華夏銀行泉州市鯉城區(qū)2025秋招筆試英文行測高頻題含答案題型一：選詞填空（共5題，每題2分，總計10分）背景提示：本部分涉及銀行業(yè)務(wù)、地方經(jīng)濟(jì)發(fā)展及日常辦公場景，考察詞匯運(yùn)用能力。題目1（2分）Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringinstitutionstoadapttodigitaltransformationswiftly.A)revolutionizedB)standardizedC)simplifiedD)centralized題目2（2分）InthecontextofLiqianDistrict’seconomicstrategy,businessesareencouragedto______innovationtoenhanceregionalcompetitiveness.A)prioritizeB)eliminateC)minimizeD)postpone題目3（2分）Ourclient’sfinancialreportindicatesa______trendinassetgrowth,whichmayattractmoreinvestors.A)decliningB)stagnantC)upwardD)fluctuating題目4（2分）Toimproveserviceefficiency,thebankplansto______anewCRMsystemtobettertrackcustomerinteractions.A)integrateB)replaceC)modifyD)cancel題目5（2分）Themeetinghighlightedtheimportanceof______complianceinmaintaininglong-termtrustwithregulators.A)financialB)operationalC)legalD)ethical題型二：句子改錯（共5題，每題2分，總計10分）背景提示：本部分針對銀行業(yè)常用書面表達(dá)，考察語法準(zhǔn)確性。題目6（2分）Thecommitteediscussedabouttherisksinvolvedinthenewloanprogram.（指出錯誤并改正）題目7（2分）Despiteoftheeconomicdownturn,ourbranchmanagedtoexceedthequarterlytargets.（指出錯誤并改正）題目8（2分）Ifthecustomerwillnotprovidetherequireddocuments,theapplicationcannotproceed.（指出錯誤并改正）題目9（2分）Boththemanagerandhisteamwereagreethattransparencyiskeytocustomersatisfaction.（指出錯誤并改正）題目10（2分）Thebank’spolicyallowsemployeestotakeamaximumofthreeleavesinacalendaryear.（指出錯誤并改正）題型三：閱讀理解（共5題，每題3分，總計15分）背景提示：文章節(jié)選自銀行業(yè)報告、地方經(jīng)濟(jì)政策及國際金融動態(tài)。Passage1（對應(yīng)題目11-15）TheRiseofGreenBankinginSoutheastAsiaSoutheastAsianeconomiesareincreasinglyadoptinggreenbankinginitiativestocombatclimatechange.TheAsianDevelopmentBank(ADB)reportsthatover50%ofbanksinIndonesiaandthePhilippineshavelaunchedsustainablefinanceproducts.InChina,localbankslike華夏銀行aresettingambitioustargetstoreducecarbonfootprintby2030.LiqianDistrict,ahubforsmallandmediumenterprises(SMEs),hasbenefitedfromgreenloans,whichsupporteco-friendlyprojects.However,challengesremain,includinghighcompliancecostsandinvestorskepticism.Expertssuggestthatcollaborationbetweenregulatorsandfinancialinstitutionscouldacceleratethetransition.題目11（3分）Whatisthemainpurposeofthepassage?A)Tocriticizegreenbankinginitiatives.B)Tohighlightthechallengesofsustainablefinance.C)TopromotegreenloansinSoutheastAsia.D)ToreportthesuccessofgreenbankinginChina.題目12（3分）Accordingtothepassage,whyareSMEsinLiqianDistrictbenefitingfromgreenloans?A)Theyareheavilypollutingindustries.B)Theyareenvironmentallyconscious.C)Theyarelocatedinadevelopingregion.D)Theyaresupportedby華夏銀行.題目13（3分）Whatdoesthepassagesuggestaboutinvestorattitudestowardgreenbanking?A)Investorsarehighlysupportive.B)Investorsareneutral.C)Investorsareskeptical.D)Investorsareunaware.題目14（3分）WhatistheroleoftheAsianDevelopmentBank(ADB)inthepassage?A)Itsetscarbonreductiontargets.B)Itprovidesfinancialsupportforgreenprojects.C)Itcriticizesgreenbanking.D)Itregulatesgreenfinance.題目15（3分）Whatistheauthor’stonetowardgreenbanking?A)SkepticalB)NeutralC)SupportiveD)Indifferent題型四：完形填空（共5題，每題2分，總計10分）背景提示：段落講述華夏銀行在泉州市鯉城區(qū)推動普惠金融的故事。Passage2華夏銀行hasbeenactivelypromotinginclusivefinanceinLiqianDistrict,aregionwithagrowingpopulationofsmallbusinessesandruralentrepreneurs.Thebank’s[16]approachinvolves[17]digitaltoolsto[18]financialaccessforunderservedcommunities.Forinstance,the[19]initiativehasenabledfarmerstosecureloansbasedontheircropyields,ratherthantraditionalcollateral.LocalSMEshavealsobenefitedfrom[20]interestrates,whichhelpreducetheiroperationalcosts.Thebank’seffortsalignwiththedistrict’seconomicdevelopmentgoals,whichprioritize[21]and[22].Asaresult,Liqian’sfinancialinclusionindexhas[23]by30%overthepasttwoyears.題目16（2分）A)InnovativeB)TraditionalC)ConservativeD)Reactive題目17（2分）A)integratingB)eliminatingC)ignoringD)replacing題目18（2分）A)widenB)limitC)restrictD)reduce題目19（2分）A)pilotB)experimentalC)mandatoryD)optional題目20（2分）A)competitiveB)highC)fixedD)variable題目21（2分）A)innovationB)stabilityC)stagnationD)inefficiency題目22（2分）A)efficiencyB)corruptionC)inequalityD)redundancy題目23（2分）A)declinedB)stabilizedC)increasedD)decreased題型五：翻譯填空（共5題，每題3分，總計15分）背景提示：將中文金融術(shù)語翻譯成英文，考察專業(yè)詞匯準(zhǔn)確性。題目24（3分）中文：華夏銀行致力于推動綠色金融發(fā)展，以______環(huán)境可持續(xù)性。英文：HuaxiaBankiscommittedtopromotinggreenfinanceto______environmentalsustainability.題目25（3分）中文：鯉城區(qū)政府出臺新政策，鼓勵企業(yè)______數(shù)字化轉(zhuǎn)型。英文：LiqianDistrictGovernmenthasintroducedanewpolicytoencourageenterprisesto______digitaltransformation.題目26（3分）中文：為降低小微企業(yè)融資成本，銀行提供了______利率優(yōu)惠。英文：ToreducefinancingcostsforSMEs,thebankoffers______interestratebenefits.題目27（3分）中文：銀行要求客戶在申請貸款時必須提交______證明文件。英文：Thebankrequirescustomerstosubmit______supportingdocumentswhenapplyingforaloan.題目28（3分）中文：國際金融監(jiān)管機(jī)構(gòu)呼吁銀行加強(qiáng)______合規(guī)管理。英文：Internationalfinancialregulatorscallonbankstostrengthen______compliancemanagement.答案與解析答案部分題型一：選詞填空1.A)revolutionized解析：fintech（金融科技）對傳統(tǒng)銀行模式產(chǎn)生顛覆性影響。2.A)prioritize解析：經(jīng)濟(jì)戰(zhàn)略中，創(chuàng)新是提升競爭力的關(guān)鍵。3.C)upward解析：資產(chǎn)增長趨勢通常用upward（上升）描述。4.A)integrate解析：CRM系統(tǒng)需要與現(xiàn)有業(yè)務(wù)整合以提高效率。5.C)legal解析：合規(guī)管理涉及法律監(jiān)管要求。題型二：句子改錯6.錯誤：discussedabout改正：discussedabout→discussed解析：discuss后直接跟賓語，無需about。7.錯誤：Despiteof改正：Despiteof→Despite解析：despite后直接跟名詞或名詞短語。8.錯誤：willnotprovide改正：willnotprovide→willnotprovide解析：此處語法正確，但需確認(rèn)時態(tài)是否與上下文一致（若需強(qiáng)調(diào)確定性，可改為won’t）。9.錯誤：agreed改正：agreed→agree解析：both...and...連接主語時，謂語動詞用復(fù)數(shù)。10.錯誤：allowsemployees改正：allowse