jiān)管政策對(duì)貸款審批流程產(chǎn)生了重大影響?！鶷henewregulatorypolicyhas__________asignificantimpactontheloanapprovalprocess.4.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理以應(yīng)對(duì)市場(chǎng)波動(dòng)?！鶥anksneedto__________riskmanagementtocopewithmarketfluctuations.5.數(shù)字化轉(zhuǎn)型是銀行保持競(jìng)爭(zhēng)力的關(guān)鍵。→Digitaltransformationis__________forbankstoremaincompetitive.答案及解析一、選詞填空1.D)over解析：overthenextdecade表示“在接下來(lái)的十年里”。2.A)planning解析：thecompanyisplanningtodosth.為固定搭配，表示“公司計(jì)劃做某事”。3.B)raise解析：regulationswillraiserequirements為一般現(xiàn)在時(shí)的被動(dòng)語(yǔ)態(tài)。4.C)maintain解析：employeesmustmaintainahighlevelofprofessionalism為情態(tài)動(dòng)詞+動(dòng)詞原形。5.A)brought解析：themergerbetweentwobanksbroughtchanges為一般過(guò)去時(shí)。6.A)improve解析：thestrategyaimstoimproveefficiency為一般現(xiàn)在時(shí)。7.A)rejected解析：theloanapplicationwasrejected為一般過(guò)去時(shí)的被動(dòng)語(yǔ)態(tài)。8.A)meeting解析：emphasizedtheimportanceofmeetingstandards為固定搭配。9.A)increased解析：thedownturnhasincreasedcreditrisk為一般現(xiàn)在時(shí)的主動(dòng)語(yǔ)態(tài)。10.A)review解析：theteamwillreviewthepolicy為一般將來(lái)時(shí)。二、閱讀理解1.B)Theimpactoffintechontraditionalbanking.解析：全文主要討論fintech如何改變傳統(tǒng)銀行業(yè)務(wù)。2.C)Mobilebankingapps.解析：文中提到“mobilebankingappshavebecomeessentialtoolsforclients.”3.B)Datasecurity.解析：文中提到“challengessuchasdatasecurityandregulatorycompliance.”4.C)Theyareactivelyintegratingit.解析：文中提到“l(fā)ocalbanksinHuai'anareactivelyadoptingthesetechnologies.”5.C)Itwillcontinuetogrowwithsupport.解析：文中提到“thegovernmenthassupported