民生銀行西寧市城中區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：詞匯選擇（共10題，每題1分）說(shuō)明：每題空缺處需要填入一個(gè)合適的單詞，使句子意思完整、語(yǔ)法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovate.A.forcedB.encouragedC.threatenedD.supported2.InWesternChina,theeconomicgrowthofcitieslikeXiningreliesheavilyon______industriessuchastourismandagriculture.A.secondaryB.tertiaryC.primaryD.quaternary3.ThenewbranchinChengzhongDistrictaimsto______financialservicestounderservedcommunities.A.provideB.limitC.reduceD.exclude4.ManyyoungpeopleinQinghaiare______foronlinebankingduetoitsconvenience.A.switchingB.ignoringC.avoidingD.complaining5.Thebank’sCSRprogramfocuseson______povertyalleviationinruralareas.A.reducingB.supportingC.ignoringD.opposing6.TheregulatoryenvironmentinChinarequiresbankstoenhance______topreventfinancialrisks.A.transparencyB.secrecyC.flexibilityD.inefficiency7.Theloanofficercarefully______theborrower’scredithistorybeforeapprovingtheapplication.A.reviewedB.ignoredC.dismissedD.exaggerated8.TheopeningofthenewATMinXining’sdowntownareaisexpectedto______customersatisfaction.A.improveB.decreaseC.delayD.disrupt9.Thebank’smobileapphasbeen______toincludemorepersonalizedfinancialrecommendations.A.updatedB.outdatedC.neglectedD.abandoned10.TheeconomicpoliciesinNingxiahave______smallbusinessestoexpandtheiroperations.A.encouragedB.restrictedC.complicatedD.ignored第二部分：閱讀理解（共5題，每題2分）說(shuō)明：閱讀以下短文，然后根據(jù)問(wèn)題選擇最佳答案。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikeChinaMerchantsBankhavebeenforcedtoadapttothecompetitionfromfintechcompanies.Accordingtoarecentreport,65%ofyoungconsumersinWesternChinaprefermobilebankingoverphysicalbranchesduetoitsconvenience.However,traditionalbanksstillholdanadvantageintermsoftrustandsecurity.ThePeople’sBankofChinahasintroducedstricterregulationstoensurethestabilityofthedigitalfinancialsector.Despitethesechallenges,theintegrationoftechnologyintobankingservicesisirreversible.1.Whatisthemaintopicofthepassage?A.ThehistoryoffintechinChina.B.Theimpactofdigitalbankingontraditionalbanks.C.TheeconomicpoliciesofWesternChina.D.TheroleofthePeople’sBankofChina.2.Accordingtothepassage,whydoyoungconsumersprefermobilebanking?A.Itismoresecure.B.Itismoreexpensive.C.Itismoreconvenient.D.Itismoretraditional.3.Whatisthegovernment’sstanceondigitalbanking?A.Itsupportsunrestrictedgrowth.B.Itisindifferenttoitsdevelopment.C.Itisconcernedaboutfinancialstability.D.Itiseliminatingdigitalbanking.4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldisappear.B.Technologywillreplacehumaninteraction.C.Digitalandtraditionalbankingwillcoexist.D.Fintechwilldominatethemarket.5.WhichofthefollowingisNOTmentionedinthepassage?A.Thetrustfactoroftraditionalbanks.B.Thepreferenceofolderconsumersforphysicalbranches.C.TheregulationsimposedbythePeople’sBankofChina.D.Theroleoffintechcompaniesinthebankingsector.第三部分：語(yǔ)法填空（共5題，每題2分）說(shuō)明：根據(jù)句子意思和所給提示詞，用適當(dāng)形式填空。1.Thebankplansto______(open)anewofficeintheChengzhongDistrictnextyear.2.Customerscan______(access)theiraccountsanytimethroughthemobileapp.3.Thefinancialanalystemphasizedthe______(importance)ofriskmanagement.4.ManysmallbusinessesinQinghaihave______(benefit)fromgovernmentsubsidies.5.Thebank’strainingprogramaimstoimproveemployees’______(skill)indigitalbanking.第四部分：翻譯（共2題，每題5分）說(shuō)明：將下列中文句子翻譯成英文。1.民生銀行西寧分行致力于為當(dāng)?shù)鼐用裉峁└憬莸慕鹑诜?wù)。2.在經(jīng)濟(jì)復(fù)蘇階段，政府鼓勵(lì)銀行加大對(duì)中小企業(yè)的信貸支持。第五部分：完形填空（共10題，每題1分）說(shuō)明：閱讀以下短文，根據(jù)上下文選擇最佳答案。Lastyear,theChinaMerchantsBankbranchinXining’sChengzhongDistrict______(1)amajorrenovation.Thebank______(2)toattractmoreyoungcustomersbyimprovingitsdigitalservices.Thenewlobby______(3)interactivescreensandself-servicekiosks,makingtheexperiencemoreefficient.However,somecustomers______(4)thatthebankhaslostitstraditionalcharm.Themanagementteam______(5)toaddresstheseconcernsbyaddingmorehumantouchtotheservice.Inthefuture,thebankplansto______(6)greenfinanceinitiativestosupportsustainabledevelopmentinWesternChina.Withtherightstrategies,thebranchisexpectedto______(7)itsmarketshare.1.A.launched2.B.attempted3.C.featured4.D.claimed5.E.promised6.F.introduce7.G.expand答案及解析第一部分：詞匯選擇1.A.forced→金融科技的發(fā)展迫使傳統(tǒng)銀行業(yè)不得不創(chuàng)新。2.C.primary→西寧等西部城市的經(jīng)濟(jì)增長(zhǎng)嚴(yán)重依賴(lài)第一產(chǎn)業(yè)，如旅游業(yè)和農(nóng)業(yè)。3.A.provide→新分行為弱勢(shì)群體提供金融服務(wù)。4.A.switching→許多青海年輕人轉(zhuǎn)向網(wǎng)上銀行，因?yàn)槠浞奖恪?.B.supporting→銀行的CSR計(jì)劃專(zhuān)注于支持農(nóng)村扶貧。6.A.transparency→中國(guó)的監(jiān)管環(huán)境要求銀行加強(qiáng)透明度以防止金融風(fēng)險(xiǎn)。7.A.reviewed→貸款員在批準(zhǔn)申請(qǐng)前仔細(xì)審查了借款人的信用記錄。8.A.improve→新ATM機(jī)的開(kāi)通預(yù)計(jì)將提高客戶(hù)滿意度。9.A.updated→銀行手機(jī)應(yīng)用已更新以提供更多個(gè)性化財(cái)務(wù)建議。10.A.encouraged→寧夏的經(jīng)濟(jì)政策鼓勵(lì)小企業(yè)擴(kuò)大經(jīng)營(yíng)。第二部分：閱讀理解1.B.Theimpactofdigitalbankingontraditionalbanks.→文章主要討論數(shù)字銀行業(yè)對(duì)傳統(tǒng)銀行的沖擊。2.C.Itismoreconvenient.→年輕人更喜歡移動(dòng)銀行是因?yàn)槠浞奖恪?.C.Itisconcernedaboutfinancialstability.→政府關(guān)注金融穩(wěn)定，出臺(tái)了更嚴(yán)格的監(jiān)管政策。4.C.Digitalandtraditionalbankingwillcoexist.→數(shù)字銀行與傳統(tǒng)銀行將共存。5.B.Thepreferenceofolderconsumersforphysicalbranches.→文章未提及老年人偏愛(ài)實(shí)體分