華夏銀行北京市豐臺(tái)區(qū)2025秋招筆試英語(yǔ)題專練及答案題目部分一、選詞填空（共10題，每題1分，共10分）背景提示：本部分題目涉及金融行業(yè)常用詞匯，考生需根據(jù)上下文選擇最合適的詞語(yǔ)填空。1.Thecompanyiscurrently______fornewtalenttoenhanceitscompetitiveedgeinthemarket.A.recruitingB.hiringC.searchingD.looking2.Duetotherecenteconomicdownturn,thebankhashadto______someofitsbranchestoreducecosts.A.closeB.shutdownC.terminateD.discontinue3.Ourfirmaimsto______amoresustainablebusinessmodeltomeetglobalenvironmentalstandards.A.adoptB.implementC.establishD.create4.Theloanofficercarefullyreviewedtheapplicant’s______toensurethecreditworthinessoftheloan.A.financialhistoryB.economicbackgroundC.monetaryrecordD.fiscalprofile5.Theregulatorychangeshave______thebankingsectortoadoptstrictercompliancemeasures.A.compelledB.forcedC.urgedD.required6.Thecompany’s______strategyhashelpeditexpanditsmarketshareintheAsia-Pacificregion.A.aggressiveB.competitiveC.proactiveD.expansive7.ThenewCEOisfocusedon______thecompany’soperationalefficiencytoimproveprofitability.A.enhancingB.boostingC.improvingD.elevating8.Thetradeagreementhas______theflowofcapitalbetweenthetwocountries,fosteringeconomicgrowth.A.facilitatedB.enabledC.encouragedD.promoted9.Theinvestmentbankiscurrently______amergerandacquisitiondealwithalocalfirm.A.negotiatingB.discussingC.arrangingD.coordinating10.Themarketanalystnotedasignificant______inthestockpricesoftechcompaniesthisquarter.A.fluctuationB.variationC.changeD.movement二、閱讀理解（共5題，每題2分，共10分）文章：ThebankingsectorinBeijinghasbeenundergoingsignificanttransformationsinrecentyears.Withtherapiddevelopmentoffintech,traditionalbanksarefacingincreasingcompetitionfromdigital-onlyfinancialinstitutions.Tostayrelevant,manybankshavebeeninvestingheavilyintechnologicalinfrastructureanddigitalservices.Forinstance,華夏銀行haslaunchedaseriesofmobilebankingappsthatofferconvenientandsecurefinancialservicestocustomers.Additionally,thebankhasbeenexploringblockchaintechnologytoenhancetransactionefficiencyandsecurity.TheregulatoryenvironmenthasalsoplayedacrucialroleinshapingthebankinglandscapeinBeijing.TheChinesegovernmenthasintroducedstricterregulationstoensurefinancialstabilityandprotectconsumers.Banksarenowrequiredtocomplywithmorestringentdataprivacyandanti-moneylaunderingmeasures.Thishasledtoamorecautiousapproachintermsofriskmanagement.Despitethesechallenges,thebankingsectorinBeijingremainsoptimisticaboutfuturegrowth.Thecity’seconomicexpansionandtheincreasingwealthofitsresidentshavecreatedafavorableenvironmentforbankstoexpandtheirbusiness.Moreover,thegovernment’ssupportforfinancialinnovationhasencouragedbankstoexperimentwithnewbusinessmodels.題目：1.Accordingtothepassage,whatisoneofthekeychallengesfacedbytraditionalbanksinBeijing?A.LimitedcustomerbaseB.IncreasedcompetitionfromfintechcompaniesC.HighoperationalcostsD.Regulatorycomplianceissues2.Whathas華夏銀行donetoadapttothedigitalbankingtrend?A.ReduceditsphysicalbranchesB.LaunchedmobilebankingappsC.IncreaseditslendingratesD.Focusedontraditionalbankingservices3.HowhastheregulatoryenvironmentinfluencedthebankingsectorinBeijing?A.IthasledtoincreasedcompetitionB.IthasencouragedfinancialinnovationC.IthasmadebanksmorecautiousinriskmanagementD.Ithasreducedcustomertrust4.WhatistheoutlookforthebankingsectorinBeijing?A.ItisexpectedtodeclineduetotechnologicaladvancementsB.ItisexpectedtoremainstablebutfaceregulatorychallengesC.ItisexpectedtogrowwithgovernmentsupportD.Itisexpectedtoshrinkduetoeconomicdownturn5.WhichofthefollowingisNOTmentionedasameasuretakenbybankstoadapttodigitalbanking?A.InvestingintechnologicalinfrastructureB.EnhancingtransactionsecurityC.ExpandingphysicalbranchesD.Exploringblockchaintechnology三、完形填空（共5題，每題2分，共10分）文章：ThefinancialindustryinBeijinghasbeenevolvingrapidly,drivenbytechnologicaladvancementsandregulatorychanges.Banksandfinancialinstitutionsareincreasinglyadoptingdigitalsolutionstoimprovecustomerexperienceandoperationalefficiency.Forinstance,華夏銀行hasintroducedanewmobilebankingappthatallowscustomerstoperformawiderangeoftransactionsseamlessly.Theapp’suser-friendlyinterfaceandadvancedsecurityfeatureshavemadeitapopularchoiceamongcustomers.Moreover,theriseoffintechhasforcedtraditionalbankstorethinktheirbusinessmodels.Manybanksarenowpartneringwithfintechcompaniestoleveragetheirexpertiseindigitaltechnology.Thiscollaborationhasenabledbankstoofferinnovativefinancialproductsandservicesthatmeetthechangingneedsofcustomers.TheregulatorylandscapehasalsobeenasignificantfactorinshapingthefinancialindustryinBeijing.TheChinesegovernmenthasintroducedstricterregulationstoensurefinancialstabilityandprotectconsumers.Banksarenowrequiredtocomplywithmorestringentdataprivacyandanti-moneylaunderingmeasures.Thishasledtoamoretransparentandsecurefinancialenvironment.Despitethesechallenges,thefinancialindustryinBeijingremainsoptimisticaboutfuturegrowth.Thecity’seconomicexpansionandtheincreasingwealthofitsresidentshavecreatedafavorableenvironmentforbankstoexpandtheirbusiness.Moreover,thegovernment’ssupportforfinancialinnovationhasencouragedbankstoexperimentwithnewbusinessmodels.題目：1.Theword"evolving"inthefirstparagraphisclosestinmeaningto:A.stagnatingB.transformingC.decliningD.remainingstable2.Whathas華夏銀行introducedtoimprovecustomerexperience?A.NewphysicalbranchesB.AnewmobilebankingappC.HigherinterestratesD.Traditionalbankingservices3.Theword"leveraging"inthesecondparagraphisclosestinmeaningto:A.utilizingB.reducingC.minimizingD.eliminating4.Whathastheregulatorylandscapeledtointhefinancialindustry?A.IncreasedcompetitionB.MoretransparentandsecureenvironmentC.HigheroperationalcostsD.Reducedcustomertrust5.Theword"optimistic"inthelastparagraphisclosestinmeaningto:A.pessimisticB.hopefulC.uncertain