光大銀行長春市寬城區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯與語法（共10題，每題1分，總計(jì)10分）題型說明：選擇最適合填入空格的單詞或短語。1.Thenewfinancialregulationsrequirebanksto______moretransparencyintheiroperations.A.ensureB.achieveC.maintainD.improve2.Inrecentyears,thebankingsectorinChangchunhas______asignificantgrowthindigitalservices.A.observedB.encounteredC.demonstratedD.facilitated3.To______compliancewithinternationalstandards,光大銀行hasstrengtheneditsinternalauditteam.A.meetB.followC.adaptD.exceed4.Theloanofficeremphasizedtheimportanceof______tocreditpoliciestominimizerisks.A.adheringB.stickingC.aligningD.complying5.Despiteeconomicdownturns,thedemandforhomeloansin寬城區(qū)has______stable.A.remainedB.fluctuatedC.declinedD.increased6.Thebank’smobileappallowscustomersto______paymentsanytime,anywhere.A.processB.executeC.handleD.manage7.Duetothepandemic,manySMEsinChangchunhave______financialsupportfrombanks.A.soughtB.requiredC.offeredD.withdrawn8.Thebranchmanagerhighlightedtheneedto______customersatisfactionthroughpersonalizedservices.A.enhanceB.boostC.improveD.increase9.Thebank’swealthmanagementdepartmentaimsto______clients’long-termfinancialgoals.A.achieveB.assistC.fulfillD.support10.Theregulatorycommitteereviewedthe______toensurecompliancewithanti-moneylaunderinglaws.A.frameworkB.policyC.guidelineD.procedure第二部分：閱讀理解（共5題，每題2分，總計(jì)10分）題型說明：根據(jù)文章內(nèi)容選擇最佳答案。Passage1ThebankingindustryinNortheastChinahasbeenundergoingrapidtransformationinrecentyears.Withtheadvancementoftechnology,traditionalbankslikeChinaMerchantsBankandIndustrialBankhaveexpandedtheirdigitalplatforms,offeringmoreconvenientservicestocustomersinChangchunandothercities.However,challengesremain,suchascybersecurityrisksandtheneedtoimprovefinancialliteracyamonglocalresidents.Thegovernmenthasintroducedpoliciestosupportthedevelopmentoffintech,encouragingbankstocollaboratewithtechcompanies.Asaresult,thenumberofdigitalbankingusersin寬城區(qū)hasdoubledoverthepastthreeyears.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginNortheastChina.B.ThedigitaltransformationofthebankingsectorinChangchun.C.Thegovernment’seffortstopromotefintechintheregion.D.Thechallengesfacedbybanksincybersecurity.2.WhichofthefollowingisNOTmentionedasachallengeinthebankingindustry?A.Cybersecurityrisks.B.Highoperatingcosts.C.Lowfinancialliteracy.D.Policysupportforfintech.3.Accordingtothepassage,whathashappenedtodigitalbankingusersin寬城區(qū)?A.Theyhavedecreased.B.Theyhavestagnated.C.Theyhavedoubled.D.Theyhaveremainedunchanged.Passage2光大銀行haslaunchedanewhomeloanprogramdesignedtosupportfirst-timehomeownersin寬城區(qū).Theprogramofferscompetitiveinterestratesandflexiblerepaymentterms,makingiteasierforyoungprofessionalstobuyproperty.Thebankhasalsopartneredwithlocalrealestatedeveloperstoprovideexclusivediscountsforcustomers.However,somecriticsarguethattheprogrammayleadtoincreasedhousingpricesinthearea.Thebankhasrespondedbyemphasizingitscommitmenttoaffordablehousinginitiatives.Theprogramisexpectedtobenefitover5,000familiesinthenexttwoyears.4.Whatistheprimarygoalofthenewhomeloanprogram?A.Toincreasehousingpricesin寬城區(qū).B.Tosupportfirst-timehomeowners.C.Tocollaboratewithrealestatedevelopers.D.Toattractmoreforeigninvestors.5.Whatisthemainconcernraisedbycritics?A.Theprogramistooexpensive.B.Itmayleadtohigherhousingprices.C.Thebanklackssufficientfunds.D.Therepaymenttermsaretoostrict.第三部分：完形填空（共5題，每題2分，總計(jì)10分）題型說明：選擇最適合填入空格的單詞。ThebankingsectorinChangchunhasbeenevolvingrapidly,withmoreinstitutionsadoptingdigitalsolutionstoimprovecustomerservice.AccordingtoarecentreportbythePeople’sBankofChina,thenumberofonlinebankingusersinthecityhasincreasedby30%inthepastyear.Thisgrowthisattributedtotheconvenienceofferedbymobileapps,suchasfundtransfersandbillpayments.However,thesectorstillfaceschallenges,includingtheneedforbettercybersecuritymeasuresandmorefinancialeducationforthepublic.BankslikeBankofChinaandAgriculturalBankofChinahaveinvestedheavilyinupgradingtheirdigitalplatforms.Asaresult,customerscannowaccessawiderrangeofserviceswithgreaterease.ThefutureofbankinginChangchunlookspromising,butcontinuouseffortsareneededtoaddressremainingissues.6.WhathasbeenthemostsignificantchangeinChangchun’sbankingsector?A.Theclosureoftraditionalbranches.B.Theadoptionofdigitalsolutions.C.Theincreaseinforeignbanks.D.Thereductioninloanapprovals.7.Whatisthemainreasonforthegrowthinonlinebankingusers?A.Higherinterestrates.B.Bettercybersecurity.C.Convenience.D.Morestaff.8.Whatchallengesdoesthesectorstillface?A.Highfees.B.Cybersecurityandfinancialeducation.C.Limitedservices.D.Fewercustomers.9.Whichbankshaveinvestedindigitalupgrades?A.IndustrialBankandChinaMerchantsBank.B.BankofChinaandAgriculturalBankofChina.C.PostalSavingsBankandChinaConstructionBank.D.ChinaDevelopmentBankandPINGAnBank.10.WhatdoesthefutureofbankinginChangchunlooklike?A.Uncertain.B.Traditional.C.Promisingbutwithchallenges.D.Declining.第四部分：翻譯（共2題，每題5分，總計(jì)10分）題型說明：將中文句子翻譯成英文。1.光大銀行計(jì)劃在寬城區(qū)開設(shè)一家新的分行，以滿足當(dāng)?shù)厝找嬖鲩L的金融需求。2.為了提高客戶滿意度，銀行推出了一系列個(gè)性化服務(wù)，包括財(cái)富管理和貸款咨詢。第五部分：寫作（共1題，10分）題型說明：寫一篇短文（100-150詞），主題為“科技如何改變銀行業(yè)務(wù)”。SampleAnswer:Technologyhasrevolutionizedthebankingindustry,makingservicesmoreaccessibleandefficient.Digitalbankingplatformsallowcustomerstoperformtransactionsanytime,anywhere,reducingtheneedforphysicalbranches.Meanwhile,AI-driventoolshaveimprovedriskmanagementbyanalyzingvastamountsofdata.Fintechstartupshavealsointroducedinnovativesolutions,suchasblockchain-basedpaymentsandrobo-advisors.However,challengeslikecybersecurityanddigitalliteracyremain.Banksmustcontinuetoinvestintechnologywhileensuringcustomersafetyandeducation.Ultimately,thefutureofbankingliesinbalancinginnovationwithreliabilitytomeetevolvingcustomerneeds.答案與解析第一部分：詞匯與語法1.A(ensure)解析：ensure強(qiáng)調(diào)“確?！?，符合句意。2.C(demonstrated)解析：demonstrate“展示”符合銀行業(yè)務(wù)增長的表達(dá)。3.A(meet)解析：meetcompliance