招商銀行威海市榮成市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）說明：從下列選項中選出一個最適合填入空白處的單詞，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquickly.A.revolutionizedB.standardizedC.complicatedD.supported2.AsaleadingprivatebankinChina,ChinaMerchantsBank______itsservicestomeetthediverseneedsoflocalbusinessesincoastalregions.A.specializesB.generalizesC.diversifiesD.simplifies3.TheeconomicreformsinShandongProvincehave______tradeandinvestment,boostingthegrowthofcoastalcitieslikeRongcheng.A.stimulatedB.restrictedC.weakenedD.stabilized4.Ourbankaimsto______sustainabledevelopmentbyintegratinggreenfinanceintoitsbusinessstrategy.A.promoteB.postponeC.ignoreD.eliminate5.Thenewpolicyencouragesbanksto______smallandmedium-sizedenterprises(SMEs)inruralareas,suchasthoseinRongcheng’sindustrialparks.A.neglectB.prioritizeC.discourageD.limit6.Digitaltransformationhas______theefficiencyofbankingoperations,reducingpaperworkandimprovingcustomerexperience.A.enhancedB.decreasedC.delayedD.disrupted7.Thebank’sriskmanagementteammust______toemergingfinancialthreatsinrealtimetoensureassetsafety.A.respondB.ignoreC.postponeD.predict8.Thegovernment’ssupportformaritimeindustriesinShandonghas______thecompetitivenessofcompanieslikethoseinRongcheng’sportarea.A.boostedB.weakenedC.diminishedD.unchanged9.Customersatisfactionisakeymetricforbanks,asitdirectly______thebrand’sreputation.A.influencesB.declinesC.ignoresD.confirms10.Thebank’smobileapphasbeen______toprovidereal-timefinancialservices,cateringtotech-savvycustomersincoastalregions.A.designedB.forgottenC.abandonedD.neglected二、閱讀理解（共5題，每題2分，共10分）說明：閱讀以下短文，然后根據(jù)每題的要求選擇最佳答案。Passage:Theriseoffintechhasreshapedthebankingindustryglobally,forcingtraditionalfinancialinstitutionstoinnovate.InChina,bankslikeChinaMerchantsBankhaveembraceddigitaltransformationtostaycompetitive.Byleveragingbigdata,artificialintelligence,andmobiletechnology,thesebankscanofferpersonalizedservices,streamlineoperations,andreducecosts.However,challengesremain,suchascybersecurityrisksandregulatorycompliance.TheChinesegovernmenthasintroducedpoliciestosupportfintechdevelopmentwhileensuringfinancialstability.ForcoastalregionslikeShandong,banksmustfocusonsupportinglocalSMEsandmaritimeindustries,whicharecrucialforeconomicgrowth.1.Whatisthemainthemeofthepassage?A.ThechallengesoffintechadoptioninChina.B.Theimpactoffintechontraditionalbanking.C.Governmentpoliciesonfinancialinnovation.D.Theeconomicimportanceofcoastalregions.2.Howdofintechadvancementsbenefitbanks?A.Theyreducetheneedforhumanemployees.B.Theyimprovecustomerserviceandefficiency.C.Theyincreaseregulatoryscrutiny.D.Theylimitthescopeoffinancialservices.3.WhatdoesthepassagesuggestaboutbanksinShandong?A.Theyshouldfocussolelyonlargeenterprises.B.Theymustadapttolocaleconomicneeds.C.Theyarenotaffectedbyfintechtrends.D.Theyshouldprioritizegovernmentsupportovercustomerservice.4.Whatisamajorconcernmentionedinthepassageregardingfintech?A.Highcostsofdigitalization.B.Cybersecurityandregulation.C.Lackofgovernmentpolicies.D.Poorcustomeradoption.5.WhichofthefollowingisNOTmentionedasabenefitoffintech?A.Personalizedfinancialservices.B.Reducedoperationalcosts.C.Enhancedriskmanagement.D.Improvedgovernmentrelations.三、語法填空（共10題，每題1分，共10分）說明：根據(jù)上下文，用括號中動詞的適當(dāng)形式填空。1.Despitetheeconomicdownturn,thebank’sprofits______(remain)stableinthelastquarter.2.Fintechsolutions______(help)businessesinRongchengtoaccessfundingmoreefficiently.3.ThenewCEOexpectstheteamto______(meet)theannualtargetsaheadofschedule.4.Ifthebank______(introduce)anewmobileapp,itshouldfocusonuser-friendlydesign.5.ManySMEsinShandongrelyon______(provide)employmentforlocalresidents.6.Thecentralbank’spolicies______(affect)thelendingratesofferedbycommercialbanks.7.By2025,thebankplansto______(expand)itsoperationsincoastalcities.8.Customersshould______(report)anysuspicioustransactionsimmediately.9.Themergerbetweenthetwobanks______(complete)bytheendofthisyear.10.Artificialintelligence______(play)acrucialroleinthefutureofbanking.四、完形填空（共10題，每題1分，共10分）說明：閱讀以下短文，選擇最佳答案填空。ThebankingsectorinChinahasundergonesignificantchangesinrecentyears.Withthe______(1)offintech,traditionalbankshavehadto______(2)theirbusinessmodelstostayrelevant.ChinaMerchantsBank,forexample,hasinvestedheavilyindigitalplatformsto______(3)customerexperience.Thisshifthasnotonlyimprovedefficiencybutalso______(4)newopportunitiesforgrowth.However,challengessuchasregulatorycomplianceandcybersecurityremain.Banksmustalso______(5)theneedsoflocaleconomies,suchasthoseincoastalregionslikeShandong.BysupportingSMEsandmaritimeindustries,bankscancontributetoregionaldevelopmentwhile______(6)theirowncompetitiveness.1.A.riseB.fallC.declineD.drop2.A.changeB.maintainC.ignoreD.expand3.A.enhanceB.reduceC.ignoreD.limit4.A.createB.eliminateC.ignoreD.reduce5.A.meetB.ignoreC.neglectD.avoid6.A.improvingB.decliningC.ignoringD.neglecting五、翻譯（共5題，每題2分，共10分）說明：將下列中文句子翻譯成英文。1.招商銀行致力于通過綠色金融支持可持續(xù)發(fā)展。2.數(shù)字化轉(zhuǎn)型提高了銀行的運(yùn)營效率，降低了成本。3.政府鼓勵銀行加大對中小企業(yè)的支持力度。4.海洋產(chǎn)業(yè)的發(fā)展為榮成市的經(jīng)濟(jì)增長提供了動力。5.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。答案及解析一、選詞填空1.A(revolutionized-金融科技顛覆了傳統(tǒng)銀行模式)2.C(diversifies-招商銀行多樣化服務(wù)以滿足沿海地區(qū)企業(yè)需求)3.A(stimulated-經(jīng)濟(jì)改革刺激了貿(mào)易和投資)4.A(promote-銀行通過綠色金融促進(jìn)可持續(xù)發(fā)展)5.B(prioritize-銀行優(yōu)先支持農(nóng)村地區(qū)的中小企業(yè))6.A(enhanced-數(shù)字化轉(zhuǎn)型提高了銀行運(yùn)營效率)7.A(respond-風(fēng)險管理團(tuán)隊必須實(shí)時應(yīng)對金融威脅)8.A(boosted-政府支持提升了榮成市港口企業(yè)競爭力)9.A(influences-客戶滿意度直接影響銀行品牌聲譽(yù))10.A(designed-銀行設(shè)計移動應(yīng)用以滿足科技用戶需求)二、閱讀理解1.B(fintech對傳統(tǒng)銀行業(yè)的影響)2.B(提升客戶服務(wù)和效率)3.B(銀行需適應(yīng)地方經(jīng)濟(jì)需求)4.B(網(wǎng)絡(luò)安全和監(jiān)管)5.D(改善政府關(guān)系未提及)三、語法填空1.haveremained2.help