平安銀行佛山市禪城區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.Inthecurrenteconomicclimate,companiesneedtobemore______intheirfinancialmanagementtoensuresustainability.A.flexibleB.conservativeC.aggressiveD.passive3.Thenewmobilebankingappaimsto______customerexperiencebysimplifyingtransactionsandimprovingsecurity.A.enhanceB.degradeC.maintainD.disrupt4.ThebankingsectorinGuangdongfaceschallengessuchasregulatorycomplianceand______competition.A.fierceB.mildC.indirectD.controlled5.Artificialintelligenceisexpectedto______rolesinriskassessmentandfrauddetectionwithinthenextdecade.A.replaceB.minimizeC.complementD.eliminate二、閱讀理解（共3題，每題4分，共12分）directions:Readthepassagecarefullyandanswerthequestionsbelow.Passage:Theriseofdigitalbankinghastransformedhowconsumersinteractwithfinancialinstitutions.TraditionalbanksincitieslikeFoshanareunderpressuretoadoptcutting-edgetechnologiestostaycompetitive.Fintechcompanies,withtheiragilebusinessmodels,havedisruptedthemarketbyofferingfaster,moreuser-friendlyservices.However,thisshifthasalsoraisedconcernsaboutdatasecurityandregulatoryoversight.ThegovernmentofGuangdonghasintroducedstricterrulestoensurethatdigitalbankscomplywithfinancialstandardswhilefosteringinnovation.1.WhatisthemainchallengefacedbytraditionalbanksinFoshan?A.HighoperationalcostsB.RegulatorycomplianceC.TechnologicaldisruptionD.Reducedcustomertrust2.Howdofintechcompaniesdifferfromtraditionalbanks?A.TheyfocusmoreonruralareasB.TheyhaveslowerservicespeedsC.TheyaremoreadaptableandinnovativeD.Theyrelyheavilyonphysicalbranches3.WhatmeasureshastheGuangdonggovernmenttakentosupportdigitalbanking?A.ReducedtaxesforfintechfirmsB.IntroducedstricterregulationsC.EncouragedbranchingexpansionD.Limitedforeigninvestment三、完形填空（共4題，每題2分，共8分）directions:Completethepassagewiththemostsuitablewordsfromthebox.|Box|1.enhance|2.volatile|3.mitigate|4.integrate|5.assess|6.fluctuate|7.leverage|8.compliance||--|||||-|||--|ThebankingsectorinthePearlRiverDeltaregionhasbeenimpactedby______economicconditions.Toremainprofitable,banksmust______theirdigitalinfrastructuretoimproveefficiency.Forinstance,平安銀行hassuccessfully______AI-drivensolutionstoreduceoperationalrisks.Additionally,adherencetofinancial______iscriticaltoavoidpenalties.Intimesofmarket______,prudentbanksallocateresourceswiselyto______potentiallosses.四、句子改錯(cuò)（共3題，每題3分，共9分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thenewcreditscoringsystemwillimprovethecustomer'sexperienceandalsoreducethebank'slosses.→Corrected:______2.Despiteofthechallenges,fintechremainsakeydriverofgrowthintheregionalbankingindustry.→Corrected:______3.Iftheregulatoryenvironmentbecomesmorestringent,somesmallerbanksmightnotsurvive.→Corrected:______五、翻譯填空（共4題，每題3分，共12分）directions:TranslatetheChinesesentencesintoEnglish.1.平安銀行計(jì)劃在佛山市禪城區(qū)開設(shè)三家新的智能銀行網(wǎng)點(diǎn)。→______2.數(shù)字化轉(zhuǎn)型是銀行應(yīng)對(duì)市場競爭的重要策略?！鷂_____3.為了降低風(fēng)險(xiǎn)，銀行需要加強(qiáng)內(nèi)部控制系統(tǒng)的建設(shè)?！鷂_____4.普惠金融政策有助于提高金融服務(wù)的可及性?！鷂_____答案與解析一、選詞填空1.A.forced解析：Fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場變化。2.B.conservative解析：在當(dāng)前經(jīng)濟(jì)環(huán)境下，公司需要采取更保守的財(cái)務(wù)策略以確?？沙掷m(xù)發(fā)展。3.A.enhance解析：新移動(dòng)銀行應(yīng)用旨在通過簡化交易和提升安全性來改善客戶體驗(yàn)。4.A.fierce解析：廣東省的銀行業(yè)面臨著激烈的市場競爭等挑戰(zhàn)。5.C.complement解析：人工智能預(yù)計(jì)將在風(fēng)險(xiǎn)評(píng)估和反欺詐領(lǐng)域發(fā)揮補(bǔ)充作用。二、閱讀理解1.C.Technologicaldisruption解析：文章指出傳統(tǒng)銀行面臨的主要挑戰(zhàn)是來自金融科技公司的技術(shù)顛覆。2.C.Theyaremoreadaptableandinnovative解析：金融科技公司業(yè)務(wù)模式更靈活，創(chuàng)新能力更強(qiáng)。3.B.Introducedstricterregulations解析：文章提到廣東省政府為規(guī)范數(shù)字銀行發(fā)展出臺(tái)了更嚴(yán)格的規(guī)定。三、完形填空ThebankingsectorinthePearlRiverDeltaregionhasbeenimpactedbyvolatileeconomicconditions.Toremainprofitable,banksmustintegratetheirdigitalinfrastructuretoimproveefficiency.Forinstance,平安銀行hassuccessfullyleveragedAI-drivensolutionstoreduceoperationalrisks.Additionally,adherencetofinancialcomplianceiscriticaltoavoidpenalties.Intimesofmarketfluctuate,prudentbanksallocateresourceswiselytomitigatepotentiallosses.解析：-volatile：經(jīng)濟(jì)條件不穩(wěn)定，用volatile（波動(dòng)的）最合適。-integrate：銀行需要整合數(shù)字基礎(chǔ)設(shè)施，integrate（整合）符合語境。-leveraged：平安銀行利用AI技術(shù)，leverage（利用）恰當(dāng)。-compliance：金融合規(guī)是銀行業(yè)的關(guān)鍵要求。-fluctuate：市場波動(dòng)時(shí)，prudent（謹(jǐn)慎的）銀行會(huì)調(diào)整資源。-mitigate：減輕潛在損失，mitigate（減輕）最符合文意。四、句子改錯(cuò)1.Thenewcreditscoringsystemwillimprovethecustomer'sexperienceandalsoreducethebank'slosses.→Corrected:Thenewcreditscoringsystemwillimprovethecustomer'sexperienceandalsoreducethebank'slosses.解析：無錯(cuò)誤。2.Despiteofthechallenges,fintechremainsakeydriverofgrowthintheregionalbankingindustry.→Corrected:Despitethechallenges,fintechremainsakeydriverofgrowthintheregionalbankingindustry.解析：應(yīng)刪除“of”。3.Iftheregulatoryenvironmentbecomesmorestringent,somesmallerbanksmightnotsurvive.→Corrected:Iftheregulatoryenvironmentbecomesmorestringent,somesmallerbanksmightnotsurvive.解析：無錯(cuò)誤。五、翻譯填空1.平安銀行計(jì)劃在佛山市禪城區(qū)開設(shè)三家新的智能銀行網(wǎng)點(diǎn)?！鶳ingAnBankplanstoopenthreenewintelligentbankbranchesintheChanchengDistrictofFoshan.2.數(shù)字化轉(zhuǎn)型是銀行應(yīng)對(duì)市場競爭的重要策略?！鶧igitaltransformationisakeystrategyforbankst