浦發(fā)銀行廈門市翔安區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）題目要求：從下列選項(xiàng)中選擇最合適的單詞填入句子空白處，使句子意思通順、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttodigitaltrends.A.forcedB.encouragedC.challengedD.supported2.廈門翔安區(qū)的經(jīng)濟(jì)轉(zhuǎn)型中，政府通過政策扶持，______localSMEstoexpandtheirgreenfinanceinitiatives.A.motivatesB.restrainsC.facilitatesD.undermines3.Thenewcompliancerulesrequirebankstoimplementstricter______topreventmoneylaundering.A.measuresB.regulationsC.penaltiesD.frameworks4.Despitetheeconomicdownturn,theAsianmarketcontinuesto______highgrowthpotentialinthenextdecade.A.exhibitB.diminishC.postponeD.overlook5.TheAI-poweredriskassessmentsystematPudongBank______loandefaultsbyanalyzingtransactiondatainreal-time.A.minimizesB.ignoresC.exaggeratesD.neglects第二部分：閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文意回答問題或完成句子填空。Passage：Withtheriseofdigitalpayments,thebankingsectorinXiamen’sXiang’anDistricthasundergonesignificantchanges.Localfinancialinstitutions,includingPudongBank,haveintroducedmobilebankingappswithadvancedfeaturessuchasAI-drivencustomerserviceandblockchain-basedtransactions.However,challengesremain,suchascybersecurityrisksandtheneedtobridgethedigitaldivideamongelderlypopulations.Thedistrictgovernmenthaslaunchedinitiativestopromotefinancialliteracyprograms,ensuringinclusivebankingservicesforallresidents.6.Accordingtothepassage,whatisamajorconcernforthebankingsectorinXiang’an?A.HighoperatingcostsB.CybersecurityrisksC.LimitedcustomerbaseD.Inadequateinfrastructure7.WhichofthefollowingisNOTmentionedasanadvancedfeatureinPudongBank’smobileapp?A.AIcustomerserviceB.Real-timelanguagetranslationC.BlockchaintransactionsD.Digitalwalletintegration8.WhatdoesthegovernmentplantodotoimprovefinancialinclusioninXiang’an?A.RestrictmobilebankingservicesB.ProvidesubsidiesfordigitaldevicesC.LaunchfinancialliteracyprogramsD.Encouragecashtransactions9.Theword"inclusive"inthepassageisclosestinmeaningto:A.ExclusivelyB.EquallyaccessibleC.ExpensivelyD.Exponentially第三部分：語法填空（共5題，每題2分，共10分）題目要求：根據(jù)句子上下文，用所給動(dòng)詞的適當(dāng)形式填空。10.By2030,theXiang’anDistrictaimsto______(reduce)carbonemissionsby40%comparedto2020levels.11.Ifthebank______(notmeet)theregulatoryrequirements,itwillfacelegalconsequences.12.Thenewpolicywill______(benefit)smallbusinessesinthefintechsectorsignificantly.13.Neitherthebranchmanagernortheemployees______(agree)withtheproposedbudgetcuts.14.Thecompany’srevenuehas______(increase)steadilyoverthepastfiveyears,despitemarketfluctuations.第四部分：完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，選擇最佳選項(xiàng)填空。Lastyear,PudongBankinXiamenlaunchedapilotprogramto______(15)digital人民幣(e-CNY)insupermarketsandconveniencestoresacrossXiang’an.Theinitiativeaimedto______(16)cashlesstransactionsandreducerelianceonphysicalcurrency.Customerscouldusetheirbankcardsormobileappstomakepayments,______(17)specialQRcodes.Theprogramwas______(18)successful,witha30%increaseindigitaltransactionswithinthefirstsixmonths.However,someelderlyresidents______(19)thetransition,citingdifficultiesinusingsmartphones.Thebankthenorganizedtrainingsessionsto______(20)themwiththetechnology.15.A.introduceB.eliminateC.evaluateD.expand16.A.promoteB.discourageC.simplifyD.regulate17.A.viaB.withoutC.throughD.against18.A.initiallyB.graduallyC.unexpectedlyD.reluctantly19.A.opposedB.supportedC.ignoredD.welcomed20.A.educateB.criticizeC.rejectD.dismiss第五部分：翻譯填空（共5題，每題2分，共10分）題目要求：將中文句子翻譯成英文，填入空白處。21.浦發(fā)銀行廈門市翔安區(qū)分行致力于為客戶提供個(gè)性化的財(cái)富管理服務(wù)。PudongBank’sXiang’anBranchiscommittedto______customerswithcustomizedwealthmanagementservices.22.為促進(jìn)綠色金融發(fā)展，政府鼓勵(lì)企業(yè)投資可再生能源項(xiàng)目。To______greenfinance,thegovernmentencouragesbusinessestoinvestinrenewableenergyprojects.23.隨著科技的進(jìn)步，銀行需要不斷創(chuàng)新以保持競爭力。Withtechnologicaladvancements,banksneedto______tomaintaintheircompetitiveness.24.該銀行通過大數(shù)據(jù)分析，有效降低了信貸風(fēng)險(xiǎn)。Thebankhas______creditrisksbyutilizingbigdataanalytics.25.廈門翔安區(qū)計(jì)劃到2025年建成多個(gè)智能金融服務(wù)網(wǎng)點(diǎn)。Xiang’anDistrictplansto______severalintelligentfinancialserviceoutletsby2025.答案與解析第一部分：選詞填空1.C.challenged解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)不得不創(chuàng)新以適應(yīng)數(shù)字化趨勢，"challenge"（挑戰(zhàn)）符合語境。2.C.facilitates解析：政府通過政策扶持幫助當(dāng)?shù)刂行∑髽I(yè)擴(kuò)大綠色金融計(jì)劃，"facilitates"（促進(jìn)）最貼切。3.A.measures解析：合規(guī)規(guī)則要求銀行實(shí)施更嚴(yán)格的反洗錢措施，"measures"（措施）是最佳選擇。4.A.exhibit解析：亞洲市場持續(xù)展現(xiàn)出未來十年的高增長潛力，"exhibit"（展現(xiàn)）符合文意。5.A.minimizes解析：AI系統(tǒng)通過實(shí)時(shí)分析交易數(shù)據(jù)減少貸款違約，"minimizes"（最小化）最準(zhǔn)確。第二部分：閱讀理解6.B.Cybersecurityrisks解析：文中提到數(shù)字支付帶來的網(wǎng)絡(luò)安全風(fēng)險(xiǎn)是主要挑戰(zhàn)。7.B.Real-timelanguagetranslation解析：文中未提及銀行App具有實(shí)時(shí)翻譯功能。8.C.Launchfinancialliteracyprograms解析：政府計(jì)劃通過金融素養(yǎng)項(xiàng)目提升服務(wù)包容性。9.B.Equallyaccessible解析："inclusive"意為“包容性的”，即所有人都能平等使用服務(wù)。第三部分：語法填空10.reduce解析：動(dòng)詞原形，表示目標(biāo)。11.doesnotmeet解析：條件句主語是第三人稱單數(shù)，用"doesnotmeet"。12.willbenefit解析：一