光大銀行寧波市江北區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇（共10題，每題1分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadapttonewchallenges.A.forcedB.pushedC.motivatedD.encouraged2.寧波作為長三角經(jīng)濟(jì)圈的核心城市，近年來吸引了大量______investmentduetoitsstrategiclocation.A.domesticB.foreignC.industrialD.financial3.光大銀行在綠色金融領(lǐng)域的創(chuàng)新舉措，有助于______carbonemissionreductionintheregion.A.promoteB.enhanceC.supportD.accelerate4.Thebank’sdigitaltransformationhassignificantly______operationalefficiencywhilereducingcosts.A.improvedB.increasedC.optimizedD.maximized5.Theloanapplicationprocesshasbeen______toensurefasterapprovalandbettercustomerexperience.A.simplifiedB.complicatedC.standardizedD.automated6.Thenewcreditscoringsystemreliesonbigdatato______riskassessmentaccuracy.A.improveB.enhanceC.adjustD.evaluate7.ThebranchinJiangbeiDistrictoffersspecializedservicesfor______intherealestatesector.A.enterprisesB.individualsC.startupsD.institutions8.Thebank’sriskmanagementteamensuresstrictcompliancewith______regulationstosafeguardassets.A.localB.nationalC.internationalD.financial9.ThemobilebankingapphasintroducedAI-drivenfeaturesto______customerserviceefficiency.A.boostB.reduceC.maintainD.limit10.Thebank’ssustainabilityreporthighlightseffortsto______environmentalresponsibilityinoperations.A.prioritizeB.minimizeC.eliminateD.ignore二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandanswerthequestions.Passage:TheriseofdigitalbankinghastransformedthefinancialindustryinChina,particularlyincitieslikeNingbo.Traditionalbanks,includingChinaEverbrightBank,havebeencompelledtointegratetechnologytomeetcustomerexpectations.TheJiangbeiDistrict,withitsgrowingeconomy,hasbecomeahubforfinancialinnovation.Thebankhasintroducedmobile-firstsolutions,AI-poweredchatbots,andreal-timetransactionmonitoringtoenhancesecurity.LocalbusinessesinNingbohavebenefitedfromthesechanges,asonlinebankinghasstreamlinedpaymentsandloanapplications.However,challengesremain,suchasensuringdataprivacyandbridgingthedigitaldivideamongoldercustomers.Thebankhaslaunchedawarenesscampaignstoeducatethepubliconcybersecuritybestpractices.Meanwhile,thebankhasstrengtheneditsgreenfinanceinitiatives,offeringlow-interestloanstorenewableenergyprojects.ThisalignswithChina’scarbonneutralitygoalsandsupportstheregion’ssustainabledevelopment.TheJiangbeibranchhasalsoexpandeditswealthmanagementservices,cateringtohigh-net-worthindividualsinthearea.1.WhathasbeentheprimarydriverofdigitaltransformationinthebankingsectorinNingbo?A.GovernmentregulationsB.CustomerdemandC.CompetitivepressureD.Technologicaladvancements2.HowhasdigitalbankingimpactedlocalenterprisesinNingbo?A.ReducedaccesstofinanceB.IncreasedoperationalcostsC.StreamlinedfinancialprocessesD.Decreasedcustomersatisfaction3.Whatchallengesdoesthebankfaceinitsdigitalizationefforts?A.HighinfrastructurecostsB.DataprivacyconcernsC.LackofskilledemployeesD.Insufficientgovernmentsupport4.Whyhasthebankemphasizedgreenfinanceinitiatives?A.ToattractmorecustomersB.TocomplywithenvironmentalpoliciesC.TogeneratehigherprofitsD.Toreduceoperationalrisks5.Whichgrouphasbenefitedmostfromthebank’swealthmanagementservices?A.SmallbusinessesB.YoungprofessionalsC.High-net-worthindividualsD.Ruralresidents三、完形填空（共10題，每題1分）directions:completethepassagewiththewordsgivenbelow.Passage:ThebankingsectorinNingbohasundergonesignificantchangesinrecentyears.Theriseoffintechhas______(1)theneedfortraditionalbankstoinnovate.ChinaEverbrightBank,inparticular,hasfocusedondigitalizingitsservicesto______(2)customersatisfaction.TheJiangbeiDistrict,withitsthrivingeconomy,hasbecomeakeymarketforthebank.To______(3)thisdemand,thebankhasintroducedmobilebankingapps,onlineloanplatforms,andAI-drivenfinancialadvisors.Thesetoolshave______(4)transactionefficiencywhilereducingpaperwork.However,thebankalsorecognizestheimportanceof______(5)customerservice.Assuch,ithas______(6)humanadvisorstoprovidepersonalizedsolutions.Thebank’sgreenfinanceinitiativeshave______(7)positivelyonthelocaleconomy.Bysupportingrenewableenergyprojects,ithas______(8)China’scarbonneutralitygoals.Additionally,thebankhas______(9)strictriskmanagementmeasurestoensurefinancialstability.Theseeffortshave______(10)thebank’sreputationasaforward-thinkingfinancialinstitution.1.A.highlighted2.A.enhance3.A.meet4.A.improved5.A.maintaining6.A.retained7.A.contributed8.A.aligned9.A.implemented10.A.solidified四、翻譯填空（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.寧波市江北區(qū)作為新興的金融科技中心，吸引了眾多創(chuàng)新型企業(yè)的入駐。TheJiangbeiDistrictofNingbo,asanemergingfintechhub,hasattractednumerousinnovativeenterprises.2.光大銀行致力于通過綠色金融產(chǎn)品支持可持續(xù)發(fā)展，助力寧波實現(xiàn)碳中和目標(biāo)。ChinaEverbrightBankiscommittedtosupportingsustainabledevelopmentthroughgreenfinancialproducts,helpingNingboachievecarbonneutralitygoals.3.隨著數(shù)字化轉(zhuǎn)型的深入，銀行需要加強(qiáng)風(fēng)險管理，以應(yīng)對日益復(fù)雜的市場環(huán)境。Withthedeepeningofdigitaltransformation,banksneedtostrengthenriskmanagementtocopewithincreasinglycomplexmarketenvironments.4.寧波的中小企業(yè)可以通過銀行提供的在線貸款平臺獲得更便捷的融資服務(wù)。Smallandmedium-sizedenterprisesinNingbocanaccessmoreconvenientfinancingservicesthroughthebank’sonlineloanplatforms.5.銀行的人工智能客服系統(tǒng)能夠7x24小時提供服務(wù)，顯著提升了客戶體驗。Thebank’sAI-poweredcustomerservicesystemprovides24/7services,significantlyimprovingcustomerexperience.五、寫作（1題，10分）directions:writeashortessay(about150words)onthetopic:"TheRoleofDigitalBankinginSupportingEconomicDevelopmentinNingbo."SampleAnswer:DigitalbankinghasplayedapivotalroleinsupportingeconomicdevelopmentinNingbo.Byintroducingmobile-firstsolutions,ChinaEverbrightBankhasenhancedfinancialaccessibilityforbusinessesandindividuals.TheJiangbeiDistrict,withitsgrowingtechindustry,hasbenefitedfromstreamlinedloanapplicationsandreal-timetransactionmonitoring.Theseinnovationshavereducedoperationalcostsandimprovedefficiency.Moreover,thebank’sgreenfinanceinitiativeshaveencouragedsustainablepractices,aligningwithChina’scarbonneutralitygoals.Bysupportingrenewableenergyprojects,ithasfosteredeconomicgrowthwhileminimizingenvironmentalimpact.Additionally,AI-drivenfinancialadvisorshaveprovidedpersonalizedservices,boostingcustomersatisfaction.Inconclusion,digitalbankinghasbeeninstrumentalindrivingeconomicprogressinNingbo.Itsabilitytoadapttomarketdemandsandpromotesustainabledevelopmentensureslong-termprosperityfortheregion.答案及解析一、詞匯選擇1.B(pushed)-"fintechhaspushedthetraditionalbankingindustrytoadapt"2.B(foreign)-"foreigninvestmentduetoitsstrategiclocation"3.D(accelerate)-"acceleratecarbonemissionreduction"4.C(optimized)-"optimizedoperationalefficiency"5.A(simplified)-"simplifiedtheloanapplicationprocess"6.B(enhance)-"enhanceriskassessmentaccuracy"7.A(enterprises)-"specializedservicesforenterprisesintherealestatesector"8.B(national)-"compliancewithnationalregulations"9.A(boost)-"boostcustomerserviceefficiency"10.A(prioritize)-"prioritizeenvironmentalresponsibility"二、閱讀理解1.B(Customerdemand)-"integratetechnologytomeetcustomerexpectations"2.C(Streamlinedfinancialprocesses)-"onlinebankinghasstreamlinedpaymentsandloanapplications"3.B(Dataprivacyconcerns)-"ensuringdataprivacyandbridgingthedigitaldivide"4.B(Complywithenvironmentalpolicies)-"greenfinanceinitiatives,offeringlow-interestloanstorenewableenergyprojects"5.C(High-net-worthindividuals)-"expandeditswealthmanagementservices,cateringtohigh-net-worthindividuals"三、完形填空1.highlighted2.enhance3.meet4.improved5.maintaining6.retained7.contributed8.aligned9.implemented10.solidified四、翻譯填空1.TheJiangbeiDistrictofNingbo,asanemergingfintechhub,hasattractednumerousinnovativeenterprises.2.ChinaEverbrightBankiscommittedtosupportingsustainabledevelopmentthroughgreenfinancialproducts,helpingNingboachievecarbonneutralitygoals.3.Withthedeepeningofdigitaltransformation,banksneedtostrengthenriskmanagementtocopewithincreasinglycomplexmarketenvironments.4.Smallandmedium-sizedenterprisesinNingbocanaccessmoreconvenientfinancingservicesthroughthebank’sonlineloanplatforms.5.Thebank’sAI-poweredcustome