平安銀行成都市金牛區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（本部分考察詞匯運(yùn)用能力，需根據(jù)上下文選擇最合適的單詞填空）1.Therapiddevelopmentoffintechhassignificantly______theefficiencyoffinancialservicesinChengdu.A.improvedB.decreasedC.complicatedD.standardized2.Toenhancecustomersatisfaction,PingAnBankinJinxiuDistrictemphasizespersonalized______andinnovativeservicemodels.A.approachesB.strategiesC.technologiesD.products3.ThenewbranchinSichuanStreetisdesignedto______moreyoungprofessionalsandfamiliesbyofferingflexiblebankinghours.A.attractB.excludeC.limitD.ignore4.Accordingtothereport,thedigitaltransformationofthebankingsectorinwesternChinais______comparedtoeasternregions.A.slowerB.fasterC.moreexpensiveD.morechallenging5.ThecollaborationbetweenPingAnandlocalgovernmentsaimsto______theregionaleconomythroughfinancialsupportforsmallbusinesses.A.boostB.weakenC.stabilizeD.disrupt二、閱讀理解（共4題，每題3分，共12分）（本部分提供一篇與銀行業(yè)務(wù)或區(qū)域經(jīng)濟(jì)發(fā)展相關(guān)的短文，要求根據(jù)文章內(nèi)容回答問題）Passage:ThePeople'sBankofChinarecentlyannouncednewpoliciestosupportthegrowthofruralfinanceinwesternChina.Thesemeasuresincludetaxincentivesforbanksoperatinginremoteareas,lowerlendingratesforagriculturalprojects,andtheestablishmentofmoredigitalbankinginfrastructure.Chengdu,asamajoreconomichubinSichuanProvince,isexpectedtoseeincreasedinvestmentinfinancialtechnologytobridgetheurban-ruralgap.Localbanks,includingPingAn,havealreadystartedexpandingtheirruralbankingnetworksbypartneringwithagriculturalcooperativesandsmall-scaleenterprises.Thegoalistoensurethatruralcommunitieshaveaccesstoaffordablecreditandmodernbankingservices.1.WhatisthemainfocusofthenewpoliciesannouncedbythePeople'sBankofChina?A.Restrictingbankoperationsinruralareas.B.PromotingfinancialdevelopmentinwesternChina.C.Increasingtaxesforagriculturalbusinesses.D.Reducingdigitalbankinginvestments.2.HowdolocalbankslikePingAnplantosupportruralfinanceinChengdu?A.Byraisinglendingratesforagriculturalprojects.B.Throughpartnershipswithagriculturalcooperatives.C.Byclosingtheirurbanbranchestofocusonruralareas.D.Bydiscouragingdigitalbankinginitiatives.3.WhatistheexpectedoutcomeofthenewpoliciesinChengdu?A.Adeclineinruralcreditavailability.B.Greaterfinancialinclusioninruralareas.C.IncreasedtaxesforbanksinwesternChina.D.AreductioninbankinvestmentsinSichuanProvince.4.Accordingtothepassage,whatistheroleoffintechinthenewruralfinancestrategy?A.Toreplacetraditionalbankingservicesentirely.B.Tocomplementexistingbankinginfrastructure.C.Todiscourageruralbusinessgrowth.D.Tofocusonlyonurbaneconomies.三、語(yǔ)法填空（共5題，每題2分，共10分）（本部分考察語(yǔ)法知識(shí)，需根據(jù)句子意思填寫合適的單詞，單復(fù)數(shù)、時(shí)態(tài)、詞性需準(zhǔn)確）1.Therecentsurveyrevealsthat______than60%ofyoungadultsinChengduprefermobilebankingoverin-persontransactions.[Hint:comparativeadjective]2.Toremaincompetitive,PingAnBankmust______itsdigitalservicestomeettheevolvingneedsofcustomersinJinxiuDistrict.[Hint:verb(baseform)]3.Thenewfinancialregulationsrequireallbanksto______strictcompliancemeasurestopreventfraudandensuredatasecurity.[Hint:verb(presentparticiple)]4.Despitetheeconomicchallenges,thebankingsectorinwesternChinacontinuesto______significantgrowth,drivenbygovernmentsupportandtechnologicalinnovation.[Hint:verb(presentcontinuous)]5.Thebranchmanageremphasizedthatemployeesshould______theircustomerserviceskillstohandlecomplexfinancialinquirieseffectively.[Hint:verb(presentperfect)]四、完形填空（共5題，每題2分，共10分）（本部分提供一篇未分段的短文，需根據(jù)上下文選擇最合適的選項(xiàng)）Lastyear,PingAnBankinChengdulaunchedapilotprogramtoimprovefinancialliteracyamonghighschoolstudentsinJinxiuDistrict.Theinitiativeinvolvedinteractiveworkshops,onlinecourses,andmentorshipprogramsbybankemployees.Accordingtofeedback,studentsshoweda30%increaseintheirunderstandingofpersonalfinanceafterparticipating.Thebankplanstoexpandtheprogramnextyear,addingmodulesoninvestmentstrategiesandcryptocurrencybasics.Localeducatorsbelievethisisatimelyeffort,asfinancialscamstargetingyouthhaveriseninrecentyears.Theprogramalsoaimstoattracttalentedstudentstothebankingindustry,withseveralparticipantsexpressinginterestinjoiningPingAnaftergraduation.1.Whatwastheprimarygoalofthepilotprogram?A.Toincreasebankprofits.B.Topromotefinancialeducation.C.Toreducethenumberofbankbranches.D.Totrainhighschoolteachers.2.Howdidstudentsbenefitfromtheprogram?A.Theylearnedtoinvestinrealestate.B.Theygainedbetterfinancialknowledge.C.TheyreceivedjobsatPingAn.D.Theystudiedcryptocurrencyextensively.3.Whydoeducatorssupporttheprogram?A.Becauseitcostslessthanotherinitiatives.B.Duetotheriseinfinancialfraud.C.Sinceitfocusesonbankadvertising.D.Asitrequiresnostudentparticipation.4.Whatdoesthebankplantodonextyear?A.Endtheprogramduetolowsuccess.B.Keeptheprogramthesame.C.Addmorecontenttothecurriculum.D.Focusonlyoncollegestudents.5.Whatisthelong-termobjectiveoftheinitiative?A.Tohiremorehighschoolgraduates.B.Toeducatethenextgenerationofbankemployees.C.Toreducethenumberofbankcustomers.D.Topromotetraditionalbankingservices.五、改錯(cuò)題（共5題，每題2分，共10分）（本部分提供含有錯(cuò)誤的句子，需找出并改正錯(cuò)誤）1.Thenewfintechpolicywilltakeeffectfromnextmonthanditwillrequireallbankstoreporttheirdatatothecentralauthority.→[Hint:conjunctionerror]2.Despitefacingmanychallenges,theexpansionofdigitalbankinginwesternChinahasmaderemarkableprogressoverthepastdecade.→[Hint:subject-verbagreementerror]3.Employeesareencouragedtoattendthefinancialtrainingsessionbecausetheyhavebeeninformedabouttheupcomingchangesinregulations.→[Hint:verbtenseerror]4.Ifthebankfailstomeetthecompliancerequirements,itcouldresultinheavypenaltiesandreputationaldamageforthecompany.→[Hint:verbformerror]5.ThecustomerserviceteamattheChengdubranchhasbeenworkinghardtoimprovetheirresponsetimeandsatisfyclientsmoreefficiently.→[Hint:articleerror]參考答案與解析一、選詞填空1.A(improved)解析：fintech的發(fā)展顯著提高了金融服務(wù)效率。2.B(strategies)解析：為提升客戶滿意度，平安銀行金牛區(qū)強(qiáng)調(diào)個(gè)性化服務(wù)策略。3.A(attract)解析：四川街的新分行旨在吸引更多年輕專業(yè)人士和家庭。4.A(slower)解析：與東部地區(qū)相比，中國(guó)西部地區(qū)的銀行業(yè)數(shù)字化轉(zhuǎn)型較