中信銀行長沙市長沙縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.encouragedC.delayedD.supported2.長沙縣近年來吸引了大量______duetoitsfavorablebusinessenvironmentandtaxincentives.A.startupsB.retireesC.touristsD.farmers3.Ourbank’smobileappaimsto______customerconveniencebyoffering24/7services.A.maximizeB.minimizeC.ignoreD.eliminate4.Theeconomicpoliciesofthelocalgovernmenthave______foreigninvestmentintheregion.A.attractedB.repelledC.neglectedD.limited5.The______betweeninflationandinterestratesisacriticalfactorforfinancialanalysts.A.conflictB.relationshipC.disagreementD.conflict6.Thenewcreditscoringsystemwill______theriskofloandefaultsbyassessingrepaymenthistorymoreaccurately.A.reduceB.increaseC.ignoreD.postpone7.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsthroughgreenfinancing.A.reduceB.expandC.ignoreD.promote8.Theregulatorychangeshave______compliancecostsforsmallbusinessesinthefintechsector.A.reducedB.increasedC.ignoredD.stabilized9.The______ofdigitalpaymentshastransformedthewaypeopleconducttransactionsinurbanareaslikeChangsha.A.adoptionB.rejectionC.delayD.refusal10.Thebranchmanageremphasizedtheimportanceof______customerfeedbacktoimproveservicequality.A.collectingB.ignoringC.delayingD.dismissing二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThefinanciallandscapeinChangshaCountyhasbeensignificantlyreshapedbytheriseoffintech.TraditionalbankslikeChinaCITICBankhaveintensifiedtheirdigitaltransformationeffortstostaycompetitive.Localpolicies,suchastaxbreaksandsubsidies,haveattractednumerousstartups,particularlyinthefieldsofmobilepaymentsandblockchaintechnology.However,challengesremain,includingregulatorycomplianceandcybersecurityrisks.Despitethesehurdles,theintegrationofartificialintelligenceinbankingserviceshasimprovedefficiency,enablingreal-timeriskassessmentandpersonalizedfinancialadvice.ThesuccessoftheseinnovationshasnotonlyboostedthelocaleconomybutalsopositionedChangshaCountyasapotentialhubforfinancialtechnologyinCentralChina.1.WhathasbeentheprimarydriverofChangshaCounty’sfinancialsectortransformation?A.GovernmentsubsidiesB.FintechadvancementsC.TraditionalbankingdominanceD.Urbanization2.Accordingtothepassage,whatchallengesdofintechcompaniesfaceinChangshaCounty?A.LimitedfundingB.RegulatorycomplianceandcybersecurityC.LackofskilledworkersD.Hightaxes3.Howhasartificialintelligencebenefitedbankingservicesintheregion?A.ByreducingbranchclosuresB.Byenablingreal-timeriskassessmentandpersonalizedadviceC.ByincreasingpaperusageD.Byeliminatinghumaninteraction4.WhatdoesthepassagesuggestaboutChangshaCounty’sfutureinfintech?A.Itwillremainanichemarket.B.ItcouldbecomeafinancialtechnologyhubinCentralChina.C.Itwillloseitscompetitiveedge.D.Itwillfocusonlyontraditionalbanking.5.Theword“reshaped”inthefirstsentenceisclosestinmeaningto:A.stabilizedB.improvedC.transformedD.declined三、語法填空（共10題，每題1分）directions:Fillineachblankwiththemostappropriateformofthewordgiveninbrackets.1.Despitetheeconomicdownturn,thebankhasmanagedto______(retain)itsmarketshare.2.Thenewlendingpolicyrequiresborrowerstoprovide______(valid)identificationdocuments.3.Ifyouwantto______(qualify)fortheloan,yourcreditscoremustbeabove600.4.Thefinancialadvisorsuggestedinvestingin______(diversify)assetstomitigaterisk.5.Thecompany’srevenuehas______(increase)by15%sincethelaunchofthenewproduct.6.Employeesareencouragedto______(participate)inthecompany’swellnessprogram.7.Theregulatorycommitteewill______(review)theapplicationbeforemakingadecision.8.Thebank’smobileappallowscustomersto______(transfer)fundsbetweenaccountsinstantly.9.Thecustomerserviceteammust______(resolve)thedisputewithin48hours.10.Theeconomicreporthighlightstheneedto______(strengthen)thefinancialsystem.四、完形填空（共10題，每題2分）directions:Readthepassageandchoosethebestoption(A,B,C,D)tocompleteeachblank.Theriseofdigitalbankinghas______(1)thewayfinancialservicesaredelivered.Traditionalbrick-and-mortarbankshave______(2)adoptingtechnologytoenhancecustomerexperience.Forinstance,online/mobilebankinghas______(3)popular,allowinguserstoperformtransactionsanytime,anywhere.However,thisshifthasalso______(4)challenges,suchasdatasecurityconcernsandtheneedfordigitalliteracyamongoldercustomers.Toaddresstheseissues,financialinstitutionshave______(5)investinginuser-friendlyinterfacesandeducationalprograms.Thefutureofbankingliesinbalancinginnovationwithcustomer-centricstrategiesto______(6)sustainablegrowth.1.A.revolutionized2.A.reluctantly3.A.become4.A.brought5.A.continued6.A.achieve五、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.長沙縣的經(jīng)濟(jì)增長主要得益于其優(yōu)越的地理位置和政策支持。2.銀行通過大數(shù)據(jù)分析提高了風(fēng)險評估的準(zhǔn)確性。3.我們致力于為客戶提供高效、便捷的金融服務(wù)。4.政府鼓勵企業(yè)采用綠色金融工具以促進(jìn)可持續(xù)發(fā)展。5.客戶反饋是提升服務(wù)質(zhì)量的重要參考依據(jù)。答案及解析一、選詞填空1.A(forced)解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)，否則將面臨淘汰。2.A(startups)解析：長沙縣因其良好的商業(yè)環(huán)境和稅收優(yōu)惠政策吸引了大量初創(chuàng)企業(yè)。3.A(maximize)解析：銀行移動應(yīng)用旨在最大化客戶便利性，提供全天候服務(wù)。4.A(attracted)解析：當(dāng)?shù)卣慕?jīng)濟(jì)政策吸引了外國投資。5.B(relationship)解析：通貨膨脹和利率之間的關(guān)系是金融分析師關(guān)注的重點(diǎn)。6.A(reduce)解析：新的信用評分系統(tǒng)通過更準(zhǔn)確地評估還款歷史來降低貸款違約風(fēng)險。7.A(reduce)解析：銀行通過綠色融資努力減少碳排放。8.A(reduced)解析：監(jiān)管變化降低了金融科技公司的小型企業(yè)合規(guī)成本。9.A(adoption)解析：數(shù)字支付的普及改變了長沙等城市居民的交易方式。10.A(collecting)解析：分行經(jīng)理強(qiáng)調(diào)收集客戶反饋以提升服務(wù)質(zhì)量的重要性。二、閱讀理解1.B(fintechadvancements)解析：文章指出，金融科技的發(fā)展是長沙縣金融領(lǐng)域轉(zhuǎn)型的主要驅(qū)動力。2.B(regulatorycomplianceandcybersecurity)解析：文章提到，監(jiān)管合規(guī)和網(wǎng)絡(luò)安全是fintech公司面臨的挑戰(zhàn)。3.B(enablingreal-timeriskassessmentandpersonalizedadvice)解析：人工智能的應(yīng)用使銀行能夠?qū)崟r評估風(fēng)險并提供個性化建議。4.B(itcouldbecomeafinancialtechnologyhubinCentralChina)解析：文章暗示長沙縣可能成為中部地區(qū)的金融科技中心。5.C(transformed)解析：“reshaped”意為“重塑”，與“transformed”意思最接近。三、語法填空1.retained2.