浦發(fā)銀行新鄉(xiāng)市牧野區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題干背景：浦發(fā)銀行新鄉(xiāng)分行正籌備推出針對(duì)牧野區(qū)小微企業(yè)的普惠金融產(chǎn)品，需撰寫宣傳文案。請(qǐng)根據(jù)上下文選擇最合適的詞語填空。1.Thenewloanprogramaimsto__________smallbusinessesinthepastoralareabyofferinglowerinterestrates.A.supportB.discourageC.expandD.limit2.Localentrepreneursoftenfacedifficultiesinaccessing__________financialservicesduetorigiddocumentationrequirements.A.confidentialB.affordableC.complexD.unnecessary3.Ourbankwill__________digitaltoolstostreamlinetheapplicationprocessforruralclients.A.integrateB.ignoreC.delayD.overlook4.Thesuccessofthisinitiativedependson__________stakeholdercollaboration,includinggovernmentandcommunityparticipation.A.limitedB.enhancedC.reducedD.minimal5.Thepolicyencouragesbanksto__________lendingtohigh-potentialbutunderservedsectorsintheregion.A.restrictB.prioritizeC.postponeD.minimize二、閱讀理解（共4題，每題3分，共12分）題干背景：以下文章節(jié)選自浦發(fā)銀行普惠金融白皮書，涉及新鄉(xiāng)牧野區(qū)農(nóng)村金融發(fā)展現(xiàn)狀。請(qǐng)根據(jù)文章內(nèi)容回答問題。Passage:Inrecentyears,ruralfinancialservicesinXinxiang’sMuyledistricthaveseengradualimprovement,butgapsremain.Smallbusinessesstrugglewithcreditavailabilityduetolackofcollateral,whilefarmersfaceseasonalcashflowconstraints.Toaddresstheseissues,bankslike浦發(fā)銀行haveintroducedflexibleloanproductstailoredtolocalneeds.Forinstance,the"AgriculturalSeasonalLoan"allowsborrowerstorepayafterharvest,reducingfinancialpressure.However,challengessuchasdigitalliteracyamongelderlyfarmersandslowbankpenetrationinremotevillagespersist.Thegovernment’srecentsubsidiesforruralfintechadoptionmayhelpbridgethisgap.6.WhatisthemainissuefacedbysmallbusinessesinMuyledistrict?A.HighinterestratesB.LimitedcreditaccessC.ExcessivepaperworkD.Lackofgovernmentsupport7.Howdoesthe"AgriculturalSeasonalLoan"benefitfarmers?A.Providesinterest-freecreditB.OffersimmediatecashgrantsC.AlignsrepaymentwithharvestincomeD.Requiresnocollateral8.Whichofthefollowingisafuture-orientedsolutionmentionedinthepassage?A.GovernmentsubsidiesB.TraditionalbankingmethodsC.DigitalfinancialtoolsD.Ruralbankbranches9.WhatremainsachallengeforruralfinancialinclusioninMuyledistrict?A.YouthunemploymentB.DigitalliteracyamongelderlyfarmersC.HighinflationratesD.Insufficientbankinfrastructure三、完形填空（共5題，每題2分，共10分）題干背景：浦發(fā)銀行新鄉(xiāng)牧野區(qū)分行計(jì)劃開展金融知識(shí)下鄉(xiāng)活動(dòng)，以下段落為活動(dòng)宣傳稿，請(qǐng)選擇恰當(dāng)詞語填空。Thebank’sruralfinancialliteracycampaigninMuyledistrictaimsto__________(10)__________financialconceptsamongsmallbusinessownersandfarmers.Throughworkshopsandmobilebankingunits,participantswilllearnaboutloaneligibility,digitalpaymentsystems,andgovernmentfinancialaids."Manylocalentrepreneurs__________(11)__________unawareofthesubsidiesavailabletothem,"saysabankofficial.Thecampaignalsoemphasizes__________(12)__________financialdiscipline,suchasbudgetinganddebtmanagement.Bytheendoftheproject,thebankexpectsto__________(13)__________over1,000householdswithtailoredfinancialadvice.Thisinitiativealignswiththebank’scommitmentto__________(14)__________inclusivegrowthinunderservedregions.10.A.promoteB.ignoreC.testD.reduce11.A.stillareB.havebeenC.wereD.willbe12.A.maintainingB.neglectingC.avoidingD.encouraging13.A.assistB.harmC.discourageD.oppose14.A.supportingB.opposingC.questioningD.doubting四、翻譯填空（共5題，每題2分，共10分）請(qǐng)將以下句子翻譯成英文（僅填空部分）。15.浦發(fā)銀行新鄉(xiāng)分行致力于為牧野區(qū)企業(yè)提供__________（tailored）的金融解決方案?！鶷heXinxiangbranchof浦發(fā)銀行isdedicatedtoproviding__________financialsolutionsforpastoralareaenterprises.16.政府的最新政策鼓勵(lì)銀行__________（prioritize）綠色信貸項(xiàng)目?！鶷hegovernment’slatestpolicyencouragesbanksto__________greencreditprojects.17.農(nóng)村地區(qū)的金融服務(wù)覆蓋仍__________（face）數(shù)字鴻溝的挑戰(zhàn)。→Financialservicecoverageinruralareasstill__________thechallengeofthedigitaldivide.18.我們將通過__________（integrate）大數(shù)據(jù)技術(shù)來優(yōu)化風(fēng)險(xiǎn)評(píng)估模型?！鶺ewilloptimizeriskassessmentmodelsby__________bigdatatechnology.19.浦發(fā)銀行希望__________（enhance）與當(dāng)?shù)睾献魃绲膽?zhàn)略合作?！职l(fā)銀行hopesto__________itsstrategicpartnershipwithlocalcooperatives.五、句子改錯(cuò)（共5題，每題2分，共10分）以下句子包含語法或邏輯錯(cuò)誤，請(qǐng)指出并改正。20.Theloanapplicationformrequirestoomanyunnecessarydocumentstocomplete.→Error:________Correction:________21.Despitefacingeconomicdifficulties,thebankstillplanstoexpanditsruralbranchnetworkinMuyledistrict.→Error:________Correction:________22.Iffarmersadoptdigitalbanking,theycaneasilyaccesscreditwithoutphysicalbankvisits.→Error:________Correction:________23.Thegovernment’sfinancialsupportforsmallbusinesseshasbeendelayedsincelastyear.→Error:________Correction:________24.浦發(fā)銀行的普惠金融項(xiàng)目不僅幫助牧野區(qū)農(nóng)民，__________alsoimprovesthelocaleconomy.→Error:________Correction:________答案與解析一、選詞填空1.A.support（支持）解析：貸款計(jì)劃的目標(biāo)是支持小微企業(yè)。2.B.affordable（負(fù)擔(dān)得起的）解析：當(dāng)?shù)仄髽I(yè)家因文件要求嚴(yán)格，難以獲得負(fù)擔(dān)得起的金融服務(wù)。3.A.integrate（整合）解析：銀行將整合數(shù)字工具簡(jiǎn)化申請(qǐng)流程。4.B.enhanced（增強(qiáng)的）解析：成功取決于增強(qiáng)利益相關(guān)者合作。5.B.prioritize（優(yōu)先考慮）解析：政策鼓勵(lì)銀行優(yōu)先考慮對(duì)高潛力但服務(wù)不足的行業(yè)的貸款。二、閱讀理解6.B.Limitedcreditaccess（信貸獲取有限）解析：文章指出小微企業(yè)因缺乏抵押品難以獲得信貸。7.C.Alignsrepaymentwithharvestincome（還款與收成收入掛鉤）解析：農(nóng)業(yè)季節(jié)性貸款的特點(diǎn)是還款與收獲同步。8.C.Digitalfinancialtools（數(shù)字金融工具）解析：政府補(bǔ)貼農(nóng)村金融科技是面向未來的解決方案。9.B.Digitalliteracyamongelderlyfarmers（老年人數(shù)字素養(yǎng)）解析：文章提到老年人數(shù)字金融知識(shí)不足是挑戰(zhàn)之一。三、完形填空10.A.promote（推廣）11.B.havebeen（一直）12.D.encouraging（