民生銀行濟(jì)寧市兗州區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.TherecenteconomicpoliciesinShandongProvincehavesignificantly______thelocalfinancialsector,includingcommercialbankslikeChinaMerchantsBank.A.boostedB.weakenedC.stabilizedD.disrupted2.Asaregionalfinancialcenter,YanzhouDistrictinJiningCityplaysacrucialrolein______smallandmedium-sizedenterprises(SMEs)withtailoredbankingservices.A.supportingB.opposingC.neglectingD.regulating3.ThePeople’sBankofChina’s(PBOC)latestmonetaryeasingmeasuresareexpectedto______liquidityinthebankingsystem,benefitinginstitutionslikeChinaMerchantsBank.A.reduceB.increaseC.maintainD.fluctuate4.ChinaMerchantsBank’sgreenfinanceinitiativeshavehelpedmanylocalenterprisesinYanzhouDistrict______theirenvironmentalimpact.A.minimizeB.maximizeC.ignoreD.expand5.Thebank’sdigitaltransformationstrategyaimsto______operationalefficiencywhileimprovingcustomerserviceinruralareasofJining.A.reduceB.enhanceC.delayD.minimize6.Thelocalgovernment’seffortstoattractforeigninvestmenthavecreatednewopportunitiesfor______bankingservicesinYanzhouDistrict.A.expandingB.limitingC.reducingD.stabilizing7.TheannualfinancialsymposiuminJiningCityoftenfeaturesdiscussionson______challengesintheregionalbankingsector.A.innovativeB.traditionalC.systemicD.individual8.ChinaMerchantsBank’scorporatesocialresponsibility(CSR)programsfocuson______communitydevelopmentinunderprivilegedareasofShandong.A.supportingB.underminingC.ignoringD.delaying9.Thebank’sriskmanagementframeworkisdesignedto______potentialfinanciallosseswhileensuringcompliancewithregulatoryrequirements.A.mitigateB.ignoreC.amplifyD.overlook10.TheriseoffintechhasforcedtraditionalbankslikeChinaMerchantsBankto______theirbusinessmodelstostaycompetitive.A.revampB.expandC.simplifyD.preserve二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsbasedontheinformationprovided.Passage:TherapiddevelopmentofthefintechindustryhasreshapedthebankinglandscapeinChina.Traditionalfinancialinstitutions,suchasChinaMerchantsBank,havebeenforcedtoadapttonewtechnologieslikeartificialintelligence(AI)andblockchain.Theseinnovationshavenotonlyimprovedefficiencybutalsoopenednewrevenuestreams.However,theyalsoposechallengesintermsofcybersecurityanddataprivacy.ThePeople’sBankofChinahasintroducedstricterregulationstoensurethatbankslikeChinaMerchantsBankmaintainhighstandardsofsecurity.Meanwhile,thebankhasbeenactivelyinvestingindigitalinfrastructuretobetterservecustomersinruralareasofShandongProvince.1.Whathasbeentheprimaryimpactoffintechontraditionalbanks?A.IncreasedcompetitionB.DecreasedefficiencyC.LimitedinnovationD.Reducedprofitability2.Accordingtothepassage,whatisonechallengefintechpresentstobanks?A.HighercostsB.CybersecurityrisksC.RegulatorycomplianceD.Customerdissatisfaction3.HowhasChinaMerchantsBankrespondedtofintechchallenges?A.ByignoringtechnologicaladvancementsB.ByinvestingindigitaltransformationC.ByreducingitsfocusonruralcustomersD.Byrelyingsolelyontraditionalbankingmethods4.WhatroledoesthePeople’sBankofChinaplayinthebankingsector?A.Itcompeteswithcommercialbanks.B.Itsetsregulatorystandards.C.Itdirectlymanagesbankoperations.D.Itencouragesunregulatedgrowth.5.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbankingentirely.C.Therewillbeabalancebetweeninnovationandregulation.D.Bankswillfocusonlyonurbancustomers.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththemostappropriatewordfromthefouroptions(A,B,C,D).Lastyear,ChinaMerchantsBanklaunchedanewprogramtosupportsmallbusinessesinYanzhouDistrict,JiningCity.Theprogram______(6)______financialliteracytraining,mentorship,andaccesstocredit.Theinitiativewas______(7)______toaddressthechallengesfacedbyentrepreneursintheregion.Localbusinesses,especiallythoseinthemanufacturingsector,have______(8)______benefitedfromthebank’ssupport.Manyhavereportedimprovedcashflowandeasieraccesstofunding.Thebank’steamoffinancialexpertsalso______(9)______personalizedadvicetohelpbusinessesnavigatecomplexfinancialregulations.Theprogram’ssuccesshasencouragedChinaMerchantsBanktoexpanditsservicestootherdistrictsinJining.Thebank’sCEOemphasizedtheimportanceof______(10)______thelocaleconomythroughfinancialinclusion.6.A.includesB.includedC.includingD.toinclude7.A.intendedB.intendedC.intendsD.intending8.A.alreadyB.alreadyC.alreadyD.already9.A.providesB.providedC.providingD.provide10.A.stimulatingB.stimulateC.stimulatesD.stimulate四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.兗州區(qū)政府近年來加大了對本地中小企業(yè)的金融支持力度。2.中國人民銀行的政策調(diào)整對區(qū)域銀行體系的穩(wěn)定性產(chǎn)生了深遠(yuǎn)影響。3.民生銀行通過數(shù)字化平臺提升了客戶在濟(jì)寧市的金融服務(wù)體驗。4.綠色金融是當(dāng)前銀行業(yè)可持續(xù)發(fā)展的重要方向。5.銀行在風(fēng)險管理方面需要平衡創(chuàng)新與合規(guī)之間的關(guān)系。五、寫作（1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofBanksinPromotingRegionalEconomicDevelopment."答案及解析一、選詞填空1.A(boosted)解析：ShandongProvince的經(jīng)濟(jì)政策對當(dāng)?shù)亟鹑跇I(yè)（包括民生銀行）有積極推動作用。2.A(supporting)解析：YanzhouDistrict作為區(qū)域金融中心，通過定制化銀行服務(wù)支持中小企業(yè)發(fā)展。3.B(increase)解析：PBOC的貨幣寬松措施會增加銀行體系流動性，利好民生銀行等機(jī)構(gòu)。4.A(minimize)解析：綠色金融幫助當(dāng)?shù)仄髽I(yè)減少環(huán)境影響，符合可持續(xù)發(fā)展理念。5.B(enhance)解析：銀行數(shù)字化轉(zhuǎn)型旨在提升運營效率并改善農(nóng)村客戶服務(wù)。6.A(expanding)解析：地方政府吸引外資為區(qū)域銀行業(yè)務(wù)拓展創(chuàng)造機(jī)會。7.C(systemic)解析：JiningCity的金融論壇常討論區(qū)域銀行業(yè)系統(tǒng)性挑戰(zhàn)。8.A(supporting)解析：民生銀行的CSR項目關(guān)注欠發(fā)達(dá)地區(qū)的社區(qū)發(fā)展。9.A(mitigate)解析：銀行風(fēng)控框架旨在減輕潛在財務(wù)損失并符合監(jiān)管要求。10.A(revamp)解析：Fintech崛起迫使傳統(tǒng)銀行革新業(yè)務(wù)模式以保持競爭力。二、閱讀理解1.A(Increasedcompetition)解析：文章指出fintech重塑了銀行業(yè)，傳統(tǒng)銀行面臨競爭壓力。2.B(Cybersecurityrisks)解析：文章提到fintech帶來的挑戰(zhàn)包括網(wǎng)絡(luò)安全和數(shù)據(jù)隱私問題。3.B(Investingindigitaltransformation)解析：民生銀行通過投資數(shù)字基礎(chǔ)設(shè)施應(yīng)對fintech挑戰(zhàn)。4.B(Setsregulatorystandards)解析：PBOC通過監(jiān)管政策確保銀行（如民生銀行）維護(hù)高安全標(biāo)準(zhǔn)。5.C(Therewillbeabalancebetweeninnovationandregulation)解析：文章暗示銀行業(yè)將平衡創(chuàng)新與監(jiān)管。三、完形填空6.A(includes)7.A(intended)8.A(already)9.A(provides)10.A(stimulating)四、翻譯填空1.TheYanzhouDistrictgovernmenthasrecentlyintensifiedfinancialsupportforlocalsmallandmedium-sizedenterprises.2.ThePeople’sBankofChina’spolicyadjustmentshavehadaprofoundimpactonthestabilityoftheregionalbankingsystem.3.ChinaMerchantsBankhasenhancedthefinancialserviceexperienceforcustomersinJiningCitythroughitsdigitalplatform.4.Greenfinanceisakeydirectionforsustainabledevelopmentinthebankingindustry.5.Banksneedtobalancetherelationshipbetweeninnovationandcomplianceinriskmanagement.五、寫作參考范文TheRoleofBanksinPromotingRegionalEconomicDevelopmentBanksplayapivotalroleinregionaleconomicdevelopmentbyprovidingfinancialservi