光大銀行上饒市廣豐區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Beloweachsentence,thereisalistofwordsorphrases.Choosetheonethatbestcompletesthesentence.Markthecorrespondingletteronthe答題卡.1.ThelocalbankingsectorinGuangfenghasseensignificant______indigitaltransformationoverthepastdecade.A.improvementB.developmentC.declineD.stagnation2.Asaregionalfinancialinstitution,EverbrightBankemphasizes______servicestailoredtotheruraleconomyofJiangxi.A.conventionalB.innovativeC.traditionalD.conservative3.ThenewbranchinGuangfengaimsto______thegapbetweenurbanandruralfinancialaccessibility.A.narrowB.widenC.bridgeD.eliminate4.Understandinglocaleconomictrendsis______forbankstodesigneffectivecreditpolicies.A.essentialB.optionalC.unnecessaryD.irrelevant5.Thebank’smobileapphasauser-friendlyinterfaceto______customerengagement.A.boostB.reduceC.hinderD.maintain6.The______loanprogramtargetssmallandmedium-sizedenterprisesintheupperreachesoftheXinjiangRiver.A.innovativeB.conservativeC.riskyD.outdated7.The______auditensurescompliancewithnationalfinancialregulationsintheJiangxiregion.A.rigorousB.casualC.superficialD.lenient8.Thebank’sCSRinitiativesfocuson______localcommunitiesthrougheducationandinfrastructureprojects.A.empoweringB.exploitingC.neglectingD.undermining9.The______economicpolicieshaveencouragedforeigninvestmentintheGuangfengarea.A.restrictiveB.supportiveC.hostileD.neutral10.The______teamisresponsibleforanalyzingmarketdatatoforecastfinancialtrends.A.advisoryB.operationalC.administrativeD.managerial二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinGuangfenghasbeenundergoingrapiddigitalizationinrecentyears.EverbrightBank,aleadingfinancialinstitutionintheregion,hasinvestedheavilyindigitalinfrastructuretoenhancecustomerexperience.Thebank’smobileapp,introducedlastyear,hasaseamlessinterface,enablingreal-timefundtransfersandbillpayments.Additionally,thebankhaslaunchedanAI-drivenchatbottoassistcustomerswithqueries24/7.Theseinitiativeshavenotonlyincreasedcustomersatisfactionbutalsoreducedoperationalcosts.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideinruralareas.ThebankplanstoexpanditsdigitalbankingservicestomoreremoteregionsofJiangxi,aimingtoprovideequitablefinancialaccess.1.WhatistheprimaryfocusofEverbrightBank’sdigitaltransformation?A.IncreasingprofitsB.EnhancingcustomerexperienceC.ReducingworkforceD.Expandingbranches2.Howdoesthebankaddresscustomerserviceneeds?A.ByhiringmorestaffB.ThroughAI-drivenchatbotsC.ByofferingofflineservicesD.Bycharginghigherfees3.Whatremainsachallengeforthebank?A.HighcustomersatisfactionB.LimiteddigitalinfrastructureC.DatasecurityrisksD.Governmentregulations4.Whatisthebank’splanforruralareas?A.TocloseruralbranchesB.ToexpanddigitalservicesC.ToreduceloanofferingsD.Tofocusontraditionalbanking5.WhatdoesthepassagesuggestaboutthebankingsectorinGuangfeng?A.ItisstagnantandoutdatedB.ItisrapidlyevolvingC.ItisdominatedbyforeignbanksD.Itlacksgovernmentsupport三、完形填空（共10題，每題1分）directions:Completethepassagebelowbychoosingthebestwordorphrasetofiteachblank.ThebankingindustryinGuangfenghasbeenshapedbybothlocalandnationalpolicies.Inrecentyears,regionalbankshavebeenencouragedto______(6)______innovativefinancialproductstomeettheneedsofsmallbusinesses.Forinstance,EverbrightBankhasintroducedaspecializedloanprogramaimedat______(7)______entrepreneursintheagriculturalsector.Thisinitiativehasbeen______(8)______bythelocalgovernmentaspartofitseconomicdevelopmentstrategy.However,thesuccessofsuchprogramsdependsonthebank’sabilityto______(9)______markettrendsandadjustitsofferingsaccordingly.Banksthatfailto______(10)______thisdynamicenvironmentrisklosingcompetitiveness.6.A.developB.ignoreC.adoptD.reject7.A.supportB.hinderC.discourageD.neglect8.A.criticizedB.supportedC.opposedD.overlooked9.A.predictB.ignoreC.denyD.accept10.A.adapttoB.resistC.ignoreD.embrace四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.銀行通過提供定制化服務(wù)來增強客戶粘性。2.區(qū)域性金融機構(gòu)在支持地方經(jīng)濟發(fā)展中扮演重要角色。3.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對市場競爭的關(guān)鍵策略。4.銀行需加強風險管理以保障資產(chǎn)安全。5.政府政策為銀行業(yè)務(wù)創(chuàng)新提供了有力支持。五、寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImportanceofFinancialInclusioninRuralAreas".答案及解析一、選詞填空1.B.development解析：ThelocalbankingsectorinGuangfenghasseensignificantdevelopmentindigitaltransformation..."發(fā)展"最符合語境，強調(diào)銀行業(yè)數(shù)字化轉(zhuǎn)型進程。2.B.innovative解析：EverbrightBankemphasizesinnovativeservicestailoredtotheruraleconomyofJiangxi..."創(chuàng)新"符合銀行服務(wù)農(nóng)村經(jīng)濟的策略。3.C.bridge解析：ThenewbranchinGuangfengaimstobridgethegapbetweenurbanandruralfinancialaccessibility..."彌合"符合解決城鄉(xiāng)金融差距的常用搭配。4.A.essential解析：Understandinglocaleconomictrendsisessentialforbankstodesigneffectivecreditpolicies..."必要"強調(diào)對信貸政策制定的重要性。5.A.boost解析：Thebank’smobileapphasauser-friendlyinterfacetoboostcustomerengagement..."提升"符合增強客戶互動的目標。6.A.innovative解析：Theinnovativeloanprogramtargetssmallandmedium-sizedenterprisesintheupperreachesoftheXinjiangRiver..."創(chuàng)新"符合針對中小企業(yè)的貸款項目。7.A.rigorous解析：TherigorousauditensurescompliancewithnationalfinancialregulationsintheJiangxiregion..."嚴格"強調(diào)審計的嚴謹性。8.A.empowering解析：Thebank’sCSRinitiativesfocusonempoweringlocalcommunitiesthrougheducationandinfrastructureprojects..."賦能"符合社會責任項目的目標。9.B.supportive解析：ThesupportiveeconomicpolicieshaveencouragedforeigninvestmentintheGuangfengarea..."支持"符合促進投資的政府政策。10.A.advisory解析：Theadvisoryteamisresponsibleforanalyzingmarketdatatoforecastfinancialtrends..."顧問"符合分析市場數(shù)據(jù)的團隊角色。二、閱讀理解1.B.Enhancingcustomerexperience解析：Thepassagehighlightsdigitaltransformationtoimprovecustomersatisfactionandserviceefficiency.2.B.ThroughAI-drivenchatbots解析：ThetextmentionsanAIchatbotfor24/7customersupport.3.C.Datasecurityrisks解析：Thepassagenoteschallengessuchasensuringdatasecurityinthedigitalage.4.B.Toexpanddigitalservices解析：Thebankplanstoextenddigitalbankingtoruralareas.5.B.Itisrapidlyevolving解析：Thepassagedescribesthesector’sdigitalizationandinnovationefforts.三、完形填空6.C.adopt7.A.support8.B.supported9.A.predict10.A.adaptto解析：6."adopt"（采用）符合銀行推出創(chuàng)新產(chǎn)品的行為。7."support"（支持）強調(diào)對創(chuàng)業(yè)者的扶持。8."supported"（支持的）與政府政策相符。9."predict"（預(yù)測）強調(diào)對市場趨勢的分析。10."adaptto"（適應(yīng)）符合銀行業(yè)務(wù)調(diào)整的動態(tài)性。四、翻譯1.Banksenhancecustomerloyaltybyprovidingcustomizedservices.2.Regionalfinancialinstitutionsplayacrucialroleinsupportinglocaleconomicdevelopment.3.Digitaltransformationisakeystrategyforthebankingsectortorespondtomarketcompetition.4.Banksneedtostrengthenriskmanagementtoensureassetsecurity.5.Governmentpoliciesprovidestrongsupportforbusinessinnovationinthebankingindustry.五、寫作范文TheImportanceofFinancialInclusioninRuralAreasFinancialinclusionisessentialforredu