光大銀行寧波市鎮(zhèn)海區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從每題所給的四個選項中，選擇一個最佳答案填入空格，使句子意思完整、語法正確。1.TheeconomicdevelopmentinZhejiangProvincehasbeen__________bytherapidgrowthoftheinternetindustry.A.boostedB.challengedC.influencedD.supported2.Asafinancialinstitution,ChinaEverbrightBankneedsto__________strictcompliancewithnationalregulationstomaintainitsreputation.A.emphasizeB.overlookC.adheretoD.ignore3.ThenewbranchinZhenhaiDistrictisexpectedto__________localbusinessesbyprovidingmoreconvenientbankingservices.A.benefitB.harmC.competewithD.replace4.Thebank’sdigitaltransformationstrategyaimsto__________customerexperiencethroughinnovativetechnologies.A.improveB.degradeC.neglectD.minimize5.Theloanapplicationformrequiresapplicantstoprovide__________personalfinancialinformationforverification.A.limitedB.confidentialC.publicD.unnecessary6.Thelocalgovernmenthas__________policiestoattractmoreforeigninvestmentintotheZhenhaiindustrialzone.A.implementedB.ignoredC.rejectedD.postponed7.Thebank’sriskmanagementteammust__________potentialfinancialriskstoensurestableoperations.A.ignoreB.assessC.delayD.overlook8.Theannualfinancialreportshould__________detaileddataonthebank’sperformanceinZhejiangandNingbo.A.excludeB.includeC.omitD.delete9.Themobilebankingapphasbeen__________toenhancesecurityfeaturesforonlinetransactions.A.updatedB.outdatedC.neglectedD.abandoned10.ThebankingsectorinChinais__________bystrictregulatoryframeworkstoprotectconsumers.A.supportedB.constrainedC.encouragedD.influenced二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，然后根據(jù)短文內容選擇最佳答案。Passage1TheriseoffintechhastransformedthebankingindustryinChina.TraditionalbankslikeChinaEverbrightBankareadaptingtothisdigitalwavebyintegratingadvancedtechnologiessuchasartificialintelligenceandblockchain.Forinstance,thebank’snewmobileappnowusesAItoprovidepersonalizedfinancialadvicetocustomers.Additionally,theuseofblockchaintechnologyhasenhancedthesecurityoftransactionsintheZhenhaibranch.Thelocalgovernmenthasalsosupportedthesechangesbyofferingincentivesforbanksthatinvestindigitalinfrastructure.However,challengesremain,suchasensuringdataprivacyandregulatorycompliance.Despitetheseissues,thefutureofbankinginZhenhailookspromisingwithcontinuedinnovation.1.Whatisthemaintopicofthepassage?A.ThehistoryoffintechinChina.B.Theimpactoffintechontraditionalbanks.C.Thegovernment’sroleinbankingregulation.D.ThechallengesofdigitalbankinginZhenhai.2.HowhasChinaEverbrightBankadaptedtofintech?A.Byreducingitsphysicalbranches.B.ByintroducingAIandblockchain.C.Byignoringdigitaltrends.D.Bypartneringwithforeignbanks.3.Whatsupportdoesthelocalgovernmentprovidetobanks?A.Taxreductions.B.Incentivesfordigitalinvestments.C.Directfunding.D.Regulatoryexemptions.4.Whatisamajorconcernindigitalbanking?A.Highcostsoftechnology.B.Dataprivacyandregulation.C.Customerpreferencefortraditionalmethods.D.Shortageofskilledworkers.5.WhatdoestheauthorsuggestaboutthefutureofbankinginZhenhai?A.Itwilldeclineduetocompetition.B.Itwillstagnatewithoutinnovation.C.Itwillimprovewithcontinuedtechnologyadoption.D.Itwillfocusonlyonlocalmarkets.Passage2ThebankingsectorinNingbohasseensignificantgrowthinrecentyears,drivenbythecity’seconomicdevelopment.ChinaEverbrightBankhasexpandeditsoperationsinZhenhaiDistrictbyopeningnewbranchesandofferingmorefinancialproducts.Thelocaleconomy,supportedbyindustrieslikemanufacturingandtrade,hascreatedahighdemandforbankingservices.However,thebankmustalsoaddressissuessuchascreditriskmanagementandcustomersatisfaction.Theriseofonlinebankinghasalsoimpactedtraditionalbankingmodels,forcinginstitutionstoinnovate.Forexample,thebankhasintroducedacashlesspaymentsystemtocatertoyoungercustomers.Whilechallengespersist,thebank’sstrategicinitiativeshavepositioneditwellforfuturegrowth.6.WhathasdriventhegrowthofthebankingsectorinNingbo?A.Governmentsubsidies.B.Economicdevelopmentandindustrygrowth.C.Reductionincompetition.D.Increasedforeigninvestment.7.HowhasChinaEverbrightBankadaptedtochangingcustomerneeds?A.Byfocusingonlyoncorporateclients.B.Byintroducingonlinebankingandcashlesspayments.C.Byreducingthenumberofbranches.D.Byofferinghigherinterestrates.8.Whatisamajorchallengeforthebank?A.Highoperatingcosts.B.Creditriskmanagement.C.Lackofskilledemployees.D.Lowcustomersatisfaction.9.Whatdoesthepassagesuggestaboutthefutureofthebank?A.Itwillfacedecliningprofits.B.Itwillcontinuetoexpanditsoperations.C.Itwillfocusonlyontraditionalbanking.D.Itwillmergewithanotherbank.10.Howhasonlinebankingimpactedtraditionalbanks?A.Ithasmadetraditionalbankingobsolete.B.Ithasforcedbankstoinnovate.C.Ithasreducedcustomerdemand.D.Ithasincreasedregulatoryscrutiny.三、完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最佳答案填入空格。ThebankingindustryinZhejiangProvincehasbeen__________(1)bytherapiddevelopmentofthedigitaleconomy.TraditionalfinancialinstitutionslikeChinaEverbrightBankhavehadto__________(2)theirbusinessmodelstostaycompetitive.Forexample,thebankhas__________(3)mobilebankingappsthatofferconvenientservicestocustomers.Additionally,theuseofbigdataandartificialintelligencehas__________(4)theefficiencyoffinancialoperations.However,challengessuchasdatasecurityandregulatorycomplianceremain.Thelocalgovernmenthas__________(5)supportivepoliciestoencouragebankstoadoptdigitaltechnologies.Asaresult,thefutureofbankinginZhenhailooks__________(6)withcontinuedinnovation.Meanwhile,theeconomicgrowthinNingbohas__________(7)ahighdemandforbankingservices.ChinaEverbrightBankhas__________(8)newbranchesinthecitytomeetthisdemand.Thebank’sstrategyhasbeento__________(9)bothtraditionalanddigitalbankingservicestocatertoadiversecustomerbase.Whilecompetitionisfierce,thebank’s__________(10)toadapthasensureditssuccessinthemarket.1.A.transformed2.A.change3.A.developed4.A.improved5.A.introduced6.A.promising7.A.created8.A.opened9.A.combine10.A.commitment四、句子改錯（共5題，每題2分）說明：以下句子中各有一處錯誤，請指出并改正。1.Thebank’snewpolicywilltakeeffectfromthefirstofJanuarynextyear.-Error:__________-Correction:__________2.Althoughtheeconomicsituationisdifficult,thebankremainsconfidentinitsfuturegrowth.-Error:__________-Correction:__________3.Theloanapplicationformmustbesubmittedbeforethe30thdayofthismonth.-Error:__________-Correction:__________4.ThedigitalbankingplatformwaslaunchedbyChinaEverbrightBankin2023.-Error:__________-Correction:__________5.Despitehighcompetition,thebank’sprofitshaveincreasedby15%inthelastquarter.-Error:__________-Correction:__________五、翻譯（共5題，每題2分）說明：將以下中文句子翻譯成英文。1.寧波市鎮(zhèn)海區(qū)的經(jīng)濟發(fā)展為光大銀行提供了巨大的市場機會。__________2.光大銀行致力于為客戶提供安全、便捷的金融服務。__________3.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷進行創(chuàng)新。__________4.中國政府出臺了一系列政策以支持銀行業(yè)數(shù)字化轉型。__________5.光大銀行的數(shù)字化戰(zhàn)略旨在通過技術創(chuàng)新提升客戶體驗。__________答案及解析一、選詞填空1.A(boosted)–Theinternetindustryhasdriveneconomicgrowth.2.C(adhereto)–Banksmustfollowregulations.3.A(benefit)–Newbrancheshelplocalbusinesses.4.A(improve)–Digitaltechenhancescustomerexperience.5.B(confidential)–Financialdatashouldbeprivate.6.A(implemented)–Policiesattractforeigninvestment.7.B(assess)–Riskmanagementrequiresevaluation.8.B(include)–Reportsshouldcontaindetaileddata.9.A(updated)–Newsecurityfeaturesimprovetheapp.10.B(constrained)–Regulationslimitbankingactivities.二、閱讀理解Passage11.B–Fintech’simpactonbanks.2.B–AIandblockchainintegration.3.B–Incentivesfordigitalinvestments.4.B–Dataprivacyandregulation.5.C–Continuedtechnologyadoptionimprovesthefuture.Passage26.B–Economicdevelopmentandindustrygrowth.7.B–Introductionofonlinebankingandcashlesspayments.8.B–Creditriskmanagement.9.B–Thebankwillcontinuetoexpand.10.B–Ithasforcedbankstoinnovate.三、完形填空1.transformed2.change3.de